UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): ~~October~~November 73, 2025

UMH Properties, Inc.

(Exact name of registrant as specified in its charter)

Maryland	001-12690	22-1890929
(State or other jurisdiction	(Commission	(IRS Employer
(State or other jurisdiction of incorporation)	Commission File Number)	(IRS Employer Identification No.)
of incorporation)	File Number)	Identification No.)

Juniper Business Plaza, 3499 Route 9 North, Suite 3-C, Freehold, NJ		07728
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (732) 577-9997

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐	Soliciting material pursuant to Rule 14a- 12 under the Exchange Act (17 CFR 240.14a-12)

☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of exchange on which registered
Common Stock, $.10 par value	UMH	New York Stock Exchange
Common Stock, $0.10 par value	UMH	New York Stock Exchange
6.375% Series D Cumulative Redeemable Preferred Stock, $.10 par value	UMH PRD	New York Stock Exchange
6.375% Series D Cumulative Redeemable Preferred Stock, $0.10 par value	UMH PD	New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01 Regulation FD Disclosure.

Item 2.02	Results of Operations and Financial Condition.

Item 7.01	Regulation FD Disclosure.

On ~~October~~November 73, 2025, ~~the~~UMH ~~Company~~Properties, Inc. issued a press release announcing the ~~completion~~results offor the ~~acquisition~~third ofquarter aSeptember ~~manufactured~~30, ~~home~~2025 ~~community~~and disclosed ~~located~~a supplemental information package in ~~Albany,~~connection ~~Georgia~~with its earnings conference call for athe ~~total~~third ~~purchase~~quarter ~~price~~September 30, 2025. A copy of the $2supplemental information package and press release is furnished with this report as Exhibit 99.61 ~~million~~and Exhibit 99.2 and is incorporated herein by reference.

The information ~~being~~in ~~furnished pursuant to~~ this ~~Item~~report ~~7.01,~~and ~~including~~the ~~Exhibits~~exhibit 99attached tohereto ~~this~~is ~~report~~being furnished, ~~shall~~ not ~~be deemed “~~filed~~” for any purpose~~, ~~including~~ for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended ~~(the “Exchange Act”)~~, or ~~otherwise~~and ~~subject~~pursuant to ~~the~~Item ~~liabilities~~2.02 ofand ~~such~~Item ~~section~~7.01 ~~The~~of ~~information~~Form in8-K ~~this~~will ~~report, including Exhibits 99, shall~~ not be incorporated by reference into any filing under the Securities Act of 1933, as amended, ~~or the Exchange Act,~~ unless specifically ~~incorporated~~identified bytherein ~~reference into any such filing. This report will not be deemed an admission~~ as tobeing ~~the~~incorporated ~~materiality~~therein ~~of any information in this report that is required to be disclosed solely~~ by ~~Regulation FD~~reference.

Forward-Looking Statements

Statements contained in this report, including the document that is incorporated by reference, that are not historical facts are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended (the “Securities Act”), and Section 21E of the Securities Exchange Act of 1934, as amended and the Private Securities Litigation Reform Act of 1995 (the “Exchange Act”). All statements, other than statements of historical facts that address activities, events or developments where the Company uses any of the words “anticipates,” “assumes,” “believes,” “estimates,” “expects,” “intends,” or similar expressions, are forward-looking statements. These forward-looking statements are not guaranteed and are based on the Company’s current intentions and on the Company’s current expectations and assumptions. These statements, intentions, expectations and assumptions involve risks and uncertainties, some of which are beyond the Company’s control that could cause actual results or events to differ materially from those that the Company anticipates or projects, such as:

	●	changes in the real estate market conditions and general economic conditions;
	●	the inherent risks associated with owning real estate, including local real estate market conditions, governing laws and regulations affecting manufactured housing communities and illiquidity of real estate investments;
	●	increased competition in the geographic areas in which we own and operate manufactured housing communities;
	●	our ability to continue to identify, negotiate and acquire manufactured housing communities and/or vacant land which may be developed into manufactured housing communities on terms favorable to us;
	●	our ability to maintain or increase rental rates and occupancy levels;
	●	changes in market rates of interest;
	●	inflation and increases in costs, including personnel, insurance and the cost of purchasing manufactured homes;
	●	our ability to purchase manufactured homes for rental or sale;
	●	our ability to repay debt financing obligations;

	●	our ability to refinance amounts outstanding under our credit facilities at maturity on terms favorable to us;
	●	our ability to comply with certain debt covenants;
	●	our ability to integrate acquired properties and operations into existing operations;
	●	the availability of other debt and equity financing alternatives;
	●	continued ability to access the debt or equity markets;
	●	the loss of any member of our management team;
	●	our ability to maintain internal controls and processes to ensure all transactions are accounted for properly, all relevant disclosures and filings are made in a timely manner in accordance with all rules and regulations, and any potential fraud or embezzlement is thwarted or detected;
	●	the ability of manufactured home buyers to obtain financing;
	●	the level of repossessions by manufactured home lenders;
	●	market conditions affecting our investment securities;
	●	changes in federal or state tax rules or regulations that could have adverse tax consequences;
	●	our ability to qualify as a real estate investment trust for federal income tax purposes;
	●	litigation, judgments or settlements, including costs associated with prosecuting or defending claims and any adverse outcomes;
	●	changes in real estate and zoning laws and regulations;
	●	legislative or regulatory changes, including changes to laws governing the taxation of REITs;
	●	risks and uncertainties related to pandemics or other highly infectious or contagious diseases.

Item 9.01

Financial Statements and Exhibits.

(d)

Exhibits.

99	Press Release dated October 7, 2025
99.1		Press Release dated November 3, 2025
104	Cover Page Interactive Data File (embedded within the Inline XBRL document)
99.2		Supplemental information package for the third quarter September 30, 2025
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	UMH Properties, Inc.
Date: October 8, 2025	By:	/s/ Anna T. Chew
Date: November 3, 2025	By:	/s/ Anna T. Chew
	Name:	Anna T. Chew
	Executive Vice President and Chief Financial Officer
	Title:	Executive Vice President and Chief Financial Officer

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