Saunders Mitchell 4

What Happened Saunders Mitchell, Chief Accounting Officer of Atlanticus Holdings Corporation (ATLC), received two grants of restricted stock on March 19, 2026 totaling 4,644 shares (929 shares and 3,715 shares) at $0.00 per share. On March 20, 2026, 70 shares were withheld (disposed) to satisfy tax withholding obligations at $54.67 per share, a withholding value of $3,827. The awards are time-based restricted stock grants (not open-market purchases or sales).

Key Details

• Transaction dates: grants on 2026-03-19 (A); tax-withholding disposition on 2026-03-20 (F).
• Grant amounts: 929 shares (vests in three substantially equal installments on Mar 19, 2027/2028/2029) and 3,715 shares (cliff vests on Mar 19, 2031). (Footnotes F1 & F2)
• Tax withholding: 70 shares withheld to satisfy taxes, based on closing price of $54.67 on 2026-03-20 (total ~$3,827). (Footnote F3; transaction code F = tax withholding)
• Shares owned after the transactions: not specified in the provided filing.
• Filing timing: Form 4 filed 2026-03-23 for transactions on 2026-03-19–20; Form 4s are typically due within two business days, so this filing appears later than the usual reporting window.

Context These were restricted stock awards (code A) that vest over future dates; the 70-share disposition was a withholding to cover tax liabilities (common and not an open-market sale). Restricted awards signal compensation/retention rather than an immediate trading view by the insider.