Anderson Robert B. 4

4 · USCB FINANCIAL HOLDINGS, INC. · Filed Mar 10, 2026

AI-generated summary of this filing

Updated Mar 10, 2026

USCB Financial EVP/CFO Robert Anderson Withholds 1,002 Shares

What Happened

Robert B. Anderson, EVP and Chief Financial Officer of USCB Financial Holdings, had 1,002 shares disposed/withheld on March 8, 2026 to satisfy tax withholding obligations. The shares were valued at $18.45 each, for a total of $18,487.
This was a tax-withholding disposition (transaction code F), not an open-market sale — a routine administrative action when restricted stock vests.

Key Details

Transaction date: 2026-03-08; Price per share: $18.45; Total value: $18,487.
Transaction type/code: F (payment of exercise price or tax liability / share withholding).
Shares owned after the transaction: Not specified in the provided Form 4 excerpt.
Footnotes: F1 details multiple restricted stock grants and vesting schedules (includes grants that began vesting 1/21/2026, 1/22/2025, 12/31/2024, and one that begins vesting 1/27/2027). F2 and F3 note option vesting schedules (commencing 9/10/2021 and 9/27/2022). These explain the underlying awards that triggered withholding.
Filing timing: Report filed 2026-03-10 for a 2026-03-08 transaction — appears to be timely (within typical 2-business-day SEC reporting window).

Context

This was a tax-withholding disposition tied to restricted stock vesting (a common administrative step); it does not necessarily signal a deliberate sale or change in insider sentiment.
For retail investors: purchases or open-market sales by insiders often carry clearer signals. Withholdings (code F) are routine and primarily tax-related.

Form 4

Period: 2026-03-08

EVP and CFO

Transactions

Tax Payment
Class A Voting Common Stock
[F1]
2026-03-08$18.45/sh−1,002$18,487→ 122,699 total

Holdings

Options to Purchase Class A Voting Common Stock
[F2]
Exercise: $8.75From: 2021-09-10Exp: 2030-09-10→ Class A Voting Common Stock (30,000 underlying)
30,000
Options to Purchase Class A Voting
[F3]
Exercise: $12.05From: 2022-09-27Exp: 2031-09-27→ Class A Voting Common Stock (60,000 underlying)
60,000

Footnotes (3)

[F1]Includes 5,861 shares of restricted stock from a grant of 8,792 shares which commenced vesting at a rate of one-third per year on January 21, 2026, 1,375 shares of restricted stock from a grant of 4,127 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 8,333 shares of restricted stock from a grant of 25,000 shares which commenced vesting at a rate of one-third per year on December 31, 2024 and 8,878 shares of restricted stock which vest at a rate of one-third per year commencing on January 27, 2027.
[F2]The options vested at a rate of one-third per year commencing on September 10, 2021.
[F3]The options vested at a rate of one-third per year commencing on September 27, 2022.

Signature

/s/ Robert Anderson|2026-03-10

1 file