UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 830, 2013

CHARTER FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

United States		001-34889	58-2659667
Maryland	001-35870	90-0947148
(State or Other Jurisdiction of Incorporation)		(Commission File No.)	(I.R.S. Employer Identification No.)
(State or other jurisdiction of	(Commission	(IRS Employer
incorporation or organization)	File Number)	Identification No.)
1233 O. G. Skinner Drive, West Point, Georgia		31833
(Address of principal executive offices)		(Zip Code)

1233 O. G. Skinner Drive, West Point, Georgia		31833
(Address of Principal Executive Offices)		(Zip Code)

Registrant’s telephone number, including area code: (706) 645-1391

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

~~Item 8.01.~~[ ~~Other~~] Soliciting ~~Events~~material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

On[ ] Pre-commencement ~~April~~communications 8,pursuant ~~2013,~~to ~~Charter~~Rule ~~Financial Corporation, a Maryland corporation~~ 14d-2(~~“Charter Financial”~~b), ~~announced~~under ~~that~~the itExchange ~~had~~Act ~~completed~~(17 ~~its~~CFR ~~second-step conversion and related public offering~~240. CharterBank is now 100% owned by Charter Financial and Charter Financial is 100% owned by public stockholders. Charter Financial sold 14,289,429 shares of common stock at $10.00 per share in the offering. 14d-2(b))

~~Concurrent~~[ ] Pre-commencement ~~with~~communications ~~the~~pursuant ~~completion~~to ofRule ~~the offering, shares of common stock of Charter Financial Corporation, a federal corporation~~ 13e-4(~~the “Company”~~c), ~~owned~~under ~~by public stockholders have been converted into~~ the ~~right~~Exchange toAct ~~receive~~(17 ~~1.2471~~CFR ~~shares of Charter Financial’s common stock for each share of the Company’s common stock that they owned immediately prior to completion of the transaction~~240. Cash in lieu of fractional shares will be paid based on the offering price of $10.00 per share. As a result of the offering and the exchange, Charter Financial now has approximately 22,752,682 shares outstanding and gross offering proceeds of $142.9 million. 13e-4(c))

AItem ~~press~~2.02 Results ~~release announcing the closing~~ of ~~the~~Operations ~~reorganization~~ and ~~stock~~Financial ~~offering is attached as Exhibit 99.1.~~ Condition

~~Item~~On 9May 1, 2013, Charter Financial Corporation issued an earnings release announcing its financial results for the second quarter ended March 31, 2013.01 The text of the press release is included as Exhibit 99. ~~Financial~~1 ~~Statements~~to ~~and~~this ~~Exhibits~~report. The information included in the press release text is considered to be "furnished" under the Securities Exchange Act of 1934.

~~(d)~~Item ~~Exhibits~~8.01 Other Events

Exhibit No.		Description
99.1		Press Release dated April 8, 2013

On April 30, 2013, the Board of Directors of Charter Financial Corporation declared a quarterly cash dividend of $0.05 per share. The dividend is payable on May 30, 2013 to stockholders of record on May 15, 2013. A press release announcing the details of the declaration is filed herewith as Exhibit 99.2.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits.

Exhibit No. Description

99.1 Earnings press release dated May 1, 2013.

99.2 Dividend press release dated April 30, 2013.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		CHARTER FINANCIAL CORPORATION (Registrant)
	CHARTER FINANCIAL CORPORATION
DATE: April 8, 2013	By:	/s/ Curtis R. Kollar
	(Registrant)
		Curtis R. Kollar
Date: May 2, 2013	By:	/s/ Curtis R. Kollar
		Chief Financial Officer
		Curtis R. Kollar
		Senior Vice President and Chief Financial Officer

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