UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

~~WASHINGTON~~Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

~~Securities Exchange~~Date ~~Act~~of report (Date of ~~1934~~earliest event reported): March 28, 2025

~~Date of~~GUGGENHEIM ~~report~~CREDIT ~~(Date~~INCOME ofFUND ~~earliest~~2016 ~~event reported): December 20, 2024 (December 18, 2024)~~T

~~Guggenheim Credit~~(Exact ~~Income~~Name ~~Fund~~of ~~2016~~Registrant Tas Specified in Charter)

(Exact name of Registrant as Specified in Its Charter)

Delaware	814-01094	47-2016837
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

330 Madison Avenue
New York, New York		10017
(Address of Principal Executive Offices)		(Zip Code)

Delaware	814-01094		47-2016837
(State or other jurisdiction	(Commission File Number)		(I.R.S. Employer
of incorporation)			Identification No.)
330 Madison Avenue
New York, New York		10017
(Address of principal executive offices)		(Zip Code)
Registrant’s telephone number, including area code: (212) 739-0700
N/A
(Former name or former address, if changed since last report)

Registrant’s telephone number, including area code: (212) 739-0700

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions ~~(see General Instruction A.2. below)~~:

☐[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act: None

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ~~Emerging growth company ☐~~

IfEmerging ~~an emerging~~ growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐[ ]

~~Item~~If ~~5.02.~~an ~~Departure~~emerging ofgrowth ~~Trustees~~company, orindicate ~~Certain~~by ~~Officers;~~check ~~Election~~mark ofif ~~Trustees;~~the ~~Appointment~~registrant ofhas ~~Certain~~elected ~~Officers;~~not ~~Compensatory~~to ~~Arrangements~~use ofthe extended transition period for complying ~~Certain~~with ~~Officers~~any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [ ]

~~On December~~Item ~~18,~~2.02. ~~2024,~~Results ~~Matthew Bloom tendered his resignation as trustee, Chairman~~ of ~~the~~Operations ~~Board,~~ and ~~Chief~~Financial ~~Executive Officer of Guggenheim Credit Income Fund 2016 T (the "Company") to pursue other opportunities, effective as of December 20, 2024~~Condition. ~~Effective as of December 20, 2024, the Board of Trustees (“Board of Trustees”) of the Company accepted Mr. Bloom’s resignation.~~

~~Mr. Bloom’s~~On ~~decision~~March to28, ~~resign~~2025, isGuggenheim ~~not~~Credit ~~the~~Income ~~result~~Fund of2016 ~~any~~T ~~disagreement~~released ~~with~~an ~~the~~overview ~~Company,~~announcing its ~~advisor~~operating orresults ~~their~~for ~~affiliates~~the ~~regarding~~year ~~their~~ended December ~~operations~~31, ~~policies~~2024, ~~practices~~a orcopy ~~otherwise~~of which is attached hereto as Exhibit 99.1 and incorporated herein by reference.

~~On December~~The ~~20,~~information ~~2024,~~furnished ~~the~~pursuant ~~Board~~to Item 2.02 of ~~Trustees~~this ~~appointed~~Current ~~Brian~~Report, Eincluding Exhibit 99.1, ~~Binder~~shall asnot ~~trustee,~~be ~~Chairman~~deemed ofto ~~the~~be ~~Board~~“filed” for ~~and~~the ~~Chief~~purposes ~~Executive~~of ~~Officer~~Section 18 of the ~~Company,~~ ~~effective~~Securities asExchange Act of ~~December~~1934, 20as amended, ~~2024.~~(the Mr“Exchange Act”), or otherwise subject to the liabilities of that section. ~~Binder~~The information in this Item 2.02, ~~age~~including 52Exhibit 99.1, ~~served~~shall asnot ~~Senior~~be ~~Vice~~deemed ~~President~~incorporated by reference into any filing under the Securities Act of 1933, as amended, or the ~~Company~~Exchange ~~from~~Act, ~~2018~~regardless ~~until~~of ~~his~~any ~~appointment as~~general ~~Chief~~incorporation ~~Executive~~language ~~Officer~~in such filing.

~~Mr.~~Item ~~Binder~~9.01. ~~also~~Financial ~~serves~~Statements ~~as Senior Managing Director~~ and President, Mutual Funds Boards for Guggenheim Investments; President and Chief Executive Officer of the mutual funds and closed-end funds in the Guggenheim Funds complex (2018 to the present); President, Mutual Funds Board and Senior Managing Director of Guggenheim Funds Investment Advisors, LLC and Security Investors, LLC (2018 to the present); Board Member, Guggenheim Partners Investment Funds plc (2022 to the present); and Board Member, Guggenheim Global Investments plc (2022 to the present)Exhibits.

~~Mr. Binder formerly served as Senior Managing Director and Chief Administrative Officer, Guggenheim Investments~~ (~~2018 to 2022~~d) and Board Member, Guggenheim Partners Fund Management (Europe) Limited (2019 to 2024); Managing Director and President, Deutsche Funds, and Head of US Product, Trading and Fund Administration, Deutsche Asset Management (2013 to 2018); and Managing Director, Chairman of North American Executive Committee and Head of Business Management and Consulting, Invesco Ltd. (2010 to 2012).Exhibits

Mr. Binder has extensive experience in the financial industry and is experienced in financial, regulatory, investment, and governance matters. He also has considerable familiarity with the Company, its advisor and other service providers, and their operations, and has served as a Board member of other Guggenheim-affiliated funds.

EXHIBIT

NUMBER

DESCRIPTION

99.1

Fourth Quarter and Year End 2024 Overview

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	~~GUGGENHEIM CREDIT INCOME FUND 2016 T~~		GUGGENHEIM CREDIT INCOME FUND 2016 T
Date: December 20, 2024	By: /s/ Amy J. Lee
Date:	March 28, 2025	By:	/s/ James Howley
	Name: Amy J. Lee
			James Howley
	Title: Chief Legal Officer and Secretary
			Chief Financial Officer

Filing Compare · GUGGENHEIM CREDIT INCOME FUND 2016 T