UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): ~~October~~November 224, 2025

Equitable Holdings, Inc.

(Exact name of registrant as specified in its charter)


Delaware	001-38469	90-0226248
(State or other jurisdiction of	(Commission File Number)	(I.R.S. Employer
incorporation or organization)		Identification No.)

1345 Avenue of the Americas, New York, New York 10105

(Address of principal executive offices) (Zip Code)

(212) 554-1234

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol

Name of Exchange on which registered

Common Stock

EQH

New York Stock Exchange

Depositary Shares, each representing a 1/1,000th interest in a share of Fixed Rate Noncumulative Perpetual Preferred Stock, Series A

EQH PR A

New York Stock Exchange

Depositary Shares, each representing a 1/1,000th interest in a share of Fixed Rate Noncumulative Perpetual Preferred Stock, Series C

EQH PR C

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 under the Securities Act (17 CFR 230.405) or Rule 12b-2 under the Exchange Act (17 CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On November 4, 2025, Equitable Holdings, Inc. (“EQH”) issued a press release announcing its financial results for the quarter ended September 30, 2025. A copy of the press release containing this information is furnished as Exhibit 99.1 hereto and is incorporated herein by reference. In addition, more detailed financial information may be found in EQH’s Financial Supplement for the quarter ended September 30, 2025. A copy of the Financial Supplement for the quarter ended September 30, 2025 is furnished as Exhibit 99.2 hereto and is incorporated herein by reference.

As provided in General Instruction B.2 of Form 8-K, the information and exhibits provided pursuant to this Item 2.02 shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that section, nor shall they be deemed to be incorporated by reference in any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Item 7.01 Regulation FD Disclosure.

AsIn ~~previously~~connection ~~reported~~with ~~by Equitable Holdings, Inc. (the “Company”) in~~ its ~~Current~~earnings ~~Report~~call onfor ~~Form 8-K filed on July 31, 2025,~~ the ~~transactions~~quarter ~~(the~~ended ~~“Transaction”) contemplated by the Master Transaction Agreement~~September 30, ~~dated as of February 23,~~ 2025 ~~(the “Agreement”)~~, byEQH ~~and~~has ~~among~~prepared ~~Equitable~~a ~~Financial~~presentation ~~Life~~for ~~Insurance~~use ~~Company,~~with ~~Equitable~~investors ~~Financial Life Insurance Company of America,~~ and ~~Equitable~~other ~~Financial~~members ~~Life and Annuity Corporation (together, the “Ceding Companies”) and RGA Reinsurance Company, closed on July 31, 2025 (the “Closing”). As a result~~ of the ~~Closing,~~investment ~~the Company announced that~~community, ~~retrospectively,~~which ~~beginning~~will inbe ~~the~~accessible ~~third~~via ~~quarter~~EQH’s ofinvestor ~~2025,~~relations itwebsite isat ~~making~~https://ir.equitableholdings.com ~~certain~~at ~~changes~~4:15 top.m. ~~its~~ET ~~segment~~on ~~reporting to (1) combine its Individual Retirement and Group Retirement segments into one reporting segment~~Tuesday, ~~to be called Retirement~~November 4, ~~and (2) report its legacy business—and its life insurance business, which was previously reported in the Protection Solutions segment—in the Corporate and Other segment~~2025.

~~Exhibit~~As ~~99.1~~provided toin ~~this~~General Instruction B.2 of Form 8-K, ~~contains~~the aninformation ~~updated~~provided ~~Financial~~pursuant ~~Supplement~~to ~~for~~this ~~the~~Item 7.01 ~~period~~shall ~~ended~~not ~~June~~be ~~30,~~deemed ~~2025,~~to ~~which~~be ~~provides~~“filed” ~~recast~~for ~~historical~~purposes ~~segment~~of ~~financial~~Section 18 ~~results.~~of ~~The~~the ~~changes~~Exchange inAct, ~~the~~or ~~segment~~otherwise ~~structure~~subject ~~affect~~to ~~only~~ the ~~manner~~liability inof ~~which~~that ~~the~~section, ~~results~~nor ~~for~~shall ~~the~~it ~~Company’s~~be ~~operating~~deemed ~~segments~~to ~~were~~be ~~previously~~incorporated ~~reported.~~by ~~The~~reference ~~historical~~in ~~segment~~any ~~information~~filing ~~provided~~ under the ~~new~~Securities ~~segment~~Act ~~structure~~or ~~has no other impact on~~ the ~~Company’s~~Exchange ~~previously~~Act, ~~reported~~except ~~Consolidated~~as ~~Financial~~shall ~~Statements.~~be ~~The~~expressly ~~Financial~~set ~~Supplement~~forth ~~also~~by ~~includes~~specific ~~reconciliations~~reference ~~of certain non-GAAP financial measures to the most directly comparable financial measures calculated and presented~~ in ~~accordance~~such ~~with~~a ~~generally accepted accounting principles (“GAAP”)~~filing.

These results are being provided prior to the availability of the audited financial statements to assist investors and other users of our financial statements in evaluating the changes to our reportable segments. The Financial Supplement is not intended to be a complete presentation of the Company’s financial position or results of operations as of and for the periods presented. It is possible that the recast audited financial statements may differ, perhaps materially, from the information included in Exhibit 99.1.

To facilitate our investors’ ability to evaluate the changes resulting from our re-segmentation, the Company has prepared a presentation, attached hereto as Exhibit 99.2 which outlines the key areas of impact. This presentation will be made available to investors on October 22, 2025, on our website, http://ir.equitableholdings.com.

The information in this Item (including Exhibit 99.1 and 99.2) shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth in such a filing.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.			Description of Exhibit
99.1			~~Financial~~Press ~~Supplement~~release ~~for~~of ~~the~~Equitable ~~period~~Holdings, ~~ended~~Inc., ~~June~~dated 30November 4, 2025 (~~adjusted for re-segmentation) (~~furnished and not filed)
99.2			~~Investors~~Financial ~~Briefing~~ Supplement ~~(adjusted~~ for ~~re-segmentation)~~the quarter ended September 30, 2025 (furnished and not filed)
104			Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	EQUITABLE HOLDINGS, INC.
Date: October 22, 2025	By:	/s/ Ralph Petruzzo
Date: November 4, 2025	By:	/s/ William Eckert
	Name:	~~Ralph~~William ~~Petruzzo~~Eckert
	Title:	~~Deputy~~Chief ~~General~~Accounting ~~Counsel~~Officer(Principal Accounting Officer)

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