              UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             Washington, D. C. 20549


                                    FORM 8-K


                                 CURRENT REPORT
                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934



         Date of Report (Date of earliest event reported) AugustOctober 1615, 2004


                     NAVISTAR FINANCIAL 2001-A OWNER TRUST
             (Exact name of Registrant as specified in its charter)


                                    Delaware
                 (State or other jurisdiction of incorporation)



              333-62445-02                            36-7355777
      (Commission File Number)            (I.R.S. Employer Identification No.)




 2850 West Golf Road Rolling Meadows, Illinois             60008
   (Address of principal executive offices)             (Zip Code)



         Registrant's telephone number including area code 847-734-4000


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                    INFORMATION TO BE INCLUDED IN THE REPORT


Item 5.  Other Events.


          On AugustOctober 1615, 2004, the Registrant made available the
          Monthly Servicer Certificate for the Period of JulySeptember 2004
          for the NAVISTAR FINANCIAL 2001-A OWNER TRUST,  which  areis
          attached as Exhibit 20 hereto.


Item 7.  Financial Statements and Exhibits.


         (c)      See attached Exhibit 20.


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                                   SIGNATURE


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.


                      NAVISTAR FINANCIAL 2001-A OWNER TRUST
             (Exact name of Registrant as specified in its charter)



Date:  AugustOctober 3021, 2004                                       By:/s/ PAUL E. MARTIN
-----------------------                          --------------------------
                                                 Paul E. Martin
                                                 Vice President & Controller


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                                  EXHIBIT INDEX

Exhibit No.    Description

   20          Navistar Financial 2001-A Owner Trust
               Monthly Servicer Certificate #4042, dated AugustOctober 1615, 2004



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                                                                                   EXHIBIT 20

                          Navistar Financial 2001 - A Owner Trust
                                                              For the Month of JulySeptember 2004
                           Distribution Date of AugustOctober 1615, 2004
                                                                   Servicer Certificate #4042

Original Pool Amount                                              $257,155,638.25
Subsequent Receivables (transferred 4/30/01)                       $53,340,411.35
Subsequent Receivables (transferred 5/30/01 )                      $67,396,152.49
Subsequent Receivables (transferred 6/28/01)                       $22,107,022.10
Beginning Pool Balance                                             $5446,886079,434579.2515
Beginning Pool Factor                                                   0.13721641151992

Principal and Interest Collections:
     Principal Collected (Incl. Servicer Advance Repay)             $63,176463,452098.7326
     Interest Collected                                               $431360,725378.0534
     Mandatory Prepayments
Additional Deposits:
     Repurchase Amounts                                                     $0.00

     Liquidation Proceeds / Recoveries                                                                 $11745,509655.2902
Total Additional Deposits                                                                                           $11745,509655.2902

Repos / Chargeoffs                                                     $9849,219697.1056
Aggregate Number of Notes Charged Off                                          99                                         100

Total Available Funds                                               $63,135858,473837.0788

Ending Pool Balance                                                $4942,201577,976077.4207
Ending Pool Factor                                                      0.12300521064429

Servicing Fee                                                          $4538,738399.7065

Repayment of Servicer Advances                                                                                 $59010,214293.0074

Memo Item - Reserve Account
     Prior Month Balance                                            $7,999,984.48
     Invest. Income                                                     $69,054253.8376
     Excess Serv.                                                     $156109,605096.8410
     Transfer (to)/from Collections Account                                 $0.00
     Beginning Balance                                              $8,162118,645334.1534

Reserve Account:

     Beginning Balance  (see Memo Item)                             $8,162118,645334.1534
     Target Percentage                                                      5.50%
     Target Balance                                                 $2,706341,108739.7024
     Minimum Balance                                                $7,999,984.48
     (Release) / Deposit                                             ($162118,660349.6786)
     Ending Balance                                                 $7,999,984.48

Current Weighted Average APR:                                              9.366322%

Current Weighted Average Remaining Term (months):                           1716.9127

Delinquencies

                                                                          Dollars           Notes
     Installments:                                                                   1 - 30 days         536        499,641382.92       52291        464
                                                                                                       31 - 60 days        144       126,502016.01       15943        154
                                                                                                       60+  days           10870,501476.79        4133         32

     Total:                                                            789695,645875.72       55267        480

     Balances:                                                                           60+  days           378          507,174239.61        4117         32


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Navistar Financial 2001 - A Owner Trust
For the Month of JulySeptember 2004

                                                                                                                                                    NOTES

                                                                                                 TOTAL       CLASS A - 1           CLASS A - 2           CLASS A - 3    CLASS A - 4  CLASS B NOTES
Original Pool Amount                                     $400,000,000.00 $72,500,000.00 $118,000,000.00   $100,000,000.00 $92,500,000.00 $17,000,000.00
Distributions:
     Distribution Percentages  1                                                                0.00%           0.00%                       0.00%         95.75%                   4.25%
     Coupon                                                                                                      4.2900%         4.4700%                   4.9900%        5.4200%               5.5900%

Beginning Pool Balance                                   $5446,886079,434579.2515
Ending Pool Balance                                         $4942,201577,976077.4207

Collected Principal                                           $53,586452,238804.7352
Collected Interest                                                 $431360,725378.0534
Charge - Offs                                                             $9849,219697.1056
Liquidation Proceeds / Recoveries                    $11745,509655.2902
Servicing & Administration Fee                           $4538,738399.7065
Cash Transfer from Pre-Funding Acct.
Cash Transfer from Reserve Account                             $0.00
TtlTotal Collections Avail for Debt Svc     Service  $63,089820,734438.3723

Beginning Balance                                             $5446,886079,434579.2616          $0.00           $0.00                       $0.00 $4941,472039,510947.7903  $5,413039,923632.4713

Interest Due 2                                                         $248208,670840.7005          $0.00           $0.00                       $0.00    $223185,450363.8476     $2523,219476.8629
Interest Paid                                                           $248208,670840.7005          $0.00           $0.00                       $0.00    $223185,450363.8476     $2523,219476.8629
Principal Due                                                       $53,684502,457502.8308          $0.00           $0.00                       $0.00  $53,442353,868645.3774    $241148,589856.4634
Mandatory Prepayments Class A-1 only
Principal Paid                                                     $53,684502,457502.8308          $0.00           $0.00                       $0.00  $53,442353,868645.3774    $241148,589856.4634

Ending Balance                                                   $4942,201577,976077.4308          $0.00           $0.00                       $0.00 $4437,029686,642301.4229  $54,172890,334775.0179
Note / Certificate Pool Factor(Ending
     (Ending Balance/Original Pool AmtAmount)                                                    0.0000          0.0000                     0.0000         0.47604074         0.30432877

Total Distributions                                           $53,933711,128342.5313          $0.00           $0.00                       $0.00  $53,666539,319009.2150    $266172,809332.3263

Interest Shortfall                                                             $0.00          $0.00           $0.00                       $0.00          $0.00          $0.00
Principal Shortfall                                                           $0.00          $0.00           $0.00                       $0.00          $0.00          $0.00
                       Total Shortfall                                            $0.00          $0.00           $0.00                       $0.00          $0.00          $0.00
Excess Servicing                                                     $156109,605096.8410
     (see Memo Item - Reserve AcctAccount)


Beginning Reserve Acct Balance                     $8,162118,645334.1534
(Release) / Draw                                                     ($162118,660349.6786)
Ending Reserve Acct Balance                           $7,999,984.48

1 )Principal distributions will be paid in the following priority:  First to Class A-1 until paid in full, second 95.75% applied
sequentially to Class A notes and 4.25% to Class B notes until all Class A Notes are repaid in full, then 100% to Class B Notes.
2 )Class A-1 Interest based on Actual Number of Days.  Interest on other classes based on a 30-day month.  Interest for first
settlement based off 18 days, from 4/27/01-5/15/01.

(* x represents previously paid interest to other classes.)
(* y represents previously paid interest and principal on other classes.)
--------------------------------------------------------
Memo Item - Advances:
   Servicer Advances - Current Month             ($59010,214293.0074)
   Total Outstanding Servicer Advances   $5,822659,285235.7428
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Navistar Financial 2001 - A Owner Trust
For the Month of JulySeptember 2004


Trigger Events:
A) Loss Trigger
B) Delinquency Trigger
C) Noteholders Percent Trigger
                                                                                                                5                                        4                 3                                   2                                 1
                                                    Mar                                                  May-04              Apr                Jun-04            MayJul-04            Jun             Aug-04            Jul           Sep-04

Beginning Pool Balance                                          $73,048,253.99      $67,014,235.12    $62,541,052.17            $58,808,990.89    $54,886,434.25     $49,201,976.42   $46,079,579.15

A) Loss Trigger:
Principal of Contracts Charged Off                         $106,662.55         $109,746.48        $18,447.85                    $78,192.69        $98,219.10
Recoveries                                               $9932,776037.07         13       $15049,778697.56       
Recoveries                                   $270,668.70                    $29,965.45       $117,509.29        $159,179.50       $45,655.02

Total Charged Off (Months 5,4,3)                            $234194,856859.8864
Total Recoveries (Months 3,2,1)                              $418322,143343.4481
Net Loss/(Recoveries) for 3 Mos                            ($183127,286484.5617) (a)

Total Balance (Months 5,4,3)                            $202176,603236,541477.28 31  (b)

Loss Ratio Annualized [(a/b)*(12)]                              -10.08568680%

Trigger: Is Ratio > 1.5%                                                              No

                                                    May                                                  Jul-04              Jun                Aug-04            JulSep-04
B) Delinquency Trigger:
     Balance delinquency 60+ days                          $806378,741174.88         61           $533549,906159.9547       $378507,174239.6117
     As % of Beginning Pool Balance               1             0.2899468901%            0              1.9078711613%          01.6890110079%
     Three Month Average                                                  0.9619896227%                          0.9883790434%          0.9622796865%

Trigger: Is Average > 2.0%                                                         No

C) Noteholders Percent Trigger:
     Ending Reserve Account Balance
     not less than 1% of Initial Aggregate
     Receivables Balance                                                   2.0000%

Trigger: Is Minimum < 1.0%                                                         No


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Filing Compare · NAVISTAR FINANCIAL RETAIL REC CORP 2001 A OWNER TRUST
