8-K 1 usbb35307252003.txt 8-K 1 none CT.INFORMATION.DELIVERY@USBANK.COM 0001043308 wjugu75* 07/25/03 1 8-K Structured Asset Securities Corporation Mortgage Pass-Through Certificates Series 2003-20 SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report: 07/25/03 (Date of earliest event reported) Structured Asset Securities Corporation Mortgage Pass-Through Certificates Series 2003-20 (Exact name of registrant as specified in governing instruments) North Carolina (State or other Jurisdiction of Incorporation) c/o US Bank NA Corporate Trust Department 1 Federal Street, 3rd Floor Boston, MA 02110 (Address of Principal Executive Offices) (Zip Code) (704) 374-6828 (Registrant's telephone number, including area code) Commission File Number 333-102489-16 56-1643598 (I.R.S. Employer Identification No.) Not Applicable (Former name, former address and former fiscal year if changed since last report) Structured Asset Securities Corporation Mortgage Pass-Through Certificates Series 2003-20 FORM 8-K INDEX ITEM DESCRIPTION PAGE NUMBER Item 5. Other Event 3 Item 7. Financial Statements and Exhibits 3 Signatures 3 Exhibit A Trustee's Report to Bondholders 4 Structured Asset Securities Corporation Mortgage Pass-Through Certificates Series 2003-20 FORM 8-K ITEMS AND SIGNATURES ITEMS Item 5. Other Events See Exhibit A, the Trustee's Report to Bondholders attached hereto. Item 7. Financial Statements and Exhibits See Exhibit A, the Trustee's Report to Bondholders attached hereto. SIGNATURES Pursuant to the requirement of the Securities Exchange Act of 1934, the registrar has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Structured Asset Securities Corporation Mortgage Pass-Through Certificates Series 2003-20 (Registrant) Date: 07/25/03 By: Name: Diana Kenneally Title: Assistant Vice President US Bank as Trustee Structured Asset Securities Corporation Mortgage Pass-Through Certificates Series 2003-20 Report to Certificateholders for Payment Date: July 25, 2003 Payment Summary Pass-Thru Int Org Beg Prin Class CUSIP Rate Type Balance Balance Distb. Amt ---------------------------------------------------------------------------------------------- 1-A1 86359AD75 0.055000 Fixed 164,495,000 164,495,000.00 164,132.90 1-AX 86359AD83 0.055000 Fixed 2,361,849 2,361,849.00 N/A 1-PAX 86359AD91 0.055000 Fixed 8,998,800 8,998,800.00 N/A 1-AP 86359AE25 N/A N/A 1,239,706 1,239,706.00 1,638.60 2-A1 86359AE33 0.032500 Fixed 32,372,000 32,372,000.00 302,118.52 2-A2 86359AE41 0.045000 Fixed 23,541,000 23,541,000.00 71,751.81 2-A3 86359AE58 0.045000 Fixed 14,250,000 14,250,000.00 1,321,212.36 2-A4 86359AE66 0.045000 Fixed 98,336,000 98,336,000.00 2,375,720.13 2-A5 86359AE74 0.045000 Fixed 8,992,222 8,992,222.00 N/A 2-AP 86359AE82 N/A N/A 75,065 75,065.00 303.32 3-A1 86359AF81 0.050000 Fixed 54,375,000 54,375,000.00 208,233.77 3-PAX 86359AF99 0.050000 Fixed 5,082,421 5,082,421.00 N/A 3-AP 86359AG23 N/A N/A 321,998 321,998.00 1,154.44 AX(2-3) 86359AE90 0.050000 Fixed 21,879,739 21,879,739.00 N/A B1(1-3) 86359AF24 0.053759 Variable 6,672,000 6,672,000.00 10,075.28 B2(1-3) 86359AF32 0.053759 Variable 1,034,000 1,034,000.00 1,561.43 2B1 86359AF40 0.045000 Fixed 1,367,000 1,367,000.00 5,037.39 2B2 86359AF57 0.045000 Fixed 256,000 256,000.00 943.36 B3 86359AF65 0.051644 Variable 1,060,000 1,060,000.00 2,157.47 B4(1-3) 86359AB36 0.053759 Variable 460,000 460,000.00 694.64 B5(1-3) 86359AB44 0.053759 Variable 230,000 230,000.00 347.32 B6(1-3) 86359AB51 0.053759 Variable 465,078 465,078.00 702.31 2B4 86359AB69 0.045000 Fixed 170,000 170,000.00 626.45 2B5 86359AB77 0.045000 Fixed 85,000 85,000.00 313.22 2B6 86359AB85 0.045000 Fixed 173,431 173,431.00 639.02 R 86359AF73 0.055000 Fixed 100 100.00 100.00 P N/A N/A N/A N/A N/A N/A E N/A N/A N/A N/A N/A N/A Totals: 400,978,378 400,978,378 4,469,463.74 Component Classes: AX(2) N/A 0.050000 Fixed 21,621,024 21,621,024.00 N/A AX(3) N/A 0.050000 Fixed 258,715 258,715.00 N/A B3(1-3) N/A 0.053759 Variable 804,000 804,000.00 1,214.11 B3(2) N/A 0.045000 Fixed 256,000 256,000.00 943.36

Interest Total Realized Ending Distribution Distribution Loss Balance 753,935.42 918,068.32 0.00 164,330,867.10 10,825.14 10,825.14 N/A 2,359,836.25 41,244.50 41,244.50 N/A 8,991,708.11 N/A 1,638.60 0.00 1,238,067.40 87,674.17 389,792.69 0.00 32,069,881.48 88,278.75 160,030.56 0.00 23,469,248.19 53,437.50 1,374,649.86 0.00 12,928,787.64 368,760.00 2,744,480.13 0.00 95,960,279.87 33,720.83 33,720.83 N/A 8,908,300.41 N/A 303.32 0.00 74,761.68 226,562.50 434,796.27 0.00 54,166,766.23 21,176.75 21,176.75 N/A 5,062,981.65 N/A 1,154.44 0.00 320,843.56 91,165.58 91,165.58 N/A 21,120,528.77 29,890.00 39,965.28 0.00 6,661,924.72 4,632.23 6,193.66 0.00 1,032,438.57 5,126.25 10,163.64 0.00 1,361,962.61 960.00 1,903.36 0.00 255,056.64 4,561.85 6,719.32 0.00 1,057,842.53 2,060.76 2,755.40 0.00 459,305.36 1,030.38 1,377.70 0.00 229,652.68 2,083.51 2,785.82 0.00 464,375.69 637.50 1,263.95 0.00 169,373.55 318.75 631.97 0.00 84,686.78 650.37 1,289.39 0.00 172,791.98 0.68 100.68 0.00 0.00 0.00 0.00 N/A N/A 0.00 0.00 N/A N/A 1,828,733.42 6,298,197.16 0.00 396,508,914.26 Component Classes: 90,087.60 90,087.60 N/A 20863072.83 1,077.98 1,077.98 N/A 257455.9371 3,601.85 4,815.96 0.00 802,785.89 960.00 1,903.36 0.00 255,056.64 Distributions Amount Per $1,000 Beginning Principal Interest Realized Ending Class Balance Distribution Distribution Loss Balance 1-A1 1000.00000000 0.99779873 5.58113209 0.00000000 999.00220127 1-AX 1000.00000000 N/A 4.58333280 N/A 999.14780671 1-PAX 1000.00000000 N/A 4.58333333 N/A 999.21190732 1-AP 1000.00000000 1.32176500 1.32176500 0.00000000 998.67823500 2-A1 1000.00000000 9.33271098 12.04104442 0.00000000 990.66728902 2-A2 1000.00000000 3.04795081 6.79795081 0.00000000 996.95204919 2-A3 1000.00000000 92.71665681 96.46665681 0.00000000 907.28334319 2-A4 1000.00000000 24.15921055 27.90921055 0.00000000 975.84078945 2-A5 1000.00000000 N/A 3.74999972 N/A 990.66731350 2-AP 1000.00000000 4.04076467 4.04076467 0.00000000 995.95923533 3-A1 1000.00000000 3.82958658 7.99625324 0.00000000 996.17041342 3-PAX 1000.00000000 N/A 4.16666585 N/A 996.17517845 3-AP 1000.00000000 3.58523966 3.58523966 0.00000000 996.41476034 AX(2-3) 1000.00000000 N/A 4.16666670 N/A 965.30076390 B1(1-3) 1000.00000000 1.51008377 5.98999984 0.00000000 998.48991623 B2(1-3) 1000.00000000 1.51008377 5.98999673 0.00000000 998.48991623 2B1 1000.00000000 3.68499949 7.43499949 0.00000000 996.31500051 2B2 1000.00000000 3.68499949 7.43499949 0.00000000 996.31500051 B3 1000.00000000 2.03534643 6.33898076 0.00000000 997.96465357 B4(1-3) 1000.00000000 1.51008377 5.98999681 0.00000000 998.48991623 B5(1-3) 1000.00000000 1.51008377 5.98999681 0.00000000 998.48991623 B6(1-3) 1000.00000000 1.51008377 5.98999897 0.00000000 998.48991623 2B4 1000.00000000 3.68499949 7.43499949 0.00000000 996.31500051 2B5 1000.00000000 3.68499949 7.43499949 0.00000000 996.31500051 2B6 1000.00000000 3.68459587 7.43461749 0.00000000 996.31540413 R 1000.00000000 1000.00000000 1006.77612240 0.00000000 0.00000000 P N/A N/A N/A N/A N/A E N/A N/A N/A N/A N/A Component Classes AX(2) 1000.00000000 N/A 4.166666667 N/A 964.94378959 AX(3) 1000.00000000 N/A 4.166669888 N/A 995.13339826 B3(1-3) 1000.00000000 1.51008377 4.479915905 0.00000000 998.48991623 B3(2) 1000.00000000 3.68499949 3.75 0.00000000 996.31500051 Principal Detail Beginning Scheduled Principal Realized Total Prin. Loss Ending Cumulative Class Balance Principal Prepayment Losses Payable Recovery Balance Realized Loss 1-A1 164,495,000.00 134,521.10 29,611.80 0.00 164,132.90 0.00 164,330,867.10 0.00 1-AX 2,361,849.00 N/A N/A N/A N/A N/A 2,359,836.25 N/A 1-PAX 8,998,800.00 N/A N/A N/A N/A N/A 8,991,708.11 N/A 1-AP 1,239,706.00 1,068.58 570.02 0.00 1,638.60 0.00 1,238,067.40 0.00 2-A1 32,372,000.00 302,118.52 0.00 0.00 302,118.52 0.00 32,069,881.48 0.00 2-A2 23,541,000.00 71,751.81 0.00 0.00 71,751.81 0.00 23,469,248.19 0.00 2-A3 14,250,000.00 247,048.36 1,074,164.00 0.00 1,321,212.360.00 12,928,787.64 0.00 2-A4 98,336,000.00 0.00 2,375,720.13 0.00 2,375,720.130.00 95,960,279.87 0.00 2-A5 8,992,222.00 N/A N/A N/A N/A N/A 8,908,300.41 N/A 2-AP 75,065.00 295.41 7.91 0.00 303.32 0.00 74,761.68 0.00 3-A1 54,375,000.00 196,133.39 12,100.38 0.00 208,233.77 0.00 54,166,766.23 0.00 3-PAX 5,082,421.00 N/A N/A N/A N/A N/A 5,062,981.65 N/A 3-AP 321,998.00 1,154.44 0.00 0.00 1,154.44 0.00 320,843.56 0.00 AX(2-3) 21,879,739.00 N/A N/A N/A N/A N/A 21,120,528.77 N/A B1(1-3) 6,672,000.00 10,075.28 0.00 0.00 10,075.28 0.00 6,661,924.72 0.00 B2(1-3) 1,034,000.00 1,561.43 0.00 0.00 1,561.43 0.00 1,032,438.57 0.00 2B1 1,367,000.00 5,037.39 0.00 0.00 5,037.39 0.00 1,361,962.61 0.00 2B2 256,000.00 943.36 0.00 0.00 943.36 0.00 255,056.64 0.00 B3 1,060,000.00 2,157.47 0.00 0.00 2,157.47 0.00 1,057,842.53 0.00 B4(1-3) 460,000.00 694.64 0.00 0.00 694.64 0.00 459,305.36 0.00 B5(1-3) 230,000.00 347.32 0.00 0.00 347.32 0.00 229,652.68 0.00 B6(1-3) 465,078.00 702.31 0.00 0.00 702.31 0.00 464,375.69 0.00 2B4 170,000.00 626.45 0.00 0.00 626.45 0.00 169,373.55 0.00 2B5 85,000.00 313.22 0.00 0.00 313.22 0.00 84,686.78 0.00 2B6 173,431.00 639.02 0.00 0.00 639.02 0.00 172,791.98 0.00 R 100.00 100.00 0.00 0.00 100.00 0.00 0.00 0.00 400,978,378.00 977,289.50 3,492,174.24 0.00 4,469,463.740.00 396,508,914.26 0.00 * Classes 1-AX, 1-PAX, 3-PAX and AX(2-3) Ending Balances are approximated based on Ending Weighted Average Net Mortgage Rates of respective Mortgage Loan groups. Component Classes AX(2) 21,621,024.00 N/A N/A N/A N/A N/A 20,863,072.83 N/A AX(3) 258,715.00 N/A N/A N/A N/A N/A 257,455.94 N/A B3(1-3) 804,000.00 1,214.11 0.00 0.00 1,214.11 0.00 802,785.89 0.00 B3(2) 256,000.00 943.36 0.00 0.00 943.36 0.00 255,056.64 0.00

Interest Detail Accrued Net Prepayment Reimbursement Interest Cumulative Net to Cumulative NA Class Cert Int Int Shtfl Int Shtfl Prior Shtfl Distribution Prepay. Int. Shtfl Int. Shtfl. 1-A1 753,935.42 0.00 0.00 0.00 753,935.42 0.00 0.00 1-AX 10,825.14 0.00 0.00 0.00 10,825.14 0.00 0.00 1-PAX 41,244.50 0.00 0.00 0.00 41,244.50 0.00 0.00 1-AP N/A N/A N/A N/A N/A N/A N/A 2-A1 87,674.17 0.00 0.00 0.00 87,674.17 0.00 0.00 2-A2 88,278.75 0.00 0.00 0.00 88,278.75 0.00 0.00 2-A3 53,437.50 0.00 0.00 0.00 53,437.50 0.00 0.00 2-A4 368,760.00 0.00 0.00 0.00 368,760.00 0.00 0.00 2-A5 33,720.83 0.00 0.00 0.00 33,720.83 0.00 0.00 2-AP N/A N/A N/A N/A N/A N/A N/A 3-A1 226,562.50 0.00 0.00 0.00 226,562.50 0.00 0.00 3-PAX 21,176.75 0.00 0.00 0.00 21,176.75 0.00 0.00 3-AP N/A N/A N/A N/A N/A N/A N/A AX(2-3) 91,165.58 0.00 0.00 0.00 91,165.58 0.00 0.00 B1(1-3) 29,890.00 0.00 0.00 0.00 29,890.00 0.00 0.00 B2(1-3) 4,632.23 0.00 0.00 0.00 4,632.23 0.00 0.00 2B1 5,126.25 0.00 0.00 0.00 5,126.25 0.00 0.00 2B2 960.00 0.00 0.00 0.00 960.00 0.00 0.00 B3 4,561.85 0.00 0.00 0.00 4,561.85 0.00 0.00 B4(1-3) 2,060.76 0.00 0.00 0.00 2,060.76 0.00 0.00 B5(1-3) 1,030.38 0.00 0.00 0.00 1,030.38 0.00 0.00 B6(1-3) 2,083.51 0.00 0.00 0.00 2,083.51 0.00 0.00 2B4 637.50 0.00 0.00 0.00 637.50 0.00 0.00 2B5 318.75 0.00 0.00 0.00 318.75 0.00 0.00 2B6 650.37 0.00 0.00 0.00 650.37 0.00 0.00 R 0.46 0.00 0.00 0.00 0.68 0.00 0.00 P N/A N/A N/A N/A 0.00 N/A N/A E N/A N/A N/A N/A 0.00 N/A N/A 1,828,733.20 0.00 0.00 0.00 1,828,733.42 0.00 0.00 Component Classes AX(2) 90,087.60 0.00 0.00 0.00 90,087.60 0.00 AX(3) 1,077.98 0.00 0.00 0.00 1,077.98 0.00 0.00 B3(1-3) 3,601.85 0.00 0.00 0.00 3,601.85 0.00 0.00 B3(2) 960.00 0.00 0.00 0.00 960.00 0.00 0.00

Trustee Report to Certificateholders Delinquency Statisticse: Pool 1 1 Mont 2 Months 3+ Months Foreclo. Bankrupy REO Total # of Loans 1 0 0 0 0 1 Schedule Prin Bal 164,760.400.000. 0 0 0 0 0 164,760.40 Pool 2 # of Loans 0 0 0 0 0 0 0 Schedule Prin Bal 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Pool 3 # of Loans 0 0 0 0 0 0 0 Schedule Principal Balance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total # of Loans 1 0 0 0 0 0 1 Schedule Principal Balance 164,760.40 0. 0.00 0. 0. 00 164,760.40 Mortgage Pool Realized Losses Collateral Losses Bankruptcy Losses Current Month Since Cutoff Current Loss Limit Pool 1 0.00 0.00 0.00 See Note Pool 2 0.00 0.00 0.00 100,000.00 Pool 3 0.00 0.00 0.00 See Note Total 0.00 0.00 0.00 Note: Pool 1 and Pool 3 combined Loss Limit: Bankruptcy 100,000.00 Fraud Losses Special Hazard Losses Current Loss Limit Current Loss Limit 0.00 See Note 0.00 See Note 0.00 3,417,620.00 0.00 2,977,685.00 0.00 See Note 0.00 See Note 0.00 0.00 Fraud Special Hazard 4,612,000.00 5,578,202.00 Advance Information Pool 1 Pool 2 Pool 3 Total Aggreg. Advances Required N/A N/A N/A N/A Aggreg. Advances Made 674,908.55 894,595.61 319,330.71 1,888,834.87 N/A N/A N/A N/A Report to Certificateholders Collateral Information: Pool 1 Pool 2 Pool 3 Total Beginning Aggr. Princ. Bal. 173,000,995.19 170,881,496.07 57,095,887.51 400,978,378.77 Scheduled Prin. Princ. 141,531.84 629,716.98 206,008.43 977,257.25 Unscheduled Prin. 30,281.82 3,449,892.04 12,032.70 3,492,206.56 Liquidation Proceeds 0.00 0.00 0.00 0.00 Insurance Proceeds 0.00 0.00 0.00 0.00 Ending Aggr. Principal Balance 172,829,181.53 166,801,887.05 56,877,846.38 396,508,915 Ending Non-AP Pool Balance 171,591,114.24 166,727,125.45 56,557,003.78 394,875,243.47 Loan Count Beginning 374 378 143 895 Payoffs 0 6 0 6 Ending 374 372 143 889 Master Servicing and Servicing Fees: Master Servicing Fees 80.20 Other Servicing Fees 83,456.97 Original Certificate Ratings S&P Fitch Class Rating Rating 1-A1 AAA AAA 1-AX AAA AAA 1-PAX AAA AAA 1-AP AAA AAA 2-A1 AAA AAA 2-AP AAA AAA 3-A1 AAA AAA 3-AP AAA AAA 3-PAX AAA AAA AX AAA AAA R AAA AAA B1(1-3) AA N/A 2B1 AA N/A B2(1-3) A N/A 2B2 A N/A B3 BBB N/A

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES AND EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported)

June 30, 2003

STRUCTURED ASSET SECURITIES CORPORATION (as Depositor under the Trust Agreement, dated as of June 1, 2003, providing for the issuance of Mortgage Pass-Through Certificates, Series 2003-20)

Structured Asset Securities Corporation

(Exact Name of Registrant as Specified in its Charter)

Delaware	333-102489	74-2440850
(State or Other Jurisdiction Of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

745 Seventh Avenue, 7th Floor New York, NY (Address of Principal Executive Offices) 10019 (Zip Code)

Registrant’s telephone number, including area code: (212) 526-7000

No Change

(Former Name or Former Address, if Changed Since Last Report)

Item 5. Other Events

The Registrant registered issuances of Mortgage Pass-Through Certificates, on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933, as amended (the “Act”), by a Registration Statement on Form S-3 (Registration File No. 333-102489) (the “Registration Statement”). Pursuant to the Registration Statement, the Registrant issued $399,394,869 in aggregate principal amount of Class 1-A1, Class 1-AX, Class 1-PAX, Class 1-AP, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class 2-AP, Class 3-A1, Class 3-PAX, Class 3-AP, Class AX(2-3), Class B1(1-3), Class B2(1-3), Class 2B1, Class 2B2, Class B3 and Class R, Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2003-20 on June 30, 2003. This Current Report on Form 8-K is being filed to satisfy an undertaking, contained in the definitive Prospectus dated March 20, 2003, as supplemented by the Prospectus Supplement dated June 24, 2003 (the “Prospectus Supplement”), to file a copy of the Trust Agreement (as defined below) and other operative agreements executed in connection with the issuance of the Certificates, a form of which was filed as an exhibit to the Registration Statement.

The Certificates were issued pursuant to a Trust Agreement (the “Trust Agreement”), attached hereto as Exhibit 4.1, dated as of June 1, 2003, among Structured Asset Securities Corporation, as depositor, U.S. Bank National Association, as trustee, and Aurora Loan Services Inc., as master servicer. The “Certificates” consist of the following classes: Class 1-A1, Class 1-AX, Class 1-PAX, Class 1-AP, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class 2-AP, Class 3-A1, Class 3-PAX, Class 3-AP, Class AX(2-3), Class B1(1-3), Class B2(1-3), Class 2B1, Class 2B2, Class B3, Class B4(1-3), Class 2B4, Class B5(1-3), Class 2B5, Class B6(1-3), Class 2B6, Class E, Class P and Class R.

The Certificates evidence all of the beneficial ownership interest in a trust fund (the “Trust Fund”) the assets of which consist primarily of three pools of certain fixed rate, conventional, fully amortizing, first lien, residential mortgage loans (the “Mortgage Loans”) with an aggregate outstanding principal balance of $400,978,379 as of June 1, 2003, together with certain other assets. Capitalized terms used herein and not otherwise defined shall have the meanings assigned to them in the Trust Agreement.

Item 7. Financial Statements; Pro Forma Financial Information and Exhibits

(a)

Not applicable.

(b)

Not applicable.

(c)

Exhibits:1.1

1.1

Terms Agreement dated June 24, 2003, between Structured Asset Securities Corporation, as Depositor, and Lehman Brothers Inc., as Underwriter.

4.1

Trust Agreement dated as of June 1, 2003, among Structured Asset Securities Corporation, as Depositor, U.S. Bank National Association, as Trustee, and Aurora Loan Services Inc., as Master Servicer.

99.1

Mortgage Loan Sale and Assignment Agreement dated as of June 1, 2003, between Lehman Brothers Holdings Inc., as Seller, and Structured Asset Securities Corporation, as Purchaser.

99.2

Servicing Agreement, dated as of June 1, 2003, among Aurora Loan Services Inc., as Master Servicer and Servicer, and Lehman Brothers Holdings Inc., as Seller.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

STRUCTURED ASSET SECURITIES

CORPORATION

By: /s/ Ellen V. Kiernan

Name: Ellen V. Kiernan

Title: Senior Vice President

Dated: June 30, 2003

EXHIBIT INDEX

Exhibit No.

Description

1.1

Terms Agreement dated June 24, 2003 between Structured Asset Securities Corporation, as Depositor, and Lehman Brothers Inc., as the Underwriter.

4.1

Trust Agreement dated as of June 1, 2003, among Structured Asset Securities Corporation, as Depositor, U.S. Bank National Association, as Trustee, and Aurora Loan Services Inc., as Master Servicer.

99.1

Mortgage Loan Sale and Assignment Agreement dated as of June 1, 2003, between Lehman Brothers Holdings Inc., as Seller, and Structured Asset Securities Corporation, as Purchaser.

99.2

Servicing Agreement, dated as of June 1, 2003, among Aurora Loan Services Inc., as Master Servicer and Servicer, and Lehman Brothers Holdings Inc., as Seller.

Filing Compare · STRUCTURED ASSET SECURITIES CORP SERIES 2003-20