●
Earnings Feed
Filings
Companies
Insiders
Pricing
Blog
⌘
K
Login
Start Free
$LIFE
·
10-K
Ethos Technologies Inc. · Mar 16, 8:04 PM ET
Share
Compare
Ethos Technologies Inc. 10-K
Loading document...
Share
More
Contents
65
SPECIAL NOTE REGARDING FORWARD-LOOKING STATEMENTS
Risk Factors Summary
PART I
Item 1. Business
Company Overview
Our Products
Our Go-to-Market Strategy
Our Technology
Competition
Our Employees and Culture
Our Intellectual Property
Data Privacy and Security
Regulatory
Our Agreements with Carriers
Our Agreements with Agencies and Other Third-Parties
Item 1A. Risk Factors
Moreover, if our carriers fail or withdraw from offering certain lines of insurance because of large payouts related to climate change, overall risk-taking capital capacity could be negatively affected, which could reduce our ability to place certain lines of insurance and, as a result, reduce our revenue and profitability.
Item 1B. Unresolved Staff Comments
Item 1C. Cybersecurity
Item 2. Properties
Item 3. Legal Proceedings
Item 4. Mine Safety Disclosures
PART II
Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities Market Information of our Class A Common Stock
Holders of Common Stock
Dividend Policy
Recent Sales of Unregistered Securities
None.
Use of Proceeds
On January 28, 2026, our registration statement on Form S-1, as amended (File No.333-290534), was declared effective by the SEC for our initial public offering. There has been no material change in the expected use of the net proceeds from our IPO as described in the final prospectus, dated January 28, 2026 and filed with the SEC on January 29, 2026 pursuant to Rule 424(b) of the Securities Act.
Issuer Purchases of Equity Securities
None.
Item 6. [Reserved]
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations
Item 7A. Quantitative and Qualitative Disclosures About Market Risk
Item 8. Financial Statements and Supplementary Data
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure
Item 9A. Controls and Procedures
Evaluation of Disclosure Controls and Procedures
Management’s Report on Internal Control over Financial Reporting
Changes in Internal Control over Financial Reporting
Inherent Limitations on Effectiveness of Controls
Item 9B. Other Information
Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections
PART III
Item 10. Directors, Executive Officers and Corporate Governance
Item 11. Executive Compensation
Other Compensation and Benefits; Perquisites
Pension Benefits
Nonqualified Deferred Compensation
401(k) Plan
Clawback Policy
Employee Benefit and Stock Plans
2026 Equity Incentive Plan
2026 Employee Stock Purchase Plan
2016 Equity Incentive Plan
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters
Item 13. Certain Relationships and Related Transactions, and Director Independence
Policies and Procedures for Related Person Transactions
Item 14. Principal Accountant Fees and Services
PART IV
Item 15. Exhibits and Financial Statement Schedules
Exhibit Index
Item 16. Form 10–K Summary
SIGNATURES
Contents
Share
More
Download PDF