UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

Current Report

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):

~~January~~February 229, 2026

AB PRIVATE LENDING FUND

(Exact name of registrant as specified in its charter)

Delaware	814-01744	93-6555027
(State or other jurisdictionof incorporation)	(CommissionFile Number)	(I.R.S. EmployerIdentification No.)
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

405 Colorado Street, Suite 1500

Austin, Texas 78701

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: (512) 721-2900

Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading

Symbol(s)

Name of each exchange

on which registered

—

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

§240.12b-2).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 31.02 01– ~~Unregistered~~Entry ~~Sale~~into ofa ~~Equity~~Material ~~Securities~~Definitive Agreement.

On February 9, 2026, ABPLF SPV I LLC (the “Borrower”), a wholly-owned subsidiary of AB Private Lending Fund (the “Fund”), entered into the second amendment (the “Amendment”) to that certain credit agreement (the “Credit Agreement”) establishing its warehouse credit facility (the “ABPLF Credit Facility”) among the Borrower, the lenders referred to therein, the Bank of Nova Scotia, as administrative agent, U.S. Bank Trust Company, National Association, as collateral agent and collateral administrator, and U.S. Bank National Association, as custodian. The Amendment, among other changes, (i) decreased the ABPLF Credit Facility’s applicable margin for Class A-R Loans and Class A-T Loans 1.95% to 1.80% until the last day of the reinvestment period and from 2.45% to 2.30% after the last day of the reinvestment period, (ii) decreased the interest rate cap from 2.25% to 1.80% during the reinvestment period and from 2.45% to 2.30% after the end of the reinvestment period, (iii) extended the stated maturity date to February 9, 2035 and (iv) extended the reinvestment period to February 9, 2028.

~~Private~~The ~~Offering~~information set forth above with respect to the Amendment does not purport to be complete in scope and is qualified in its entirety by the full text of the Amendment, which is attached hereto as Exhibit 10.1 and is incorporated herein by reference.

Date of Unregistered Sale		Amount of Class I shares				Consideration
As of January 2, 2026(number of shares finalized on January 22, 2026)			94,010			$	2,369,086.96

Item 2.03 – Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

The information set forth under Item 7 1.01 –above ~~Regulation~~is FDincorporated ~~Disclosure~~by reference into this Item 2.03.

~~January~~Item 9.01 ~~2026~~– ~~Distributions~~Financial Statements and Exhibits

~~Shares~~(d) Exhibits

	Gross Distribution		Shareholder Servicing and/or Distribution Fee		Net Distributions
ExhibitNumber	Description
Class I shares	$	0.20	$	0.00	$	0.20
10.1*	Second Amendment to Credit Agreement, dated as of February 9, 2026, among ABPLF SPV I LLC, as borrower, the Bank of Nova Scotia, as administrative agent, U.S. Bank Trust Company, National Association, as collateral agent and collateral administrator, U.S. Bank National Association, as custodian and the lenders signatory thereto.
Class S shares	$	N/A	$	N/A	$	N/A
104	Cover Page Interactive Data File (embedded within the Inline XBRL Document)
Class D shares	$	N/A	$	N/A	$	N/A

~~The~~* ~~distributions~~Exhibits ~~for~~and/or ~~each~~schedules ~~class~~to ofthis ~~Shares~~Exhibit ~~are~~have ~~payable~~been toomitted ~~shareholders~~in ofaccordance ~~record~~with asItem 601 of ~~the~~Regulation ~~close~~S-K. ofThe ~~business~~registrant onagrees ~~January 30,~~to ~~2026~~furnish ~~and~~supplementally ~~will~~a becopy ~~paid~~of onall omitted exhibits and/or ~~about~~schedules ~~February 27,~~to ~~2026.~~the SEC upon its request.

These distributions will be paid in cash or reinvested in shares of the Fund’s Shares for shareholders participating in the Fund’s distribution reinvestment plan.

Item 8.01 – Other Events.

Net Asset Value

NAV

	NAV per Share as of December 31, 2025
Class I shares	$	25.20
Class S shares		—
Class D shares		—

As of December 31, 2025, the Fund’s aggregate NAV was approximately $163.0 million, the fair value of its investment portfolio was approximately $339.3 million, and it had approximately $181.5 million of debt outstanding (at principal).

Status of Offering

Offering

	Common Shares Issued		Total Consideration
Offering:
Class I shares		—		—
Class S shares		—		—
Class D shares		—		—
Private Offering:
Class I shares		6,529,182	$	163,806,658.21
Class S shares		—		—
Class D shares		—		—
Total Offering and Private Offering*		6,529,182	$	163,806,658.21

* Amounts may not sum due to rounding

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: January 22, 2026

AB PRIVATE LENDING FUND

Date: February 13, 2026

AB PRIVATE LENDING FUND

/s/ Leon Hirth

Leon Hirth

Filing Compare · AB Private Lending Fund