WELLS FARGO & COMPANY/MN 8-K

What Happened

• Wells Fargo & Company filed a Form 8-K on January 23, 2026 reporting that it issued Medium‑Term Notes, Series Y, totaling $8.0 billion. The issuance consists of four senior redeemable tranches: $500 million floating‑rate notes due Jan 23, 2030; $2.0 billion fixed‑to‑floating notes due Jan 23, 2030; $3.5 billion fixed‑to‑floating notes due Jan 23, 2037; and $2.0 billion fixed‑to‑floating notes due Jan 23, 2047. The company also filed the forms of the notes and a legal opinion from Faegre Drinker Biddle & Reath LLP as exhibits.

Key Details

• Total issued: $8,000,000,000 in Medium‑Term Notes, Series Y (senior, redeemable).
• Tranches and maturities: $500M (floating) due 1/23/2030; $2.0B (fixed‑to‑floating) due 1/23/2030; $3.5B (fixed‑to‑floating) due 1/23/2037; $2.0B (fixed‑to‑floating) due 1/23/2047.
• Filing and documentation: 8‑K Item 9.01; forms of the notes and counsel opinion (Faegre Drinker Biddle & Reath LLP) filed as exhibits.

Why It Matters

• The filing documents a sizable debt offering that increases Wells Fargo’s outstanding senior debt and establishes scheduled maturities through 2047. Investors should note the mix of floating and fixed‑to‑floating rate features, which affect interest rate exposure and the company’s future interest obligations. The legal opinion and note forms are included in the 8‑K for transparency on the issuance terms.