UNITED BANKSHARES INC/WV 8-K

What Happened

• United Bankshares, Inc. (UBSI) announced its financial results for the fourth quarter and the full year ended 2025 and furnished a related press release and slide presentation in a Form 8-K filed with the SEC on January 22, 2026. The press release is attached as Exhibit 99.1 and the slide presentation as Exhibit 99.2.

Key Details

• Form 8-K filed on January 22, 2026, reporting results of operations and financial condition (Item 2.02).
• Press release summarizing Q4 and full-year 2025 results included as Exhibit 99.1.
• Slide presentation with financial information included as Exhibit 99.2.
• Interactive XBRL cover page included in the filing (Exhibit 104).

Why It Matters

• Quarterly and full-year earnings reports provide updated information on UBSI’s revenue, earnings, expense trends, and balance-sheet strength that investors use to assess performance and outlook. The press release and slide deck contain the specific financial metrics (revenue, net income, EPS, loan/deposit trends) that can influence investor decisions and stock valuation. Investors should review the attached materials for the detailed numbers and management commentary.