Lake Shore Bancorp, Inc. /MD/ 8-K

What Happened
Lake Shore Bancorp, Inc. issued a press release on January 21, 2026 disclosing its results of operations and financial condition for the fourth quarter and year ended December 31, 2025. The press release was furnished as Exhibit 99.1 to an SEC Form 8-K (Item 2.02). The filing was signed by Taylor M. Gilden, Chief Financial Officer and Treasurer.

Key Details

• Filing date: January 21, 2026 (Form 8-K, Item 2.02).
• Reporting periods: fourth quarter and full year ended December 31, 2025.
• Press release attached as Exhibit 99.1 to the 8-K.
• Authorized signatory: Taylor M. Gilden, CFO and Treasurer.

Why It Matters
This 8-K makes Lake Shore’s official quarterly and full-year 2025 results public. Retail investors should read the attached press release (Exhibit 99.1) for the specific figures—revenue, net income, EPS, asset/loan performance, credit metrics and capital ratios—as those metrics drive market reaction and inform investment decisions. Check the full press release or the company’s investor relations/SEC filings for the detailed financials and any management commentary or outlook.