FORM 8-K

Item 72.01. Regulation02 FDResults Disclosureof Operations and Financial Condition.

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): ~~July~~October 2530, 2025

First Business Financial Services, Inc.

(Exact name of Registrant as Specified in Its Charter)


Wisconsin	001-34095	39-1576570
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)

401 Charmany Drive
Madison, Wisconsin		53719
(Address of Principal Executive Offices)		(Zip Code)

     Registrant’s Telephone Number, Including Area Code: 608 238-8008

    

N/A

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, $0.01 par value	FBIZ	The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

July 31, 2025

FIRST BUSINESS FINANCIAL SERVICES, INC.

/s/ Brian D. Spielmann

Brian D. Spielmann

Chief Financial Officer

On October 30, 2025, First Business Financial Services, Inc. (the “Company”) ~~issued~~announced aits ~~press~~earnings ~~release~~for ~~today announcing that~~ the ~~Company’s~~quarter ~~Board~~ended ofSeptember ~~Directors declared a quarterly cash dividend on its common stock of $0.29 per share on July 25~~30, 2025. A ~~The~~copy ~~quarterly~~of ~~dividend is~~ the ~~same~~Company’s ~~quarterly~~press ~~dividend~~release ~~declared~~containing inthis ~~April~~information ~~2025 and~~ is ~~payable~~being on“furnished” ~~August~~as ~~25,~~Exhibit ~~2025, to shareholders of record on August 11, 2025~~99.1 ~~The Board of Directors also declared a dividend on its 7% Series A Preferred Stock, of $17.50 per share, payable on September 15, 2025,~~ to ~~shareholders~~this ofCurrent ~~record~~Report on ~~August~~Form ~~29,~~8-K ~~2025. A copy of the press release is furnished as Exhibit 99.1~~ and is incorporated herein by reference ~~herein~~.

Item 97.01~~. Financial~~ ~~Statements~~Regulation ~~and~~FD ~~Exhibits~~Disclosure.

~~(a) Not~~On ~~applicable~~October 30, 2025, the Company posted an investor presentation to its website www.firstbusiness.bank under the “Investor Relations” tab. The information included in the presentation provides an overview of the Company’s recent operating performance, financial condition, and business strategy. The Company intends to use this presentation in connection with its third quarter 2025 earnings call to be held at 1:00 p.m. Central time on October 31, 2025, and from time to time when the Company's executives interact with shareholders, analysts, and other third parties. A copy of the registrant’s presentation is attached hereto as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference.

~~(b) Not~~The information in Items 2.02 and 7.01 of this Current Report on Form 8-K and Exhibits 99.1 and 99.2 attached hereto is being “furnished” and will not, except to the extent required by applicable law or regulation, be deemed “filed” by the Company for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor will any of such information or exhibits be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as expressly set forth by specific reference in such filing.

~~(c) Not~~Item ~~applicable~~9.01 Financial Statements and Exhibits.

(d) Exhibits. ~~The following exhibit is being furnished herewith:~~

99.1		Press Release by First Business Financial Services, Inc. dated July 31, 2025.
104		Cover Page Interactive Data File (embedded within the Inline XBRL Document)

The following exhibit is being “furnished” as part of this Current Report on Form 8-K:

SIGNATURES



99.1		Press release of the registrant dated October 30, 2025, containing financial information for its quarter ended September 30, 2025.
99.2		Supplemental earnings call slides

~~Pursuant~~104 toCover ~~the~~Page ~~requirements~~Interactive ofData ~~the~~File ~~Securities~~(embedded ~~Exchange~~within ~~Act of 1934,~~ the ~~registrant~~Inline ~~has~~XBRL ~~duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.~~Document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.



October 30, 2025	FIRST BUSINESS FINANCIAL SERVICES, INC.

	By:	/s/ Brian D. Spielmann
	Name:	Brian D. Spielmann
	Title:	Chief Financial Officer

Filing Compare · FIRST BUSINESS FINANCIAL SERVICES, INC.