UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 16 23, 2025

POPULAR, INC.

(Exact name of registrant as specified in its charter)

Puerto Rico		001-34084		66-0667416
(State or other jurisdiction of incorporation or organization)		(Commission File Number)		(IRS ~~EmployerIdentification~~Employer Identification Number)


209 Muñoz Rivera Avenue
Hato Rey, Puerto Rico		00918
(Address of principal executive offices)		(Zip code)

(787) 765-9800

(Registrant’s telephone number, including area code)

NOT APPLICABLE

(Former name, former address and former fiscal year, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐

Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐

Pre-commencement communication pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement communication pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	~~TradingSymbol~~Trading Symbol(s)	Name of each ~~exchangeon~~exchange on which registered
Common Stock ($0.01 par value)	BPOP	The NASDAQ Stock Market
6.125% Cumulative Monthly Income Trust Preferred Securities	BPOPM	The NASDAQ Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8 2.0102. ~~Other~~Results ~~Events.~~of Operations and Financial Condition.

On July 1623, 2025, Popular, Inc. (the “Corporation”) issued a press release announcing ~~plans~~its tounaudited ~~(i) increase~~financial ~~the~~results ~~Corporation’s~~for ~~quarterly common stock dividend from $0.70 per share to $0.75 per share, commencing with~~ the ~~dividend payable in the fourth~~ quarter ofended June 30, 2025, ~~subject~~a tocopy ~~the approval~~ of ~~the~~which ~~Corporation’s~~is ~~Board~~attached ofas ~~Directors,~~Exhibit ~~and~~99.1 ~~(ii) repurchase up~~ to ~~$500 million~~this ofCurrent ~~the~~Report ~~Corporation’s~~on ~~common~~Form ~~stock~~8-K.

~~This~~The ~~new~~information ~~common~~furnished ~~stock~~pursuant ~~repurchase~~to ~~program~~this isItem in2.02 ~~addition~~of tothis ~~the~~Current ~~$500 million~~Report ~~common~~on ~~stock~~Form ~~repurchase~~8-K, ~~program~~including ~~announced~~Exhibit by99.1, ~~the~~shall ~~Corporation~~not onbe ~~July 24,~~deemed ~~2024~~“filed” ~~(the~~for ~~“2024~~purposes ~~Repurchase~~of ~~Program”).~~the AsSecurities Exchange Act of ~~July 15~~1934, ~~2025~~as amended, ~~approximately~~nor ~~$32.8 million~~shall ~~remained~~it ~~available~~be ~~for~~incorporated ~~common~~by ~~stock~~reference ~~repurchases~~into any of the Corporation’s filings under the ~~2024~~Securities ~~Repurchase~~Act ~~Program~~of 1933, as amended, unless otherwise expressly stated in such filing.

AItem ~~copy of the press release is attached hereto as Exhibit 99~~7.101. ~~and~~Regulation ~~incorporated~~FD ~~herein by reference~~Disclosure.

The Corporation is furnishing information regarding its conference call to discuss its financial results for the quarter ended June 30, 2025. A copy of the presentation to be used by the Corporation on the conference call is attached hereto as Exhibit 99.2.

The information furnished pursuant to this Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.2, shall not be deemed “filed” for purposes of the Securities Exchange Act of 1934, as amended, nor shall it be incorporated by reference into any of the Corporation’s filings under the Securities Act of 1933, as amended, unless otherwise expressly stated in such filing.

Item 9.01.

Financial Statements and Exhibits.

99.1		Press Release dated July 16, 2025.
101		Pursuant to Rule 406 of Regulation S-T, the cover page is formatted in Inline XBRL (Inline eXtensible Business Reporting Language).
104		Cover Page Interactive Data File (embedded within the Inline XBRL document and included in Exhibit 101).

Exhibits 99.1 and 99.2 shall not be deemed to be “filed” for purposes of the Securities Exchange Act of 1934, as amended.


99.1		Press Release dated July 23, 2025 – Second Quarter 2025 Financial Results.

99.2		Popular, Inc. Conference Call Presentation – Second Quarter 2025 Financial Results.

101		Pursuant to Rule 406 of Regulation S-T, the cover page is formatted in Inline XBRL (Inline eXtensible Business Reporting Language).

104		Cover Page Interactive Data File (embedded within the Inline XBRL document and included in Exhibit 101).

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	POPULAR, INC. (Registrant)
Date: July 16, 2025	By:	/s/ José R. Coleman Tió
Date: July 23, 2025	By:	/s/ Denissa M. Rodríguez
		José R. Coleman Tió
		Denissa M. Rodríguez
		Executive Vice President and Chief Legal Officer
		Senior Vice President and Corporate Comptroller

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