UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): ~~December~~February 1213, ~~2013~~2014 ~~(December 6, 2013)~~

CROGHAN BANCSHARES, INC.

(Exact name of registrant as specified in its charter)

0-20159

(Commission File Number)

OHIO		31-1073048
(State or other jurisdiction of incorporation)		(IRS Employer Identification No.)
(State or other jurisdiction of		(IRS Employer
323 CROGHAN STREET, FREMONT, OHIO		43420
incorporation)		Identification No.)
(Address of principal executive offices)		(Zip Code)


323 CROGHAN STREET, FREMONT, OHIO		43420
(Address of principal executive offices)		(Zip Code)

(419) 332-7301

(Registrant’s telephone number, including area code)

NOT APPLICABLE

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ]	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ]	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ]	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ]	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 2.0102. ~~Completion~~Results of ~~Acquisition~~Operations orand ~~Disposition~~Financial ~~of Assets~~Condition.

~~Effective as of December 6, 2013,~~ Croghan Bancshares, Inc. (“Croghan”) ~~completed~~is ~~the~~mailing ~~merger~~to ofits ~~Indebancorp~~shareholders ~~with~~a ~~and~~newsletter ~~into~~containing ~~Croghan~~financial ~~(the~~highlights ~~“Merger”)~~for ~~pursuant to~~ the ~~terms~~fiscal ofyear ~~the Agreement~~ and ~~Plan~~three-month ofperiod ~~Merger~~ended ~~dated as of June~~December 2031, 2013 ~~(the “Merger Agreement”)~~. ~~Immediately~~A ~~following~~copy ~~the Merger, Indebancorp’s national bank subsidiary, National Bank~~ of ~~Ohio (“NBOH”), was merged with and into~~ Croghan’s ~~state~~shareholder ~~bank~~newsletter ~~subsidiary,~~is ~~The~~attached ~~Croghan~~hereto ~~Colonial~~as ~~Bank (the “Bank~~Exhibit ~~Merger”)~~99.1 ~~As a result of the Bank Merger, the four full-service banking offices of NBOH, located in Oak Harbor, Port Clinton, Oregon~~ and ~~Curtice,~~is ~~Ohio,~~incorporated ~~became~~herein ~~full~~by ~~service branches of The Croghan Colonial Bank, and the two loan production offices of NBOH, located in Perrysburg and Fremont, Ohio, became loan production offices of The Croghan Colonial Bank~~reference.

AsThe ainformation ~~result of the Merger and~~ in ~~accordance~~this ~~with the terms of the Merger Agreement, the outstanding Indebancorp common shares were converted into the right to receive either (i)~~Item ~~Croghan common shares at the exchange rate of 1~~2.~~63 Croghan common shares for each Indebancorp common share~~02, ~~(ii) cash~~including inExhibit ~~the amount of $55~~99.001 ~~for~~included ~~each Indebancorp common share~~herewith, oris ~~(iii) a~~being furnished ~~combination of cash~~ and ~~Croghan~~shall ~~common~~not ~~shares.~~be Indeemed ~~accordance~~to ~~with~~be ~~the~~“filed” ~~terms~~for purposes of ~~the~~Section 18 ~~Merger Agreement, the shareholders~~ of ~~Indebancorp were provided~~ the ~~opportunity~~Securities toExchange ~~request~~Act ~~the form~~ of ~~merger~~1934 ~~consideration that they wished to receive in~~ (the ~~Merger~~“Exchange byAct”) ~~submitting an Election Form/Letter of Transmittal to Croghan’s exchange agent, Registrar and Transfer Company, on~~ or ~~before 5:00~~otherwise ~~p.m., Eastern Time, on November 27, 2013. The requests submitted by Indebancorp shareholders, however, are~~ subject to the ~~allocation~~liabilities ~~and proration procedures set forth in the Merger Agreement. Subject to adjustment for cash paid in lieu~~ of ~~fractional~~ ~~Croghan~~that ~~common shares~~Section, ~~the~~nor ~~requests~~shall ofsuch ~~Indebancorp~~information ~~shareholders~~be deemed ~~will~~to be ~~allocated~~incorporated onby areference ~~pro-rata basis so that,~~ in ~~the~~any ~~aggregate,~~registration ~~70%~~statement ofor ~~the~~other ~~Indebancorp~~document ~~common~~filed ~~shares~~under ~~outstanding at~~ the ~~effective~~Securities ~~time~~Act of 1933 (the ~~Merger~~“Securities ~~will~~Act”) beor ~~exchanged for Croghan common shares and 30% of~~ the ~~outstanding~~Exchange ~~Indebancorp~~Act, ~~common~~except ~~shares~~as ~~will~~otherwise bestated ~~exchanged~~in ~~for~~such ~~cash~~filing.

At the time of the Merger, Indebancorp had 519,082 common shares outstanding. In accordance with the terms of the Merger Agreement, Croghan will pay to the Indebancorp shareholders aggregate consideration consisting of 592,099 Croghan common shares and approximately $8.57 million in cash (including cash to be paid in lieu of fractional Croghan common shares).

A copy of Croghan’s December 12, 2013 press release announcing the completion of the Merger is included with this Current Report on Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

Item 5.02. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

In accordance with the terms of the Merger Agreement, the Board of Directors of Croghan appointed John Caputo and James Dunn to serve on the Board of Directors of Croghan effective upon the completion of the Merger on December 6, 2013. Messrs. Caputo and Dunn were also appointed to serve on the Board of Directors of The Croghan Colonial Bank effective upon the completion of the Bank Merger. Each of the newly-appointed directors served on the Boards of Directors of Indebancorp and NBOH prior to the completion of the Merger.

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Neither Mr. Caputo or Mr. Dunn, nor any member of their immediate families, has had any business transactions or relationships with Croghan or The Croghan Colonial Bank that would require disclosure under Item 404(a) of SEC Regulation S-K. However, Messrs. Caputo and Dunn and members of their immediate families may enter into banking transactions with The Croghan Colonial Bank in the future in the ordinary course of business and in compliance with applicable federal and state laws and regulations.

A copy of Croghan’s December 12, 2013 press release announcing the appointment of John Caputo and James Dunn to serve on the Boards of Directors of Croghan and The Croghan Colonial Bank is included with this Current Report on Form 8-K as Exhibit 99.2 and is incorporated herein by reference.

Item 9.01.

Financial Statements and Exhibits.

(a) ~~Financial~~Not ~~Statements of Businesses Acquired.~~applicable

The consolidated audited financial statements of Indebancorp for the fiscal years ended December 31, 2012 and 2011 were included in Croghan’s Pre-Effective Amendment No. 1 to Registration Statement on Form S-4 as filed with the U.S. Securities and Exchange Commission (~~the “Commission”~~b) onNot ~~September 12, 2013, and are incorporated herein by reference.~~ applicable

~~The~~(c) ~~consolidated~~Not unaudited financial statements of Indebancorp as of and for the nine-month period ended September 30, 2013, will be filed by amendment to this Current Report on Form 8-K within 71 calendar days after the date of this Current Report on Form 8-K. applicable

(bd) ~~Pro Forma Financial Information.~~Exhibits:

The pro forma financial information required pursuant to Rule 8-05 of Regulation S-X will be filed by amendment to this Current Report on Form 8-K within 71 calendar days after the date of this Current Report on Form 8-K.


Exhibit No.		Description

99.1		Newsletter to shareholders of Croghan Bancshares, Inc. containing financial highlights for the fiscal year and three-month period ended December 31, 2013

~~(c)~~-2- ~~Not Applicable.~~

(d) Exhibits.

The following exhibits are filed with this Current Report on Form 8-K or incorporated into this Current Report on Form 8-K by reference:

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Exhibit No.		Description of Exhibit
2.1		Agreement and Plan of Merger, dated as of June 20, 2012, by and between Croghan Bancshares, Inc. and Indebancorp (incorporated herein by reference to Annex A to the Prospectus of Croghan Bancshares, Inc./Joint Proxy Statement of Croghan Bancshares, Inc. and Indebancorp dated September 30, 2013, and filed with the Commission on October 7, 2013 pursuant to Rule 424(b)(3) under the Securities Act of 1933, as amended (Registration Statement No. 333-190362))
99.1		Press Release issued by Croghan Bancshares, Inc. on December 12, 2013 announcing the completion of the Indebancorp merger (filed herewith)
99.2		Press Release issued by Croghan Bancshares, Inc. on December 12, 2013 announcing the appointment of John Caputo and James Dunn to serve on the Boards of Directors of Croghan Bancshares, Inc. and The Croghan Colonial Bank (filed herewith)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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INDEX TO EXHIBITS

Current Report on Form 8-K

Dated ~~December~~February 1213, ~~2013~~2014

Exhibit No.		Description ~~of Exhibit~~
2.1		Agreement and Plan of Merger, dated as of June 20, 2012, by and between Croghan Bancshares, Inc. and Indebancorp (incorporated herein by reference to Annex A to the Prospectus of Croghan Bancshares, Inc./Joint Proxy Statement of Croghan Bancshares, Inc. and Indebancorp dated September 30, 2013, and filed with the Commission on October 7, 2013 pursuant to Rule 424(b)(3) under the Securities Act of 1933, as amended (Registration Statement No. 333-190362))
99.1		Newsletter to shareholders of Croghan Bancshares, Inc. containing financial highlights for the fiscal year and three-month period ended December 31, 2013
99.1		Press Release issued by Croghan Bancshares, Inc. on December 12, 2013 announcing the completion of the Indebancorp merger (filed herewith)
99.2		Press Release issued by Croghan Bancshares, Inc. on December 12, 2013 announcing the appointment of John Caputo and James Dunn to serve on the Boards of Directors of Croghan Bancshares, Inc. and The Croghan Colonial Bank (filed herewith)

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CROGHAN BANCSHARES, INC.

Date: December 12, 2013

/s/ Kendall W. Rieman

Date: February 13, 2014

/s/ Kendall W. Rieman

Kendall W. Rieman, Treasurer

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