SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of ~~the Securities Exchange Act of 1934~~

~~Date~~the ofSecurities ~~Report~~Exchange ~~(Date~~Act of ~~earliest~~1934 ~~event reported): January 31, 2013~~

Date of Report (Date of earliest event reported): March 7, 2013

ECB BANCORP, INC.

(Exact name of registrant as specified in its charter)

North Carolina	~~000-24753~~	56000-~~2090738~~24753	56-2090738
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)
(State or other jurisdiction of		(Commission	(IRS Employer
incorporation or organization)		File Number)	Identification No.)

Post Office Box 337

Engelhard, North Carolina 27824

(Address of principal executive offices) (Zip Code)

(252) 925-5501

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[¨ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[¨ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[¨ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[¨ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.~~240.~~13e-4(c))

Item 2.02

Results of Operations and Financial Condition.

On ~~January 31~~March 7, 2013, ~~Crescent~~ECB ~~Financial Bancshares~~Bancorp, Inc. ~~filed~~(the a“Company”) ~~pre-effective~~announced ~~amendment to~~ its ~~Registration~~results ~~Statement~~of onoperations ~~Form~~for ~~S-4~~the ~~that~~three ~~included~~months ~~the~~and ~~following~~year ~~summary~~ended ~~financial~~December 31, ~~information~~2012. ~~for~~A copy ~~ECB~~of ~~Bancorp,~~the ~~Inc.~~Company’s ~~(“ECB~~press release ~~Bancorp”)~~dated ~~for~~March 7, ~~the~~2013 ~~three~~is ~~months~~being ~~and~~furnished ~~year~~as ~~ended~~Exhibit 99.1 ~~December~~to ~~31,~~this ~~2012:~~Report.

~~ECB~~The ~~Bancorp’s~~information ~~net~~contained ~~income~~in this Report and its exhibits shall not be deemed “filed” for purposes of Section 18 of the ~~fourth~~Securities ~~quarter~~Exchange Act of ~~2012~~1934, ~~was~~as ~~$378~~amended (the “Exchange Act”),~~000,~~ ~~compared~~or toincorporated aby ~~net~~reference ~~loss~~into ofany ~~$(1,612,000)~~filing ~~for~~under the ~~fourth~~Securities ~~quarter~~Act of 1933, ~~2011.~~as ~~Annual~~amended, ~~net~~or ~~income~~the ~~for~~Exchange ~~2012~~Act, ~~totaled~~except ~~$2,992,000~~as ~~compared~~shall tobe aexpressly ~~loss~~set offorth ~~$(1,024,000)~~by ~~for~~specific ~~2011~~reference in such a filing.

~~Credit~~Item ~~expense was a major contributor to the improvement in 2012 earnings with fourth quarter 2012 net charge offs totaling $1~~9.7301 ~~million~~Financial asStatements ~~compared~~and ~~to $2~~Exhibits.~~37 million for the fourth quarter of 2011. Annual net charge offs for 2012 totaled $5.22 million as compared to $9.63 million for 2011.~~

~~Net~~(d) ~~interest margin for 2012 was 3.24% as compared to 3.20 % for 2011.~~Exhibits

ECB Bancorp will be issuing a full earnings release for the three months and year ended December 31, 2012 the week of February 4, 2013. The above abbreviated financial information will be included in the full release.


Exhibit No.		Description

99.1		Press Release Dated March 7, 2013

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.

	~~ECB BANCORP, INC.~~		ECB BANCORP, INC.
Date: January 31, 2013	By:	/s/ A. Dwight Utz
Date: March 8, 2013			By:	/s/ A. Dwight Utz
		~~A. Dwight Utz~~		A. Dwight Utz
		~~President and Chief Executive Officer~~		President and Chief Executive Officer

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