UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): ~~August~~December 96, 2004

CCSB Financial Corp.

(Exact name of registrant as specified in its charter)

Delaware

000-50143

32-0034299

(State or other jurisdiction

of incorporation)

(Commission File No.)

(I.R.S. Employer

Identification No.)


1178 West Kansas, Liberty, Missouri		64068
(Address of Principal Executive Office)		(Zip Code)

(816) 781-4500

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

¨	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

CCSB FINANCIAL CORP.

FORM 8-K

INCLUDED INFORMATION

Item 42.02 ~~Changes~~Results inof ~~Registrant’s~~Operations ~~Certifying~~and Financial ~~Accountant~~Condition

On ~~August~~December 96, 2004, the ~~Audit~~Company ~~Committee~~issued ofa ~~the~~press ~~Company met~~release ~~and~~regarding ~~dismissed~~its ~~Michael~~earnings ~~Trokey~~for &the ~~Company,~~fiscal ~~P.C.~~year ~~(“Trokey”)~~ended asSeptember ~~its~~30, ~~independent~~2004. ~~accountant~~The ~~and~~press ~~subsequently~~release ~~engaged~~is ~~BKD,~~included ~~LLP (“BKD”)~~ as ~~its~~Exhibit ~~independent~~99 ~~accountant~~to ~~for~~this ~~the fiscal year ending September 30, 2004~~report.

~~The~~Item reports of Trokey on the financial statements for the past two fiscal years contained no adverse opinion or disclaimer of opinion and were not qualified or modified as to uncertainty, audit scope or accounting principles. In connection with its audits for the two most recent fiscal years and through August 9, 2004, there were no disagreements with Trokey on any matter of accounting principles or practices, financial statement disclosure, or auditing scope or procedure, which disagreements, if not resolved to the satisfaction of Trokey would have caused Trokey to make reference thereto in its report on the Company’s financial statements.01 ~~During~~Financial ~~the~~Statements ~~two most recent fiscal years~~ and ~~through~~Exhibits August 9, 2004, there were no reportable events (as set forth in Regulation S-B Item 304(a)(1)(iv)(B)) with Trokey. Trokey has furnished the Company with a letter addressed to the SEC stating that it agrees with the above statements. A copy of this letter is included as an exhibit to this report.

During the two most recent fiscal years and through August 9, 2004, the Company did not have any prior relationship with BKD. The Company did not consult with BKD regarding the application of accounting principles to a specific completed or proposed transaction, the type of audit opinion that might be rendered on the Company’s financial statements, or the subject matter of a disagreement or reportable event with the former independent accountant (as set forth in Regulation S-B Item 304 (a)(1)(iv)(B)).

Item 7. Financial Statements, Pro Forma Financial Information, and Exhibits

The following Exhibits are filed as part of this report:

Exhibit Number		Description
Exhibit 16		Letter in regard to the Change in Certifying Accountant
Exhibit 99		Press Release of CCSB Financial Corp. dated December 6, 2004

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

	CCSB FINANCIAL CORP.
DATE: August 16, 2004	By:	/s/ John R. Davis
DATE: December 6, 2004	By:	/s/ John R. Davis
		John R. Davis
		Chairman, President and Chief Executive Officer

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