~~Provident~~SECURITIES ~~Residential~~AND ~~Funding~~EXCHANGE Provident Funding Mortgage P/T Certs. Record Date: 4/29/2005 Distribution Date: 5/25/2005 Provident Residential Funding Provident Funding Mortgage P/T Certs. Series Provident Funding 2005-1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1A-1 743873AW1 SEN 4.19989% 211,348,000.00 739,697.84 1,400,095.33 2A-1 743873AX9 SEN 4.39401% 186,252,000.00 681,994.78 622,764.57 2A-2 743873BJ9 SEN 4.39401% 20,695,000.00 75,778.42 69,197.18 3A-1 743873AY7 SEN 3.29000% 256,465,000.00 632,827.39 20,034.59 3A-2 743873AZ4 SEN 3.35000% 28,496,000.00 71,596.20 2,226.06 B-1 743873BA8 SUB 4.38345% 15,353,000.00 56,082.63 6,965.47 B-2 743873BB6 SUB 4.38345% 5,117,000.00 18,691.78 2,321.52 B-3 743873BC4 SUB 4.38345% 2,193,000.00 8,010.76 994.94 B-4 743873BF7 SUB 4.38345% 2,193,000.00 8,010.76 994.94 B-5 743873BG5 SUB 4.38345% 1,827,000.00 6,673.81 828.89 B-6 743873BH3 SUB 4.38345% 1,097,658.00 4,009.61 497.99 X 743873BD2 IO 1.71725% 0.00 367,012.09 0.00 A-R 743873BE0 SEN 4.19989% 100.00 0.35 100.00 Totals 731,036,758.00 2,670,386.42 2,127,021.48COMMISSION

~~Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1A-1 0.00 209~~Washington,~~947,904.67~~ ~~2,139,793~~D.~~17 0~~C.00 2A-1 0.00 185,629,235.43 1,304,759.35 0.00 2A-2 0.00 20,625,802.82 144,975.60 0.00 3A-1 0.00 256,444,965.41 652,861.98 0.00 3A-2 0.00 28,493,773.94 73,822.26 0.00 B-1 0.00 15,346,034.53 63,048.10 0.00 B-2 0.00 5,114,678.48 21,013.30 0.00 B-3 0.00 2,192,005.06 9,005.70 0.00 B-4 0.00 2,192,005.06 9,005.70 0.00 B-5 0.00 1,826,171.11 7,502.70 0.00 B-6 0.00 1,097,160.01 4,507.60 0.00 X 0.00 0.00 367,012.09 0.00 A-R 0.00 0.00 100.35 0.00 Totals 0.00 728,909,736.52 4,797,407.90 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee. 20549

~~Principal~~Form ~~Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1A~~8-1 211,348,000.00 211,348,000.00 68,132.75 1,331,962.58 0.00 0.00 2A-1 186,252,000.00 186,252,000.00 222,184.94 400,579.63 0.00 0.00 2A-2 20,695,000.00 20,695,000.00 24,687.61 44,509.57 0.00 0.00 3A-1 256,465,000.00 256,465,000.00 3,642.60 16,391.99 0.00 0.00 3A-2 28,496,000.00 28,496,000.00 404.73 1,821.33 0.00 0.00 B-1 15,353,000.00 15,353,000.00 6,965.47 0.00 0.00 0.00 B-2 5,117,000.00 5,117,000.00 2,321.52 0.00 0.00 0.00 B-3 2,193,000.00 2,193,000.00 994.94 0.00 0.00 0.00 B-4 2,193,000.00 2,193,000.00 994.94 0.00 0.00 0.00 B-5 1,827,000.00 1,827,000.00 828.89 0.00 0.00 0.00 B-6 1,097,658.00 1,097,658.00 497.99 0.00 0.00 0.00 X 0.00 0.00 0.00 0.00 0.00 0.00 A-R 100.00 100.00 4.87 95.13 0.00 0.00 Totals 731,036,758.00 731,036,758.00 331,661.25 1,795,360.23 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.K

~~Principal~~CURRENT Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1A-1 1,400,095.33 209,947,904.67 0.99337540 1,400,095.33 2A-1 622,764.57 185,629,235.43 0.99665633 622,764.57 2A-2 69,197.18 20,625,802.82 0.99665633 69,197.18 3A-1 20,034.59 256,444,965.41 0.99992188 20,034.59 3A-2 2,226.06 28,493,773.94 0.99992188 2,226.06 B-1 6,965.47 15,346,034.53 0.99954631 6,965.47 B-2 2,321.52 5,114,678.48 0.99954631 2,321.52 B-3 994.94 2,192,005.06 0.99954631 994.94 B-4 994.94 2,192,005.06 0.99954631 994.94 B-5 828.89 1,826,171.11 0.99954631 828.89 B-6 497.99 1,097,160.01 0.99954632 497.99 X 0.00 0.00 0.00000000 0.00 A-R 100.00 0.00 0.00000000 100.00 Totals 2,127,021.48 728,909,736.52 0.99709040 2,127,021.48REPORT

~~Principal~~Pursuant ~~Distribution~~to ~~Factors~~Section ~~Statement~~13 ~~Original~~or ~~Beginning Scheduled Unscheduled Face Certificate Principal Principal Class~~ 15(2d) ~~Amount~~of Balance Distribution Distribution Accretion 1A-1 211,348,000.00 1000.00000000 0.32237234 6.30222467 0.00000000 2A-1 186,252,000.00 1000.00000000 1.19292647 2.15074002 0.00000000 2A-2 20,695,000.00 1000.00000000 1.19292631 2.15074028 0.00000000 3A-1 256,465,000.00 1000.00000000 0.01420311 0.06391512 0.00000000 3A-2 28,496,000.00 1000.00000000 0.01420305 0.06391529 0.00000000 B-1 15,353,000.00 1000.00000000 0.45368788 0.00000000 0.00000000 B-2 5,117,000.00 1000.00000000 0.45368771 0.00000000 0.00000000 B-3 2,193,000.00 1000.00000000 0.45368901 0.00000000 0.00000000 B-4 2,193,000.00 1000.00000000 0.45368901 0.00000000 0.00000000 B-5 1,827,000.00 1000.00000000 0.45368911 0.00000000 0.00000000 B-6 1,097,658.00 1000.00000000 0.45368412 0.00000000 0.00000000 X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-R 100.00 1000.00000000 48.70000000 951.30000000 0.00000000 All Classes are per $1,000 denominationthe

~~Principal~~Securities ~~Distribution~~Exchange ~~Factors~~Act ~~Statement~~of (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1A-1 0.00000000 6.62459702 993.37540298 0.99337540 6.62459702 2A-1 0.00000000 3.34366648 996.65633352 0.99665633 3.34366648 2A-2 0.00000000 3.34366659 996.65633341 0.99665633 3.34366659 3A-1 0.00000000 0.07811822 999.92188178 0.99992188 0.07811822 3A-2 0.00000000 0.07811833 999.92188167 0.99992188 0.07811833 B-1 0.00000000 0.45368788 999.54631212 0.99954631 0.45368788 B-2 0.00000000 0.45368771 999.54631229 0.99954631 0.45368771 B-3 0.00000000 0.45368901 999.54631099 0.99954631 0.45368901 B-4 0.00000000 0.45368901 999.54631099 0.99954631 0.45368901 B-5 0.00000000 0.45368911 999.54631089 0.99954631 0.45368911 B-6 0.00000000 0.45368412 999.54631588 0.99954632 0.45368412 X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-R 0.00000000 1,000.00000000 0.00000000 0.00000000 1,000.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.1934

~~Interest~~Date ~~Distribution~~of ~~Statement~~Report ~~Beginning~~(Date ~~Payment~~ of ~~Original~~earliest Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1A-1 211,348,000.00 4.19989% 211,348,000.00 739,697.84 0.00 0.00 2A-1 186,252,000.00 4.39401% 186,252,000.00 681,994.78 0.00 0.00 2A-2 20,695,000.00 4.39401% 20,695,000.00 75,778.42 0.00 0.00 3A-1 256,465,000.00 3.29000% 256,465,000.00 632,827.39 0.00 0.00 3A-2 28,496,000.00 3.35000% 28,496,000.00 71,596.20 0.00 0.00 B-1 15,353,000.00 4.38345% 15,353,000.00 56,082.63 0.00 0.00 B-2 5,117,000.00 4.38345% 5,117,000.00 18,691.78 0.00 0.00 B-3 2,193,000.00 4.38345% 2,193,000.00 8,010.76 0.00 0.00 B-4 2,193,000.00 4.38345% 2,193,000.00 8,010.76 0.00 0.00 B-5 1,827,000.00 4.38345% 1,827,000.00 6,673.81 0.00 0.00 B-6 1,097,658.00 4.38345% 1,097,658.00 4,009.61 0.00 0.00 X 0.00 1.71725% 284,961,000.00 367,012.09 0.00 0.00 A-R 100.00 4.19989% 100.00 0.35 0.00 0.00 Totals 731,036,758.00 2,670,386.42 0.00 0.00event

~~Interest Distribution Statement (continued~~Reported): ~~Remaining~~July ~~Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1A-~~1 ~~0.00 0.00 739~~,~~697.84~~ ~~0.00~~2005 ~~209,947,904.67~~ Greenwich ~~2A-1~~Capital ~~0.00 0.00 681~~Acceptance,~~994.78~~ 0Inc.00 Provident ~~185,629,235.43~~Funding ~~2A-2~~Mortgage ~~0.00~~Loan ~~0.00~~Trust ~~75,778.42 0.00 20,625,802.82 3A~~2005-1 0.00 0.00 632,827.39 0.00 256,444,965.41 3A-2 0.00 0.00 71,596.20 0.00 28,493,773.94 B-1 0.00 0.00 56,082.63 0.00 15,346,034.53 B-2 0.00 0.00 18,691.78 0.00 5,114,678.48 B-3 0.00 0.00 8,010.76 0.00 2,192,005.06 B-4 0.00 0.00 8,010.76 0.00 2,192,005.06 B-5 0.00 0.00 6,673.81 0.00 1,826,171.11 B-6 0.00 0.00 4,009.61 0.00 1,097,160.01 X 0.00 0.00 367,012.09 0.00 284,938,739.35 A-R 0.00 0.00 0.35 0.00 0.00 Totals 0.00 0.00 2,670,386.42 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1A-1 211,348,000.00 4.19989% 1000.00000000 3.49990461 0.00000000 0.00000000 2A-1 186,252,000.00 4.39401% 1000.00000000 3.66167762 0.00000000 0.00000000 2A-2 20,695,000.00 4.39401% 1000.00000000 3.66167770 0.00000000 0.00000000 3A-1 256,465,000.00 3.29000% 1000.00000000 2.46750001 0.00000000 0.00000000 3A-2 28,496,000.00 3.35000% 1000.00000000 2.51250000 0.00000000 0.00000000 B-1 15,353,000.00 4.38345% 1000.00000000 3.65287761 0.00000000 0.00000000 B-2 5,117,000.00 4.38345% 1000.00000000 3.65287864 0.00000000 0.00000000 B-3 2,193,000.00 4.38345% 1000.00000000 3.65287734 0.00000000 0.00000000 B-4 2,193,000.00 4.38345% 1000.00000000 3.65287734 0.00000000 0.00000000 B-5 1,827,000.00 4.38345% 1000.00000000 3.65287904 0.00000000 0.00000000 B-6 1,097,658.00 4.38345% 1000.00000000 3.65287731 0.00000000 0.00000000 X 0.00 1.71725% 1000.00000000 1.28793796 0.00000000 0.00000000 A-R 100.00 4.19989% 1000.00000000 3.50000000 0.00000000 0.00000000 All Classes are per $1,000 denomination

GREENWICH CAPITAL ACCEPTANCE, INC.
(Exact name of registrant as specified in its charter)
Delaware	333-111379-01	06-1199884
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

600 Steamboat Road Greenwich, CT
(Address of Principal Executive Offices) (Zip Code)

Registrant’s telephone number, including area code (203) 625-2700

~~Interest~~Check ~~Distribution~~the ~~Factors~~appropriate ~~Statement~~box ~~(continued)~~below ~~Remaining~~if ~~Ending~~the ~~Non-Supported~~Form ~~Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1A~~8-1K ~~0.00000000~~filing ~~0.00000000~~is ~~3.49990461~~intended ~~0.00000000~~to ~~993.37540298~~simultaneously ~~2A-1~~satisfy ~~0.00000000~~the ~~0.00000000~~filing ~~3.66167762~~obligation ~~0.00000000~~of ~~996.65633352~~the ~~2A-2~~registrant ~~0.00000000~~under ~~0.00000000~~any ~~3.66167770~~of 0.00000000 996.65633341 3A-1 0.00000000 0.00000000 2.46750001 0.00000000 999.92188178 3A-2 0.00000000 0.00000000 2.51250000 0.00000000 999.92188167 B-1 0.00000000 0.00000000 3.65287761 0.00000000 999.54631212 B-2 0.00000000 0.00000000 3.65287864 0.00000000 999.54631229 B-3 0.00000000 0.00000000 3.65287734 0.00000000 999.54631099 B-4 0.00000000 0.00000000 3.65287734 0.00000000 999.54631099 B-5 0.00000000 0.00000000 3.65287904 0.00000000 999.54631089 B-6 0.00000000 0.00000000 3.65287731 0.00000000 999.54631588 X 0.00000000 0.00000000 1.28793796 0.00000000 999.92188177 A-R 0.00000000 0.00000000 3.50000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the ~~Prospectus~~following ~~Supplement for a Full Description.~~provisions:

~~CERTIFICATEHOLDER~~[ ~~ACCOUNT~~] ~~STATEMENT~~Written ~~CERTIFICATE~~communications ~~ACCOUNT~~pursuant ~~Beginning~~to ~~Balance~~Rule ~~0.00~~425 ~~Deposits~~under ~~Payments~~the ofSecurities ~~Interest~~Act ~~and~~(17 ~~Principal~~CFR ~~5,025,856~~230.88425) ~~Liquidations,~~[ ~~Insurance~~] ~~Proceeds,~~Soliciting ~~Reserve~~material ~~Funds~~pursuant ~~0.00~~to ~~Proceeds~~Rule ~~from~~14a-12 ~~Repurchased~~under ~~Loans~~the ~~0.00~~Exchange ~~Other~~Act ~~Amounts~~ (~~Servicer~~17 ~~Advances)~~CFR 0240.0014a-12) ~~Realized~~[ ~~Loss~~] ~~(Gains,~~Pre-commencement ~~Subsequent~~communications ~~Expenses~~pursuant &to ~~Recoveries~~Rule 14d-2(d) ~~0.00~~under ~~Prepayment~~the ~~Penalties~~Exchange ~~0.00~~Act ~~Total~~(17 ~~Deposits~~CFR ~~5,025,856~~240.8814d-2(b)) ~~Withdrawals~~[ ~~Reimbursement~~] ~~for~~Pre-commencement ~~Servicer~~communications ~~Advances~~pursuant ~~0.00~~to ~~Payment~~Rule of13e-4(c) ~~Service~~under ~~Fee~~the ~~232,104.16~~Exchange ~~Payment~~Act of(17 ~~Interest~~CFR ~~and Principal 4,797,407~~240.~~90 Total Withdrawals~~ 13e-4(~~Pool Distribution Amount~~c) ~~5,029,512.06 Ending Balance 0.00~~)

~~PREPAYMENT/CURTAILMENT~~Item ~~INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0~~8.~~00 Servicing Fee Support 0~~01.00 Other ~~Non-Supported Prepayment/Curtailment Interest Shortfall 0~~Events.00

~~SERVICING~~This ~~FEES~~Current ~~Gross~~Report on Form 8-K is being filed to file a copy of the Pooling and Servicing ~~Fee~~Agreement ~~228~~dated as of April 1,~~448~~ 2005, among Greenwich Capital Acceptance, Inc.98, ~~Master~~as ~~Servicing~~depositor, ~~Fee~~Provident 3Funding Associates,~~655~~ L.18P., ~~Supported~~as ~~Prepayment/Curtailment~~seller ~~Interest~~and ~~Shortfall~~as 0servicer, Deutsche Bank National Trust Company, as trustee and as custodian and Wells Fargo Bank, N.00A., ~~Net~~as ~~Servicing~~securities ~~Fee~~administrator ~~232~~and as master servicer,~~104~~ in connection with the issuance by Provident Funding Mortgage Loan Trust 2005-1 of Provident Funding Mortgage Pass-Through Certificates, Series 2005-1.16

~~OTHER~~Item ~~ACCOUNTS Beginning Current Current Ending Account Type Balance Withdrawals Deposits Balance Reserve Fund 0~~9.~~00 0~~01.~~00 0.00 0.00 Reserve Fund 0.00 0.00 0.00 0.00~~

~~LOAN~~Financial ~~STATUS~~Statements ~~STRATIFICATION/CREDIT~~and ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0Exhibits.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%

Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%(q)

~~OTHER~~Not ~~INFORMATION Current Period Class A Insufficient Funds 0~~applicable.~~00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 0.00~~

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 203,909.91 0.02789325% 203,909.91 0.02797464% Fraud 21,931,102.76 3.00000000% 21,931,102.76 3.00875426% Special Hazard 15,307,079.50 2.09388643% 15,307,079.50 2.09999657% Limit of Subordinate's Exposure to Certain Types of Losses(r)

~~COLLATERAL~~Not ~~STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 4~~applicable.764450% Weighted Average Net Coupon 4.389450% Weighted Average Pass-Through Rate 4.383450% Weighted Average Maturity(Stepdown Calculation ) 356 Beginning Scheduled Collateral Loan Count 1,791 Number Of Loans Paid In Full 3 Ending Scheduled Collateral Loan Count 1,788 Beginning Scheduled Collateral Balance 731,036,758.00 Ending Scheduled Collateral Balance 728,909,737.07 Ending Actual Collateral Balance at 29-Apr-2005 729,156,731.47 Monthly P &I Constant 3,234,151.53 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal 331,661.24 Unscheduled Principal 1,795,360.23

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Coupon Rate 4.764450% Weighted Average Net Rate 4.389450% Weighted Average Pass Through Rate 4.383450% Weighted Average Maturity 356 Record Date 04/29/2005 Principal and Interest Constant 3,234,151.53 Beginning Loan Count 1,791 Loans Paid in Full 3 Ending Loan Count 1,788 Beginning Scheduled Balance 731,036,758.00 Ending Scheduled Balance 728,909,737.07 Ending Actual Balance at 29-Apr-2005 729,156,731.47 Scheduled Principal 331,661.24 Unscheduled Principal 1,795,360.23 Scheduled Interest 2,902,490.29 Servicing Fee 228,448.98 Master Servicing Fee 3,655.18 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 2,670,386.13 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Special Servicing Fee 0.00 Prepayment Penalties 0.00(s)

Group Level Collateral Statement Group 1 2 3 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 4.580885 4.775013 4.892924 Weighted Average Net Rate 4.205885 4.400013 4.517924 Weighted Average Maturity 357 355 356 Beginning Loan Count 558 462 771 Loans Paid In Full 2 1 0 Ending Loan Count 556 461 771 Beginning Scheduled Balance 219,696,687.08 215,122,121.93 296,217,949.53 Ending scheduled Balance 218,293,800.21 214,420,407.86 296,195,529.00 Record Date 04/29/2005 04/29/2005 04/29/2005 Principal And Interest Constant 909,500.24 1,112,634.04 1,212,017.25 Scheduled Principal 70,829.16 256,624.87 4,207.21 Unscheduled Principal 1,332,057.71 445,089.20 18,213.32 Scheduled Interest 838,671.08 856,009.17 1,207,810.04 Servicing Fees 68,655.21 67,225.66 92,568.11 Master Servicing Fees 1,098.48 1,075.61 1,481.09 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 768,917.39 787,707.90 1,113,760.84 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.199885 4.394013 4.511924Exhibits:

~~Group Level Collateral Statement Group Total Collateral Description Mixed ARM Weighted Average Coupon Rate~~ 4.~~764450 Weighted Average Net Rate 4.389450 Weighted Average Maturity 356 Beginning Loan Count~~ 1~~,791~~ ~~Loans~~Pooling ~~Paid~~and In Full 3 Ending Loan Count 1,788 Beginning Scheduled Balance 731,036,758.54 Ending scheduled Balance 728,909,737.07 Record Date 04/29/2005 Principal And Interest Constant 3,234,151.53 Scheduled Principal 331,661.24 Unscheduled Principal 1,795,360.23 Scheduled Interest 2,902,490.29 Servicing ~~Fees~~Agreement ~~228,448.98~~and ~~Master~~Exhibits ~~Servicing~~to ~~Fees~~Pooling ~~3,655.18~~and Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 2,670,386.13 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing ~~Fee 0~~Agreement.~~00 Pass-Through Rate 4.383450~~

Miscellaneous Reporting Group 1 Senior Percentage Group 1 96.199949% Senior Prepayment Percentage Group 1 100.000000% Subordinate Percentage Group 1 3.800051% Group 2 Senior Percentage Group 2 96.199776% Senior Prepayment Percentage Group 2 100.000000% Subordinate Percentage Group 2 3.800224% Group 3 Senior Percentage Group 3 96.199775% Senior Prepayment Percentage Group 3 100.000000% Subordinate Percentage Group 3 3.800225%SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

GREENWICH CAPITAL ACCEPTANCE, INC.,

By: /s/ Shakti Radhakishun

Name: Shakti Radhakishun

Title: Vice President

Dated: July 1, 2005

EXHIBIT 4.1

Filing Compare · Provident Funding Mortgage Loan Trust 2005-1