~~Charlie~~MCKEE ~~Mac~~NELSON Mortgage Trust Mortgage Loan Pass-Through Certificates Record Date: 11/30/04 Distribution Date: 12/27/04 Charlie Mac Mortgage Trust Mortgage Loan Pass-Through Certificates Series 2004-2 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 160762AV2 SEN LLP 5~~.00000%~~ ~~102,316,000.00~~TIMES ~~426~~SQUARE,~~316.67~~ ~~136,460.95~~35TH ~~A-2~~FLOOR NEW ~~160762AW0 SEN 6.00000% 44~~YORK,~~185,000.00~~ ~~220,925.00~~NEW ~~689,003.59~~YORK A-3 160762AX8 SEN 0.09648% 2,819,191.90 12,603.75 3,923.17 A-R 160762BC3 SEN 5.00000% 100.00 3.60 100.00 B-1 160762AY6 SUB 5.30594% 1,694,000.00 7,490.21 1,915.16 B-2 160762AZ3 SUB 5.30594% 1,232,000.00 5,447.43 1,392.84 B-3 160762BA7 SUB 5.30594% 693,000.00 3,064.18 783.48 L 160762BB5 SUB 5.30594% 999,543.00 4,419.59 1,130.04 Totals 153,938,834.90 680,270.43 834,709.2310036

~~Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A~~917-~~1 0.00 102,179,539.05 562,~~777~~.62 0.00 A~~-2 0.00 43,495,996.41 909,928.59 0.00 A-3 0.00 2,815,268.73 16,526.92 0.00 A-R 0.00 0.00 103.60 0.00 B-1 0.00 1,692,084.84 9,405.37 0.00 B-2 0.00 1,230,607.16 6,840.27 0.00 B-3 0.00 692,216.52 3,847.66 0.00 L 0.00 998,412.96 5,549.63 0.00 Totals 0.00 153,104,125.67 1,514,979.66 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.4322

~~Principal~~February Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 102,316,000.00 102,316,000.00 121,151.75 15,309.20 0.00 0.00 A-2 44,185,000.00 44,185,000.00 44,500.07 644,503.52 0.00 0.00 A-3 2,819,191.90 2,819,191.90 3,222.31 700.86 0.00 0.00 A-R 100.00 100.00 88.78 11~~.22 0.00 0.00 B-1 1~~,~~694,000.00~~ 1,694,000.00 1,915.16 0.00 0.00 0.00 B-2 1,232,000.00 1,232,000.00 1,392.84 0.00 0.00 0.00 B-3 693,000.00 693,000.00 783.48 0.00 0.00 0.00 L 999,543.00 999,543.00 1,130.04 0.00 0.00 0.00 Totals 153,938,834.90 153,938,834.90 174,184.43 660,524.80 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.2005

~~Principal~~VIA Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 136,460.95 102,179,539.05 0.99866628 136,460.95 A-2 689,003.59 43,495,996.41 0.98440639 689,003.59 A-3 3,923.17 2,815,268.73 0.99860841 3,923.17 A-R 100.00 0.00 0.00000000 100.00 B-1 1,915.16 1,692,084.84 0.99886945 1,915.16 B-2 1,392.84 1,230,607.16 0.99886945 1,392.84 B-3 783.48 692,216.52 0.99886944 783.48 L 1,130.04 998,412.96 0.99886944 1,130.04 Totals 834,709.23 153,104,125.67 0.99457766 834,709.23EDGAR

~~Principal~~Securities ~~Distribution~~and ~~Factors~~Exchange ~~Statement~~Commission 450 ~~Original~~Fifth ~~Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 102~~Street,~~316,000.00~~ ~~1000~~N.~~00000000 1~~W.~~18409389~~ Judiciary ~~0.14962665 0.00000000 A-2 44~~Plaza Washington,~~185,000.00~~ ~~1000~~D.~~00000000 1~~C.~~00713070~~ 14.58647776 0.00000000 A-3 2,819,191.90 1000.00000000 1.14299066 0.24860315 0.00000000 A-R 100.00 1000.00000000 887.80000000 112.20000000 0.00000000 B-1 1,694,000.00 1000.00000000 1.13055490 0.00000000 0.00000000 B-2 1,232,000.00 1000.00000000 1.13055195 0.00000000 0.00000000 B-3 693,000.00 1000.00000000 1.13056277 0.00000000 0.00000000 L 999,543.00 1000.00000000 1.13055666 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.20549

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 1.33372053 998.66627947 0.99866628 1.33372053 A-2 0.00000000 15.59360846 984.40639154 0.98440639 15.59360846 A-3 0.00000000 1.39159381 998.60840619 0.99860841 1.39159381 A-R 0.00000000 1,000.00000000 0.00000000 0.00000000 1,000.00000000 B-1 0.00000000 1.13055490 998.86944510 0.99886945 1.13055490 B-2 0.00000000 1.13055195 998.86944805 0.99886945 1.13055195 B-3 0.00000000 1.13056277 998.86943723 0.99886944 1.13056277 L 0.00000000 1.13055666 998.86944334 0.99886944 1.13055666 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.Re:

~~Interest~~Greenwich ~~Distribution~~Capital ~~Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 102~~Acceptance,~~316,000.00~~ 5Inc.~~00000%~~ Charlie ~~102,316,000.00~~Mac ~~426,316.67~~Trust ~~0.00 0.00 A~~2004-2 44,~~185,000.00~~ Mortgage ~~6.00000%~~Loan ~~44,185,000.00 220,925.00 0.00 0.00 A~~Pass-3Through 2Certificates,~~819,191.90~~ ~~0.09648%~~Series ~~156,758,027.25 12,603.75 0.00 0.00 A~~2004-~~R 100.00 5.00000% 100.00 0.42 0.00 0.00 B-1 1,694,000.00 5.30594% 1,694,000.00 7,490.21 0.00 0.00 B-~~2 Current ~~1,232,000.00~~Report ~~5.30594%~~on ~~1,232,000.00~~Form ~~5,447.43 0.00 0.00 B~~8-3K ~~693,000.00 5.30594% 693,000.00 3,064.18 0.00 0.00 L 999,543.00 5.30594% 999,543.00 4,419.59 0.00 0.00 Totals 153,938,834.90 680,267.25 0.00 0.00~~

~~Interest~~Ladies ~~Distribution~~and Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 426,316.67 0.00 102,179,539.05 A-2 0.00 0.00 220,925.00 0.00 43,495,996.41 A-3 0.00 0.00 12,603.75 0.00 155,919,394.84 A-R 0.00 0.00 3.60 0.00 0.00 B-1 0.00 0.00 7,490.21 0.00 1,692,084.84 B-2 0.00 0.00 5,447.43 0.00 1,230,607.16 B-3 0.00 0.00 3,064.18 0.00 692,216.52 L 0.00 0.00 4,419.59 0.00 998,412.96 Totals 0.00 0.00 680,270.43 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.Gentlemen:

~~Interest~~On ~~Distribution~~behalf ~~Factors Statement Beginning Payment~~ of ~~Original~~Greenwich ~~Current~~Capital ~~Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 102~~Acceptance,~~316,000.00~~ 5Inc.~~00000%~~ ~~1000.00000000~~and ~~4.16666670~~Charlie ~~0.00000000~~Mac ~~0.00000000~~Trust A2004-2 ~~44,185,000.00~~we ~~6.00000%~~transmit ~~1000.00000000~~herewith ~~5.00000000~~for ~~0.00000000~~filing ~~0.00000000~~under ~~A-3~~the ~~2,819,191.90~~Securities ~~0.09648%~~Act ~~55603.88679110~~of ~~4.47069602 0.00000000 0.00000000 A-R 100.00 5.00000% 1000.00000000 4.20000000 0.00000000 0.00000000 B-1 1~~1934,~~694,000.00~~ ~~5.30594%~~as ~~1000.00000000 4.42161157 0.00000000 0.00000000 B-2 1~~amended,~~232,000.00~~ ~~5.30594%~~a ~~1000.00000000~~Current ~~4.42161526~~Report ~~0.00000000~~on ~~0.00000000~~Form B8-3K ~~693~~dated,~~000.00~~ ~~5.30594%~~including ~~1000.00000000~~the ~~4.42161616~~exhibits 0thereto.~~00000000 0.00000000 L 999,543.00 5.30594% 1000.00000000 4.42161068 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.~~

~~Interest~~If ~~Distribution~~you ~~Factors~~have ~~Statement~~any ~~(continued)~~question ~~Remaining~~concerning ~~Ending~~the ~~Non-Supported~~transmitted ~~Total~~materials, ~~Unpaid~~please ~~Certificate/~~do ~~Interest~~not ~~Realized~~hesitate ~~Interest~~to ~~Interest~~contact ~~Notional~~the ~~Class~~undersigned ~~Shortfall~~at ~~Losses~~ (6917) ~~Distribution Shortfall Balance A~~ 777-~~1 0~~4322.00000000 0.00000000 4.16666670 0.00000000 998.66627947 A-2 0.00000000 0.00000000 5.00000000 0.00000000 984.40639154 A-3 0.00000000 0.00000000 4.47069602 0.00000000 55306.41416783 A-R 0.00000000 0.00000000 36.00000000 0.00000000 0.00000000 B-1 0.00000000 0.00000000 4.42161157 0.00000000 998.86944510 B-2 0.00000000 0.00000000 4.42161526 0.00000000 998.86944805 B-3 0.00000000 0.00000000 4.42161616 0.00000000 998.86943723 L 0.00000000 0.00000000 4.42161068 0.00000000 998.86944334 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~Certificateholder~~Please ~~Component~~acknowledge ~~Statement~~receipt ~~Component~~of ~~Beginning~~this ~~Ending~~transmission ~~Beginning~~by ~~Ending~~notifying ~~Ending~~the ~~Pass-Through~~person ~~Notional~~indicated ~~Notional~~in ~~Component~~the ~~Component~~“Notify” ~~Component~~line ~~Class~~in ~~Rate~~the ~~Balance~~submission ~~Balance~~header ~~Balance~~of ~~Balance~~the ~~Percentage PO~~above-1referenced 0filing.00000% 0.00 0.00 1,318,563.00 1,316,393.59 99.83547165% PO-2 0.00000% 0.00 0.00 1,500,628.90 1,498,875.14 99.88313167% IO-1 0.11649% 106,840,221.21 106,697,692.39 0.00 0.00 99.86659629% IO-2 0.05689% 47,098,614.14 46,406,433.72 0.00 0.00 98.53035926%

~~CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1~~Sincerely,547,050.26 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 1,547,050.26 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 32,070.60 Payment of Interest and Principal 1,514,979.66 Total Withdrawals (Pool Distribution Amount) 1,547,050.26 Ending Balance 0.00

~~PREPAYMENT~~/~~CURTAILMENT INTEREST SHORTFALL Total Prepayment~~s/~~Curtailment~~ Hays ~~Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00~~Ellisen

~~SERVICING~~Hays ~~FEES Gross Servicing Fee 32,070.60 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 32,070.60~~Ellisen

~~OTHER~~SECURITIES ~~ACCOUNTS~~AND ~~Beginning~~EXCHANGE ~~Current Current Ending Account Type Balance Withdrawals Deposits Balance Reserve Fund 0.00 0.00 0.00 0.00~~COMMISSION

~~LOAN~~Washington, STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0D.~~00 0~~C.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 20549

~~Delinquency~~Form Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 08-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%K

~~OTHER~~CURRENT ~~INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 0.00~~REPORT

~~CREDIT~~Pursuant ~~ENHANCEMENT~~to ~~Original~~Section $13 ~~Original~~or %15(d) ~~Current $ Current % Bankruptcy 100,000.00 0.06496087% 0.00 0.00000000% Fraud 100,000.00 0.06496087% 0.00 0.00000000% Special Hazard 100,000.00 0.06496087% 0.00 0.00000000% Limit~~ of ~~Subordinate's Exposure to Certain Types of Losses~~the

~~COLLATERAL~~Securities ~~STATEMENT~~Exchange ~~Collateral~~Act ~~Description~~of Mixed Fixed Ratio Strip Weighted Average Gross Coupon 5.552915% Weighted Average Pass-Through Rate 5.302915% Weighted Average Maturity(Stepdown Calculation ) 354 Beginning Scheduled Collateral Loan Count 348 Number Of Loans Paid In Full 1 Ending Scheduled Collateral Loan Count 347 Beginning Scheduled Collateral Balance 153,938,834.90 Ending Scheduled Collateral Balance 153,104,126.11 Ending Actual Collateral Balance at 30-Nov-2004 153,258,788.41 Monthly P &I Constant 886,525.47 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 1,485,410.37 Class AP Deferred Amount 0.00 Scheduled Principal 174,184.44 Unscheduled Principal 660,524.801934

~~Group~~Date ~~Level~~of ~~Collateral~~Report Statement Group 1 2 Total Collateral Description Mixed Fixed Mixed Fixed xed Fixed Ratio Strip Weighted Average Coupon Rate 5.304777 6.115799 5.552915 Weighted Average Net Rate 5.054777 5.865799 5.302915 Weighted Average Maturity 353 355 354 Beginning Loan Count 243 105 348 Loans Paid In Full 0 1 1 Ending Loan Count 243 104 347 Beginning Scheduled Balance 106,840,221.21 47,098,614.14 153,938,835.35 Ending scheduled Balance 106,697,692.39 46,406,433.72 153,104,126.11 Record (Date 11/30/2004 11/30/2004 11/30/2004 Principal And Interest Constant 598,981.36 287,544.11 886,525.47 Scheduled Principal 126,678.37 47,506.07 174,184.44 Unscheduled Principal 15,850.45 644,674.35 660,524.80 Scheduled Interest 472,302.99 240,038.04 712,341.03 Servicing Fees 22,258.38 9,812.22 32,070.60 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 450,044.61 230,225.82 680,270.43 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of ~~Cumulative~~earliest ~~Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.054777 5.865799 5.302915~~event

~~Miscellaneous~~Reported): February ~~Reporting~~11, ~~Group~~2005 Greenwich 1Capital ~~Subordinate~~Acceptance, ~~% 3~~Inc.~~037820%~~ Charlie ~~Subordinate~~Mac ~~Prepayment~~Trust ~~% 0.000000% Senior Prepayment % 100.000000% Senior % 96.962180% Group~~ 2004-2 ~~Subordinate % 3.098789% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 96.901211%~~

GREENWICH CAPITAL ACCEPTANCE, INC.
(Exact name of registrant as specified in its charter)
Delaware	333-120038-01	06-1199884
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

600 Steamboat Road Greenwich, CT
(Address of Principal Executive Offices) (Zip Code)

Registrant’s telephone number, including area code (203) 625-2700

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

ٱ	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
ٱ	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
ٱ	Pre-commencement communications pursuant to Rule 14d-2(d) under the Exchange Act (17 CFR 240.14d-2(b))
ٱ	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01. Other Events.

This Current Report on Form 8-K is being filed to file a copy of the Pooling and Servicing Agreement dated as of November 1, 2004, among Greenwich Capital Acceptance, Inc., as depositor, Greenwich Capital Financial Products, Inc., as seller, Wells Fargo Bank, N.A., as master servicer, securities administrator and custodian and U.S. Bank National Association, as trustee (the “Pooling and Servicing Agreement”), in connection with the issuance by Charlie Mac Trust 2004-2 of Mortgage Loan Pass-Through Certificates, Series 2004-2.

Item 9.01.

Financial Statements and Exhibits.

(q)

Not applicable.

(r)

Not applicable.

(s)

Exhibits:

4.1	Pooling and Servicing Agreement

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

GREENWICH CAPITAL ACCEPTANCE, INC.,

By:_

/s/ Rosa Hyun___________
Name: Rosa Hyun
Title: Vice President

Dated: February 11, 2005

EXHIBIT 4.1

Filing Compare · CHARLIE MAC TRUST 2004-2