10-D 1 final_2006-ar2.txt 1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-D ASSET-BACKED ISSUER DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the monthly distribution period from May 1, 2006 to May 31, 2006 Commission File Number of issuing entity: 333-127834-12 -------------------- CITIGROUP MORTGAGE LOAN TRUST 2006-AR2 ------------------------------------------------------------------------ (Exact name of issuing entity as specified in its charter) Commission File Number of depositor: 333-127834 ---------------------- CITIGROUP MORTGAGE LOAN TRUST, INC. ------------------------------------------------------------------------- (Exact name of depositor as specified in its charter) CITIGROUP GLOBAL MARKETS REALTY CORP. ------------------------------------------------------------------------- (Exact name of sponsor as specified in its charter) Delaware ----------------------------------------------------------------------------- (State or other jurisdiction of incorporation or organization of the issuing entity) 11-2418191 ---------------------------------------------------------------------------- (I.R.S. Employer Identification No.) 390 Greenwich Street, New York, NY 10013 ---------------------------------------- ---------- (Address of principal executive offices of the issuing entity) (Zip Code) (212) 816-6000 ------------------------------------------------------------------------- (Telephone number, including area code) -------------------------------------------------------------------------- (Former name, former address, if changed since last report.) Registered/reporting pursuant to (check one) Title Name of exchange of Class Section 12(b) Section 12(g) Section 15(d) (if Section 12(b)) Class I-A1 { } { } {X} _____________ Class I-A2 { } { } {X} _____________ Class I-AB { } { } {X} _____________ Class I-R { } { } {X} _____________ Class I-B1 { } { } {X} _____________ Class I-B2 { } { } {X} _____________ Class I-B3 { } { } {X} _____________ Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes{X} No{ } 1 2 PART I Item 1. Distribution and Pool Performance Information See Exhibit 99.1 referred to in PART II, Item 9, Exhibits. PART II Item 9. Exhibits (a) Attached as Exhibit 99.1 is the monthly distribution report for the month of May 2006. 2 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. CITIGROUP MORTGAGE LOAN TRUST 2006-AR2 (Issuing Entity) CitiMortgage, Inc. Master Servicer By: /s/ Tommy Harris ---------------------------- Tommy Harris Senior Vice President Dated: June 26, 2006 3 4 EXHIBIT 99.1 ------------ Citigroup Mortgage Loan Trust Inc. Distribution Date Statement to Certificateholders Remic Pass-Through Certificate Series Name: CMLTI 2006-AR2 Payment Date: 06/26/2006 Issuer: Citigroup Mortgage Loan Trust Inc. Record Date: 31-May-06 Determination Date: See Foot Note Distribution Date: 26-Jun-06 Distribution #: 3 Trustee U.S. Bank National Association Clare M. O'Brien (617) 603-6402 Bond Administrator CitiMortgage, Inc. Norma Wesselmann (636) 261-1368 Paying Agent: Citibank N.A. Jennifer McCourt (212) 816-5680

--------------------------------------------------------------------------------------------------------------------------------- Next Accrual Accrual Current Succeeding Start End Class Coupon Type Coupon Coupon Date Date Original Par CUSIP # --------------------------------------------------------------------------------------------------------------------------------- I-A1 Variable, Spr Snr 5.~~63891~~63701% 5.~~63919~~63392% 0305/01/2006 0305/31/2006 $161,220,000.00 17307G6K9 I-A2 Variable, Spr Snr 5.~~56632~~56453% 5.~~56851~~55914% 0305/01/2006 0305/31/2006 $308,675,000.00 17307G6L7 I-AB Variable, Snr Sprt 5.~~59123~~58946% 5.~~59277~~58487% 0305/01/2006 0305/31/2006 $22,953,000.00 17307G6M5 I-R Residual 50.~~63891~~00000% 0.00000% 0305/01/2006 0305/31/2006 $100.43 17307G6R4 I-P Prepay Chgs 0.00000% 0.00000% 0305/01/2006 0305/31/2006 $100.00 17307S9A2 ------------------- Class A-I Total $492,848,200.43 II-A1 Variable 5.~~46982~~46420% 5.~~46680~~46423% 0305/01/2006 0305/31/2006 $15,472,000.00 17307G6B9 II-A2 Variable 5.~~46982~~46420% 5.~~46680~~46423% 0305/01/2006 0305/31/2006 $67,041,000.00 17307G6C7 II-R Residual 50.~~46980~~00000% 0.00000% 0305/01/2006 0305/31/2006 $100.02 17307S9B0 ------------------- Class A-II Total $82,513,100.02 I-B1 Variable 5.~~59123~~58941% 5.~~59276~~58481% 0305/01/2006 0305/31/2006 $8,511,000.00 17307G6N3 I-B2 Variable 5.~~59123~~58941% 5.~~59276~~58481% 0305/01/2006 0305/31/2006 $5,416,000.00 17307G6P8 I-B3 Variable 5.~~59123~~58941% 5.~~59276~~58481% 0305/01/2006 0305/31/2006 $3,353,000.00 17307G6Q6 I-B4 Variable 5.~~59123~~58941% 5.~~59276~~58481% 0305/01/2006 0305/31/2006 $3,095,000.00 17307G6S2 I-B5 Variable 5.~~59123~~58941% 5.~~59276~~58481% 0305/01/2006 0305/31/2006 $1,290,000.00 17307G6T0 I-B6 Variable 5.~~59123~~58941% 5.~~59276~~58481% 0305/01/2006 0305/31/2006 $1,288,269.00 17307G6U7 ------------------- Class SUB-I Total $22,953,269.00 II-B1 Variable 5.~~46982~~46420% 5.~~46680~~46423% 0305/01/2006 0305/31/2006 $503,000.00 17307G6D5 II-B2 Variable 5.~~46982~~46420% 5.~~46680~~46423% 0305/01/2006 0305/31/2006 $210,000.00 17307G6E3 II-B3 Variable 5.~~46982~~46420% 5.~~46680~~46423% 0305/01/2006 0305/31/2006 $251,000.00 17307G6F0 II-B4 Variable 5.~~46982~~46420% 5.~~46680~~46423% 0305/01/2006 0305/31/2006 $126,000.00 17307G6G8 II-B5 Variable 5.~~46982~~46420% 5.~~46680~~46423% 0305/01/2006 0305/31/2006 $84,000.00 17307G6H6 II-B6 Variable 5.~~46982~~46420% 5.~~46680~~46423% 0305/01/2006 0305/31/2006 $125,226.00 17307G6J2 ------------------- Class SUB-II Total $1,299,226.00 =================== $599,613,795.45 The Determination Date of the individual servicers and sub-servicers is between the 10th and 18th of the month, adjusted for occurrences on a non-business date

6 Citigroup Mortgage Loan Trust Inc. Distribution Date Statement to Certificate Holders Remic Pass-Through Certificate Series Name: CMLTI 2006-AR2 Payment Date: 06/26/2006

----------------------------------------------------------------------------------------------------------------------------------- Non Supported Net WAC Relief Act. Interest Interest Interest Interest Interest Interest Principal CLASS Accrued Shortfall Carryover Shortfall Shortfall Recoveries Recoveries Interest Paid ----------------------------------------------------------------------------------------------------------------------------------- I-A1 $~~757~~749,~~587~~649.2308 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $~~757~~749,~~587~~649.2308 I-A2 $1,~~431~~411,~~820~~503.2104 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $1,~~431~~411,~~820~~503.2104 I-AB $~~106~~105,~~946~~565.1697 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $~~106~~105,~~946~~565.1697 I-R $0.9447 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $0.9447 I-P $0.00 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $0.00 ---------------------------------------------------------------------------------------------------------------------- A-I Total $2,~~296~~266,~~354~~718.5456 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $2,~~296~~266,~~354~~718.5456 II-A1 $7061,~~524~~369.1881 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $7061,~~524~~369.1881 II-A2 $305,~~585~~270.0399 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $305,~~585~~270.0399 II-R $0.4600 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $0.4600 ---------------------------------------------------------------------------------------------------------------------- A-II Total $~~376~~366,~~109~~640.6780 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $~~376~~366,~~109~~640.6780 I-B1 $39,~~655~~629.7773 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $39,~~655~~629.7773 I-B2 $25,~~235~~218.0649 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $25,~~235~~218.0649 I-B3 $15,~~622~~612.8256 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $15,~~622~~612.8256 I-B4 $14,~~420~~411.7023 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $14,~~420~~411.7023 I-B5 $6,~~010~~006.5762 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $6,~~010~~006.5762 I-B6 $65,~~002~~998.5056 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $65,~~002~~998.5056 ---------------------------------------------------------------------------------------------------------------------- SUB-I Total $106,~~947~~877.4219 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $106,~~947~~877.4219 II-B1 $2,~~292~~273.7766 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $2,~~292~~273.7766 II-B2 $~~957~~949.2224 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $~~957~~949.2224 II-B3 $1,~~144~~134.1057 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $1,~~144~~134.1057 II-B4 $~~574~~569.3355 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $~~574~~569.3355 II-B5 $~~382~~379.8970 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $~~382~~379.8970 II-B6 $~~570~~566.8005 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $~~570~~566.8005 ---------------------------------------------------------------------------------------------------------------------- SUB-II Total $5,~~922~~872.1177 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $5,~~922~~872.1177 ====================================================================================================================== Total $2,~~785~~746,~~333~~109.7432 $0.00 $0.00 0.00 $0.00 $0.00 $0.00 $2,~~785~~746,~~333~~109.7432

------------------------------------------------------------------------------------------------------------------ Interest Cum Net WAC Cum Unpaid Paid Per Interest Interest CLASS Certificate Carryover Amount Shortfalls ------------------------------------------------------------------------------------------------------------------ I-A1 4.~~69908963~~64985163 $0.00 $0.00 I-A2 4.~~63860115~~57278056 $0.00 $0.00 I-AB 4.~~65935433~~59922320 $0.00 $0.00 I-R 94.~~35975306~~67987653 $0.00 $0.00 I-P 0.00000000 $0.00 $0.00 ------------------------------------------------------------------------------- A-I Total $0.00 $0.00 II-A1 43.~~55818123~~96650789 $0.00 $0.00 II-A2 4.~~55818126~~55349696 $0.00 $0.00 II-R 40.~~59908018~~00000000 $0.00 $0.00 ------------------------------------------------------------------------------- A-II Total $0.00 $0.00 I-B1 4.~~65935495~~65629538 $0.00 $0.00 I-B2 4.~~65935377~~65629431 $0.00 $0.00 I-B3 4.~~65935580~~65629585 $0.00 $0.00 I-B4 4.~~65935380~~65629402 $0.00 $0.00 I-B5 4.~~65935659~~65629457 $0.00 $0.00 I-B6 4.~~65935298~~65629461 $0.00 $0.00 ------------------------------------------------------------------------------- SUB-I Total $0.00 $0.00 II-B1 4.~~55819085~~52019881 $0.00 $0.00 II-B2 4.~~55819048~~52019048 $0.00 $0.00 II-B3 4.~~55816733~~52019920 $0.00 $0.00 II-B4 4.~~55817460~~52023810 $0.00 $0.00 II-B5 4.~~55821429~~52023810 $0.00 $0.00 II-B6 4.~~55815885~~52022743 $0.00 $0.00 ------------------------------------------------------------------------------- SUB-II Total $0.00 $0.00 ================================================================================= Total $0.00 $0.00

P Class Interest Paid, represents Prepayment Charges collected by the Master Servicer or any Sub-Servicer in connection with the Principal Prepayment of any of the Mortgage loans or servicer Prepayment Charge Payment Amount. 7 Citigroup Mortgage Loan Trust Inc. Distribution Date Statement to Certificateholders Remic Pass-Through Certificate Series Name: CMLTI 2006-AR2 Payment Date: 06/26/2006

--------------------------------------------------------------------------------------------------------------- Certificate Reductions not part of Principal distributions Paid Cumulative Principal to reduce Principal Per Principal CLASS Due Stated Amount Paid Certificate Loss --------------------------------------------------------------------------------------------------------------- I-A1 $~~625~~2,~~284~~389,778.9362 $0.00 $~~625~~2,~~284~~389,778.9362 314.~~87845757~~82309031 0.00 I-A2 $14,~~454~~736,~~116~~541.1552 $0.00 $14,~~454~~736,~~116~~541.1552 415.~~71083227~~34475264 0.00 I-AB $~~101~~348,~~572~~100.7802 $0.00 $~~101~~348,~~572~~100.7802 415.~~42525073~~16577441 0.00 I-R $~~100~~.4300 $0.00 $~~100~~.4300 ~~1,000~~0.00000000 0.00 I-P $.00 $0.00 $.00 0.00000000 0.00 ---------------------------------------------------------------------------------------------------- A-I Total $27,~~181~~474,~~074~~420.2916 $0.00 $27,~~181~~474,~~074~~420.2916 0.00 II-A1 $~~965~~354,~~146~~498.4693 $0.00 $~~965~~354,~~146~~498.4693 6222.~~38020036~~91228865 0.00 II-A2 $.00 $0.00 $.00 0.00000000 0.00 II-R $~~100~~.0200 $0.00 $~~100~~.0200 ~~1,000~~0.00000000 0.00 ---------------------------------------------------------------------------------------------------- A-II Total $~~965~~354,~~246~~498.4893 $0.00 $~~965~~354,~~246~~498.4893 0.00 I-B1 $1,~~412~~424.7091 $0.00 $1,~~412~~424.7091 0.~~16598520~~16741981 0.00 I-B2 $~~898~~906.9875 $0.00 $~~898~~906.9875 0.~~16598597~~16742061 0.00 I-B3 $~~556~~561.5536 $0.00 $~~556~~561.5536 0.~~16598568~~16742022 0.00 I-B4 $~~513~~518.7216 $0.00 $~~513~~518.7216 0.~~16598384~~16741842 0.00 I-B5 $~~214~~215.1297 $0.00 $~~214~~215.1297 0.~~16598450~~16741860 0.00 I-B6 $~~213~~215.8368 $0.00 $~~213~~215.8368 0.~~16598242~~16741845 0.00 ---------------------------------------------------------------------------------------------------- SUB-I Total $3,~~809~~842.9083 $0.00 $3,~~809~~842.9083 0.00 II-B1 $1,~~833~~868.6470 $0.00 $1,~~833~~868.6470 3.~~64540755~~71510934 0.00 II-B2 $~~765~~780.5417 $0.00 $~~765~~780.5417 3.~~64542857~~71509524 0.00 II-B3 $~~915~~932.0049 $0.00 $~~915~~932.0049 3.~~64541833~~71509960 0.00 II-B4 $~~459~~468.3210 $0.00 $~~459~~468.3210 3.~~64539683~~71507937 0.00 II-B5 $~~306~~312.2107 $0.00 $~~306~~312.2107 3.~~64535714~~71511905 0.00 II-B6 $~~456~~465.5123 $0.00 $~~456~~465.5123 3.~~64548896~~71512306 0.00 ---------------------------------------------------------------------------------------------------- SUB-II Total $4,~~736~~826.2276 $0.00 $4,~~736~~826.2276 0.00 ===================================================================================================== Total $37,~~154~~837,~~866~~588.8968 $0.00 $37,~~154~~837,~~866~~588.8968 0.00

8 Citigroup Mortgage Loan Trust Inc. Distribution Date Statement to Certificateholders Series Name: CMLTI 2006-AR2 Remic Pass-Through Certificate Payment Date: 06/26/2006

----------------------------------------------------------------------------------------------------------------------------------- CLASS Previous Period's Ending Period's Beginning Balance Ending Balance Ending Balance Beginning Ending Prepayment Balance Balance Per Certificate Per Certificate Pool Factor Class PCT Class PCT Percentage ----------------------------------------------------------------------------------------------------------------------------------- I-A1 $~~161~~159,~~220~~584,~~000~~286.0016 $~~160~~157,~~594~~194,~~715~~507.0754 ~~1,000~~989.~~00000000~~85415060 ~~996~~975.~~12154243~~03106029 0.~~99612154~~97503106 91.~~099987480~~059025391% 9190.~~084514731~~997136200% 95.342854608% I-A2 $~~308~~304,~~675~~392,~~000~~865.0041 $~~307~~299,~~220~~656,~~883~~323.8589 ~~1,000~~986.~~00000000~~12736830 ~~995~~970.~~28916773~~78261566 0.~~99528917~~97078262 91.~~099965618~~044768348% 9190.~~081675937~~980861755% 95.342745858% I-AB $22,~~953~~663,~~000~~929.0090 $22,~~851~~315,~~427~~829.2288 ~~1,000~~987.~~00000000~~40599922 ~~995~~972.~~57474927~~24022481 0.~~99557475~~97224022 12.~~969966583~~932071307% 12.~~960645425~~918241500% 9.314399532% I-R $~~100~~.4300 $.00 ~~1,000~~0.00000000 0.00000000 0.00000000 0.~~000056749~~000000000% 0.000000000% 0.000000000% I-P $100.00 $100.00 1,000.000000001,000.00000000 1.00000000 0.~~000056506~~000057060% 0.~~000056717~~000057888% 0.000000000% ----------------------------------------------------------------------------------------------------------------------- A-I Total $~~492~~486,~~848~~641,~~200~~181.4347 $~~490~~479,~~667~~166,~~126~~761.1431 % % % II-A1 $1513,~~472~~477,~~000~~511.0066 $1413,~~506~~123,~~853~~012.5473 ~~1,000~~871.~~00000000~~09046406 ~~937~~848.~~61979964~~17817541 0.~~93761980~~84817818 1816.~~460291862~~474516740% 1716.~~511399314~~111956019% 100.000000000% II-A2 $67,041,000.00 $67,041,000.00 1,000.000000001,000.00000000 1.00000000 7981.~~989427788~~948960954% 8082.~~926006331~~310492699% 0.000000000% II-R $~~100~~.0200 $.00 ~~1,000~~0.00000000 0.00000000 0.00000000 0.~~000119338~~000000000% 0.000000000% 0.000000000% ----------------------------------------------------------------------------------------------------------------------- A-II Total $8280,~~513~~518,~~100~~511.0266 $8180,~~547~~164,~~853~~012.5473 98.~~449838989~~423477694% 98.~~437405645~~422448718% 100.000000000% I-B1 $8,~~511~~508,~~000~~181.0014 $8,~~509~~506,~~587~~756.3023 ~~1,000~~999.~~00000000~~66879803 999.~~83401480~~50137822 0.~~99983401~~99950138 1.~~650053461~~669623375% 1.~~656797608~~694206488% 0.000000000% I-B2 $5,~~416~~414,~~000~~206.0021 $5,~~415~~413,~~101~~299.0246 ~~1,000~~999.~~00000000~~66879801 999.~~83401403~~50137740 0.~~99983401~~99950138 1.~~050016396~~062469769% 1.~~054308053~~078113304% 0.000000000% I-B3 $3,~~353~~351,~~000~~889.0048 $3,~~352~~351,~~443~~328.4512 ~~1,000~~999.~~00000000~~66879809 999.~~83401432~~50137787 0.~~99983401~~99950138 0.~~650056310~~657766088% 0.~~652713239~~667450869% 0.000000000% I-B4 $3,~~095~~093,~~000~~974.0093 $3,~~094~~093,~~486~~456.2877 ~~1,000~~999.~~00000000~~66879806 999.~~83401616~~50137964 0.~~99983402~~99950138 0.~~600037065~~607153606% 0.~~602489555~~616093183% 0.000000000% I-B5 $1,~~290~~289,~~000~~572.0075 $1,289,~~785~~356.8878 ~~1,000~~999.~~00000000~~66879845 999.~~83401550~~50137984 0.~~99983402~~99950138 0.~~250096224~~253062408% 0.~~251118425~~256788435% 0.000000000% I-B6 $1,~~288~~287,~~269~~842.0033 $1,~~288~~287,~~055~~626.1765 ~~1,000~~999.~~00000000~~66880364 999.~~83401758~~50138519 0.~~99983402~~99950139 0.~~249760630~~252722835% 0.~~250781459~~256443862% 0.000000000% ----------------------------------------------------------------------------------------------------------------------- SUB-I Tota $22,~~953~~945,~~269~~666.0084 $22,~~949~~941,~~459~~824.1001 4.~~450020087~~502798083% 4.~~468208340~~569096143% 0.000000000% II-B1 $~~503~~499,~~000~~321.0070 $~~501~~497,~~166~~453.3600 ~~1,000~~992.~~00000000~~68727634 ~~996~~988.~~35459245~~97216700 0.~~99635459~~98897217 0.~~600150388~~610356267% 0.~~604964007~~610754635% 0.000000000% II-B2 $~~210~~208,~~000~~464.0032 $~~209~~207,~~234~~684.4615 ~~1,000~~992.~~00000000~~68723810 ~~996~~988.~~35457143~~97214286 0.~~99635457~~98897214 0.~~250559804~~254820698% 0.~~252569461~~254987018% 0.000000000% II-B3 $~~251~~249,~~000~~164.0050 $~~250~~248,~~085~~232.0001 ~~1,000~~992.~~00000000~~68725100 ~~996~~988.~~35458167~~97215139 0.~~99635458~~98897215 0.~~299478623~~304571409% 0.~~301880644~~304770201% 0.000000000% II-B4 $~~126~~125,~~000~~078.0060 $~~125~~124,~~540~~610.6850 ~~1,000~~992.~~00000000~~68730159 ~~996~~988.~~35460317~~97222222 0.~~99635460~~98897222 0.~~150335882~~152892428% 0.~~151541681~~152992223% 0.000000000% II-B5 $8483,~~000~~385.0073 $83,~~693~~073.7966 ~~1,000~~992.~~00000000~~68726190 ~~996~~988.~~35464286~~97214286 0.~~99635464~~98897214 0.~~100223921~~101928281% 0.~~101027791~~101994807% 0.000000000% II-B6 $~~125~~124,~~226~~310.0025 $~~124~~123,~~769~~845.4902 ~~1,000~~992.~~00000000~~68722150 ~~996~~988.~~35451104~~97209845 0.~~99635451~~98897210 0.~~149412390~~151953220% 0.~~150610768~~152052395% 0.000000000% ----------------------------------------------------------------------------------------------------------------------- SUB-II Tot $1,~~299~~289,~~226~~725.0010 $1,~~294~~284,~~489~~898.7834 1.~~550161010~~576522305% 1.~~562594354~~577551281% 0.000000000% ====================================================================================================================== Total $~~599~~591,~~613~~395,~~795~~085.4507 $~~596~~583,~~458~~557,~~928~~496.5639 PO Balance $.00 $.00 Non PO Bal $~~599~~591,~~613~~395,~~795~~085.4507 $~~596~~583,~~458~~557,~~928~~496.5639

9 Citigroup Mortgage Loan Trust Inc. DISTRIBUTION DATE STATEMENT Series Name: CMLTI 2006-AR2 REMIC PASS-THROUGH CERTIFICATE Pmt Date: 06/26/2006 Advances: Aggregate Amount of P&I Advances for such Distribution Date:$2,439,335.70 Summary of Disbursements Withdrawel/ Remittances Residual (Deposit) P&I Distributed ------------------------------------------------------------- 10,583,697.99 $0.00 $0.00 $10,583,697.99 Extraordinary Trust Fund Expenses withdrawn from the Collection $0.00 Account or Distribution Account for such Distribution Date: Loan level information (including data on REO, loans in foreclosure and realized losses) is available on the Citimortgagembs.com website in the payment and summary section of the CMLTI shelf 10 Citigroup Mortgage Loan Trust Inc. Distribution Date Statement to Certificateholders Remic Pass-Through Certificate Series Name: CMLTI 2006-AR2 Payment Date: 06/26/2006 2006-R2 1A COLLATERAL INFORMATION: GENERAL INFORMATION: AT ISSUE BEGINNING ENDING WAC-SCHED BAL 5.89% 5.89% WAM 357 355 354 AVG LTV 77 77 77 AVG LOAN SIZE $239,797 $239,418 $239,261 # OF LOANS 738 732 722 ACTUAL BALANCE $176,974,034.20 $175,264,282.96 $172,756,095.50 SCHEDULED BALANCE $176,970,386.60 $175,253,672.52 $172,746,653.47 TYPE OF DWELLING UNIT: AT ISSUE CURRENT Single Family 71.10% Single Family 70.95% Condo 18.98% Condo 18.90% PUD 6.53% PUD 6.68% 2-4 Family 3.31% 2-4 Family 3.39% Other 0.08% Other 0.08% GEOGRAPHIC DISTRIBUTION: LTV DISTRIBUTION: AT ISSUE CURRENT AT ISSUE CURRENT CA 22% CA 22% 65% AND BELOW 10% 9% VA 7% NJ 7% 65.01-75% 14% 15% NJ 7% VA 7% 75.01-80% 72% 73% GA 6% GA 6% OVER 80% 4% 3% FL 6% FL 6% OTHER 52% OTHER 52% PREPAYMENT INFORMATION: SCHEDULED PRINCIPAL: $11,319.62 PRINCIPAL PREPAYMENTS: $2,495,699.43 1 MONTH 3 MONTH 12 MONTH CUMULATIVE PRICING SPEED(CPR):25% PREPAYMENT HISTORY(PSA): 268% 167% 0% 167% PREPAYMENT HISTORY(CPR): 16.09% 10.03% 0.00% 10.03% DELINQUENCY (1)

--------------------------------------------------------------------------------------------------------- Number of Amount of Scheduled Amount of Actual Pool Item loans Balance Balance # PCT Amount PCT Amount PCT --------------------------------------------------------------------------------------------------------- (2) 30-59 Days 57 0.6897% $1,~~153~~898,~~358~~088.7655 01.6510% $1,~~153~~898,~~358~~720.7653 01.6510% (2) 60-89 Days 01 0.0014% $0394,944.0082 0.0023% $0396,533.0035 0.0023% (2) 90 + Days 01 0.0014% $0225,352.00 0.0013% $0225,352.00 0.0013% REAL ESTATE OWNED BY THE TRUST 0 0.00% $0.00 0.00% $0.00 0.00% FORECLOSURES IN PROCESS 0 0.00% $0.00 0.00% $0.00 0.00% BANKRUPTCIES IN PROCESS 0 0.00% $0.00 0.00% $0.00 0.00% PURCHASE AMOUNT ADVANCES NA

(1) DETERMINED BY THE MBA METHOD. (2) DOES NOT INCLUDE REAL ESTATE OWNED BY THE TRUST. ------------------------------------------------------------------------------- 2006-R2 1B COLLATERAL INFORMATION: GENERAL INFORMATION: AT ISSUE BEGINNING ENDING WAC-SCHED BAL 5.82% 5.82% WAM 357 355 354 AVG LTV 71 71 71 AVG LOAN SIZE $601,831 $600,239 $599,931 # OF LOANS 563 557 549 ACTUAL BALANCE $338,847,845.90 $334,390,596.94 $329,414,813.42 SCHEDULED BALANCE $338,831,082.90 $334,333,175.79 $329,361,931.85 TYPE OF DWELLING UNIT: AT ISSUE CURRENT Single Family 89.63% Single Family 89.64% Condo 6.34% Condo 6.22% PUD 2.49% PUD 2.56% 2-4 Family 1.54% 2-4 Family 1.58% GEOGRAPHIC DISTRIBUTION: LTV DISTRIBUTION: AT ISSUE CURRENT AT ISSUE CURRENT CA 46% CA 47% 65% AND BELOW 23% 23% VA 7% VA 7% 65.01-75% 28% 28% MD 5% IL 5% 75.01-80% 48% 48% IL 5% AZ 5% OVER 80% 1% 1% AZ 4% MD 5% OTHER 33% OTHER 31% PREPAYMENT INFORMATION: SCHEDULED PRINCIPAL: $73,964.10 PRINCIPAL PREPAYMENTS: $4,897,279.84 1 MONTH 3 MONTH 12 MONTH CUMULATIVE PRICING SPEED(CPR):25% PREPAYMENT HISTORY(PSA): 268% 167% 0% 167% PREPAYMENT HISTORY(CPR): 16.09% 10.03% 0.00% 10.03% DELINQUENCY (1)

--------------------------------------------------------------------------------------------------------- Number of Amount of Scheduled Amount of Actual Pool Item loans Balance Balance # PCT Amount PCT Amount PCT --------------------------------------------------------------------------------------------------------- (2) 30-59 Days 45 0.7191% $3,~~074~~279,~~680~~634.4616 01.9100% $3,~~074~~279,~~680~~634.4616 01.9100% (2) 60-89 Days 0 0.00% $0.00 0.00% $0.00 0.00% (2) 90 + Days 0 0.00% $0.00 0.00% $0.00 0.00% REAL ESTATE OWNED BY THE TRUST 0 0.00% $0.00 0.00% $0.00 0.00% FORECLOSURES IN PROCESS 0 0.00% $0.00 0.00% $0.00 0.00% BANKRUPTCIES IN PROCESS 0 0.00% $0.00 0.00% $0.00 0.00% PURCHASE AMOUNT ADVANCES NA

(1) DETERMINED BY THE MBA METHOD. (2) DOES NOT INCLUDE REAL ESTATE OWNED BY THE TRUST. ------------------------------------------------------------------------------- 2006-R2 1 COLLATERAL INFORMATION: GENERAL INFORMATION: AT ISSUE BEGINNING ENDING WAC-SCHED BAL 5.84% 5.84% WAM 357 355 354 AVG LTV 73 73 73 AVG LOAN SIZE $396,465 $395,335 $395,050 # OF LOANS 1,301 1,289 1,271 ACTUAL BALANCE $515,821,880.20 $509,654,879.90 $502,170,908.92 SCHEDULED BALANCE $515,801,469.40 $509,586,848.31 $502,108,585.32 TYPE OF DWELLING UNIT: AT ISSUE CURRENT Single Family 83.26% Single Family 83.20% Condo 10.68% Condo 10.59% PUD 3.88% PUD 3.98% 2-4 Family 2.15% 2-4 Family 2.20% Other 0.03% Other 0.03% GEOGRAPHIC DISTRIBUTION: LTV DISTRIBUTION: AT ISSUE CURRENT AT ISSUE CURRENT CA 38% CA 39% 65% AND BELOW 18% 18% VA 7% VA 7% 65.01-75% 24% 24% MD 5% IL 5% 75.01-80% 56% 56% IL 5% NJ 5% OVER 80% 2% 2% NJ 5% MD 5% OTHER 40% OTHER 39% CREDIT ENHANCEMENT: AT ISSUE CURRENT SUBORDINATION 4.55% $22,953,269.00 4.57% $22,941,824.01 PREPAYMENT INFORMATION: SCHEDULED PRINCIPAL: $85,283.72 PRINCIPAL PREPAYMENTS: $7,392,979.27 1 MONTH 3 MONTH 12 MONTH CUMULATIVE PRICING SPEED(CPR):25% PREPAYMENT HISTORY(PSA): 268% 167% 0% 167% PREPAYMENT HISTORY(CPR): 16.09% 10.03% 0.00% 10.03% DELINQUENCY (1)

--------------------------------------------------------------------------------------------------------- Number of Amount of Scheduled Amount of Actual Pool Item loans Balance Balance # PCT Amount PCT Amount PCT --------------------------------------------------------------------------------------------------------- (2) 30-59 Days 912 0.6994% $45,~~228~~177,~~039~~722.2271 01.8203% $45,~~228~~178,~~039~~354.2269 01.8203% (2) 60-89 Days 01 0.0008% $0394,944.0082 0.0008% $0396,533.0035 0.0008% (2) 90 + Days 01 0.0008% $0225,352.00 0.0004% $0225,352.00 0.0004% REAL ESTATE OWNED BY THE TRUST 0 0.00% $0.00 0.00% $0.00 0.00% FORECLOSURES IN PROCESS 0 0.00% $0.00 0.00% $0.00 0.00% BANKRUPTCIES IN PROCESS 0 0.00% $0.00 0.00% $0.00 0.00% PURCHASE AMOUNT ADVANCES NA

(1) DETERMINED BY THE MBA METHOD. (2) DOES NOT INCLUDE REAL ESTATE OWNED BY THE TRUST. ------------------------------------------------------------------------------- 2006-R2 2 COLLATERAL INFORMATION: GENERAL INFORMATION: AT ISSUE BEGINNING ENDING WAC-SCHED BAL 5.72% 5.72% WAM 177 175 174 AVG LTV 57 57 57 AVG LOAN SIZE $659,940 $654,466 $651,591 # OF LOANS 127 125 125 ACTUAL BALANCE $84,042,382.27 $82,050,919.79 $81,689,909.91 SCHEDULED BALANCE $83,812,326.02 $81,808,236.76 $81,448,911.07 TYPE OF DWELLING UNIT: AT ISSUE CURRENT Single Family 92.15% Single Family 92.03% Condo 7.14% Condo 7.25% 2-4 Family 0.71% 2-4 Family 0.72% GEOGRAPHIC DISTRIBUTION: LTV DISTRIBUTION: AT ISSUE CURRENT AT ISSUE CURRENT CA 42% CA 43% 65% AND BELOW 60% 61% NY 10% NY 10% 65.01-75% 30% 31% FL 8% FL 8% 75.01-80% 9% 7% MA 8% MA 8% OVER 80% 1% 1% WA 7% WA 7% OTHER 25% OTHER 24% CREDIT ENHANCEMENT: AT ISSUE CURRENT SUBORDINATION 1.55% $1,299,226.00 1.58% $1,284,898.34 PREPAYMENT INFORMATION: SCHEDULED PRINCIPAL: $306,165.23 PRINCIPAL PREPAYMENTS: $53,160.46 1 MONTH 3 MONTH 12 MONTH CUMULATIVE PRICING SPEED(PSA):250% PREPAYMENT HISTORY(PSA): 14% 114% 0% 114% PREPAYMENT HISTORY(CPR): 0.86% 6.82% 0.00% 6.82% DELINQUENCY (1)

--------------------------------------------------------------------------------------------------------- Number of Amount of Scheduled Amount of Actual Pool Item loans Balance Balance # PCT Amount PCT Amount PCT --------------------------------------------------------------------------------------------------------- (2) 30-59 Days 2 1 0.5980% $1450,~~841,477~~188.6479 20.2255% $1453,~~854,818~~490.4951 20.2456% (2) 60-89 Days 0 0.00% $0.00 0.00% $0.00 0.00% (2) 90 + Days 0 0.00% $0.00 0.00% $0.00 0.00% REAL ESTATE OWNED BY THE TRUST 0 0.00% $0.00 0.00% $0.00 0.00% FORECLOSURES IN PROCESS 0 0.00% $0.00 0.00% $0.00 0.00% BANKRUPTCIES IN PROCESS 0 0.00% $0.00 0.00% $0.00 0.00% PURCHASE AMOUNT ADVANCES NA

(1) DETERMINED BY THE MBA METHOD. (2) DOES NOT INCLUDE REAL ESTATE OWNED BY THE TRUST. ------------------------------------------------------------------------------- 11 Citigroup Mortgage Loan Trust Inc. Distribution Date Statement to Certificateholders Remic Pass-Through Certificate Series Name: CMLTI 2006-AR2 Payment Date: 06/26/2006

---------------------------------------------------------------------------------------------------- Item 2006-R2 1A 2006-R2 1B 2006-R2 1 2006-R2 2 ---------------------------------------------------------------------------------------------------- Collateral Description 1A 1B 1 2 Net WAC RATE 5.~~63891~~63701% 5.~~56632~~56453% 5.~~59123~~58946% 5.~~46982~~46420% Principal and Interest Constant ~~842~~834,~~793~~575.6183 1,~~646~~624,~~123~~303.6564 2,~~488~~458,~~917~~879.2647 ~~687~~678,~~562~~678.9479 Beginning Loan Count ~~738~~732 ~~563~~557 1,~~301~~289 ~~127~~125 Loans Paid in Full 210 38 518 10 Ending Loan Count ~~736~~722 ~~560~~549 1,~~296~~271 ~~126~~125 Beginning Scheduled Balance ~~176~~175,~~970~~253,~~386~~672.5652 ~~338~~334,~~831~~333,~~082~~175.8779 ~~515~~509,~~801~~586,~~469~~848.4331 8381,~~812~~808,~~326~~236.0276 Ending Scheduled Balance ~~176~~172,~~313~~746,~~960~~653.2247 ~~337~~329,~~302~~361,~~625~~931.0285 ~~513~~502,~~616~~108,585.2432 8281,~~842~~448,~~343~~911.3207 Scheduled Principal 11,~~193~~319.9062 7473,~~421~~964.4010 85,~~615~~283.3072 ~~305~~306,~~531~~165.1623 Unscheduled Principal ~~645~~2,~~232~~495,699.4443 14,~~454~~897,~~036~~279.4584 27,~~099~~392,~~268~~979.8927 ~~664~~53,~~451~~160.5446 Scheduled Interest ~~831~~823,~~599~~256.7121 1,~~571~~550,~~702~~339.2554 2,~~403~~373,~~301~~595.9675 ~~382~~372,~~031~~513.7856 Net Servicing Fee 1132,~~465~~028.1390 2266,~~209~~724.7749 3398,~~674~~753.9039 1516,~~137~~801.9980 Administration Fee ~~369~~365.0133 ~~705~~696.9853 1,~~074~~061.9986 ~~174~~170.6352 Fraud Loss Amount N/A N/A 15,474,044.08 838,123.26 Amount of any Fraud Losses N/A N/A 0.00 0.00 Bankruptcy Amount N/A N/A 100,000.00 50,000.00 Amount of any Bankruptcy Losses N/A N/A 0.00 0.00 Special Hazard Amount N/A N/A 5,819,157.00 419,062.00 Amount of any Special Hazard Losses N/A N/A 0.00 0.00 Realized Loss Amount 0.00 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 0.00

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