SOUTH PLAINS FINANCIAL, INC. 8-K

What Happened
South Plains Financial, Inc. (SPFI) announced its financial results for the fourth quarter and year ended December 31, 2025, in a press release dated January 26, 2026. The company furnished the press release and an earnings slide presentation with the Form 8-K and scheduled a management conference call for January 26, 2026 at 5:00 p.m. Eastern Time to discuss the reported results.

Key Details

• Press release announcing Q4 and year‑end 2025 results furnished as Exhibit 99.1 to the Form 8-K (dated Jan 26, 2026).
• Earnings release slide presentation furnished as Exhibit 99.2 and posted on SPFI’s website (www.spfi.bank) under “News & Events.”
• Management conference call scheduled for January 26, 2026 at 5:00 p.m. ET to discuss quarterly results and business updates.
• The materials in Items 2.02 and 7.01 (including Exhibits 99.1 and 99.2) are furnished, not “filed,” and are not subject to Section 18 liability or automatically incorporated by reference into other filings.

Why It Matters
Retail investors should review the press release and slide presentation for specific earnings, revenue, loan‑growth, and margin details that affect SPFI’s financial outlook. The scheduled conference call gives investors an opportunity to hear management’s explanation of the quarterly results and any near‑term guidance. Note that the furnished materials are provided for disclosure and are not “filed” under the Exchange Act, which affects certain legal liabilities and incorporation into future SEC filings.