UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

~~Washington~~WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of ~~The Securities Exchange Act of 1934~~the

~~Date~~Securities ofExchange ~~Report~~Act ~~(Date~~ of ~~earliest event reported): May 12, 2023~~1934

Date of Report (Date of earliest event reported): June 1, 2023

Home Point Capital Inc.

(Exact ~~name~~Name of ~~registrant~~Registrant as ~~specified~~Specified in its ~~charter~~Charter)

Delaware	001-39964	90-1116426
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)
(State or other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)

2211 Old Earhart Road, Suite 250

Ann Arbor, Michigan 48105

(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (888) 616-6866

~~Not~~Check ~~applicable~~the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8−K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a−-12 under the Exchange Act (17 CFR 240.14a−-12)

☐ Pre−-commencement communications pursuant to Rule 14d−-2(b) under the Exchange Act (17 CFR 240.14d−-2(b))

☐ Pre−-commencement communications pursuant to Rule 13e−-4(c) under the Exchange Act (17 CFR 240.13e− -4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $0.0000000072 per share		HMPT		The Nasdaq Stock Market LLC (The Nasdaq Global Select Market)

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 21.02 ~~Results~~Termination of ~~Operations~~a ~~and~~Material ~~Financial~~Definitive ~~Condition.~~Agreement

On ~~May~~June 125, 2023, the Amended and Restated Master Repurchase Agreement (the “GSB Master Repurchase Agreement”), dated as of June 30, 2021, by and among Home Point Financial Corporation (“HPF”), a wholly owned subsidiary of Home Point Capital Inc. (the “Company”), ~~published~~as anguarantor, ~~earnings~~HPFC ~~release~~Sub ~~reporting~~1 ~~its~~LLC, ~~financial~~as ~~results~~seller ~~for~~and ~~the~~Goldman ~~fiscal~~Sachs ~~quarter~~Bank ~~ended March~~USA 31, ~~2023.~~as Abuyer ~~copy~~(“Buyer”), ofterminated ~~the~~in ~~earnings~~accordance ~~release~~with isits ~~attached~~terms. asThe GSB ~~Exhibit~~Master ~~99.1~~Repurchase ~~hereto~~Agreement ~~and~~provided isfor ~~incorporated~~a bymaximum ~~reference~~aggregate ~~herein~~purchase price of $35 million.

~~The~~Certain ~~foregoing~~affiliates ~~information~~of ~~(including~~Buyer ~~Exhibit~~have ~~99.1~~performed ~~hereto)~~commercial isbanking, ~~being~~investment ~~furnished~~banking, ~~and~~or ~~shall~~advisory ~~not~~services befor ~~deemed~~the ~~“filed”~~Company ~~for~~from ~~purposes~~time ofto ~~Section~~time 18for ~~of the~~which ~~Securities~~they ~~Exchange~~have ~~Act~~received ofcustomary ~~1934,~~fees asand ~~amended~~reimbursement ~~(the~~of ~~“Exchange~~expenses. ~~Act”)~~They may, orfrom ~~otherwise~~time ~~subject~~ to ~~the~~time, ~~liabilities~~engage ofin ~~that~~transactions ~~section,~~with ~~nor~~and ~~shall~~perform itservices befor ~~deemed~~the ~~incorporated~~Company ~~by reference~~ in ~~any~~the ~~filing~~ordinary ~~under~~course ~~the~~of ~~Securities~~its ~~Act~~business offor ~~1933,~~which asthey ~~amended,~~may orreceive ~~the~~customary ~~Exchange~~fees and ~~Act~~reimbursement of expenses.

Item 98.01 ~~Financial~~Other ~~Statements and Exhibits.~~Events

~~(d)~~Sale ~~Exhibits.~~of Mortgage Servicing Rights

Exhibit No.		Description
99.1		Earnings release dated May 12, 2023.
104		The cover page from this Current Report on Form 8-K, formatted in Inline XBRL.

On June 1, 2023, HPF completed the sale of servicing rights relating to certain single family mortgage loans serviced for the Government National Mortgage Association (“Ginnie Mae”) with an aggregate unpaid principal balance of approximately $2.7 billion (the “Servicing Rights”) to an approved Ginnie Mae issuer. The total purchase price for the Servicing Rights was approximately $40.0 million, which is subject to certain customary holdbacks and adjustments. The sales represent approximately 3.1% of HPF’s total mortgage servicing portfolio as of March 31, 2023, and approximately 58.1% percent of HPF’s total Ginnie Mae mortgage servicing portfolio as of March 31, 2023. Ginnie Mae consented to the transfer of the Servicing Rights.

~~Signatures~~SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	HOME POINT CAPITAL INC.
Date: May 12, 2023
Date: June 6, 2023	By:	/s/ Jean Weng
	By:	/s/ Jean Weng
	Name:	Jean Weng
	Title:	General Counsel

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