8-K 1 a8k2001a.txt ONYX ACCEPTANCE OWNER TRUST 2001 A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report(Date of earliest event reported): April 15, 2001 Onyx Acceptance Grantor Trust 2001-A ------------------------------------------------------------------------------ (Issuer with respect to Certificates) Onyx Acceptance Financial Corporation ------------------------------------------------------------- (Exact Name of Registrant as Specified in Its Charter) Commission File Number 333-51636 (I.R.S. EmployerIdentification No.) 33-0639768 State or other jurisdiction of incorporation or organization Delaware Onyx Acceptance Financial Corporation 27051 Towne Centre Drive Foothill Ranch 92610 949 465-3900 Item 5. Other Events On behalf of the Onyx Acceptance Owner Trust 2001-A, (the"Trust"), a trust created pursuant to the Trust Agreement dated as of February 1, 2001 with Onyx Acceptance Financial Corporation as registrant and seller and Bankers Trust(Delaware) as Owner Trustee and The Chase Manhattan Bank as Trust Agent, the registrant has caused to be filed with the Commission, the April 2001 monthly Distribution Date Statement with respect to the Trust. This Distribution Date Statement is filed pursuant to and in accordance with a no action request filed on August 21, 1995 with the Commission by Onyx Acceptance Financial Corporation, originator of the Onyx Acceptance Owner Trust 2001-A and Onyx Acceptance Corporation as servicer and the affirmative response thereto by the Securities and Exchange Commission dated September 22, 1995. The filing of the monthly Distribution Date Statement will occur subsequent to each monthly distribution to the Trust's Securityholders until and unless exempted under provisions of the Securities and Exchange Act. Item 7. Financial Statements and Exhibits (a) Financial Statements None (c) Exhibits Exhibit No. 19.Monthly Distribution Date Statement of the Onyx Acceptance Owner Trust 2001-A for the month of March 2001. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. Onyx Acceptance Financial Corporation DON P. DUFFY By:_____________________________________________________ Don P. Duffy Executive Vice President Exhibit 19

Onyx Acceptance Owner Trust 2001_A 5.31% Class A-1 Auto Loan Backed Notes $92,000,000 5.38% Class A-2 Auto Loan Backed Notes $74,000,000 5.64% Class A-3 Auto Loan Backed Notes $134,000,000 7.44% Class A-4 Auto Loan Backed Notes $100,000,000 N/A Class B Auto Loan Backed Notes $0 30-Aug-00 Total Securities Issued $400,000,000 Collection Period Beginning on: 0304/01/2001 Collection Period Ending on: 0304/3130/2001 Distribution Date: 0405/15/2001 1 Original Pool Balance of underlying Contracts $400,000,000.00 1a Subsequent Contracts $74,170,280.88 1b Original Prefunded Amount $45,236,993.99 2 Collection Period Beginning Pool Balance of underlying Contracts $~~343~~374,~~463~~437,~~716~~012.2846 3 Securities Balance : Beginning $~~388~~374,~~700~~437,~~710~~012.2746 Net Collections for the Collection Period 4 Monthly P&I, partial prepayments & Full Prepayments in Calendar Month $1915,~~137~~697,~~132~~998.4174 5 Full Prepayments through first 5 business days of current month (Precompute only) 50108,~~120~~619.1885 5a Full Prepayments through first 5 business days of current month (Simple interest only) 1,~~158~~313,~~325~~905.6821 6 Full Prepayments included in Prior Collection Period (Precompute only) ~~131~~50,~~490~~120.7618 6a Full Prepayments included in Prior Collection Period (Simple Interest only) 1,~~306~~158,~~291~~325.0068 7 Partial Prepayments of Rule of 78's contracts deposited to PayAhead Acct ~~111,228~~0.7800 8 Amounts Withdrawn from PayAhead Acct & Deposited to Collection Acct 047,105.0083 9 Capitalized Interest Amount ~~105,994~~0.2700 10 Net Liquidation Proceeds on Defaulted Contracts 0.00 11 Net Liquidation Proceeds first 5 business days of current month 0.00 12 Net Liquidation Proceeds included in Prior Collection Period 0.00 13 Net Insurance Proceeds 0.00 14 Net Insurance Proceeds first 5 business days of current month 0.00 15 Net Insurance Proceeds included in Prior Collection Period 0.00 16 Aggregate Purchase Amount for Purchased Contracts (Repurchases) 0.00 17 Reinvestment earnings on Funds in Collection Acct (ccma acct #012958) 3059,~~267~~874.0647 17a Prepayment Amount (Final Funding Period Distribution Date only) (236) 0.00 17b Investment earnings on funds in Prefunding Account ~~125,794~~0.3500 18 Net Collections $1916,~~058~~019,~~623~~058.4124 Computation of Regular Principal Distributable Amount 19 Scheduled Principal Decline (recomputed actuarial) Precompute contracts only 1,~~132~~150,~~875~~108.7555 20 Principal Collected: Payments only - Simple Interest contracts 54,~~247~~833,~~141~~010.0533 21 Principal Collected: Full Prepayments - S.I. thru month-end 64,~~025~~227,~~940~~108.9578 22 Full Prepayments through first 5 business days of current month: Simple Interest only 1,~~158~~313,~~325~~905.6821 23 Full Prepayments: Precompute only thru month end ~~645~~421,~~315~~076.1228 24 Full Prepayments through first 5 business days of current month: Precompute only 50108,~~120~~619.1885 25 Defaulted Contracts (Liquidated Proceeds received) ~~3,979~~0.0800 26 Defaulted Contracts thru 1st 5 business days of current month 0.00 27 Defaulted Contracts (4 or more periods.) 0.00 28 Defaulted Contracts (4 or more periods.Liquidated Proceeds not received) 0.00 29 Repurchased Contracts 0.00 30 Regular Principal Distributable Amount (Sum of 19 thru 29) $1412,~~263~~053,~~697~~829.8100 30a Subsequent Contracts sold to Trust during related Collection Period $0.00 30b Prefunded Contracts sold to Trust during related Collection Period $~~45,236,993~~0.9900 31 Collection Period Ending Pool Balance of underlying Contracts $~~374~~362,~~437~~383,~~012~~183.46 32 Collection Period Ending Pool Balance as a percent of Original Pool Balance 9390.6160% 33 Accelerated Principal Target Level N/A 34 Accelerated Principal Distributable Amount $0.00 Calculation of Class A Note Interest Distributable Amount Class A Note Interest Accrual Period begins Class A Note Interest Accrual Period ends 35 Class A-1 Notes: Outstanding Principal Amount $8066,~~700~~437,~~710~~012.2746 36 Class A-1 Note Interest Carryover Shortfall $0.00 37 Class A-1 Note Interest Accrual over Interest Accrual Period $~~381~~284,~~179~~387.9469 38 Class A-1 Note Interest Distributable Amount (36 + 37) $~~381~~284,~~179~~387.9469 39 Class A-2 Notes: Outstanding Principal Amount $74,000,000.00 40 Class A-2 Note Interest Carryover Shortfall $0.00 41 Class A-2 Note Interest Accrual over Interest Accrual Period $331,766.67 42 Class A-2 Note Interest Distributable Amount (40 + 41) $331,766.67 43 Class A-3 Notes: Outstanding Principal Amount $134,000,000.00 44 Class A-3 Note Interest Carryover Shortfall $0.00 45 Class A-3 Note Interest Accrual over Interest Accrual Period $629,800.00 46 Class A-3 Note Interest Distributable Amount (44 + 45) $629,800.00 47 Class A-4 Notes: Outstanding Principal Amount $100,000,000.00 48 Class A-4 Note Interest Carryover Shortfall $0.00 49 Class A-4 Note Interest Accrual over Interest Accrual Period $620,000.00 50 Class A-4 Note Interest Distributable Amount (48 + 49) $620,000.00 51 Class A Note Interest Distributable Amount $1,~~962~~865,~~746~~954.6136 Calculation of Class A Note Principal Distributable Amount 52 Class A-1 Note original outstanding principal amount $92,000,000.00 53 Class A-1 Note outstanding principal amount: Beginning (35) $8066,~~700~~437,~~710~~012.2746 54 Class A-1 Note Principal Carryover Shortfall $0.00 55 Class A-1 Note Percentage 100% 56 Class A-1 Note Percentage multiplied by Regular Principal Distributable Amount $1412,~~263~~053,~~697~~829.8100 57 Class A-1 Note Accelerated Principal Distributable Amount $0.00 58 Class A-1 Note Principal Distributable Amount (54 + 56 + 57) $1412,~~263~~053,~~697~~829.8100 59 Class A-1 Note outstanding principal amount: Ending (53 - 58) $6654,~~437~~383,~~012~~183.46 60 Class A-1 Note Pool Factor (59 / 52) 0.~~722141~~591122 61 Class A-2 Note original outstanding principal amount $74,000,000.00 62 Class A-2 Note outstanding principal amount: Beginning (39) $74,000,000.00 63 Class A-2 Note Principal Carryover Shortfall $0.00 64 Class A-2 Note Percentage 0% 65 Class A-2 Note Percentage multiplied by Regular Principal Distributable Amount $0.00 66 Class A-2 Note Accelerated Principal Distributable Amount $0.00 67 Class A-2 Note Principal Distributable Amount (63 + 65 + 66) $0.00 68 Class A-2 Note outstanding principal amount: Ending (62 - 67) $74,000,000.00 69 Class A-2 Note Pool Factor (68 / 61) 1.000000 70 Class A-3 Note original outstanding principal amount $134,000,000.00 71 Class A-3 Note outstanding principal amount: Beginning (43) $134,000,000.00 72 Class A-3 Note Principal Carryover Shortfall $0.00 73 Class A-3 Note Percentage 0% 74 Class A-3 Note Percentage multiplied by Regular Principal Distributable Amount $0.00 75 Class A-3 Note Accelerated Principal Distributable Amount $0.00 76 Class A-3 Note Principal Distributable Amount (72 + 74 + 75) $0.00 77 Class A-3 Note outstanding principal amount: Ending (71 - 76) $134,000,000.00 78 Class A-3 Note Pool Factor (77 / 70) 1.000000 79 Class A-4 Note original outstanding principal amount $100,000,000.00 80 Class A-4 Note outstanding principal amount: Beginning (47) $100,000,000.00 81 Class A-4 Note Principal Carryover Shortfall $0.00 82 Class A-4 Note Percentage 0% 83 Class A-4 Note Percentage multiplied by Regular Principal Distributable Amount $0.00 84 Class A-4 Note Accelerated Principal Distributable Amount $0.00 85 Class A-4 Note Principal Distributable Amount (81 + 83 + 84) $0.00 86 Class A-4 Note outstanding principal amount: Ending (80 - 85) $100,000,000.00 87 Class A-4 Note Pool Factor (86 / 79) 1.000000 88 Class A Note Principal Distributable Amount - Total all Class A Notes $1412,~~263~~053,~~697~~829.8100 89 Class A Note outstanding principal amount - Total all Class A Notes: Ending $~~374~~362,~~437~~383,~~012~~183.46 90 Accelerated Principal Distributable Amount $0.00 91 Class A Note Distributable Amount - Total all Class A Notes $1613,~~226~~919,~~444~~783.4236 92 Memo: Class A Note Principal Carryover Shortfall $0.00 Calculation of Class B Note Interest Distributable Amount 93 Class B Note Interest Accrual Period begins 94 Class B Note Interest Accrual Period ends 95 Class B Note Balance as of immediately preceding Distribution Date $0.00 96 Class B Note Interest Carryover Shortfall $0.00 97 Class B Note Interest Accrual over Interest Accrual Period @ $0.00 98 Class B Note Interest Distributable Amount (96 + 97) $0.00 Calculation of Class B Note Principal Distributable Amount 99 Original Class B Note Balance $0.00 100 Class B Note Balance: Beginning (95) $0.00 101 Class B Note Principal Carryover Shortfall $0.00 102 Class B Note Percentage 0% 103 Class B Note Percentage multiplied by Regular Principal Distributable Amount $0.00 104 Class B Note Principal Distributable Amount (101 + 103) $0.00 105 Class B Note Balance: Ending (100 - 104) $0.00 106 Class B Note Pool Factor (105 / 99) 0.000000 107 Class B Note Distributable Amount (Principal & Interest) (98 + 104) $0.00 108 Securities Balance - Beginning $~~388~~374,~~700~~437,~~710~~012.2746 109 Principal Distribution Amount $1412,~~263~~053,~~697~~829.8100 110 Securities Balance - Ending $~~374~~362,~~437~~383,~~012~~183.46 Calculation of Total Distribution Amount 111 Interest Distribution Amount $1,~~962~~865,~~746~~954.6136 112 Principal Distribution Amount $1412,~~263~~053,~~697~~829.8100 113 Total Distribution Amount $1613,~~226~~919,~~444~~783.4236 NET COLLECTIONS PAYOUT ALLOCATION OF TOTAL DISTRIBUTION AMOUNT 114 Reinvestment Earnings on Funds in Collection Acct $3059,~~267~~874.0647 115 Servicing Fee Paid this Period to Servicer $~~286~~312,~~219~~030.7684 Note Interest Paid Calculation 116 Class A-1 Note Interest Carryover Shortfall (Beginning) $0.00 117 Interest Due on Above Beginning Shortfall $0.00 118 Class A-1 Note Interest Distributable Amount $~~381~~284,~~179~~387.9469 119 Class A-1 Note Interest Paid this Period $~~381~~284,~~179~~387.9469 120 Class A-1 Note Interest Carryover Shortfall (Ending) $0.00 121 Class A-2 Note Interest Carryover Shortfall (Beginning) $0.00 122 Interest Due on Above Beginning Shortfall $0.00 123 Class A-2 Note Interest Distributable Amount $331,766.67 124 Class A-2 Note Interest Paid this Period $331,766.67 125 Class A-2 Note Interest Carryover Shortfall (Ending) $0.00 126 Class A-3 Note Interest Carryover Shortfall (Beginning) $0.00 127 Interest Due on Above Beginning Shortfall $0.00 128 Class A-3 Note Interest Distributable Amount $629,800.00 129 Class A-3 Note Interest Paid this Period $629,800.00 130 Class A-3 Note Interest Carryover Shortfall (Ending) $0.00 131 Class A-4 Note Interest Carryover Shortfall (Beginning) $0.00 132 Interest Due on Above Beginning Shortfall $0.00 133 Class A-4 Note Interest Distributable Amount $620,000.00 134 Class A-4 Note Interest Paid this Period $620,000.00 135 Class A-4 Note Interest Carryover Shortfall (Ending) $0.00 136 Class A Note Interest Carryover Shortfall (Beginning) $0.00 137 Interest Due on Above Beginning Shortfall $0.00 138 Class A Note Interest Distributable Amount $1,~~962~~865,~~746~~954.6136 139 Class A Note Interest Paid this Period $1,~~962~~865,~~746~~954.6136 140 Class A Note Interest Carryover Shortfall (Ending) $0.00 Class B Note Interest Paid Calculation 141 Class B Note Interest Carryover Shortfall (Beginning) $0.00 142 Interest Due on Above Beginning Shortfall $0.00 143 Class B Note Interest Distributable Amount $0.00 144 Class B Note Interest Paid this Period $0.00 145 Class B Note Interest Carryover Shortfall (Ending) $0.00 Class A Note Principal Paid Calculation 146 Class A-1 Note Principal Carryover Shortfall (Beginning) $0.00 147 Class A-1 Note Principal Distributable Amount $1412,~~263~~053,~~697~~829.8100 148 Class A-1 Note Principal Paid this Period $1412,~~263~~053,~~697~~829.8100 149 Class A-1 Note Principal Carryover Shortfall (Ending) $0.00 150 Class A-2 Note Principal Carryover Shortfall (Beginning) $0.00 151 Class A-2 Note Principal Distributable Amount $0.00 152 Class A-2 Note Principal Paid this Period $0.00 153 Class A-2 Note Principal Carryover Shortfall (Ending) $0.00 154 Class A-3 Note Principal Carryover Shortfall (Beginning) $0.00 155 Class A-3 Note Principal Distributable Amount $0.00 156 Class A-3 Note Principal Paid this Period $0.00 157 Class A-3 Note Principal Carryover Shortfall (Ending) $0.00 158 Class A-4 Note Principal Carryover Shortfall (Beginning) $0.00 159 Class A-4 Note Principal Distributable Amount $0.00 160 Class A-4 Note Principal Paid this Period $0.00 161 Class A-4 Note Principal Carryover Shortfall (Ending) $0.00 162 Class A Note Principal Carryover Shortfall (Beginning) $0.00 163 Class A Note Principal Distributable Amount $1412,~~263~~053,~~697~~829.8100 164 Class A Note Principal Paid this Period $1412,~~263~~053,~~697~~829.8100 165 Class A Note Principal Carryover Shortfall (Ending) $0.00 Class B Note Principal Paid Calculation 166 Class B Note Principal Carryover Shortfall (Beginning) $0.00 167 Class B Note Principal Distributable Amount $0.00 168 Class B Note Principal Paid this Period $0.00 169 Class B Note Principal Carryover Shortfall (Ending) $0.00 Summary of Distributions Paid from Net Collections this Period 170 Reinvestment Earnings on Funds in Collection Account Payable to Servicer $3059,~~267~~874.0647 171 Servicing Fee Payable to Servicer (1.0% / 12 x Beginning Pool Balance) $~~286~~312,~~219~~030.7684 172 Class A Note Interest Distributable Amount Paid this Period 1,~~962~~865,~~746~~954.6136 173 Class B Note Interest Distributable Amount Paid this Period 0.00 174 Class A Note Principal Distributable Amount Paid this Period $1412,~~263~~053,~~697~~829.8100 175 Class B Note Principal Distributable Amount Paid this Period $0.00 176 Surety Fee Payable to Insurer 6359,~~595~~285.7686 177 Reinsurance Fee Payable to Insurer 2322,~~206~~458.9433 178 Total Distributions from Collection Account $1614,~~629~~373,~~733~~432.9486 179 Total Excess Spread Available for Deposit to Spread Account $21,~~428~~645,~~889~~625.4738 SPREAD ACCOUNT RECONCILIATION 180 Initial Deposit $1,000,000.00 181 Deposits to Spread Account Prior Collection Periods $14,~~665~~101,~~068~~892.1225 182 Deposit to Spread Account this Collection Period $21,~~428~~645,~~889~~625.4738 183 Reinvestment Earnings on Funds in Spread Acct $713,~~934~~798.6542 184 Draws from Spread Account Prior Periods $0.00 185 Spread Account Balance $56,~~101~~761,~~892~~316.2505 186 Required Spread Account Balance $10,~~794~~131,~~035~~075.6909 186a Required Spread Account Cash Balance $10,~~794~~131,~~035~~075.6909 187 Draws from Spread Account this Collection Period $0.00 188 Spread Account Balance net of Draws this Collection Period $56,~~101~~761,~~892~~316.2505 Delinquency Statistics 189 Number of Accts Delinquent 30 - 59 Days ~~141~~245 190 Number of Accts Delinquent 60 - 89 Days 3162 191 Number of Accts Deliquent 90 Days and Over 229 192 Total Number of Delinquent Accounts 30 Days and Over ~~174~~336 193 Aggregate Net Outstanding Balance of Delinquent Loans 30-59 days $12,~~325~~326,~~695~~986 194 Aggregate Net Outstanding Balance of Delinquent Loans 60 - 89 days $~~375~~750,~~582~~079 195 Aggregate Net Outstanding Balance of Delinquent Loans 90 days and over $25405,~~378~~202 196 Total Aggregate Net Outstanding Balance of Delinquent Loans $13,~~726~~482,~~655~~267 197 Policy Claim Amount $0.00 198 Deposit Coverage Amount (Reinsurance) $9,800,000.00 Repossession Statistics 199 Number of Accounts in Repo Inventory @ Beginning of Collection Period 418 200 Number of Accounts Repossessed During Collection Period 1728 201 Number of Repo'd Accounts Sold or Reinstated During Collection Period 34 202 Number of Accounts in Repo Inventory @ End of Collection Period 1842 203 Net Outstanding Balance of Accounts in Repo Inventory @ Beginning of Collection Period $69276,~~746~~689.8447 204 Net Outstanding Balance of Accounts Repossessed During Month ~~225~~331,~~857~~851.1927 205 Net Outstanding Balance of Repo Accounts Sold or Reinstated During Month 1843,~~914~~820.5693 206 Net Outstanding Balance of Accounts in Repo Inventory @ End of Collection Period $~~276~~564,~~689~~719.4781 Accounts Outstanding Statistics 207 Original Accounts Outstanding - Initial + Subsequent 28,947 207a Original Accounts Outstanding - Prefunded as of End of Collection Period 3,544 208 Remaining Number of Accounts Outstanding @ End of Collection Period 3130,~~260~~687 Calculation of Net Yield 209 Interest Collected on Contracts 43,~~642~~905,~~843~~354.2777 210 Interest Collected on Contracts - Prior Collection Period 24,~~889~~642,~~145~~843.1027 211 Interest Collected on Contracts - Two Collection Periods Ago 02,889,145.0010 212 Liquidated Contract Balances (less Liquidation proceeds) ~~3,979~~0.0800 213 Liquidated Contract Balances (less Liquidation proceeds) - Prior Collection Period 03,979.0008 214 Liquidated Contract Balances (less Liquidation proceeds) - Two Collection Periods Ago 0.00 215 Interest Paid to Securityholders (111) 1,~~962~~865,~~746~~954.6136 216 Interest Paid to Securityholders - Prior Collection Period ~~994~~1,~~479~~962,746.0061 217 Interest Paid to Securityholders - Two Collection Periods Ago 0994,479.00 218 Servicing Fees Paid to Servicer (171) $~~286~~312,~~219~~030.7684 219 Servicing Fees Paid to Servicer - Prior Collection Period $~~233~~286,~~827~~219.2776 220 Servicing Fees Paid to Servicer - Two Collection Periods Ago $0233,827.0027 221 Ending Pool Balance (31) $~~374~~362,~~437~~383,~~012~~183.46 222 Ending Pool Balance - Prior Collection Period $~~343~~374,~~463~~437,~~716~~012.2846 223 Ending Pool Balance - Two Collection Periods Ago $0343,463,716.0028 224 Net Yield 6.7742% A.P.R. Statistics 225 Original Dollar Weighted A.P.R. of Initial + Subsequent Contracts only 13.26% 225a Original Dollar Weighted A.P.R. of Prefunded Contracts only N/A 226 Dollar Weighted A.P.R. of Remaining Contracts in Trust as of End of Collection Period 13.4446% Credit Loss Statistics 227 Gross Credit Losses during Collection Period (25 + 26 + 27 + 28)) $~~3,979~~0.0800 228 Recoveries during Collection Period (10+11-12) 0.00 229 Net Credit Losses during Collection Period (227 - 228) $~~3,979~~0.0800 230 Cumulative Net Credit Losses $3,979.08 231 Cumulative Net Credit Losses as a Percent of Original Certificate Balance (230 / 1) 0.00% 232 Memo: Cram Down Losses $0.00 233 Remaining Weighted Average Maturity (Months) 54.80 Calculation of Remaining Prefunded Amount 234 Prefunded Amount at Beginning of Collection Period $~~45,236,993~~0.9900 235 Prefunded Contracts sold to Trust during related Collection Period (30b) $~~45,236,993~~0.9900 236 Prepayment Amount Released to Collection Account to be Paid to A1 Noteholders $0.00 237 Remaining Prefunded Amount (234-235-236) $0.00 Calculation of Capitalized Interest Amount 238 Class A&B Note Interest Distributable Amt allocable to Prefunded Acct balance $~~221,971~~0.8900 239 Portions of Insurance Premium allocable to Prefunded Acct balance $~~9,816~~0.7300 240 Earnings on investment of funds in Prefunding Account $~~125,794~~0.3500 241 Capitalized Interest Amount to be withdrawn from Capitalized Interest Acct $~~105,994~~0.2700 Calculation of Maximum Capitalized Interest Amount 242 Portions of Class A&B Note Interest Distributable Amt allocable to Prefunded Acct balance $~~213,243~~0.4900 243 Insurance Premium allocable to Prefunded Acct balance $~~6,826~~0.0800 244 Earnings on Prefunded Amount at Beginning of Collection Period @ 2.5% thru Nov 15 $~~96,051~~0.1500 245 Maximum Capitalized Interest Amount $~~124,018~~0.4300 Calculation of Capitalized Interest Account Balance 246 Initial Capitalized Interest Amount $388,699.55 247 Withdrawals from Capitalized Interest Account in Current Collection Period (241 + 254) $~~105,994~~0.2700 248 Withdrawals and Releases from Capitalized Interest in Prior Collection Periods (241) $~~120~~266,~~981~~128.2560 249 Earnings on Capitalized Interest Account this Collection Period $~~1,389~~671.0443 250 Earnings on Capitalized Interest Account in Prior Collection Periods $581,447.4448 251 Capitalized Interest Account Balance (246-247-248+249+250) $~~163~~124,~~171~~689.5186 Calculation of Additional Funds to be Released from Capitalized Interest Account 252 Capitalized Interest Account Balance (251) $~~163~~124,~~171~~689.5186 253 Maximum Capitalized Interest Amount (245) $~~124,018~~0.4300 254 Release to Seller (if 252-253 > 0 only) $39124,~~153~~689.0886

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