UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) December 27, 2005

Bear Stearns Asset Backed Securities I LLC
(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction
of incorporation)

333-113636
(Commission
File Number)

20-0842986
(IRS Employer
Identification No.)

383 Madison Avenue, New York, New York
(Address of principal executive offices)

10179
(Zip Code)

Registrant's telephone number, including area code 212-272-2000

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Section 8 - Other Events

Item 8.01. Other Events.

This current report on Form 8-K relates to the monthly distribution reported to the holders of Bear Stearns Asset Backed Securities I Trust 2005-HE4 Asset-Backed Certificates, Series 2005-HE4, which was made on December 27, 2005.

Section 9 - Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits.

(Exhibit No. Description)
99.1 Monthly distribution report pursuant to section 5.06 of the Pooling and Servicing Agreement for the distribution on December 27, 2005.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

LASALLE BANK NATIONAL ASSOCIATION, IN ITS CAPACITY AS TRUSTEE UNDER THE P0OLING AND SERVICING AGREEMENT ON BEHALF OF BEAR STEARNS ASSET BACKED SECURITIES I LLC, REGISTRANT

By: /s/ Russell Goldenberg
Russell Goldenberg
Group Senior Vice President

Date: January 3, 2006

Bear Stearns Asset Backed Securities I Trust

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Reporting Package Table of Contents

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Administrator:
Amanda Hellyer 312.904.6299
amanda.hellyer@abnamro.com

Analyst:
William Wong 714.259.6243
william.wong@abnamro.com

Statement Date:

135 S. LaSalle Street, Suite 1625
Chicago, IL 60603
USA

Statements to Certificateholders
Cash Reconciliation Summary
Bond Interest Reconciliation
Bond Principal Reconciliation

Shortfall Summary Report

Swap Summary Report
Rating Information

Asset-Backed Facts - End of Month Scheduled Balances
Asset-Backed Facts ~ 15 Month Loan Status Summary Part I
Asset-Backed Facts ~ 15 Month Loan Status Summary Part II

Page 2-3
Page 4-19
Page 20
Page 21

Page 22

Page 23
Page 24

Page 25-29
Page 30-45

Page 46-61

Asset-Backed Facts ~ 15 Month Loan Payoff/Loss Summary

Realized Loss Detail

Page 62-77

Page 78

Page(s)

Information is available for this issue from the following sources

Issue Id:

Monthly Data File
Name:

BS005HE4

BS005HE4_200512_3.ZIP

Closing Date:

First Payment Date:

Rated Final Payment: Date:

29-Apr-05
25-May-05

25-Apr-35

Parties to The Transaction

Depositor: Bear Stearns Asset Backed Securities, Inc.

Underwriter: Bear Stearns & Co. Inc.

Master Servicer: EMC Mortgage Corporation

Rating Agency: Standard & Poor's Ratings Services/Moody's Investors Service, Inc.

800.246.5761

LaSalle Factor Line

LaSalle Web Site

Servicer Web Site

www.emcmortgagecorp.com

www.etrustee.net

Page 1 of 78

Class

CUSIP

Original

Opening

Principal

Negative

Closing

Interest

Pass-Through

Per $ 1000

Next Rate(3)

WAC:
WAMM:
Current Index:
Next Index:

Payment Date:
Prior Payment:
Next Payment:
Record Date:

7.386324%

4.193750%
4.378750%

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Bear Stearns Asset Backed Securities I Trust

Asset-Backed Certificates

Series 2005-HE4

Face Value (1)

Balance

Payment

Adj. or Loss

Amortization

Balance

Payment (2)

Adjustment

Rate

345

Bond Payments

Statement Date:

ABN AMRO Acct: 722547.2

579.405197980

51.167133575

0.000000000

528.238064404

2.211396466

4.4787500000%

0.00

0.000000000

4.2937500000%

0.000000000

073879TJ7

I-A-1

112,663,000.00

5,764,642.77

0.00

59,512,885.05

249,142.56

65,277,527.82

1000.000000000

0.000000000

1000.000000000

3.896666741

4.5687500000%

0.00

0.000000000

4.3837500000%

0.000000000

073879TK4

I-A-2

44,863,000.00

0.00

44,863,000.00

174,816.16

44,863,000.00

1000.000000000

0.000000000

1000.000000000

4.021110693

4.7087500000%

0.00

0.000000000

4.5237500000%

0.000000000

073879TL2

I-A-3

10,624,000.00

0.00

10,624,000.00

42,720.28

10,624,000.00

796.072255767

81.502225631

0.000000000

714.570030135

3.116180483

4.5887500000%

0.00

0.000000000

4.4037500000%

0.000000000

073879TM0

II-A-1

18,251,000.00

1,487,497.12

0.00

13,041,617.62

56,873.41

14,529,114.74

796.072257287

81.502224414

0.000000000

714.570032873

3.151562568

4.6387500000%

0.00

0.000000000

4.4537500000%

0.000000000

073879TN8

II-A-2

4,563,000.00

371,894.65

0.00

3,260,583.06

14,380.58

3,632,477.71

732.263854182

44.446276091

0.000000000

687.817578091

2.866406156

4.5887500000%

0.00

0.000000000

4.4037500000%

0.000000000

073879TP3

III-A-1

96,106,000.00

4,271,553.81

0.00

66,103,396.16

275,478.83

70,374,949.97

732.263854830

44.446275856

0.000000000

687.817578974

2.898951180

4.6387500000%

0.00

0.000000000

4.4537500000%

0.000000000

073879TQ1

III-A-2

24,027,000.00

1,067,910.67

0.00

16,526,192.97

69,653.10

17,594,103.64

703.909448076

39.116719071

0.000000000

664.792729005

2.755414461

4.5887500000%

0.00

0.000000000

4.4037500000%

0.000000000

073879TR9

IV-A-1

101,264,000.00

3,961,115.44

0.00

67,319,570.91

279,024.29

71,280,686.35

703.909448570

39.116719071

0.000000000

664.792729499

2.786699321

4.6387500000%

0.00

0.000000000

4.4537500000%

0.000000000

073879TS7

IV-A-2

25,316,000.00

990,278.86

0.00

16,829,892.74

70,548.08

17,820,171.60

1000.000000000

0.000000000

1000.000000000

4.110000000

4.8087500000%

0.00

0.000000000

4.6237500000%

0.000000000

073879TT5

M-1

42,466,000.00

0.00

42,466,000.00

174,535.26

42,466,000.00

1000.000000000

0.000000000

1000.000000000

4.296666565

5.0187500000%

0.00

0.000000000

4.8337500000%

0.000000000

073879TU2

M-2

32,840,000.00

0.00

32,840,000.00

141,102.53

32,840,000.00

1000.000000000

0.000000000

1000.000000000

4.332222100

5.0587500000%

0.00

0.000000000

4.8737500000%

0.000000000

073879TV0

M-3

9,059,000.00

0.00

9,059,000.00

39,245.60

9,059,000.00

1000.000000000

0.000000000

1000.000000000

4.838888609

5.6287500000%

0.00

0.000000000

5.4437500000%

0.000000000

073879TW8

M-4

7,927,000.00

0.00

7,927,000.00

38,357.87

7,927,000.00

1000.000000000

0.000000000

1000.000000000

4.927777217

5.7287500000%

0.00

0.000000000

5.5437500000%

0.000000000

073879TX6

M-5

7,927,000.00

0.00

7,927,000.00

39,062.49

7,927,000.00

1000.000000000

0.000000000

1000.000000000

5.327777778

6.1787500000%

0.00

0.000000000

5.9937500000%

0.000000000

073879TY4

M-6

6,228,000.00

0.00

6,228,000.00

33,181.40

6,228,000.00

1000.000000000

0.000000000

1000.000000000

6.394444214

7.3787500000%

0.00

2,773.24

0.576197798

6.5455265350%

0.000000000

073879TZ1

M-7

4,813,000.00

0.00

4,813,000.00

30,776.46

4,813,000.00

1000.000000000

0.000000000

1000.000000000

6.394443659

7.3787500000%

0.00

3,262.43

0.576197457

6.5455265350%

0.000000000

073879UA4

M-8

5,662,000.00

0.00

5,662,000.00

36,205.34

5,662,000.00

Page 2 of 78

Notes: (1) N denotes notional balance not included in total (2) Accrued Interest Plus/Minus Interest Adjustment Minus Deferred Interest equals Interest Payment (3) Estimated. * Denotes Controlling Class

Class

CUSIP

Original

Opening

Principal

Negative

Closing

Interest

Pass-Through

Per $ 1000

Next Rate(3)

WAC:
WAMM:
Current Index:
Next Index:

Payment Date:
Prior Payment:
Next Payment:
Record Date:

7.386324%

4.193750%
4.378750%

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Bear Stearns Asset Backed Securities I Trust

Asset-Backed Certificates

Series 2005-HE4

Face Value (1)

Balance

Payment

Adj. or Loss

Amortization

Balance

Payment (2)

Adjustment

Rate

345

Bond Payments

Statement Date:

ABN AMRO Acct: 722547.2

1000.000000000

0.000000000

1000.000000000

75.932505932

0.00

91,531.69

7.885255699

N/A

0.000000000

073879UB2

11,607,954.58

0.00

11,607,954.58

881,421.08

11,607,954.58

1000.000000000

0.000000000

1000.000000000

3118663.700000000

0.00

311,866.37

3118663.700000000

N/A

0.000000000

073879UC0

100.00

0.00

100.00

311,866.37

100.00

0.000000000

0.00

0.000000000

N/A

0.000000000

073879UD8

R-1

0.00

0.000000000

0.00

0.000000000

N/A

0.000000000

073879UE6

R-2

0.00

0.000000000

0.00

0.000000000

N/A

0.000000000

073879UF3

R-3

0.00

0.000000000

0.00

0.000000000

N/A

0.000000000

073879UG1

0.00

Total P&I Payment

0.00

409,433.73

566,207,054.58

444,526,086.41

20,873,285.01

Total

426,611,193.09

17,914,893.32

0.00

2,958,391.69

Page 3 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Statement Date:

Cash Reconciliation Summary

0.00

Interest Summary

Total Trustee Fees

Available Interest

2,860,160.09

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:
Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

256,715.73

12,259.05

17,320,667.33

224,551.94

0.00

57,105.93

20,733,460.44

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution

Unscheduled Principal
Distribution

Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

444,525,986.40

256,715.73

17,332,926.38

0.00

325,251.21

0.00

426,611,093.08

2,850

107

4
0

2,739

167,617.36

Extra Principal

Trigger Event

43,593.35

17,914,893.33

Overcollateralization Amt

11,564,361.23

Less Extra Principal

Remittance Interest

)

(43,593.35

2,816,566.74

0.00

17,658,177.60

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(2,000.37

2,862,160.46

Total Fees

169,617.73

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest

Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

5.89

0.00

2,000.37

LPMI Fees

0.00

Current Prepayment Charges

311,866.37

Cumulative Prepayment Charges

311,866.37

Page 4 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Statement Date:

Cash Reconciliation Summary Group I Loans - Fixed 1st Lien

0.00

Interest Summary

Total Trustee Fees

Available Interest

70,616.46

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:
Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

15,275.43

1,331.10

122,446.64

0.00
0.00
0.00

209,726.54

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution

Unscheduled Principal
Distribution

Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

12,646,851.33

15,275.43

123,777.74

0.00
0.00
0.00

12,507,798.16

0
0

5,269.52

Trigger Event

139,053.17

Overcollateralization Amt

11,564,361.23

Remittance Interest

70,616.46

0.00

123,777.74

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(56.91

70,673.37

Total Fees

5,326.43

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest

Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

5.89

0.00

56.91

LPMI Fees

0.00

Current Prepayment Charges

0.00

Cumulative Prepayment Charges

0.00

Page 5 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Statement Date:

Cash Reconciliation Summary Group I Loans - Fixed 2nd Lien

0.00

Interest Summary

Total Trustee Fees

Available Interest

91,167.96

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:
Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

4,337.16

265.05

790,891.35

)

(3,991.03

0.00
0.00

882,714.64

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution

Unscheduled Principal
Distribution

Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

9,811,692.46

4,337.16

791,156.40

0.00

62,698.17

0.00

8,953,500.73

164

1
0

152

2,797.20

Trigger Event

791,502.53

Overcollateralization Amt

11,564,361.23

Remittance Interest

91,167.96

0.00

787,165.37

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(44.15

91,212.11

Total Fees

2,841.35

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest

Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

5.89

0.00

44.15

LPMI Fees

0.00

Current Prepayment Charges

12,097.92

Cumulative Prepayment Charges

12,097.92

Page 6 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Statement Date:

Cash Reconciliation Summary Group I Loans - ARM 228

0.00

Interest Summary

Total Trustee Fees

Available Interest

749,206.76

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:
Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

67,647.27

)

(1,602.16

3,335,387.53

191,177.22

0.00
0.00

4,342,362.23

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution

Unscheduled Principal
Distribution

Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

121,245,233.71

67,647.27

3,333,785.37

0.00

214,784.75

0.00

117,629,016.32

723

2
0

707

49,212.45

Trigger Event

3,592,609.86

Overcollateralization Amt

11,564,361.23

Remittance Interest

749,206.76

0.00

3,524,962.59

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(545.60

749,752.37

Total Fees

49,758.05

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest

Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

5.89

0.00

545.60

LPMI Fees

0.00

Current Prepayment Charges

46,296.07

Cumulative Prepayment Charges

46,296.07

Page 7 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Statement Date:

Cash Reconciliation Summary Group I Loans - ARM 327

0.00

Interest Summary

Total Trustee Fees

Available Interest

153,407.45

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:
Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

10,317.17

644.23

1,216,457.37

0.00
0.00

31.00

1,380,976.16

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution

Unscheduled Principal
Distribution

Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

26,430,023.98

10,317.17

1,217,101.60

0.00
0.00
0.00

25,202,605.21

122

0
0

118

9,663.44

Trigger Event

1,227,449.77

Overcollateralization Amt

11,564,361.23

Remittance Interest

153,407.45

0.00

1,217,132.60

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(118.94

153,526.39

Total Fees

9,782.38

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest

Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

5.89

0.00

118.94

LPMI Fees

0.00

Current Prepayment Charges

3,957.83

Cumulative Prepayment Charges

3,957.83

Page 8 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Statement Date:

Cash Reconciliation Summary Group II Loans - Fixed 1st Lien

0.00

Interest Summary

Total Trustee Fees

Available Interest

23,846.39

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:
Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

3,158.06

127.55

117,387.12

0.00
0.00
0.00

144,533.89

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution

Unscheduled Principal
Distribution

Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

3,281,246.76

3,158.06

117,514.67

0.00
0.00
0.00

3,160,574.03

0
0

1,222.90

Trigger Event

120,672.73

Overcollateralization Amt

11,564,361.23

Remittance Interest

23,846.39

0.00

117,514.67

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(14.77

23,861.16

Total Fees

1,237.66

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest

Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

5.89

0.00

14.77

LPMI Fees

0.00

Current Prepayment Charges

3,457.16

Cumulative Prepayment Charges

3,457.16

Page 9 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Statement Date:

Cash Reconciliation Summary Group II Loans - ARM 228

0.00

Interest Summary

Total Trustee Fees

Available Interest

127,992.94

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:
Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

4,138.03

169.78

1,404,814.76

0.00
0.00
0.00

1,537,202.29

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution

Unscheduled Principal
Distribution

Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

19,285,089.47

4,138.03

1,404,984.54

0.00
0.00
0.00

17,875,966.90

0
0

6,690.63

Trigger Event

1,409,122.57

Overcollateralization Amt

11,564,361.23

Remittance Interest

127,992.94

0.00

1,404,984.54

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(86.78

128,079.72

Total Fees

6,777.41

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest

Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

5.89

0.00

86.78

LPMI Fees

0.00

Current Prepayment Charges

20,833.70

Cumulative Prepayment Charges

20,833.70

Page 10 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Statement Date:

Cash Reconciliation Summary Group II Loans - ARM 327

0.00

Interest Summary

Total Trustee Fees

Available Interest

21,301.36

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:
Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

743.92

327.99

324,000.00

0.00
0.00
0.00

346,383.66

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution

Unscheduled Principal
Distribution

Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

2,308,403.45

743.92

324,327.99

0.00
0.00
0.00

1,983,331.54

0
0

399.33

Trigger Event

325,071.91

Overcollateralization Amt

11,564,361.23

Remittance Interest

21,301.36

0.00

324,327.99

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(10.39

21,311.75

Total Fees

409.72

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest

Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

5.89

0.00

10.39

LPMI Fees

0.00

Current Prepayment Charges

8,100.00

Cumulative Prepayment Charges

8,100.00

Page 11 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Statement Date:

Cash Reconciliation Summary Group III Loans - Fixed 1st Lien

0.00

Interest Summary

Total Trustee Fees

Available Interest

111,153.54

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:
Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

13,180.72

2,972.05

494,099.76

0.00
0.00
0.00

621,486.00

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution

Unscheduled Principal
Distribution

Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

17,763,231.07

13,180.72

497,071.81

0.00
0.00
0.00

17,252,978.54

139

0
0

134

6,611.72

Trigger Event

510,252.53

Overcollateralization Amt

11,564,361.23

Remittance Interest

111,153.54

0.00

497,071.81

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(79.93

111,233.47

Total Fees

6,691.65

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest

Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

5.89

0.00

79.93

LPMI Fees

0.00

Current Prepayment Charges

7,803.09

Cumulative Prepayment Charges

7,803.09

Page 12 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Statement Date:

Cash Reconciliation Summary Group III Loans - Fixed 2nd Lien

0.00

Interest Summary

Total Trustee Fees

Available Interest

61,861.55

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:
Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

2,922.86

)

(1,345.09

474,873.55

37,365.75

0.00

56,959.93

632,667.02

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution

Unscheduled Principal
Distribution

Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

6,327,230.96

2,922.86

473,528.46

0.00

47,768.29

0.00

5,803,011.35

149

1
0

136

2,366.83

Trigger Event

570,777.00

Overcollateralization Amt

11,564,361.23

Remittance Interest

61,861.55

0.00

567,854.14

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(28.47

61,890.02

Total Fees

2,395.30

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest

Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

5.89

0.00

28.47

LPMI Fees

0.00

Current Prepayment Charges

8,405.94

Cumulative Prepayment Charges

8,405.94

Page 13 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Statement Date:

Cash Reconciliation Summary Group III Loans - ARM 228

0.00

Interest Summary

Total Trustee Fees

Available Interest

510,079.43

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:
Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

41,435.17

2,893.65

3,140,807.82

0.00
0.00

31.00

3,695,591.24

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution

Unscheduled Principal
Distribution

Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

76,483,646.87

41,435.17

3,143,701.47

0.00
0.00
0.00

73,298,510.23

491

0
0

472

27,628.49

Trigger Event

3,185,167.64

Overcollateralization Amt

11,564,361.23

Remittance Interest

510,079.43

0.00

3,143,732.47

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(344.18

510,423.60

Total Fees

27,972.66

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest

Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

5.89

0.00

344.18

LPMI Fees

0.00

Current Prepayment Charges

79,501.15

Cumulative Prepayment Charges

79,501.15

Page 14 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Statement Date:

Cash Reconciliation Summary Group III Loans - ARM 327

0.00

Interest Summary

Total Trustee Fees

Available Interest

137,894.50

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:
Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

13,561.33

1,820.58

1,044,892.58

0.00
0.00
0.00

1,198,270.54

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution

Unscheduled Principal
Distribution

Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

22,566,435.58

13,561.33

1,046,713.16

0.00
0.00
0.00

21,506,161.09

133

0
0

127

8,466.13

Trigger Event

1,060,274.49

Overcollateralization Amt

11,564,361.23

Remittance Interest

137,894.50

0.00

1,046,713.16

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(101.55

137,996.05

Total Fees

8,567.68

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest

Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

5.89

0.00

101.55

LPMI Fees

0.00

Current Prepayment Charges

12,858.28

Cumulative Prepayment Charges

12,858.28

Page 15 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Statement Date:

Cash Reconciliation Summary Group IV Loans - Fixed 1st Lien

0.00

Interest Summary

Total Trustee Fees

Available Interest

91,422.06

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:
Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

15,978.90

866.03

0.00
0.00
0.00
0.00

108,338.16

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution

Unscheduled Principal
Distribution

Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

15,815,835.91

15,978.90

866.03

0.00
0.00
0.00

15,798,990.98

115

0
0

115

6,589.93

Trigger Event

16,844.93

Overcollateralization Amt

11,564,361.23

Remittance Interest

91,422.06

0.00

866.03

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(71.17

91,493.23

Total Fees

6,661.10

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest

Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

5.89

0.00

71.17

LPMI Fees

0.00

Current Prepayment Charges

0.00

Cumulative Prepayment Charges

0.00

Page 16 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Statement Date:

Cash Reconciliation Summary Group IV Loans - Fixed 2nd Lien

0.00

Interest Summary

Total Trustee Fees

Available Interest

6,570.13

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:
Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

362.76

0.00

24,907.69

0.00
0.00
0.00

31,844.07

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution

Unscheduled Principal
Distribution

Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

776,388.62

362.76

24,907.69

0.00
0.00
0.00

751,118.17

0
0

315.54

Trigger Event

25,270.45

Overcollateralization Amt

11,564,361.23

Remittance Interest

6,570.13

0.00

24,907.69

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(3.49

6,573.62

Total Fees

319.03

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest

Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

5.89

0.00

3.49

LPMI Fees

0.00

Current Prepayment Charges

0.00

Cumulative Prepayment Charges

0.00

Page 17 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Statement Date:

Cash Reconciliation Summary Group IV Loans - ARM 228

0.00

Interest Summary

Total Trustee Fees

Available Interest

624,333.63

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:
Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

57,169.94

3,337.39

4,478,897.62

0.00
0.00

84.00

5,164,252.08

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution

Unscheduled Principal
Distribution

Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

95,444,173.56

57,169.94

4,482,235.01

0.00
0.00
0.00

90,904,768.61

489

0
0

466

35,090.87

Trigger Event

4,539,488.95

Overcollateralization Amt

11,564,361.23

Remittance Interest

624,333.63

0.00

4,482,319.01

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(429.50

624,763.13

Total Fees

35,520.37

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest

Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

5.89

0.00

429.50

LPMI Fees

0.00

Current Prepayment Charges

101,886.99

Cumulative Prepayment Charges

101,886.99

Page 18 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Statement Date:

Cash Reconciliation Summary Group IV Loans - ARM 327

0.00

Interest Summary

Total Trustee Fees

Available Interest

79,970.18

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:
Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

6,487.01

450.90

350,803.54

0.00
0.00
0.00

437,776.17

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution

Unscheduled Principal
Distribution

Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

14,340,502.67

6,487.01

351,254.44

0.00
0.00
0.00

13,982,761.22

0
0

5,292.40

Trigger Event

357,741.45

Overcollateralization Amt

11,564,361.23

Remittance Interest

79,970.18

0.00

351,254.44

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(64.53

80,034.72

Total Fees

5,356.93

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest

Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

5.89

0.00

64.53

LPMI Fees

0.00

Current Prepayment Charges

6,668.24

Cumulative Prepayment Charges

6,668.24

Page 19 of 78

Bear Stearns Asset Backed Securities I Trust

Class

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Bond Interest Reconciliation

Additions

Accrual

Method Days

Statement Date:

Accrued

Certificate

Interest

Prior

Int Carry-Fwd

Shortfall

Prior

Shortfall

Reimbursement

Other

Int ere st

Proceeds

Other

Int ere st

Losses

Current

Int Carry-Fwd

Shortfall

Remaining

Int Carry-Fwd

Shortfall

Net Cap Rate

in Effect

Y/ N

Distributable

Certificate

Int ere st

Payment

Amount

Deductions

Outstanding

Deposits from YM

Agreement

Remaining Basis Risk

Carry-Fwd Shortfall

Current Basis Risk

Carry-Fwd Shortfall

0.00

I-A-1

Act/360

249,142.56

0.00

249,142.56

0.00

I-A-2

Act/360

174,816.16

0.00

174,816.16

0.00

I-A-3

Act/360

42,720.28

0.00

42,720.28

0.00

II-A-1

Act/360

56,873.41

0.00

56,873.41

0.00

II-A-2

Act/360

14,380.58

0.00

14,380.58

0.00

III-A-1 Act/360

275,478.83

0.00

275,478.83

0.00

III-A-2 Act/360

69,653.10

0.00

69,653.10

0.00

IV-A-1 Act/360

279,024.29

0.00

279,024.29

0.00

IV-A-2 Act/360

70,548.08

0.00

70,548.08

0.00

M-1

Act/360

174,535.26

0.00

174,535.26

0.00

M-2

Act/360

141,102.53

0.00

141,102.53

0.00

M-3

Act/360

39,245.60

0.00

39,245.60

0.00

M-4

Act/360

38,357.87

0.00

38,357.87

0.00

M-5

Act/360

39,062.49

0.00

39,062.49

0.00

M-6

Act/360

33,181.40

0.00

33,181.40

0.00

Yes

2,773.24

0.00

M-7

Act/360

28,003.22

0.00

30,776.46

0.00

Yes

3,262.44

0.00

M-8

Act/360

32,942.91

0.00

36,205.35

36,205.34

0.00

135,789.28

0.00

789,889.39

0.00

925,678.67

881,421.08

0.00

311,866.37

0.00

2,548,957.96

0.00

141,824.96

0.00

3,002,649.29

2,958,391.69

0.00

(2) Interest Carry-Forward Shortfall is unpaid interest with interest thereon
(3) Basis Risk Carry-Forward Shortfall - difference between LIBOR plus margin and the Net Rate Cap.

Page 20 of 78

(1) Other Interest Proceeds are additional interest amounts specifically allocated to the bond(s) and used in determining the bonds Distributable Interest.

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Bond Principal Reconciliation

Credit Support

Original

Current(4)

Statement Date:

Beginning

Class Balance

Unscheduled

Principal

Payment

Extra

Principal

Payment Amt

Prior

Loss

Reimburs.

Rated

Final

Maturity

Class

Current

Losses

Original

Class Balance

Scheduled

Principal

Payment

Ending

Class Balance

Cumulative

Losses

Interest on

Losses

Additions

Losses

5.00
1.00

I-A-1

12/26/2028

59,512,885.05

0.00

65,277,527.82

112,663,000.00

97,577.03

0.00

14,027.44

5,653,038.30

I-A-2

2/27/2034

44,863,000.00

0.00

44,863,000.00

0.00

I-A-3

4/25/2035

10,624,000.00

0.00

10,624,000.00

0.00

II-A-1

4/25/2035

13,041,617.62

0.00

14,529,114.74

18,251,000.00

6,431.94

0.00

3,619.61

1,477,445.57

II-A-2

4/25/2035

3,260,583.06

0.00

3,632,477.71

4,563,000.00

1,608.07

0.00

904.95

369,381.63

III-A-1

4/25/2035

66,103,396.16

0.00

70,374,949.97

96,106,000.00

56,879.83

0.00

10,394.22

4,204,279.76

III-A-2

4/25/2035

16,526,192.97

0.00

17,594,103.64

24,027,000.00

14,220.25

0.00

2,598.61

1,051,091.81

IV-A-1

4/25/2035

67,319,570.91

0.00

71,280,686.35

101,264,000.00

63,998.89

0.00

9,638.81

3,887,477.74

IV-A-2

4/25/2035

16,829,892.74

0.00

17,820,171.60

25,316,000.00

15,999.72

0.00

2,409.70

971,869.44

M-1

4/25/2035

42,466,000.00

0.00

42,466,000.00

0.00

M-2

4/25/2035

32,840,000.00

0.00

32,840,000.00

0.00

M-3

4/25/2035

9,059,000.00

0.00

9,059,000.00

0.00

M-4

4/25/2035

7,927,000.00

0.00

7,927,000.00

0.00

M-5

4/25/2035

7,927,000.00

0.00

7,927,000.00

0.00

M-6

4/25/2035

6,228,000.00

0.00

6,228,000.00

0.00

M-7

4/25/2035

4,813,000.00

0.00

4,813,000.00

0.00

M-8

4/25/2035

5,662,000.00

0.00

5,662,000.00

0.00

4/25/2035

11,607,954.58

0.00

11,607,954.58

0.00

4/25/2035

100.00

0.00

100.00

0.00

256,715.73

0.00

17,614,584.24

43,593.35

566,207,054.58

426,611,193.09

444,526,086.41

Page 21 of 78

(1) Extra Principal Amounts: the lessor of (i) the excess, if any, of the overcollateralization Target Amount over the Overcollateralization Amount.

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Interest Adjustments Summary

Statement
Date:

0.00

Special Servicing Fees

Workout Fees

Liquidation Fees

Legal Fees

0.00

664.25

Misc. Fees & Expenses Paid by/to Servicer

Interest Paid to Servicer on Outstanding Advances

0.00

ASER Interest Advance Reduction

Interest Not Advanced (Current Period)

Recoup of Prior Advances by Servicer

0.00

Servicing Fees Paid Servicer on Loans Not Advanced

Misc. Fees & Expenses Paid by Trust

0.00

Shortfall Due to Rate Modification

Total Shortfall Allocated to the Bonds

Total Interest Adjustment to the Bonds

664.25

Shortfall Allocated to the Bonds:

Excess Allocated to the Bonds:

Other Interest Proceeds Due the Bonds

Yield Maintenance Penalties Due the Bonds

Prepayment Penalties Due the Bonds

Recovered ASER Interest Due the Bonds

Recovered Interest Due the Bonds

Less Total Shortfall Allocated to the Bonds

Total Excess Allocated to the Bonds

311,866.37

311,866.37

Total Excess Allocated to the Bonds

311,202.12

)

(664.25

Aggregate Interest Adjustment Allocated to the Bonds

0.00

311,866.37

0.00

Prepayment Interest Excess Due the Bonds

0.00

ARD Excess Interest

0.00

Net Prepayment Int. Shortfalls Allocated to the Bonds

Other Interest Loss

Interest Income

0.00

Page 22 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

SWAP Payments

Statement Date:

Net Swap payment payable to the Swap Provider

Net Swap payment payable to the Swap Administrator

Swap Termination payment payable to the Swap Administrator

Swap Termination payment payable to the Swap Provider

141,824.96

0.00

Page 23 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Rating Information

Class

CUSIP

Fitch

Moody's

S&P

Fitch

Moody's

S&P

Original Ratings

Rating Change/Change Date(1)

Statement Date:

I-A-1

073879TJ7

Aaa

AAA

I-A-2

073879TK4

Aaa

AAA

I-A-3

073879TL2

Aaa

AAA

II-A-1

073879TM0

Aaa

AAA

II-A-2

073879TN8

Aaa

AAA

III-A-1

073879TP3

Aaa

AAA

III-A-2

073879TQ1

Aaa

AAA

IV-A-1

073879TR9

Aaa

AAA

IV-A-2

073879TS7

Aaa

AAA

M-1

073879TT5

Aa2

M-2

073879TU2

M-3

073879TV0

A-

M-4

073879TW8

Baa1

BBB+

M-5

073879TX6

Baa2

BBB

M-6

073879TY4

Baa3

BBB-

M-7

073879TZ1

Ba1

BB+

M-8

073879UA4

Ba2

073879UB2

073879UC0

Page 24 of 78

NR - Designates that the class was not rated by the rating agency.

(1)

Changed ratings provided on this report are based on information provided by the applicable rating agency via electronic transmission. It shall be understood that this transmission will generally have been provided to

LaSalle within 30 days of the payment date listed on this statement. Because ratings may have changed during the 30 day window, or may not be being provided by the rating agency in an electronic format and therefore not
being updated on this report, LaSalle recommends that investors obtain current rating information directly from the rating agency.

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

End of Month Scheduled Balance Reporting

Statement Date:

- Summary of Servicer Delinquency Status

Group 1

Type

Count

Count (%)

Sch UPB

Sch UPB (%)

Arrears

Arrears (%)

F/C Quick Sale Value

REO Book Value

143,152,615.72

0.00

85.7472

0.0000

922

83.2882

9,227,730.28

0.00

5.5273

0.0000

5.4201

5,127,442.05

0.00

3.0713

0.0000

3.4327

5,150,234.80

0.00

3.0849

0.0000

90+

2.6197

781,624.86

0.00

0.4682

0.0000

BKY0

0.6323

234,535.57

0.00

0.1405

0.0000

BKY30

0.1807

45,733.30

0.00

0.0274

0.0000

BKY60

0.0903

606,549.34

0.00

0.3633

0.0000

BKY90+

0.5420

2,429,410.33

0.00

1.4552

0.0000

F/C90+

1.7164

0.00

0.0000

PIF

1.8970

191,344.12

0.00

0.1146

0.0000

REO90+

0.1807

Total:

1,107

166,947,220.37

0.00

100.0000

0.0000

0.00

DLQ Total:

157

23,012,979.79

0.00

14.1825%

13.7846

0.0000%

Page 25 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

End of Month Scheduled Balance Reporting

Statement Date:

- Summary of Servicer Delinquency Status

Group 2

Type

Count

Count (%)

Sch UPB

Sch UPB (%)

Arrears

Arrears (%)

F/C Quick Sale Value

REO Book Value

22,118,089.00

0.00

93.2796

0.0000

123

87.8571

883,435.28

0.00

3.7258

0.0000

4.2857

180,518.03

0.00

0.7613

0.0000

1.4286

302,572.70

0.00

1.2761

0.0000

BKY0

1.4286

226,989.80

0.00

0.9573

0.0000

F/C90+

0.7143

0.00

0.0000

PIF

4.2857

Total:

140

23,711,604.81

0.00

100.0000

0.0000

0.00

DLQ Total:

1,290,943.11

0.00

6.4286%

5.4444%

0.0000%

Page 26 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

End of Month Scheduled Balance Reporting

Statement Date:

- Summary of Servicer Delinquency Status

Group 3

Type

Count

Count (%)

Sch UPB

Sch UPB (%)

Arrears

Arrears (%)

F/C Quick Sale Value

REO Book Value

109,808,810.52

0.00

91.4705

0.0000

812

89.0351

3,224,357.21

0.00

2.6859

0.0000

2.7412

2,519,986.13

0.00

2.0991

0.0000

1.8640

1,346,093.47

0.00

1.1213

0.0000

90+

1.2061

743,248.05

0.00

0.6191

0.0000

BKY0

0.6579

63,711.22

0.00

0.0531

0.0000

BKY30

0.1096

470,841.84

0.00

0.3922

0.0000

BKY90+

0.3289

1,728,682.89

0.00

1.4400

0.0000

F/C90+

1.3158

0.00

0.0000

PIF

2.6316

142,660.47

0.00

0.1188

0.0000

REO90+

0.1096

Total:

912

120,048,391.80

0.00

100.0000

0.0000

0.00

DLQ Total:

9,496,333.23

0.00

7.6754%

7.9104%

0.0000%

Page 27 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

End of Month Scheduled Balance Reporting

Statement Date:

- Summary of Servicer Delinquency Status

Group 4

Type

Count

Count (%)

Sch UPB

Sch UPB (%)

Arrears

Arrears (%)

F/C Quick Sale Value

REO Book Value

111,464,315.08

0.00

90.5044

0.0000

615

89.0014

3,989,090.74

0.00

3.2390

0.0000

2.8944

1,690,034.66

0.00

1.3722

0.0000

1.4472

2,699,692.55

0.00

2.1920

0.0000

90+

2.1708

497,395.20

0.00

0.4039

0.0000

BKY0

0.4342

215,967.46

0.00

0.1754

0.0000

BKY90+

0.1447

2,602,523.05

0.00

2.1131

0.0000

F/C90+

1.7366

0.00

0.0000

PIF

2.1708

Total:

691

123,159,018.74

0.00

100.0000

0.0000

0.00

DLQ Total:

11,197,308.46

0.00

8.3936%

9.0917%

0.0000%

Page 28 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

End of Month Scheduled Balance Reporting

Statement Date:

- Summary of Servicer Delinquency Status

Total

Type

Count

Count (%)

Sch UPB

Sch UPB (%)

Arrears

Arrears (%)

F/C Quick Sale Value

REO Book Value

386,543,830.32

0.00

89.0929

0.0000

2,472

86.7368

17,324,613.51

0.00

3.9931

0.0000

111

3.8947

9,517,980.87

0.00

2.1938

0.0000

2.3509

9,196,020.82

0.00

2.1196

0.0000

90+

1.9298

2,324,840.81

0.00

0.5358

0.0000

BKY0

0.6316

298,246.79

0.00

0.0687

0.0000

BKY30

0.1053

45,733.30

0.00

0.0105

0.0000

BKY60

0.0351

1,293,358.64

0.00

0.2981

0.0000

BKY90+

0.3509

6,987,606.07

0.00

1.6105

0.0000

F/C90+

1.5439

0.00

0.0000

PIF

2.3158

334,004.59

0.00

0.0770

0.0000

REO90+

0.1053

Total:

2,850

433,866,235.72

0.00

100.0000

0.0000

0.00

DLQ Total:

294

44,997,564.59

0.00

10.3158%

10.3713

0.0000%

Page 29 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

Balance

Delinquency Aging Categories

4.13%

4.10%

2.48%

2.24%

2.34%

10,306,711

2.42%

1.61%

1.64%

0.11%

0.08%

27-Dec-05

113

17,493,691

9,563,714

6,987,606

334,005

2,447

381,925,366

89.34%

89.53%

4.04%

4.03%

1.86%

1.94%

2.32%

10,023,146

2.25%

1.26%

1.33%

0.07%

0.05%

25-Nov-05

115

17,929,227

8,621,471

5,923,325

240,148

2,578

401,788,669

90.46%

90.39%

3.52%

3.29%

1.66%

1.75%

1.49%

6,503,374

1.40%

1.08%

1.16%

0.03%

25-Oct-05

104

15,268,936

8,105,985

5,401,018

142,910

2,727

428,566,243

92.22%

92.37%

3.21%

3.41%

1.54%

1.86%

1.02%

3,415,047

0.71%

0.72%

0.00%

26-Sep-05

16,415,559

8,943,563

3,453,533

2,853

448,511,626

93.51%

93.30%

2.68%

2.96%

1.36%

1.34%

0.82%

3,544,843

0.70%

0.44%

0.51%

0.00%

25-Aug-05

14,938,855

6,773,849

2,591,627

3,001

476,018,145

94.70%

94.47%

2.68%

3.10%

0.99%

0.94%

0.43%

1,303,224

0.25%

0.34%

0.38%

0.00%

25-Jul-05

16,130,451

4,899,274

1,971,818

3,103

495,218,302

95.57%

95.32%

2.18%

2.46%

1.16%

1.03%

0.00%

27-Jun-05

13,352,286

5,585,158

3,241

522,818,481

96.66%

96.50%

1.88%

1.81%

0.00%

25-May-05

10,033,914

3,345

543,696,759

98.12%

98.19%

Page 30 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

Balance

Delinquency Aging Categories

Group I Loans - Fixed 1st Lien

6.19%

3.88%

3.09%

2.83%

4.12%

353,964

2.83%

1.03%

0.27%

0.00%

27-Dec-05

485,196

353,638

34,192

11,280,808

85.57%

90.19%

3.06%

3.08%

4.08%

2.69%

1.02%

64,667

0.51%

1.02%

0.27%

0.00%

25-Nov-05

388,973

340,566

34,210

11,818,435

90.82%

93.45%

2.00%

1.20%

4.00%

2.92%

0.00%

1.00%

0.26%

0.00%

25-Oct-05

158,768

385,599

34,228

12,634,882

93.00%

95.62%

2.97%

2.40%

0.99%

0.51%

0.00%

1.98%

0.72%

0.00%

26-Sep-05

318,753

67,156

95,738

12,789,572

94.06%

96.37%

1.92%

1.83%

1.92%

0.69%

0.96%

109,856

0.79%

0.00%

25-Aug-05

254,195

95,785

13,429,592

95.19%

96.69%

2.86%

1.04%

0.95%

0.45%

0.95%

109,949

0.76%

0.00%

25-Jul-05

149,571

64,850

100

14,061,620

95.24%

97.75%

1.90%

3.92%

0.95%

0.76%

0.00%

27-Jun-05

564,875

110,042

102

13,724,959

97.14%

95.31%

0.94%

0.76%

0.00%

25-May-05

110,135

105

14,431,012

99.06%

99.24%

Page 31 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

Balance

Delinquency Aging Categories

Group I Loans - Fixed 2nd Lien

2.63%

2.47%

3.29%

3.52%

3.95%

407,514

4.55%

0.00%

27-Dec-05

221,017

315,468

137

8,009,502

90.13%

89.46%

3.05%

3.18%

0.61%

0.99%

4.88%

514,108

5.24%

0.00%

25-Nov-05

311,813

97,595

150

8,888,177

91.46%

90.59%

2.35%

3.93%

2.35%

2.61%

2.94%

353,466

3.44%

0.00%

25-Oct-05

404,121

268,532

157

9,254,440

92.35%

90.02%

3.87%

3.99%

2.21%

2.34%

1.66%

176,814

1.59%

0.00%

26-Sep-05

441,993

259,985

167

10,209,205

92.27%

92.07%

1.61%

1.86%

0.54%

0.40%

1.61%

176,903

1.53%

0.00%

25-Aug-05

214,284

45,825

179

11,090,310

96.24%

96.21%

0.53%

0.39%

0.53%

0.32%

1.59%

227,010

1.93%

0.00%

25-Jul-05

45,848

37,394

184

11,433,259

97.35%

97.36%

1.04%

0.44%

2.08%

2.39%

0.00%

27-Jun-05

52,364

286,967

186

11,680,482

96.88%

97.18%

3.03%

3.37%

0.00%

25-May-05

419,522

192

12,042,461

96.97%

96.63%

Page 32 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

Balance

Delinquency Aging Categories

Group I Loans - ARM 228

6.79%

6.87%

3.25%

2.90%

3.11%

3,922,597

3.33%

2.26%

1.94%

0.28%

0.16%

27-Dec-05

8,081,301

3,408,865

2,276,900

191,344

596

99,748,010

84.30%

84.80%

6.64%

6.65%

2.63%

2.93%

2.90%

3,722,535

3.07%

1.80%

1.49%

0.14%

0.08%

25-Nov-05

8,065,506

3,546,665

1,812,566

97,362

621

104,000,599

85.89%

85.78%

5.90%

5.45%

2.01%

2.12%

2.14%

3,188,078

2.52%

1.47%

1.06%

0.00%

25-Oct-05

6,886,456

2,683,086

1,341,400

660

112,250,999

88.47%

88.84%

5.08%

5.56%

2.09%

3.04%

1.69%

1,305,165

0.99%

0.78%

0.57%

0.00%

26-Sep-05

7,348,071

4,015,470

752,962

693

118,830,613

90.35%

89.85%

4.39%

5.55%

2.63%

2.14%

0.88%

1,221,083

0.88%

0.25%

0.22%

0.00%

25-Aug-05

7,736,906

2,987,737

308,702

733

127,073,549

91.85%

91.20%

4.67%

5.27%

1.23%

1.00%

0.12%

134,985

0.09%

0.37%

0.27%

0.00%

25-Jul-05

7,564,936

1,433,355

383,674

762

134,150,705

93.61%

93.38%

2.75%

3.16%

1.31%

1.19%

0.00%

27-Jun-05

4,694,492

1,773,984

803

142,110,563

95.94%

95.65%

2.36%

2.65%

0.00%

25-May-05

4,038,226

828

148,105,273

97.64%

97.35%

Page 33 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

Balance

Delinquency Aging Categories

Group I Loans - ARM 327

3.39%

2.68%

6.78%

4.35%

2.54%

1,072,709

4.26%

1.69%

0.47%

0.00%

27-Dec-05

674,752

1,095,204

118,319

101

22,241,621

85.59%

88.25%

7.38%

5.35%

2.46%

1.25%

3.28%

1,150,187

4.35%

0.82%

0.21%

0.00%

25-Nov-05

1,412,990

329,152

55,930

105

23,481,764

86.07%

88.85%

4.76%

2.15%

3.97%

4.44%

0.00%

25-Oct-05

584,651

1,206,623

115

25,379,790

91.27%

93.41%

7.09%

7.19%

0.00%

26-Sep-05

1,967,289

118

25,392,806

92.91%

92.81%

1.54%

0.47%

0.00%

25-Aug-05

133,167

128

28,417,388

98.46%

99.53%

2.21%

2.51%

0.74%

0.43%

0.74%

101,869

0.34%

0.00%

25-Jul-05

751,745

128,763

131

28,962,530

96.32%

96.72%

2.04%

1.04%

0.68%

0.31%

0.00%

27-Jun-05

340,487

101,956

143

32,297,616

97.28%

98.65%

0.65%

0.30%

0.00%

25-May-05

102,041

152

34,223,907

99.35%

99.70%

Page 34 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

Balance

Delinquency Aging Categories

Group II Loans - Fixed 1st Lien

7.14%

7.48%

0.00%

27-Dec-05

236,297

2,924,277

92.86%

92.52%

6.90%

6.14%

0.00%

25-Nov-05

201,320

3,079,927

93.10%

93.86%

6.90%

5.21%

0.00%

25-Oct-05

171,000

3,113,545

93.10%

94.79%

3.33%

2.39%

0.00%

26-Sep-05

82,834

3,389,885

96.67%

97.61%

0.00%

25-Aug-05

3,591,914

100.00%

0.00%

25-Jul-05

3,595,300

100.00%

3.23%

1.54%

0.00%

27-Jun-05

55,246

3,543,441

96.77%

98.46%

0.00%

25-May-05

3,602,023

100.00%

Page 35 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

Balance

Delinquency Aging Categories

Group II Loans - ARM 228

4.35%

3.62%

2.17%

1.01%

0.00%

1.09%

1.27%

0.00%

27-Dec-05

647,138

180,518

226,990

16,821,321

92.39%

94.10%

1.01%

0.30%

1.01%

0.64%

0.00%

1.01%

1.18%

0.00%

25-Nov-05

57,500

123,135

227,146

18,877,309

96.97%

97.89%

3.85%

3.61%

0.96%

1.11%

0.00%

25-Oct-05

740,890

227,301

19,567,027

95.19%

95.29%

2.86%

2.88%

0.95%

1.10%

0.00%

26-Sep-05

594,854

227,455

101

19,846,751

96.19%

96.02%

2.83%

2.80%

0.00%

25-Aug-05

584,121

103

20,249,710

97.17%

97.20%

0.93%

1.10%

0.00%

25-Jul-05

233,282

107

20,959,120

99.07%

98.90%

0.00%

27-Jun-05

110

21,557,396

100.00%

0.00%

25-May-05

112

22,127,354

100.00%

Page 36 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

Balance

Delinquency Aging Categories

Group II Loans - ARM 327

0.00%

27-Dec-05

1,983,332

100.00%

0.00%

25-Nov-05

2,308,403

100.00%

0.00%

25-Oct-05

2,457,815

100.00%

0.00%

26-Sep-05

2,458,632

100.00%

0.00%

25-Aug-05

2,815,659

100.00%

0.00%

25-Jul-05

2,816,966

100.00%

0.00%

27-Jun-05

2,818,244

100.00%

0.00%

25-May-05

2,820,596

100.00%

Page 37 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

Balance

Delinquency Aging Categories

Group III Loans - Fixed 1st Lien

2.24%

0.75%

0.00%

1.49%

261,426

1.52%

0.00%

27-Dec-05

128,623

129

16,862,929

96.27%

97.74%

1.44%

0.90%

0.00%

1.44%

261,594

1.47%

0.00%

25-Nov-05

159,710

135

17,341,927

97.12%

97.63%

0.68%

0.19%

0.00%

0.68%

141,239

0.75%

1.36%

1.07%

0.00%

25-Oct-05

35,062

201,271

143

18,513,132

97.28%

98.00%

1.32%

1.22%

0.66%

0.73%

0.00%

1.32%

1.04%

0.00%

26-Sep-05

234,723

141,326

201,402

146

18,696,595

96.69%

97.00%

1.32%

0.92%

0.00%

1.32%

1.04%

0.00%

25-Aug-05

176,503

201,532

147

18,911,608

97.35%

98.04%

1.32%

0.91%

1.32%

1.04%

0.00%

25-Jul-05

176,603

201,661

148

19,063,195

97.37%

98.05%

0.66%

0.62%

0.66%

0.42%

0.00%

27-Jun-05

120,832

80,957

150

19,256,545

98.68%

98.96%

1.29%

1.48%

0.00%

25-May-05

292,276

153

19,478,090

98.71%

98.52%

Page 38 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

Balance

Delinquency Aging Categories

Group III Loans - Fixed 2nd Lien

2.21%

2.66%

1.47%

76,058

1.31%

0.74%

1.13%

0.00%

27-Dec-05

154,225

85,146

65,728

128

5,421,854

94.12%

93.43%

2.68%

2.26%

1.34%

1.02%

4.03%

314,013

4.96%

0.67%

1.04%

0.00%

25-Nov-05

142,784

64,390

65,754

136

5,740,290

91.28%

90.72%

1.27%

0.95%

0.00%

4.43%

377,914

5.59%

0.63%

0.97%

0.00%

25-Oct-05

64,418

65,780

148

6,258,174

93.67%

92.49%

1.81%

1.60%

1.81%

1.45%

3.61%

367,728

5.20%

0.00%

26-Sep-05

112,919

102,645

154

6,486,842

92.77%

91.75%

2.23%

1.89%

1.12%

1.38%

3.91%

428,652

5.48%

0.00%

25-Aug-05

147,576

107,642

166

7,137,650

92.74%

91.26%

1.06%

1.31%

1.60%

2.20%

2.66%

299,168

3.64%

0.00%

25-Jul-05

107,691

180,954

178

7,642,195

94.68%

92.86%

2.05%

2.89%

2.56%

3.49%

0.00%

27-Jun-05

247,477

299,300

186

8,018,365

95.38%

93.62%

3.57%

4.39%

0.00%

25-May-05

377,172

189

8,223,071

96.43%

95.61%

Page 39 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

Balance

Delinquency Aging Categories

Group III Loans - ARM 228

3.60%

3.42%

2.97%

1.91%

1,149,769

1.57%

1.06%

0.89%

0.00%

27-Dec-05

2,510,363

2,177,574

654,688

427

66,806,116

90.47%

91.14%

3.46%

3.45%

1.83%

2.04%

1.43%

829,247

1.08%

0.81%

0.70%

0.00%

25-Nov-05

2,634,967

1,561,946

534,790

454

70,922,697

92.46%

92.73%

2.73%

2.54%

0.59%

0.27%

0.98%

636,089

0.79%

1.17%

1.43%

0.00%

25-Oct-05

2,045,536

219,974

1,153,463

484

76,363,317

94.53%

94.96%

2.27%

1.77%

1.14%

0.91%

0.00%

0.95%

1.24%

0.00%

26-Sep-05

1,468,874

758,496

1,031,867

505

79,949,437

95.64%

96.08%

2.21%

2.04%

0.37%

0.49%

0.18%

135,385

0.16%

0.74%

1.04%

0.00%

25-Aug-05

1,753,341

420,328

896,857

523

82,758,980

96.49%

96.27%

1.26%

1.47%

0.90%

0.92%

0.00%

0.36%

0.48%

0.00%

25-Jul-05

1,303,278

817,068

425,000

541

86,094,751

97.48%

97.13%

1.75%

1.58%

0.70%

0.82%

0.00%

27-Jun-05

1,460,301

758,453

559

90,326,790

97.56%

97.60%

1.54%

1.77%

0.00%

25-May-05

1,678,272

575

93,009,826

98.46%

98.23%

Page 40 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

Balance

Delinquency Aging Categories

Group III Loans - ARM 327

2.36%

2.30%

0.79%

1.20%

0.79%

329,682

1.53%

4.72%

4.69%

0.79%

0.66%

27-Dec-05

494,857

257,266

1,008,267

142,660

115

19,273,429

90.55%

89.62%

2.26%

2.51%

0.75%

1.46%

1.50%

212,318

0.94%

3.76%

4.17%

0.75%

0.63%

25-Nov-05

566,961

329,968

940,353

142,786

121

20,374,051

90.98%

90.28%

0.72%

1.20%

2.90%

2.60%

1.45%

568,173

2.43%

1.45%

1.30%

0.72%

0.61%

25-Oct-05

280,935

609,696

305,527

142,910

128

21,510,650

92.75%

91.86%

1.41%

1.25%

2.82%

3.38%

1.41%

367,974

1.51%

1.41%

1.21%

0.00%

26-Sep-05

304,723

821,976

293,034

132

22,504,981

92.96%

92.64%

2.68%

2.94%

2.01%

2.56%

1.34%

500,978

1.97%

1.34%

1.15%

0.00%

25-Aug-05

749,678

653,179

293,158

138

23,284,233

92.62%

91.38%

2.60%

2.73%

1.30%

1.80%

0.65%

170,286

0.64%

0.65%

0.57%

0.00%

25-Jul-05

720,802

474,373

150,000

146

24,890,084

94.81%

94.26%

1.90%

2.39%

1.27%

1.18%

0.00%

27-Jun-05

645,540

320,407

153

26,076,077

96.84%

96.43%

1.85%

2.02%

0.00%

25-May-05

562,027

159

27,207,309

98.15%

97.98%

Page 41 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

Balance

Delinquency Aging Categories

Group IV Loans - Fixed 1st Lien

0.87%

1.21%

0.87%

1.09%

0.87%

104,114

0.66%

1.74%

3.00%

0.00%

27-Dec-05

191,566

171,518

474,474

110

14,857,319

95.65%

94.04%

1.74%

2.22%

1.74%

0.87%

143,510

0.91%

0.87%

2.09%

0.00%

25-Nov-05

350,921

275,834

331,326

109

14,714,245

94.78%

93.03%

2.54%

3.36%

0.85%

0.88%

0.00%

0.85%

2.04%

0.00%

25-Oct-05

545,770

143,623

331,574

113

15,237,537

95.76%

93.72%

0.83%

0.87%

0.83%

2.01%

0.00%

26-Sep-05

143,735

331,820

118

16,036,386

98.33%

97.12%

0.79%

0.80%

0.00%

0.79%

332,065

1.84%

0.00%

25-Aug-05

143,846

124

17,595,357

98.41%

97.37%

0.78%

1.80%

0.00%

25-Jul-05

143,957

332,308

127

17,988,660

98.45%

97.42%

0.76%

1.74%

0.00%

27-Jun-05

332,549

131

18,809,343

99.24%

98.26%

0.75%

0.83%

0.00%

25-May-05

159,465

132

19,103,338

99.25%

99.17%

Page 42 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

Balance

Delinquency Aging Categories

Group IV Loans - Fixed 2nd Lien

0.00%

6.67%

34,954

4.65%

0.00%

27-Dec-05

716,164

93.33%

95.35%

0.00%

6.25%

3.21%

6.25%

34,971

4.50%

0.00%

25-Nov-05

24,908

716,510

87.50%

92.29%

6.25%

3.21%

0.00%

6.25%

34,988

4.50%

0.00%

25-Oct-05

24,916

716,853

87.50%

92.29%

0.00%

6.25%

35,005

4.50%

0.00%

26-Sep-05

742,119

93.75%

95.50%

0.00%

5.56%

35,022

3.77%

0.00%

25-Aug-05

894,082

94.44%

96.23%

0.00%

5.56%

3.77%

5.56%

24,942

2.68%

0.00%

25-Jul-05

35,038

869,556

88.89%

93.55%

5.56%

3.77%

5.56%

2.68%

0.00%

27-Jun-05

35,055

24,951

869,955

88.89%

93.55%

5.26%

2.51%

0.00%

25-May-05

24,959

968,245

94.74%

97.49%

Page 43 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

Balance

Delinquency Aging Categories

Group IV Loans - ARM 228

3.43%

3.50%

1.93%

1.67%

2.58%

2,366,303

2.60%

1.93%

2.01%

0.00%

27-Dec-05

3,183,656

1,518,517

1,823,333

420

82,012,960

90.13%

90.22%

3.48%

3.37%

2.04%

2.02%

2.45%

2,548,213

2.67%

1.64%

1.69%

0.00%

25-Nov-05

3,213,888

1,927,313

1,616,287

442

86,138,473

90.39%

90.25%

3.36%

2.93%

1.98%

1.85%

1.38%

1,203,426

1.21%

1.58%

1.99%

0.00%

25-Oct-05

2,907,124

1,828,399

1,967,775

464

91,177,133

91.70%

92.02%

2.47%

2.65%

1.71%

1.93%

1.14%

1,162,361

1.13%

0.95%

1.05%

0.00%

26-Sep-05

2,727,877

1,989,129

1,078,530

493

96,171,094

93.73%

93.25%

2.71%

2.48%

2.17%

2.25%

0.54%

604,900

0.55%

0.72%

0.81%

0.00%

25-Aug-05

2,717,496

2,463,353

891,378

520

102,705,680

93.86%

93.90%

3.84%

3.86%

0.87%

1.05%

0.17%

235,014

0.21%

0.87%

0.89%

0.00%

25-Jul-05

4,390,863

1,193,511

1,013,144

540

106,833,710

94.24%

93.99%

3.15%

3.50%

1.49%

1.51%

0.00%

27-Jun-05

4,239,926

1,828,143

576

114,967,878

95.36%

94.99%

2.13%

1.85%

0.00%

25-May-05

2,269,819

598

120,481,216

97.87%

98.15%

Page 44 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

Balance

Delinquency Aging Categories

Group IV Loans - ARM 327

2.90%

3.47%

0.00%

1.45%

227,620

1.63%

1.45%

2.18%

0.00%

27-Dec-05

484,700

304,716

12,965,724

94.20%

92.73%

2.82%

2.94%

0.00%

1.41%

227,783

1.59%

1.41%

2.13%

0.00%

25-Nov-05

421,894

304,963

13,385,863

94.37%

93.34%

4.05%

2.78%

2.70%

3.53%

0.00%

25-Oct-05

419,287

533,151

14,130,948

93.24%

93.69%

3.85%

4.21%

1.28%

1.43%

0.00%

26-Sep-05

668,912

228,104

15,006,709

94.87%

94.36%

2.47%

2.00%

0.00%

25-Aug-05

327,741

16,062,431

97.53%

98.00%

3.70%

3.30%

0.00%

25-Jul-05

541,875

15,856,651

96.30%

96.70%

3.53%

3.25%

0.00%

27-Jun-05

563,143

16,760,827

96.47%

96.75%

0.00%

25-May-05

17,873,039

100.00%

Page 45 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance # Balance

# Balance

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance

# Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-05

298,247

45,733

6,987,606

1,293,359

0.00%

1.61%

1.64%

0.11%

0.07% 0.04%

0.01% 0.37%

0.30%

0.00%

0.66%

0.54%

2,324,841

334,005

0.00%

0.11%

0.00%

0.08%

25-Nov-05

5,923,325

1,135,685

0.00%

1.26%

1.33%

0.00%

0.00% 0.00%

0.00% 0.35%

0.26%

0.00%

-0.00%

0.63%

0.49%

2,178,093

240,148

0.00%

0.07%

0.00%

0.05%

25-Oct-05

106,665

5,401,018

969,201

0.00%

1.08%

1.16%

0.00%

0.00% 0.07%

0.02% 0.24%

0.21%

0.00%

-0.00%

0.27%

0.26%

1,207,937

142,910

0.00%

0.03%

0.00%

0.03%

26-Sep-05

60,915

469,905

3,453,533

342,460

0.00%

0.72%

0.03%

0.01% 0.13%

0.10% 0.13%

0.07%

0.00%

-0.00%

0.23%

1,092,016

0.00%

25-Aug-05

356,934

45,825

2,591,627

259,963

0.00%

0.44%

0.51%

0.09%

0.07% 0.03%

0.01% 0.09%

0.05%

0.00%

0.19%

982,300

0.00%

25-Jul-05

347,416

1,971,818

109,949

0.00%

0.34%

0.38%

0.00%

0.00% 0.09%

0.07% 0.03%

0.02%

0.00%

0.25%

0.19%

978,902

0.00%

27-Jun-05

272,916

110,042

0.00%

0.06%

0.05% 0.03%

0.02% 0.00%

0.00%

0.18%

0.13%

694,254

0.00%

25-May-05

307,619

0.00%

0.06%

0.06% 0.00%

0.00% 0.00%

0.00%

0.06%

0.04%

211,924

0.00%

Page 46 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance # Balance

# Balance

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance

# Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Group I Loans - Fixed 1st Lien

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-05

34,192

0.00%

1.03%

0.27%

0.00%

0.00% 0.00%

0.00%

25-Nov-05

34,210

0.00%

1.02%

0.27%

0.00%

0.00% 0.00%

0.00%

25-Oct-05

34,228

0.00%

1.00%

0.26%

0.00%

0.00% 0.00%

0.00%

26-Sep-05

95,738

0.00%

1.98%

0.72%

0.00%

0.00% 0.00%

0.00%

25-Aug-05

109,856

0.00%

0.00% 0.00%

0.00% 0.96%

0.79%

0.00%

25-Jul-05

109,949

0.00%

0.00% 0.00%

0.00% 0.95%

0.76%

0.00%

27-Jun-05

110,042

0.00%

0.00% 0.95%

0.76% 0.00%

0.00%

25-May-05

110,135

0.00%

0.94%

0.76% 0.00%

0.00% 0.00%

0.00%

Page 47 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance # Balance

# Balance

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance

# Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Group I Loans - Fixed 2nd Lien

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-05

45,733

0.00%

0.00% 0.66%

0.51% 0.00%

0.00%

0.66%

1.28%

114,415

0.00%

25-Nov-05

45,757

0.00%

0.00% 0.00%

0.00% 0.61%

0.47%

0.00%

1.22%

1.50%

147,104

0.00%

25-Oct-05

45,780

0.00%

0.00% 0.59%

0.45% 0.00%

0.00%

26-Sep-05

45,802

0.00%

0.00% 0.55%

0.41% 0.00%

0.00%

25-Aug-05

45,825

0.00%

0.00% 0.54%

0.40% 0.00%

0.00%

25-Jul-05

0.00%

0.00% 0.00%

0.00%

0.53%

0.31%

35,878

0.00%

27-Jun-05

0.00%

0.00% 0.00%

0.00%

0.52%

0.30%

35,896

0.00%

25-May-05

0.00%

0.00% 0.00%

0.00%

0.51%

0.29%

35,913

0.00%

Page 48 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance # Balance

# Balance

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance

# Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Group I Loans - ARM 228

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-05

234,536

2,276,900

606,549

0.00%

2.26%

1.94%

0.28%

0.20% 0.00%

0.00% 0.85%

0.52%

0.00%

0.71%

0.51%

598,091

191,344

0.00%

0.28%

0.00%

0.16%

25-Nov-05

1,812,566

402,801

0.00%

1.80%

1.49%

0.00%

0.00% 0.00%

0.00% 0.69%

0.33%

0.00%

0.55%

0.43%

523,599

97,362

0.00%

0.14%

0.00%

0.08%

25-Oct-05

60,885

1,341,400

873,580

0.00%

1.47%

1.06%

0.00%

0.00% 0.13%

0.05% 0.80%

0.69%

0.00%

0.27%

0.21%

259,686

0.00%

26-Sep-05

60,915

328,411

752,962

342,460

0.00%

0.78%

0.57%

0.13%

0.05% 0.26%

0.25% 0.52%

0.26%

0.00%

0.26%

0.20%

259,926

0.00%

25-Aug-05

328,625

308,702

150,107

0.00%

0.25%

0.22%

0.25%

0.24% 0.00%

0.00% 0.25%

0.11%

0.00%

0.13%

0.12%

167,438

0.00%

25-Jul-05

347,416

383,674

0.00%

0.37%

0.27%

0.00%

0.00% 0.37%

0.24% 0.00%

0.00%

0.25%

0.21%

299,148

0.00%

27-Jun-05

272,916

0.00%

0.24%

0.18% 0.00%

0.00% 0.00%

0.00%

0.12%

0.11%

167,628

0.00%

25-May-05

197,485

0.00%

0.12%

0.13% 0.00%

0.00% 0.00%

0.00%

Page 49 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance # Balance

# Balance

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance

# Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Group I Loans - ARM 327

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-05

118,319

0.00%

1.69%

0.47%

0.00%

0.00% 0.00%

0.00%

0.85%

0.27%

69,118

0.00%

25-Nov-05

55,930

0.00%

0.82%

0.21%

0.00%

0.00% 0.00%

0.00%

0.82%

0.26%

69,172

0.00%

25-Oct-05

0.00%

0.00% 0.00%

0.00%

26-Sep-05

0.00%

0.00% 0.00%

0.00%

25-Aug-05

0.00%

0.00% 0.00%

0.00%

25-Jul-05

0.00%

0.00% 0.00%

0.00%

27-Jun-05

0.00%

0.00% 0.00%

0.00%

25-May-05

0.00%

0.00% 0.00%

0.00%

Page 50 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance # Balance

# Balance

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance

# Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Group II Loans - Fixed 1st Lien

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-05

0.00%

0.00% 0.00%

0.00%

3.57%

3.28%

103,686

0.00%

25-Nov-05

0.00%

0.00% 0.00%

0.00%

3.45%

3.16%

103,754

0.00%

25-Oct-05

0.00%

0.00% 0.00%

0.00%

26-Sep-05

0.00%

0.00% 0.00%

0.00%

25-Aug-05

0.00%

0.00% 0.00%

0.00%

25-Jul-05

0.00%

0.00% 0.00%

0.00%

27-Jun-05

0.00%

0.00% 0.00%

0.00%

25-May-05

0.00%

0.00% 0.00%

0.00%

Page 51 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance # Balance

# Balance

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance

# Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Group II Loans - ARM 228

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-05

226,990

0.00%

1.09%

1.27%

0.00%

0.00% 0.00%

0.00%

1.09%

1.11%

198,886

0.00%

25-Nov-05

227,146

0.00%

1.01%

1.18%

0.00%

0.00% 0.00%

0.00%

1.01%

1.03%

198,886

0.00%

25-Oct-05

0.00%

0.00% 0.00%

0.00%

0.96%

1.26%

258,320

0.00%

26-Sep-05

0.00%

0.00% 0.00%

0.00%

0.95%

1.25%

258,320

0.00%

25-Aug-05

0.00%

0.00% 0.00%

0.00%

0.94%

1.24%

258,320

0.00%

25-Jul-05

0.00%

0.00% 0.00%

0.00%

0.93%

1.22%

258,320

0.00%

27-Jun-05

0.00%

0.00% 0.00%

0.00%

0.91%

1.20%

258,320

0.00%

25-May-05

0.00%

0.00% 0.00%

0.00%

Page 52 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance # Balance

# Balance

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance

# Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Group II Loans - ARM 327

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-05

0.00%

0.00% 0.00%

0.00%

25-Nov-05

0.00%

0.00% 0.00%

0.00%

25-Oct-05

0.00%

0.00% 0.00%

0.00%

26-Sep-05

0.00%

0.00% 0.00%

0.00%

25-Aug-05

0.00%

0.00% 0.00%

0.00%

25-Jul-05

0.00%

0.00% 0.00%

0.00%

27-Jun-05

0.00%

0.00% 0.00%

0.00%

25-May-05

0.00%

0.00% 0.00%

0.00%

Page 53 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance # Balance

# Balance

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance

# Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Group III Loans - Fixed 1st Lien

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-05

120,362

0.00%

0.00% 0.00%

0.00% 0.75%

0.70%

0.00%

0.75%

1.02%

175,432

0.00%

25-Nov-05

120,442

0.00%

0.00% 0.00%

0.00% 0.72%

0.68%

0.00%

0.72%

0.99%

175,517

0.00%

25-Oct-05

201,271

0.00%

1.36%

1.07%

0.00%

0.00% 0.00%

0.00%

0.68%

0.93%

175,601

0.00%

26-Sep-05

201,402

0.00%

1.32%

1.04%

0.00%

0.00% 0.00%

0.00%

0.66%

0.91%

175,684

0.00%

25-Aug-05

201,532

0.00%

1.32%

1.04%

0.00%

0.00% 0.00%

0.00%

0.66%

0.91%

175,767

0.00%

25-Jul-05

0.00%

0.00% 0.00%

0.00%

0.66%

0.90%

175,849

0.00%

27-Jun-05

0.00%

0.00% 0.00%

0.00%

0.66%

0.90%

175,931

0.00%

25-May-05

0.00%

0.00% 0.00%

0.00%

0.65%

0.89%

176,012

0.00%

Page 54 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance # Balance

# Balance

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance

# Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Group III Loans - Fixed 2nd Lien

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-05

63,711

65,728

0.00%

0.74%

1.13%

0.74%

1.10% 0.00%

0.00% 0.00%

0.00%

1.47%

1.72%

100,031

0.00%

25-Nov-05

65,754

0.00%

0.67%

1.04%

0.00%

0.00% 0.00%

0.00%

2.01%

2.59%

163,814

0.00%

25-Oct-05

65,780

0.00%

0.63%

0.97%

0.00%

0.00% 0.00%

0.00%

0.63%

0.68%

45,737

0.00%

26-Sep-05

0.00%

0.00% 0.00%

0.00%

0.60%

0.65%

45,760

0.00%

25-Aug-05

28,310

0.00%

0.56%

0.36% 0.00%

0.00% 0.00%

0.00%

0.56%

0.36%

28,123

0.00%

25-Jul-05

0.00%

0.00% 0.00%

0.00%

1.06%

0.69%

56,456

0.00%

27-Jun-05

0.00%

0.00% 0.00%

0.00%

1.03%

0.66%

56,479

0.00%

25-May-05

0.00%

0.00% 0.00%

0.00%

Page 55 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance # Balance

# Balance

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance

# Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Group III Loans - ARM 228

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-05

654,688

350,479

0.00%

1.06%

0.89%

0.00%

0.00% 0.00%

0.00% 0.42%

0.48%

0.00%

-0.00%

0.64%

467,785

0.00%

25-Nov-05

534,790

350,550

0.00%

0.81%

0.70%

0.00%

0.00% 0.00%

0.00% 0.41%

0.46%

0.00%

0.61%

468,190

0.00%

25-Oct-05

1,153,463

95,621

0.00%

1.17%

1.43%

0.00%

0.00% 0.00%

0.00% 0.20%

0.12%

0.00%

0.59%

0.58%

468,593

0.00%

26-Sep-05

95,691

1,031,867

0.00%

0.95%

1.24%

0.00%

0.00% 0.19%

0.12% 0.00%

0.00%

0.38%

0.42%

352,326

0.00%

25-Aug-05

896,857

0.00%

0.74%

1.04%

0.00%

0.00% 0.00%

0.00%

0.37%

0.41%

352,652

0.00%

25-Jul-05

425,000

0.00%

0.36%

0.48%

0.00%

0.00% 0.00%

0.00%

0.18%

0.17%

153,251

0.00%

27-Jun-05

0.00%

0.00% 0.00%

0.00%

25-May-05

0.00%

0.00% 0.00%

0.00%

Page 56 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance # Balance

# Balance

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance

# Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Group III Loans - ARM 327

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-05

1,008,267

0.00%

4.72%

4.69%

0.00%

0.00% 0.00%

0.00%

142,660

0.00%

0.79%

0.00%

0.66%

25-Nov-05

940,353

0.00%

3.76%

4.17%

0.00%

0.00% 0.00%

0.00%

142,786

0.00%

0.75%

0.00%

0.63%

25-Oct-05

305,527

0.00%

1.45%

1.30%

0.00%

0.00% 0.00%

0.00%

142,910

0.00%

0.72%

0.00%

0.61%

26-Sep-05

293,034

0.00%

1.41%

1.21%

0.00%

0.00% 0.00%

0.00%

25-Aug-05

293,158

0.00%

1.34%

1.15%

0.00%

0.00% 0.00%

0.00%

25-Jul-05

150,000

0.00%

0.65%

0.57%

0.00%

0.00% 0.00%

0.00%

27-Jun-05

0.00%

0.00% 0.00%

0.00%

25-May-05

0.00%

0.00% 0.00%

0.00%

Page 57 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance # Balance

# Balance

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance

# Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Group IV Loans - Fixed 1st Lien

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-05

474,474

0.00%

1.74%

3.00%

0.00%

0.00% 0.00%

0.00%

25-Nov-05

331,326

0.00%

0.87%

2.09%

0.00%

0.00% 0.00%

0.00%

25-Oct-05

331,574

0.00%

0.85%

2.04%

0.00%

0.00% 0.00%

0.00%

26-Sep-05

0.00%

0.00% 0.00%

0.00%

25-Aug-05

0.00%

0.00% 0.00%

0.00%

25-Jul-05

0.00%

0.00% 0.00%

0.00%

27-Jun-05

0.00%

0.00% 0.00%

0.00%

25-May-05

0.00%

0.00% 0.00%

0.00%

Page 58 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance # Balance

# Balance

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance

# Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Group IV Loans - Fixed 2nd Lien

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-05

0.00%

0.00% 0.00%

0.00%

25-Nov-05

0.00%

0.00% 0.00%

0.00%

25-Oct-05

0.00%

0.00% 0.00%

0.00%

26-Sep-05

0.00%

0.00% 0.00%

0.00%

25-Aug-05

0.00%

0.00% 0.00%

0.00%

25-Jul-05

0.00%

0.00% 0.00%

0.00%

27-Jun-05

0.00%

0.00% 0.00%

0.00%

25-May-05

0.00%

0.00% 0.00%

0.00%

Page 59 of 78

Bear Stearns Asset Backed Securities I Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-05
27-Dec-05

25-Nov-05

25-Jan-06

23-Dec-05

Asset-Backed Certificates

Series 2005-HE4

ABN AMRO Acct: 722547.2

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance # Balance

# Balance

Current 31 - 60 Days 61 - 90 Days

90 + Days

# Balance # Balance

# Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Group IV Loans - ARM 228

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-05

1,823,333

215,967

0.00%

1.93%

2.01%

0.00%

0.00% 0.00%

0.00% 0.21%

0.24%

0.00%

0.64%

0.55%

497,395

0.00%

25-Nov-05

1,616,287

216,135

0.00%

1.64%

1.69%

0.00%

0.00% 0.00%

0.00% 0.20%

0.23%

0.00%

-0.00%

0.41%

0.34%

328,058

0.00%

25-Oct-05

1,967,775

0.00%

1.58%

1.99%

0.00%

0.00% 0.00%

0.00%

26-Sep-05

1,078,530

0.00%

0.95%

1.05%

0.00%

0.00% 0.00%

0.00%

-0.00%

0.00%

25-Aug-05

891,378

0.00%

0.72%

0.81%

0.00%

0.00% 0.00%

0.00%

25-Jul-05

1,013,144

0.00%

BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2005-HE4 8-K