UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) December 27, 2004

Bear Stearns Asset Backed Securities I LLC
(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction
of incorporation)

333-113636
(Commission
File Number)

20-0842986
(IRS Employer
Identification No.)

383 Madison Avenue, New York, New York
(Address of principal executive offices)

10179
(Zip Code)

Registrant's telephone number, including area code 212-272-2000

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Section 8 - Other Events

Item 8.01. Other Events.

This current report on Form 8-K relates to the monthly distribution reported to the holders of Bear Stearns Asset Backed Securities I Trust 2004-HE6, Asset-Backed Certificates, Series 2004-HE6, which was made on December 27, 2004.

Section 9 - Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits.

99.1 Monthly distribution report pursuant to section 5.05 of the Pooling and Servicing Agreement for the distribution on December 27, 2004.

(Exhibit No. Description)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

LASALLE BANK NATIONAL ASSOCIATION, IN ITS CAPACITY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT ON BEHALF OF BEAR STEARNS ASSET BACKED SECURITIES I LLC, REGISTRANT

By: /s/ Russell Goldenberg
Russell Goldenberg
Group Senior Vice President

Date: December 29, 2004

Bear Stearns Asset Backed Securities Trust

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Reporting Package Table of Contents

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Administrator:

Christopher Lewis 312.904.7992
christopher.lewis@abnamro.com

Analyst:

David Ratner 714.259.6251
david.ratner@abnamro.com

Statement Date:

135 S. LaSalle Street, Suite 1625
Chicago, IL 60603
USA

Statements to Certificateholders
Cash Reconciliation Summary
Bond Interest Reconciliation
Shortfall Summary Report

Rating Information

Asset-Backed Facts ~ 15 Month Loan Status Summary Part I
Asset-Backed Facts ~ 15 Month Loan Status Summary Part II

Asset-Backed Facts ~ 15 Month Loan Payoff/Loss Summary
Realized Loss Detail

Page 2-5
Page 6-18
Page 19
Page 20

Page 21

Page 22-34
Page 35-47

Page 48-60
Page 61

Page(s)

Information is available for this issue from the following sources

Issue Id:

Monthly Data File
Name:

BS004HE6

BS004HE6_200412_3.ZIP

Closing Date:

First Payment Date:

Rated Final Payment: Date:

30-Jul-04
25-Aug-04

25-Aug-34

Parties to The Transaction

Issuer: Bear Stearns Asset Backed Securities, Inc.

Depositor: Bear Stearns Asset Backed Securities, Inc.

Underwriter: Bear Stearns & Co. Inc.

Master Servicer: EMC Mortgage Corporation

Rating Agency: Standard & Poor's

800.246.5761

LaSalle Factor Line

LaSalle Web Site

Servicer Web Site

www.emcmortgagecorp.com

www.etrustee.net

Page 1 of 61

Class

CUSIP

Original

Opening

Principal

Negative

Closing

Interest

Pass-Through

Per $ 1000

Next Rate(3)

WAC:
WAMM:
Current Index:
Next Index:

Payment Date:
Prior Payment:
Next Payment:
Record Date:

7.176516%

2.180000%
2.417500%

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Bear Stearns Asset Backed Securities Trust

Asset-Backed Certificates

Series 2004-HE6

Face Value (1)

Balance

Payment

Adj. or Loss

Amortization

Balance

Payment (2)

Adjustment

Rate

348

REMIC II

Statement Date:

ABN AMRO Acct: 721934.1

882.066755180

34.133790132

0.000000000

847.932965049

1.815342400

2.627500000%

0.00

0.000000000

2.39000000%

0.000000000

073879CQ9

I-A-1

263,537,000.00

232,457,226.46

8,995,516.65

0.00

223,461,709.81

478,409.89

1000.000000000

0.000000000

1000.000000000

2.299166703

2.907500000%

0.00

0.000000000

2.67000000%

0.000000000

073879CR7

I-A-2

45,482,000.00

0.00

45,482,000.00

104,570.70

886.311833751

48.074967610

0.000000000

838.236866141

1.873687832

2.692500000%

0.00

0.000000000

2.45500000%

0.000000000

073879CS5

II-A

211,021,000.00

187,030,409.47

10,144,827.74

0.00

176,885,581.73

395,387.48

906.227667524

44.618601994

0.000000000

861.609065530

1.931397723

2.712500000%

0.00

0.000000000

2.47500000%

0.000000000

073879CT3

III-A

212,238,000.00

192,335,947.70

9,469,762.85

0.00

182,866,184.85

409,915.99

1000.000000000

0.000000000

1000.000000000

2.368055579

2.987500000%

0.00

0.000000000

2.75000000%

0.000000000

073879CU0

M-1

59,411,000.00

0.00

59,411,000.00

140,688.55

1000.000000000

0.000000000

1000.000000000

2.953611206

3.667500000%

0.00

0.000000000

3.43000000%

0.000000000

073879CV8

M-2

46,976,000.00

0.00

46,976,000.00

138,748.84

1000.000000000

0.000000000

1000.000000000

3.168889050

3.917500000%

0.00

0.000000000

3.68000000%

0.000000000

073879CW6

M-3

13,817,000.00

0.00

13,817,000.00

43,784.54

1000.000000000

0.000000000

1000.000000000

3.814722077

4.667500000%

0.00

0.000000000

4.43000000%

0.000000000

073879CX4

M-4

11,514,000.00

0.00

11,514,000.00

43,922.71

1000.000000000

0.000000000

1000.000000000

4.245277339

5.167500000%

0.00

0.000000000

4.93000000%

0.000000000

073879CY2

M-5

10,132,000.00

0.00

10,132,000.00

43,013.15

1000.000000000

0.000000000

1000.000000000

5.321666486

6.417500000%

0.00

0.000000000

6.18000000%

0.000000000

073879CZ9

M-6

9,211,000.00

0.00

9,211,000.00

49,017.87

1000.000000000

0.000000000

1000.000000000

5.321666460

6.417500000%

0.00

0.000000000

6.18000000%

0.000000000

073879DA3

M-7A

8,059,000.00

0.00

8,059,000.00

42,887.31

1000.000000000

0.000000000

1000.000000000

5.321666460

6.417500000%

0.00

0.000000000

6.18000000%

0.000000000

073879DZ8

M-7B

8,059,000.00

0.00

8,059,000.00

42,887.31

1000.000000000

0.000000000

1000.000000000

128.103143826

0.00

0.000000000

N/A

0.000000000

073879DN5

21,646,857.19

0.00

21,646,857.19

2,773,030.46

1000.000000000

0.000000000

1000.000000000

6742235.300000000

0.00

674,223.53

6742235.300000000

N/A

0.000000000

073879DM7

100.00

0.00

100.00

674,223.53

0.000000000

0.00

0.000000000

N/A

0.000000000

073879DP0

R-1

0.00

0.000000000

0.00

0.000000000

N/A

0.000000000

073879DQ8

R-2

0.00

Page 2 of 61

Notes: (1) N denotes notional balance not included in total (2) Accrued Interest Plus/Minus Interest Adjustment Minus Deferred Interest equals Interest Payment (3) Estimated. * Denotes Controlling Class

Class

CUSIP

Original

Opening

Principal

Negative

Closing

Interest

Pass-Through

Per $ 1000

Next Rate(3)

WAC:
WAMM:
Current Index:
Next Index:

Payment Date:
Prior Payment:
Next Payment:
Record Date:

7.176516%

2.180000%
2.417500%

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Bear Stearns Asset Backed Securities Trust

Asset-Backed Certificates

Series 2004-HE6

Face Value (1)

Balance

Payment

Adj. or Loss

Amortization

Balance

Payment (2)

Adjustment

Rate

348

REMIC II

Statement Date:

ABN AMRO Acct: 721934.1

Total P&I Payment

0.00

674,223.53

921,103,857.19

846,131,440.82

33,990,595.57

Total

817,521,333.58

28,610,107.24

0.00

5,380,488.33

Page 3 of 61

Class

CUSIP

Original

Opening

Principal

Negative

Closing

Interest

Pass-Through

Per $ 1000

Next Rate(3)

WAC:
WAMM:
Current Index:
Next Index:

Payment Date:
Prior Payment:
Next Payment:
Record Date:

7.176516%

2.180000%
2.417500%

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Bear Stearns Asset Backed Securities Trust

Asset-Backed Certificates

Series 2004-HE6

Face Value (1)

Balance

Payment

Adj. or Loss

Amortization

Balance

Payment (2)

Adjustment

Rate

348

REMIC III

Statement Date:

ABN AMRO Acct: 721934.1

1000.000000000

0.000000000

1000.000000000

128.103143826

0.00

2,773,030.46

128.103143826

N/A

0.000000000

073879DN5

21,646,857.19

0.00

21,646,857.19

2,773,030.46

0.000000000

0.00

0.000000000

N/A

0.000000000

9ABSR705

R-3

0.00

Total P&I Payment

0.00

2,773,030.46

21,646,857.19

2,773,030.46

Total

21,646,857.19

0.00

2,773,030.46

Page 4 of 61

Class

CUSIP

Original

Opening

Principal

Negative

Closing

Interest

Pass-Through

Per $ 1

Next Rate(3)

WAC:
WAMM:
Current Index:
Next Index:

Payment Date:
Prior Payment:
Next Payment:
Record Date:

7.176516%

2.180000%
2.417500%

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Bear Stearns Asset Backed Securities Trust

Asset-Backed Certificates

Series 2004-HE6

Face Value (1)

Balance

Payment

Adj. or Loss

Amortization

Balance

Payment (2)

Adjustment

Rate

348

REMIC IV

Statement Date:

ABN AMRO Acct: 721934.1

1.000000000

0.000000000

1.000000000

6742.235300000

0.00

674,223.53

6742.235300000

N/A

0.000000000

073879DM7

100.00

0.00

100.00

674,223.53

0.000000000

0.00

0.000000000

N/A

0.000000000

073879DR6

R-X

0.00

Total P&I Payment

0.00

674,223.53

100.00

674,223.53

Total

100.00

0.00

674,223.53

Page 5 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Statement Date:

Cash Reconciliation Summary

Interest Summary

Total Trustee Fees

Available Interest

5,380,488.32

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:

Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

651,217.33

33,940.26

27,924,949.65

0.00
0.00
0.00

33,992,005.78

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution
Unscheduled Principal Distribution
Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

846,131,440.82

651,217.33

27,958,889.91

0.00
0.00
0.00

817,521,333.58

5,282

153

0
0

5,129

331,887.07

Extra Principal

Trigger Event

0.00

28,610,107.24

Over Collateralization Amt

21,646,857.19

Less Extra Principal

Remittance Interest

0.00

5,380,488.32

0.00

27,958,889.91

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(1,410.22

5,381,898.54

Total Fees

333,297.29

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest
Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

1.63

0.00

1,410.22

LPMI Fees

0.00

0.00
0.00
0.00

0.00

Page 6 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Statement Date:

Cash Reconciliation Summary Fixed First Lien Group 1

Interest Summary

Total Trustee Fees

Available Interest

473,357.20

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:

Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

89,219.29

4,446.38

1,385,640.68

0.00
0.00
0.00

1,952,812.98

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution
Unscheduled Principal Distribution
Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

89,656,901.94

89,219.29

1,390,087.06

0.00
0.00
0.00

88,177,595.59

448

0
0

442

36,746.66

Extra Principal

Trigger Event

0.00

1,479,306.35

Over Collateralization Amt

21,646,857.19

Remittance Interest

473,357.20

0.00

1,390,087.06

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(149.43

473,506.63

Total Fees

36,896.08

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest
Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

1.63

0.00

149.43

LPMI Fees

0.00

0.00
0.00
0.00

0.00

Page 7 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Statement Date:

Cash Reconciliation Summary Fixed Second Lien Group 1

Interest Summary

Total Trustee Fees

Available Interest

253,787.48

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:

Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

18,192.40

590.35

620,858.90

0.00
0.00
0.00

893,479.79

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution
Unscheduled Principal Distribution
Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

30,392,624.35

18,192.40

621,449.25

0.00
0.00
0.00

29,752,982.70

469

0
0

460

12,130.53

Extra Principal

Trigger Event

0.00

639,641.65

Over Collateralization Amt

21,646,857.19

Remittance Interest

253,787.48

0.00

621,449.25

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(50.65

253,838.14

Total Fees

12,181.18

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest
Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

1.63

0.00

50.65

LPMI Fees

0.00

0.00
0.00
0.00

0.00

Page 8 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Statement Date:

Cash Reconciliation Summary 228 ARM First Lien Group 1

Interest Summary

Total Trustee Fees

Available Interest

1,215,006.09

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:

Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

151,931.72

4,826.63

6,345,175.47

0.00
0.00
0.00

7,717,320.97

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution
Unscheduled Principal Distribution
Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

228,636,278.60

151,931.72

6,350,002.10

0.00
0.00
0.00

222,134,344.78

954

0
0

936

90,844.25

Extra Principal

Trigger Event

0.00

6,501,933.82

Over Collateralization Amt

21,646,857.19

Remittance Interest

1,215,006.09

0.00

6,350,002.10

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(381.06

1,215,387.15

Total Fees

91,225.31

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest
Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

1.63

0.00

381.06

LPMI Fees

0.00

0.00
0.00
0.00

0.00

Page 9 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Statement Date:

Cash Reconciliation Summary 327 ARM Loans First Lien Group 1

Interest Summary

Total Trustee Fees

Available Interest

42,277.13

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:

Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

5,744.13

542.45

368,348.25

0.00
0.00
0.00

416,926.86

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution
Unscheduled Principal Distribution
Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

8,938,143.86

5,744.13

368,890.70

0.00
0.00
0.00

8,563,509.03

0
0

3,724.23

Extra Principal

Trigger Event

0.00

374,634.83

Over Collateralization Amt

21,646,857.19

Remittance Interest

42,277.13

0.00

368,890.70

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(14.90

42,292.03

Total Fees

3,739.12

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest
Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

1.63

0.00

14.90

LPMI Fees

0.00

0.00
0.00
0.00

0.00

Page 10 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Statement Date:

Cash Reconciliation Summary Fixed First Lien Group 2

Interest Summary

Total Trustee Fees

Available Interest

325,723.78

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:

Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

69,051.49

5,763.51

1,189,550.47

0.00
0.00
0.00

1,590,194.83

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution
Unscheduled Principal Distribution
Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

63,346,533.56

69,051.49

1,195,313.98

0.00
0.00
0.00

62,082,168.09

378

0
0

372

25,425.92

Extra Principal

Trigger Event

0.00

1,264,365.47

Over Collateralization Amt

21,646,857.19

Remittance Interest

325,723.78

0.00

1,195,313.98

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(105.58

325,829.36

Total Fees

25,531.50

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest
Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

1.63

0.00

105.58

LPMI Fees

0.00

0.00
0.00
0.00

0.00

Page 11 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Statement Date:

Cash Reconciliation Summary Fixed Second Lien Group 2

Interest Summary

Total Trustee Fees

Available Interest

89,920.15

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:

Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

4,580.50

1,102.74

337,513.86

0.00
0.00
0.00

433,135.01

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution
Unscheduled Principal Distribution
Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

10,655,777.83

4,580.50

338,616.60

0.00
0.00
0.00

10,312,580.73

272

0
0

265

4,039.76

Extra Principal

Trigger Event

0.00

343,197.10

Over Collateralization Amt

21,646,857.19

Remittance Interest

89,920.15

0.00

338,616.60

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(17.76

89,937.91

Total Fees

4,057.52

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest
Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

1.63

0.00

17.76

LPMI Fees

0.00

0.00
0.00
0.00

0.00

Page 12 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Statement Date:

Cash Reconciliation Summary 228 ARM First Lien Group 2

Interest Summary

Total Trustee Fees

Available Interest

881,717.96

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:

Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

121,978.77

5,094.51

8,233,994.32

0.00
0.00
0.00

9,243,054.71

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution
Unscheduled Principal Distribution
Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

161,486,504.73

121,978.77

8,239,088.83

0.00
0.00
0.00

153,125,437.13

947

0
0

903

60,307.79

Extra Principal

Trigger Event

0.00

8,361,067.60

Over Collateralization Amt

21,646,857.19

Remittance Interest

881,717.96

0.00

8,239,088.83

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(269.14

881,987.11

Total Fees

60,576.94

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest
Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

1.63

0.00

269.14

LPMI Fees

0.00

0.00
0.00
0.00

0.00

Page 13 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Statement Date:

Cash Reconciliation Summary 327 ARM Loans First Lien Group 2

Interest Summary

Total Trustee Fees

Available Interest

29,664.56

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:

Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

5,491.65

394.58

170,311.34

0.00
0.00
0.00

205,872.06

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution
Unscheduled Principal Distribution
Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

5,955,289.36

5,491.65

170,705.92

0.00
0.00
0.00

5,779,091.79

0
0

2,481.37

Extra Principal

Trigger Event

0.00

176,197.57

Over Collateralization Amt

21,646,857.19

Remittance Interest

29,664.56

0.00

170,705.92

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(9.93

29,674.49

Total Fees

2,491.30

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest
Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

1.63

0.00

9.93

LPMI Fees

0.00

0.00
0.00
0.00

0.00

Page 14 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Statement Date:

Cash Reconciliation Summary Fixed First Lien Group 3

Interest Summary

Total Trustee Fees

Available Interest

255,305.45

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:

Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

46,301.22

1,464.13

1,489,064.23

0.00
0.00
0.00

1,792,213.62

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution
Unscheduled Principal Distribution
Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

47,155,391.75

46,301.22

1,490,528.36

0.00
0.00
0.00

45,618,562.17

300

0
0

292

18,455.58

Extra Principal

Trigger Event

0.00

1,536,829.58

Over Collateralization Amt

21,646,857.19

Remittance Interest

255,305.45

0.00

1,490,528.36

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(78.59

255,384.04

Total Fees

18,534.18

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest
Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

1.63

0.00

78.59

LPMI Fees

0.00

0.00
0.00
0.00

0.00

Page 15 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Statement Date:

Cash Reconciliation Summary Fixed Second Lien Group 3

Interest Summary

Total Trustee Fees

Available Interest

124,023.49

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:

Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

11,899.33

2,974.23

749,787.78

0.00
0.00
0.00

888,709.06

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution
Unscheduled Principal Distribution
Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

14,534,651.20

11,899.33

752,762.01

0.00
0.00
0.00

13,769,989.86

410

0
0

391

5,374.88

Extra Principal

Trigger Event

0.00

764,661.34

Over Collateralization Amt

21,646,857.19

Remittance Interest

124,023.49

0.00

752,762.01

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(24.22

124,047.72

Total Fees

5,399.11

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest
Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

1.63

0.00

24.22

LPMI Fees

0.00

0.00
0.00
0.00

0.00

Page 16 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Statement Date:

Cash Reconciliation Summary 228 ARM First Lien Group 3

Interest Summary

Total Trustee Fees

Available Interest

962,641.27

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:

Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

118,941.79

6,609.49

6,726,518.06

0.00
0.00
0.00

7,815,002.34

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution
Unscheduled Principal Distribution
Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

175,036,981.09

118,941.79

6,733,127.55

0.00
0.00
0.00

168,184,911.75

979

0
0

946

68,109.12

Extra Principal

Trigger Event

0.00

6,852,069.34

Over Collateralization Amt

21,646,857.19

Remittance Interest

962,641.27

0.00

6,733,127.55

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(291.73

962,933.00

Total Fees

68,400.84

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest
Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

1.63

0.00

291.73

LPMI Fees

0.00

0.00
0.00
0.00

0.00

Page 17 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Statement Date:

Cash Reconciliation Summary 327 ARM Loans First Lien Group 3

Interest Summary

Total Trustee Fees

Available Interest

52,840.23

Fee Summary

Total Servicing Fees

Principal Summary

Scheduled Principal Distribution

Unscheduled:

Curtailments
Prepayments in Full
Liquidation Proceeds
Repurchase Proceeds
Other Principal Proceeds

Unscheduled Principal Distribution

Remittance Principal

Servicer Wire Amount

7,885.04

131.26

308,186.29

0.00
0.00
0.00

369,060.04

Pool Balance Summary

Beginning Pool
Scheduled Principal Distribution
Unscheduled Principal Distribution
Deferred Interest
Liquidations
Repurchases
Ending Pool

Balance/Amount

Count

10,336,362.55

7,885.04

308,317.55

0.00
0.00
0.00

10,020,159.96

0
0

4,246.98

Extra Principal

Trigger Event

0.00

316,202.59

Over Collateralization Amt

21,646,857.19

Remittance Interest

52,840.23

0.00

308,317.55

Less Mod Losses

Interest Due Trust

Total Trustee Fees

)

(17.23

52,857.45

Total Fees

4,264.21

Insurance Premium

Reimbursement Amt

Class II-A Policy - Interest
Class II-A Policy - Principal
Other

Total Reimbursement Amt

Rolling 3-Month Delinquency

1.63

0.00

17.23

LPMI Fees

0.00

0.00
0.00
0.00

0.00

Page 18 of 61

Bear Stearns Asset Backed Securities Trust

Class

Accrued

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Bond Interest Reconciliation

Prior

Other

Additions

Interest

Losses

Current

Cumulative

Accrual

Risk Carry-

Fwd Amt

Interest

Payment

Amount

Interest

Certificate

Interest

Losses

Shortfall

Int. Carry-

Proceeds

Risk Carry-

Certificate

Agreement

Amt Deposited

From YM

Method Days

Basis

Remaining

Statement Date:

Distributable

Prior

Applied Realized

Remaining
Int. Carry-

forward Amt

Principal

Principal
Principal

Extra

Prepayments

Shortfalls

Net
Cap

Rate
Y/N

0.00

I-A-1

478,409.89

0.00

478,409.89

Act/360

0.00

8,730,429.11

0.00

I-A-2

104,570.70

0.00

104,570.70

Act/360

0.00

II-A

395,387.48

0.00

395,387.48

Act/360

0.00

9,943,725.33

0.00

III-A

409,915.99

0.00

409,915.99

Act/360

0.00

9,284,735.47

0.00

M-1

140,688.55

0.00

140,688.55

Act/360

0.00

M-2

138,748.84

0.00

138,748.84

Act/360

0.00

M-3

43,784.54

0.00

43,784.54

Act/360

0.00

M-4

43,922.71

0.00

43,922.71

Act/360

0.00

M-5

43,013.15

0.00

43,013.15

Act/360

0.00

M-6

49,017.87

0.00

49,017.87

Act/360

0.00

M-7A

42,887.31

0.00

42,887.31

Act/360

0.00

M-7B

42,887.31

0.00

42,887.31

Act/360

0.00

2,773,030.46

1,303.71

2,774,334.17

2,773,030.46

30/360

0.00

1,303.71

0.00

674,223.53

30/360

0.00

1,303.71

4,706,264.80

5,381,792.04

5,380,488.33

0.00

27,958,889.91

0.00

1,303.71

0.00

(2) Principal Prepayments include the Extra Principal Amount

Page 19 of 61

(1) Other Interest Proceeds are additional interest amounts specifically allocated to the bond(s) and used in determining the bonds Distributable Interest.

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Interest Adjustments Summary

Statement Date

0.00

Special Servicing Fees

Workout Fees

Liquidation Fees

Legal Fees

0.00

Misc. Fees & Expenses Paid by/to Servicer

Interest Paid to Servicer on Outstanding Advances

0.00

ASER Interest Advance Reduction

Interest Not Advanced (Current Period)

Recoup of Prior Advances by Servicer

0.00

Servicing Fees Paid Servicer on Loans Not Advanced

Misc. Fees & Expenses Paid by Trust

0.00

Shortfall Due to Rate Modification

Total Shortfall Allocated to the Bonds

Total Interest Adjustment to the Bonds

0.00

Shortfall Allocated to the Bonds:

Excess Allocated to the Bonds:

Other Interest Proceeds Due the Bonds

Yield Maintenance Penalties Due the Bonds

Prepayment Penalties Due the Bonds

Recovered ASER Interest Due the Bonds

Recovered Interest Due the Bonds

Less Total Shortfall Allocated to the Bonds

Total Excess Allocated to the Bonds

674,223.53

674,223.53

Total Excess Allocated to the Bonds

674,223.53

0.00

Aggregate Interest Adjustment Allocated to the Bonds

0.00

674,223.53

0.00

Prepayment Interest Excess Due the Bonds

0.00

ARD Excess Interest

0.00

Net Prepayment Int. Shortfalls Allocated to the Bonds

Other Interest Loss

Page 20 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Rating Information

Class

CUSIP

Fitch

Moody's

S&P

Fitch

Moody's

S&P

Original Ratings

Rating Change/Change Date(1)

Statement Date:

R-1

073879DP0

073879DN5

R-3

9ABSR705

073879DM7

R-X

073879DR6

I-A-1

073879CQ9

AAA

Aaa

AAA

I-A-2

073879CR7

AAA

Aaa

AAA

II-A

073879CS5

AAA

Aaa

AAA

III-A

073879CT3

AAA

Aaa

AAA

M-1

073879CU0

Aa2

AA+

M-2

073879CV8

AA-

M-3

073879CW6

A-

M-4

073879CX4

BBB+

Baa1

A-

M-5

073879CY2

BBB

Baa2

BBB+

M-6

073879CZ9

BBB-

Baa3

BBB

M-7A

073879DA3

Ba2

BBB-

M-7B

073879DZ8

Ba2

BBB-

073879DN5

R-2

073879DQ8

Page 21 of 61

NR - Designates that the class was not rated by the rating agency.

(1) Changed ratings provided on this report are based on information provided by the applicable rating agency via electronic transmission. It shall be
understood that this transmission will generally have been provided to LaSalle within 30 days of the payment date listed on this statement. Because ratings may have changed during the 30
day window, or may not be being provided by the rating agency in an electronic format and therefore not being updated on
this report, LaSalle recommends that investors obtain current rating information directly from the rating agency.

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

# Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

# Balance

Delinquency Aging Categories

3.04%

2.88%

0.99%

0.94%

0.51%

2,880,464

0.35%

0.86%

1.00%

0.00%

27-Dec-04

156

23,514,132

7,651,309

8,136,308

4,852

775,339,120

94.60%

94.84%

2.27%

1.04%

0.87%

0.25%

1,975,274

0.23%

0.40%

0.00%

26-Nov-04

120

19,187,302

7,372,590

3,387,278

5,073

814,208,997

96.04%

96.23%

1.93%

1.83%

0.83%

0.78%

0.02%

69,473

0.01%

0.02%

0.01%

0.00%

25-Oct-04

105

16,035,996

6,800,373

89,901

5,279

851,561,319

97.20%

97.37%

1.44%

1.32%

0.05%

0.03%

0.00%

27-Sep-04

11,893,474

264,262

5,473

888,747,910

98.51%

98.65%

0.11%

0.06%

0.00%

25-Aug-04

505,250

5,621

914,568,148

99.89%

99.94%

Page 22 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

# Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

# Balance

Delinquency Aging Categories

Fixed First Lien Group 1

2.71%

2.08%

0.45%

0.11%

0.23%

448,550

0.51%

0.45%

0.25%

0.00%

27-Dec-04

1,836,873

94,862

218,784

425

85,578,526

96.15%

97.05%

2.46%

2.33%

0.89%

0.66%

0.22%

169,026

0.19%

0.00%

26-Nov-04

2,089,323

593,787

432

86,804,765

96.43%

96.82%

1.97%

1.60%

0.22%

0.04%

0.00%

25-Oct-04

1,466,316

39,855

446

90,347,828

97.81%

98.36%

0.43%

0.63%

0.00%

27-Sep-04

585,861

460

92,380,166

99.57%

99.37%

0.00%

25-Aug-04

468

94,741,824

100.00%

Page 23 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

# Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

# Balance

Delinquency Aging Categories

Fixed Second Lien Group 1

2.83%

2.48%

1.74%

2.52%

1.52%

653,697

2.20%

0.43%

0.50%

0.00%

27-Dec-04

738,122

748,872

149,468

430

27,462,823

93.48%

92.30%

1.92%

2.72%

0.85%

1.16%

1.07%

377,439

1.24%

0.21%

0.33%

0.00%

26-Nov-04

828,105

352,133

99,804

450

28,735,145

95.95%

94.55%

1.24%

1.93%

1.45%

1.89%

0.00%

25-Oct-04

608,786

598,733

471

30,409,554

97.31%

96.18%

1.42%

1.51%

0.00%

27-Sep-04

490,598

485

31,968,802

98.58%

98.49%

0.20%

0.37%

0.00%

25-Aug-04

121,135

496

32,843,720

99.80%

99.63%

Page 24 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

# Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

# Balance

Delinquency Aging Categories

228 ARM First Lien Group 1

3.85%

3.74%

1.60%

1.58%

0.96%

1,337,821

0.60%

0.96%

1.34%

0.00%

27-Dec-04

8,307,714

3,517,476

2,970,576

867

206,000,757

92.63%

92.74%

3.77%

3.25%

1.36%

1.07%

0.31%

486,851

0.21%

0.42%

0.62%

0.00%

26-Nov-04

7,435,810

2,455,958

1,413,476

898

216,844,183

94.13%

94.84%

3.16%

2.94%

1.02%

1.06%

0.00%

25-Oct-04

6,948,003

2,503,156

939

226,740,440

95.82%

96.00%

1.89%

1.63%

0.00%

27-Sep-04

3,997,617

987

240,699,561

98.11%

98.37%

0.10%

0.03%

0.00%

25-Aug-04

80,750

1,015

247,357,046

99.90%

99.97%

Page 25 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

# Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

# Balance

Delinquency Aging Categories

327 ARM Loans First Lien Group 1

0.00%

2.78%

0.46%

2.78%

52,315

0.61%

2.78%

7.63%

0.00%

27-Dec-04

39,773

652,973

7,818,448

91.67%

91.30%

2.70%

0.45%

2.70%

0.59%

2.70%

653,558

7.31%

0.00%

26-Nov-04

39,792

52,342

8,192,452

91.89%

91.66%

7.89%

1.44%

2.63%

6.99%

0.00%

25-Oct-04

134,537

654,140

8,568,875

89.47%

91.57%

2.63%

6.99%

0.00%

27-Sep-04

654,718

8,710,376

97.37%

93.01%

0.00%

25-Aug-04

9,371,707

100.00%

Page 26 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

# Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

# Balance

Delinquency Aging Categories

Fixed First Lien Group 2

1.88%

1.40%

0.27%

0.06%

0.00%

0.27%

0.26%

0.00%

27-Dec-04

868,700

37,626

159,205

363

61,016,637

97.58%

98.28%

0.26%

0.21%

0.53%

0.35%

0.00%

26-Nov-04

133,100

219,059

375

62,994,375

99.21%

99.44%

0.26%

0.25%

0.26%

0.32%

0.00%

25-Oct-04

159,408

207,158

380

63,588,364

99.48%

99.43%

0.51%

0.37%

0.00%

27-Sep-04

245,046

388

65,578,677

99.49%

99.63%

0.00%

25-Aug-04

393

66,565,141

100.00%

Page 27 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

# Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

# Balance

Delinquency Aging Categories

Fixed Second Lien Group 2

2.64%

3.28%

0.00%

1.51%

192,846

1.87%

0.00%

27-Dec-04

338,263

254

9,781,471

95.85%

94.85%

1.10%

1.58%

1.47%

1.81%

0.37%

69,447

0.65%

0.00%

26-Nov-04

168,059

192,941

264

10,225,330

97.06%

95.96%

2.14%

3.07%

0.36%

0.23%

0.36%

69,473

0.63%

0.00%

25-Oct-04

339,700

25,913

273

10,623,318

97.15%

96.07%

1.76%

1.92%

0.35%

0.62%

0.00%

27-Sep-04

214,102

69,499

278

10,895,653

97.89%

97.46%

0.34%

0.60%

0.00%

25-Aug-04

69,525

291

11,452,623

99.66%

99.40%

Page 28 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

# Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

# Balance

Delinquency Aging Categories

228 ARM First Lien Group 2

2.88%

2.64%

0.78%

0.75%

0.11%

92,697

0.06%

1.77%

1.60%

0.00%

27-Dec-04

4,048,074

1,144,901

2,445,520

853

145,394,245

94.46%

94.95%

2.01%

1.06%

0.95%

0.11%

163,308

0.10%

1.06%

0.80%

0.00%

26-Nov-04

3,252,015

1,528,038

1,286,810

907

155,256,333

95.78%

96.14%

1.74%

1.60%

1.43%

1.13%

0.00%

0.10%

0.05%

0.00%

25-Oct-04

2,695,205

1,895,263

89,901

946

163,414,020

96.73%

97.22%

2.16%

1.85%

0.20%

0.11%

0.00%

27-Sep-04

3,265,315

194,763

995

172,650,706

97.64%

98.04%

0.19%

0.11%

0.00%

25-Aug-04

194,885

1,036

180,052,895

99.81%

99.89%

Page 29 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

# Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

# Balance

Delinquency Aging Categories

327 ARM Loans First Lien Group 2

6.67%

3.23%

0.00%

27-Dec-04

186,878

5,592,214

93.33%

96.77%

0.00%

26-Nov-04

5,955,289

100.00%

3.23%

1.40%

0.00%

25-Oct-04

83,522

5,877,558

96.77%

98.60%

0.00%

27-Sep-04

5,966,753

100.00%

0.00%

25-Aug-04

6,281,802

100.00%

Page 30 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

# Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

# Balance

Delinquency Aging Categories

Fixed First Lien Group 3

1.37%

1.64%

0.34%

0.13%

0.00%

0.34%

0.26%

0.00%

27-Dec-04

746,687

58,763

120,857

286

44,692,255

97.95%

97.97%

0.67%

0.40%

0.00%

0.33%

0.26%

0.00%

26-Nov-04

190,835

120,950

297

46,843,606

99.00%

99.34%

0.65%

0.26%

0.32%

0.25%

0.00%

25-Oct-04

126,587

121,043

305

48,102,160

99.03%

99.49%

0.64%

0.58%

0.00%

27-Sep-04

285,007

311

49,173,867

99.36%

99.42%

0.00%

25-Aug-04

316

49,972,930

100.00%

Page 31 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

# Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

# Balance

Delinquency Aging Categories

Fixed Second Lien Group 3

1.79%

1.46%

0.51%

0.29%

0.77%

102,539

0.74%

0.26%

0.18%

0.00%

27-Dec-04

201,543

40,428

24,913

378

13,400,568

96.68%

97.32%

1.22%

0.94%

0.24%

55,644

0.38%

0.00%

26-Nov-04

177,940

136,327

399

14,164,740

97.32%

97.45%

1.42%

1.26%

0.47%

0.42%

0.00%

25-Oct-04

189,938

63,801

415

14,803,194

98.11%

98.31%

0.93%

0.89%

0.00%

27-Sep-04

136,771

426

15,252,104

99.07%

99.11%

0.23%

0.25%

0.00%

25-Aug-04

38,956

429

15,364,874

99.77%

99.75%

Page 32 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

# Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

# Balance

Delinquency Aging Categories

228 ARM First Lien Group 3

4.33%

3.53%

1.48%

1.17%

0.00%

1.16%

0.83%

0.00%

27-Dec-04

5,935,056

1,968,608

1,394,012

880

158,887,235

93.02%

94.47%

3.37%

2.78%

1.23%

1.05%

0.00%

0.51%

0.27%

0.00%

26-Nov-04

4,872,323

1,842,005

466,237

929

167,856,416

94.89%

95.90%

2.27%

1.80%

0.69%

0.38%

0.00%

25-Oct-04

3,283,994

691,309

983

178,741,540

97.04%

97.82%

1.55%

1.08%

0.00%

27-Sep-04

2,018,440

1,017

184,829,958

98.45%

98.92%

0.00%

25-Aug-04

1,047

189,530,541

100.00%

Page 33 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I

Distribution

Date

REO

# Balance

Statement Date:

Foreclosure

Delinq 3+ Months

Delinq 2 Months

Delinq 1 Month

Current

# Balance

Delinquency Aging Categories

327 ARM Loans First Lien Group 3

1.79%

3.06%

0.00%

27-Dec-04

306,221

9,713,939

98.21%

96.94%

0.00%

26-Nov-04

10,336,363

100.00%

0.00%

25-Oct-04

10,344,468

100.00%

0.00%

27-Sep-04

10,641,286

100.00%

0.00%

25-Aug-04

11,033,044

100.00%

Page 34 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days 90 + Days
# Balance # Balance # Balance # Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-04

253,252

368,352

97,290

7,883,056

0.00%

0.02%

0.03%

0.84%

0.96%

0.06%

0.05% 0.02%

0.01% 0.00%

0.00%

0.25%

0.13%

1,094,891

0.00%

26-Nov-04

3,387,278

0.00%

0.40%

0.00%

0.00% 0.00%

0.00%

0.15%

0.08%

658,769

0.00%

25-Oct-04

89,901

0.00%

0.02%

0.01%

0.00%

0.00% 0.00%

0.00%

0.11%

0.06%

527,370

0.00%

27-Sep-04

0.00%

0.00% 0.00%

0.00%

0.07%

0.04%

395,264

0.00%

25-Aug-04

0.00%

0.00% 0.00%

0.00%

Page 35 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days 90 + Days
# Balance # Balance # Balance # Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Fixed First Lien Group 1

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-04

218,784

0.00%

0.45%

0.25%

0.00%

0.00% 0.00%

0.00%

26-Nov-04

0.00%

0.00% 0.00%

0.00%

25-Oct-04

0.00%

0.00% 0.00%

0.00%

27-Sep-04

0.00%

0.00% 0.00%

0.00%

25-Aug-04

0.00%

0.00% 0.00%

0.00%

Page 36 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days 90 + Days
# Balance # Balance # Balance # Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Fixed Second Lien Group 1

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-04

149,468

0.00%

0.43%

0.50%

0.00%

0.00% 0.00%

0.00%

0.22%

0.07%

20,923

0.00%

26-Nov-04

99,804

0.00%

0.21%

0.33%

0.00%

0.00% 0.00%

0.00%

25-Oct-04

0.00%

0.00% 0.00%

0.00%

27-Sep-04

0.00%

0.00% 0.00%

0.00%

25-Aug-04

0.00%

0.00% 0.00%

0.00%

Page 37 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days 90 + Days
# Balance # Balance # Balance # Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - 228 ARM First Lien Group 1

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-04

116,967

2,970,576

0.00%

0.96%

1.34%

0.11%

0.05% 0.00%

0.00% 0.00%

0.00%

0.32%

0.08%

183,415

0.00%

26-Nov-04

1,413,476

0.00%

0.42%

0.62%

0.00%

0.00% 0.00%

0.00%

0.21%

0.04%

100,028

0.00%

25-Oct-04

0.00%

0.00% 0.00%

0.00%

0.10%

0.02%

40,863

0.00%

27-Sep-04

0.00%

0.00% 0.00%

0.00%

25-Aug-04

0.00%

0.00% 0.00%

0.00%

Page 38 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days 90 + Days
# Balance # Balance # Balance # Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - 327 ARM Loans First Lien Group 1

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-04

652,973

0.00%

2.78%

7.63%

0.00%

0.00% 0.00%

0.00%

26-Nov-04

0.00%

0.00% 0.00%

0.00%

25-Oct-04

0.00%

0.00% 0.00%

0.00%

27-Sep-04

0.00%

0.00% 0.00%

0.00%

25-Aug-04

0.00%

0.00% 0.00%

0.00%

Page 39 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days 90 + Days
# Balance # Balance # Balance # Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Fixed First Lien Group 2

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-04

159,205

0.00%

0.27%

0.26%

0.00%

0.00% 0.00%

0.00%

26-Nov-04

0.00%

0.00% 0.00%

0.00%

25-Oct-04

0.00%

0.00% 0.00%

0.00%

27-Sep-04

0.00%

0.00% 0.00%

0.00%

25-Aug-04

0.00%

0.00% 0.00%

0.00%

Page 40 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days 90 + Days
# Balance # Balance # Balance # Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Fixed Second Lien Group 2

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-04

0.00%

0.00% 0.00%

0.00%

0.75%

0.82%

84,729

0.00%

26-Nov-04

0.00%

0.00% 0.00%

0.00%

0.74%

0.80%

84,761

0.00%

25-Oct-04

0.00%

0.00% 0.00%

0.00%

0.71%

0.77%

84,794

0.00%

27-Sep-04

0.00%

0.00% 0.00%

0.00%

0.70%

0.76%

84,825

0.00%

25-Aug-04

0.00%

0.00% 0.00%

0.00%

Page 41 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days 90 + Days
# Balance # Balance # Balance # Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - 228 ARM First Lien Group 2

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-04

253,252

86,044

97,290

2,192,268

0.00%

0.11%

0.17%

1.66%

1.43%

0.11%

0.06% 0.11%

0.06% 0.00%

0.00%

0.33%

0.27%

414,570

0.00%

26-Nov-04

1,286,810

0.00%

1.06%

0.80%

0.00%

0.00% 0.00%

0.00%

0.32%

0.26%

414,861

0.00%

25-Oct-04

89,901

0.00%

0.10%

0.05%

0.00%

0.00% 0.00%

0.00%

0.20%

342,569

0.00%

27-Sep-04

0.00%

0.00% 0.00%

0.00%

0.10%

0.14%

251,267

0.00%

25-Aug-04

0.00%

0.00% 0.00%

0.00%

Page 42 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days 90 + Days
# Balance # Balance # Balance # Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - 327 ARM Loans First Lien Group 2

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-04

0.00%

0.00% 0.00%

0.00%

26-Nov-04

0.00%

0.00% 0.00%

0.00%

25-Oct-04

0.00%

0.00% 0.00%

0.00%

27-Sep-04

0.00%

0.00% 0.00%

0.00%

25-Aug-04

0.00%

0.00% 0.00%

0.00%

Page 43 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days 90 + Days
# Balance # Balance # Balance # Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Fixed First Lien Group 3

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-04

165,342

120,857

0.00%

0.34%

0.26%

0.34%

0.36% 0.00%

0.00% 0.00%

0.00%

26-Nov-04

120,950

0.00%

0.33%

0.26%

0.00%

0.00% 0.00%

0.00%

25-Oct-04

0.00%

0.00% 0.00%

0.00%

27-Sep-04

0.00%

0.00% 0.00%

0.00%

25-Aug-04

0.00%

0.00% 0.00%

0.00%

Page 44 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days 90 + Days
# Balance # Balance # Balance # Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - Fixed Second Lien Group 3

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-04

24,913

0.00%

0.26%

0.18%

0.00%

0.00% 0.00%

0.00%

26-Nov-04

0.00%

0.00% 0.00%

0.00%

25-Oct-04

0.00%

0.00% 0.00%

0.00%

27-Sep-04

0.00%

0.00% 0.00%

0.00%

25-Aug-04

0.00%

0.00% 0.00%

0.00%

Page 45 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days 90 + Days
# Balance # Balance # Balance # Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - 228 ARM First Lien Group 3

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-04

1,394,012

0.00%

1.16%

0.83%

0.00%

0.00% 0.00%

0.00%

0.42%

0.23%

391,255

0.00%

26-Nov-04

466,237

0.00%

0.51%

0.27%

0.00%

0.00% 0.00%

0.00%

0.10%

0.03%

59,118

0.00%

25-Oct-04

0.00%

0.00% 0.00%

0.00%

0.10%

0.03%

59,145

0.00%

27-Sep-04

0.00%

0.00% 0.00%

0.00%

0.10%

0.03%

59,172

0.00%

25-Aug-04

0.00%

0.00% 0.00%

0.00%

Page 46 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Distribution

Date

Statement Date:

Current 31 - 60 Days 61 - 90 Days 90 + Days
# Balance # Balance # Balance # Balance

In Foreclosure and Delinquent

In Bankruptcy and Delinquent

In REO and Delinquent

Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II - 327 ARM Loans First Lien Group 3

Current

31 - 60 Days

61 - 90 Days

90 + Days

Balance

27-Dec-04

0.00%

0.00% 0.00%

0.00%

26-Nov-04

0.00%

0.00% 0.00%

0.00%

25-Oct-04

0.00%

0.00% 0.00%

0.00%

27-Sep-04

0.00%

0.00% 0.00%

0.00%

25-Aug-04

0.00%

0.00% 0.00%

0.00%

Page 47 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary

Distribution

Date

Ending Pool (1)

Payoffs(2)

Realized Losses (2)

Remaining Term

Curr Weighted Avg.

# Balance

# Amount

Life

Coupon Remit

Statement Date:

Ending Arrearage (1)

Balance

Insurance

Substitution

Liquidation

Proceeds

27-Dec-04

5,129

90.78%

817,521,334

88.75%

2.90%

3.30%

0.00%

348

7.18%

6.67%

153

27,924,950

0.00

26-Nov-04

5,282

93.49%

846,131,441

91.86%

2.74%

3.17%

0.00%

349

7.18%

6.68%

149

27,717,773

0.00

25-Oct-04

5,431

96.12%

874,557,063

94.95%

2.25%

2.84%

0.00%

350

7.19%

6.68%

125

25,584,845

0.00

27-Sep-04

5,556

98.34%

900,905,647

97.81%

1.26%

1.47%

0.00%

351

7.19%

6.69%

13,428,038

0.00

25-Aug-04

5,627

99.59%

915,073,398

99.35%

0.41%

0.57%

0.00%

352

7.19%

6.69%

5,294,385

0.00

(1) Percentage based on pool as of cutoff. (2) Percentage based on pool as of beginning of period.

Page 48 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary

Distribution

Date

Ending Pool (1)

Payoffs(2)

Realized Losses (2)

Remaining Term

Curr Weighted Avg.

# Balance

# Amount

Life

Coupon Remit

Statement Date:

Ending Arrearage (1)

Balance

Insurance

Substitution

Liquidation

Proceeds

Fixed First Lien Group 1

27-Dec-04

442

7.82%

88,177,596

9.57%

1.34%

1.55%

0.00%

342

6.84%

6.34%

1,385,641

0.00

26-Nov-04

448

7.93%

89,656,902

9.73%

1.75%

2.29%

0.00%

343

6.84%

6.34%

2,102,136

0.00

25-Oct-04

456

8.07%

91,854,000

9.97%

1.30%

1.07%

0.00%

344

6.85%

6.35%

994,022

0.00

27-Sep-04

462

8.18%

92,966,028

10.09%

1.28%

1.77%

0.00%

346

6.85%

6.34%

1,677,754

0.00

25-Aug-04

468

8.28%

94,741,824

10.29%

0.21%

0.10%

0.00%

347

6.85%

6.34%

92,554

0.00

(1) Percentage based on pool as of cutoff. (2) Percentage based on pool as of beginning of period.

Page 49 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary

Distribution

Date

Ending Pool (1)

Payoffs(2)

Realized Losses (2)

Remaining Term

Curr Weighted Avg.

# Balance

# Amount

Life

Coupon Remit

Statement Date:

Ending Arrearage (1)

Balance

Insurance

Substitution

Liquidation

Proceeds

Fixed Second Lien Group 1

27-Dec-04

460

8.14%

29,752,983

3.23%

1.92%

2.04%

0.00%

323

10.52%

10.02%

620,859

0.00

26-Nov-04

469

8.30%

30,392,624

3.30%

3.10%

3.81%

0.00%

324

10.53%

10.02%

1,205,150

0.00

25-Oct-04

484

8.57%

31,617,073

3.43%

1.63%

2.53%

0.00%

324

10.51%

10.01%

819,734

0.00

27-Sep-04

492

8.71%

32,459,400

3.52%

1.01%

1.47%

0.00%

325

10.51%

10.01%

485,069

0.00

25-Aug-04

497

8.80%

32,964,855

3.58%

0.60%

0.94%

0.00%

326

10.51%

10.01%

314,645

0.00

(1) Percentage based on pool as of cutoff. (2) Percentage based on pool as of beginning of period.

Page 50 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary

Distribution

Date

Ending Pool (1)

Payoffs(2)

Realized Losses (2)

Remaining Term

Curr Weighted Avg.

# Balance

# Amount

Life

Coupon Remit

Statement Date:

Ending Arrearage (1)

Balance

Insurance

Substitution

Liquidation

Proceeds

228 ARM First Lien Group 1

27-Dec-04

936

16.57%

222,134,345

24.12%

1.89%

2.78%

0.00%

352

6.88%

6.38%

6,345,175

0.00

26-Nov-04

954

16.88%

228,636,279

24.82%

2.65%

3.13%

0.00%

353

6.87%

6.37%

7,395,135

0.00

25-Oct-04

980

17.35%

236,191,599

25.64%

2.58%

3.41%

0.00%

354

6.88%

6.38%

8,335,888

0.00

27-Sep-04

1,006

17.81%

244,697,178

26.57%

0.98%

1.04%

0.00%

355

6.88%

6.38%

2,568,755

0.00

25-Aug-04

1,016

17.98%

247,437,796

26.86%

0.78%

1.39%

0.00%

356

6.88%

6.38%

3,485,755

0.00

(1) Percentage based on pool as of cutoff. (2) Percentage based on pool as of beginning of period.

Page 51 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary

Distribution

Date

Ending Pool (1)

Payoffs(2)

Realized Losses (2)

Remaining Term

Curr Weighted Avg.

# Balance

# Amount

Life

Coupon Remit

Statement Date:

Ending Arrearage (1)

Balance

Insurance

Substitution

Liquidation

Proceeds

327 ARM Loans First Lien Group 1

27-Dec-04

0.64%

8,563,509

0.93%

2.70%

4.12%

0.00%

352

6.18%

5.68%

368,348

0.00

26-Nov-04

0.65%

8,938,144

0.97%

2.63%

4.41%

0.00%

353

6.17%

5.67%

412,808

0.00

25-Oct-04

0.67%

9,357,552

1.02%

0.00%

354

6.17%

5.67%

0.00

27-Sep-04

0.67%

9,365,094

1.02%

0.00%

355

6.17%

5.67%

0.00

25-Aug-04

0.67%

9,371,707

1.02%

0.00%

356

6.17%

5.67%

0.00

(1) Percentage based on pool as of cutoff. (2) Percentage based on pool as of beginning of period.

Page 52 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary

Distribution

Date

Ending Pool (1)

Payoffs(2)

Realized Losses (2)

Remaining Term

Curr Weighted Avg.

# Balance

# Amount

Life

Coupon Remit

Statement Date:

Ending Arrearage (1)

Balance

Insurance

Substitution

Liquidation

Proceeds

Fixed First Lien Group 2

27-Dec-04

372

6.58%

62,082,168

6.74%

1.59%

1.88%

0.00%

338

6.67%

6.17%

1,189,550

0.00

26-Nov-04

378

6.69%

63,346,534

6.88%

1.05%

0.83%

0.00%

340

6.68%

6.18%

531,647

0.00

25-Oct-04

382

6.76%

63,954,930

6.94%

2.05%

2.73%

0.00%

341

6.68%

6.17%

1,793,910

0.00

27-Sep-04

390

6.90%

65,823,723

7.15%

0.76%

1.00%

0.00%

342

6.68%

6.18%

665,063

0.00

25-Aug-04

393

6.96%

66,565,141

7.23%

0.00%

343

6.68%

6.18%

0.00

(1) Percentage based on pool as of cutoff. (2) Percentage based on pool as of beginning of period.

Page 53 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary

Distribution

Date

Ending Pool (1)

Payoffs(2)

Realized Losses (2)

Remaining Term

Curr Weighted Avg.

# Balance

# Amount

Life

Coupon Remit

Statement Date:

Ending Arrearage (1)

Balance

Insurance

Substitution

Liquidation

Proceeds

Fixed Second Lien Group 2

27-Dec-04

265

4.69%

10,312,581

1.12%

2.57%

3.17%

0.00%

349

10.63%

10.13%

337,514

0.00

26-Nov-04

272

4.81%

10,655,778

1.16%

3.20%

3.58%

0.00%

350

10.64%

10.14%

396,327

0.00

25-Oct-04

281

4.97%

11,058,405

1.20%

1.06%

1.02%

0.00%

351

10.63%

10.13%

114,286

0.00

27-Sep-04

284

5.03%

11,179,253

1.21%

2.74%

2.92%

0.00%

352

10.65%

10.15%

336,348

0.00

25-Aug-04

292

5.17%

11,522,147

1.25%

0.00%

354

10.65%

10.15%

0.00

(1) Percentage based on pool as of cutoff. (2) Percentage based on pool as of beginning of period.

Page 54 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary

Distribution

Date

Ending Pool (1)

Payoffs(2)

Realized Losses (2)

Remaining Term

Curr Weighted Avg.

# Balance

# Amount

Life

Coupon Remit

Statement Date:

Ending Arrearage (1)

Balance

Insurance

Substitution

Liquidation

Proceeds

228 ARM First Lien Group 2

27-Dec-04

903

15.98%

153,125,437

16.62%

4.65%

5.10%

0.00%

353

7.05%

6.55%

8,233,994

0.00

26-Nov-04

947

16.76%

161,486,505

17.53%

3.17%

3.85%

0.00%

354

7.07%

6.56%

6,474,942

0.00

25-Oct-04

978

17.31%

168,094,389

18.25%

4.02%

4.48%

0.00%

355

7.08%

6.58%

7,882,110

0.00

27-Sep-04

1,019

18.04%

176,110,784

19.12%

1.83%

2.21%

0.00%

356

7.09%

6.58%

3,989,555

0.00

25-Aug-04

1,038

18.37%

180,247,780

19.57%

0.38%

0.32%

0.00%

357

7.09%

6.58%

585,900

0.00

(1) Percentage based on pool as of cutoff. (2) Percentage based on pool as of beginning of period.

Page 55 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary

Distribution

Date

Ending Pool (1)

Payoffs(2)

Realized Losses (2)

Remaining Term

Curr Weighted Avg.

# Balance

# Amount

Life

Coupon Remit

Statement Date:

Ending Arrearage (1)

Balance

Insurance

Substitution

Liquidation

Proceeds

327 ARM Loans First Lien Group 2

27-Dec-04

0.53%

5,779,092

0.63%

3.23%

2.86%

0.00%

353

6.48%

5.98%

170,311

0.00

26-Nov-04

0.55%

5,955,289

0.65%

0.00%

354

6.48%

5.98%

0.00

25-Oct-04

0.55%

5,961,079

0.65%

0.00%

355

6.48%

5.98%

0.00

27-Sep-04

0.55%

5,966,753

0.65%

3.13%

4.92%

0.00%

356

6.50%

6.00%

309,181

0.00

25-Aug-04

0.57%

6,281,802

0.68%

0.00%

357

6.50%

6.00%

0.00

(1) Percentage based on pool as of cutoff. (2) Percentage based on pool as of beginning of period.

Page 56 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary

Distribution

Date

Ending Pool (1)

Payoffs(2)

Realized Losses (2)

Remaining Term

Curr Weighted Avg.

# Balance

# Amount

Life

Coupon Remit

Statement Date:

Ending Arrearage (1)

Balance

Insurance

Substitution

Liquidation

Proceeds

Fixed First Lien Group 3

27-Dec-04

292

5.17%

45,618,562

4.95%

2.67%

3.16%

0.00%

341

7.00%

6.50%

1,489,064

0.00

26-Nov-04

300

5.31%

47,155,392

5.12%

2.60%

2.36%

0.00%

342

7.01%

6.51%

1,139,245

0.00

25-Oct-04

308

5.45%

48,349,791

5.25%

1.60%

2.12%

0.00%

343

7.01%

6.51%

1,049,536

0.00

27-Sep-04

313

5.54%

49,458,874

5.37%

0.95%

0.92%

0.00%

344

7.02%

6.52%

461,181

0.00

25-Aug-04

316

5.59%

49,972,930

5.43%

0.00%

345

7.02%

6.52%

0.00

(1) Percentage based on pool as of cutoff. (2) Percentage based on pool as of beginning of period.

Page 57 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary

Distribution

Date

Ending Pool (1)

Payoffs(2)

Realized Losses (2)

Remaining Term

Curr Weighted Avg.

# Balance

# Amount

Life

Coupon Remit

Statement Date:

Ending Arrearage (1)

Balance

Insurance

Substitution

Liquidation

Proceeds

Fixed Second Lien Group 3

27-Dec-04

391

6.92%

13,769,990

1.49%

4.63%

5.16%

0.00%

313

10.74%

10.24%

749,788

0.00

26-Nov-04

410

7.26%

14,534,651

1.58%

3.07%

3.37%

0.00%

314

10.74%

10.24%

508,117

0.00

25-Oct-04

423

7.49%

15,056,933

1.63%

2.05%

0.00%

315

10.76%

10.26%

315,232

0.00

27-Sep-04

430

7.61%

15,388,875

1.67%

0.00%

314

10.76%

10.26%

0.00

25-Aug-04

430

7.61%

15,403,830

1.67%

0.69%

0.51%

0.00%

315

10.76%

10.26%

79,460

0.00

(1) Percentage based on pool as of cutoff. (2) Percentage based on pool as of beginning of period.

Page 58 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary

Distribution

Date

Ending Pool (1)

Payoffs(2)

Realized Losses (2)

Remaining Term

Curr Weighted Avg.

# Balance

# Amount

Life

Coupon Remit

Statement Date:

Ending Arrearage (1)

Balance

Insurance

Substitution

Liquidation

Proceeds

228 ARM First Lien Group 3

27-Dec-04

946

16.74%

168,184,912

18.26%

3.37%

3.84%

0.00%

352

7.10%

6.60%

6,726,518

0.00

26-Nov-04

979

17.33%

175,036,981

19.00%

3.36%

4.13%

0.00%

353

7.10%

6.60%

7,552,266

0.00

25-Oct-04

1,013

17.93%

182,716,844

19.84%

1.94%

2.14%

0.00%

354

7.11%

6.61%

3,991,613

0.00

27-Sep-04

1,033

18.28%

186,848,399

20.29%

1.34%

1.35%

0.00%

355

7.12%

6.61%

2,551,694

0.00

25-Aug-04

1,047

18.53%

189,530,541

20.58%

0.38%

0.39%

0.00%

356

7.11%

6.61%

736,072

0.00

(1) Percentage based on pool as of cutoff. (2) Percentage based on pool as of beginning of period.

Page 59 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary

Distribution

Date

Ending Pool (1)

Payoffs(2)

Realized Losses (2)

Remaining Term

Curr Weighted Avg.

# Balance

# Amount

Life

Coupon Remit

Statement Date:

Ending Arrearage (1)

Balance

Insurance

Substitution

Liquidation

Proceeds

327 ARM Loans First Lien Group 3

27-Dec-04

0.99%

10,020,160

1.09%

1.75%

2.98%

0.00%

352

6.64%

6.13%

308,186

0.00

26-Nov-04

1.01%

10,336,363

1.12%

0.00%

353

6.64%

6.13%

0.00

25-Oct-04

1.01%

10,344,468

1.12%

1.72%

2.71%

0.00%

354

6.62%

6.11%

288,514

0.00

27-Sep-04

1.03%

10,641,286

1.16%

3.33%

3.48%

0.00%

355

6.67%

6.17%

383,440

0.00

25-Aug-04

1.06%

11,033,044

1.20%

0.00%

356

6.67%

6.17%

0.00

(1) Percentage based on pool as of cutoff. (2) Percentage based on pool as of beginning of period.

Page 60 of 61

Bear Stearns Asset Backed Securities Trust

Payment Date:
Prior Payment:
Next Payment:
Record Date:

27-Dec-04
27-Dec-04

26-Nov-04

25-Jan-05

24-Dec-04

Asset-Backed Certificates

Series 2004-HE6

ABN AMRO Acct: 721934.1

Realized Loss Detail

Period

Disclosure

Control #

Appraisal

Date

Appraisal

Value

Beginning
Scheduled

Balance

Gross

Proceeds

Gross Proceeds

as a % of

Sched. Balance

Aggregate

Liquidation

Expenses *

Net

Liquidation

Proceeds

Net Proceeds

as a % of

Sched. Balance

Realized

Loss

Statement Date:

Not Avail.

Current Total
Cumulative

Page 61 of 61

* Aggregate liquidation expenses also include outstanding P&I advances and unpaid servicing fees, unpaid trustee fees, etc..

BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2004-HE6 8-K