UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): March 2026, 2026

URSB Bancorp, Inc.

(Exact Name of Registrant as Specified in its Charter)

Maryland	~~333~~000-~~290213~~56829	39-4348578
(State or Other Jurisdiction of Incorporation)	(Commission File No.)	(I.R.S. Employer Identification No.)
11-15 Cooke Avenue, Carteret, New Jersey		07008
(Address of Principal Executive Offices)		(Zip Code)

(732) 541-5445

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
¨	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of Each Class		Trading Symbol(s)		Name of Each Exchange on Which Registered

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company x

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 8.01

Other Events.

On March 20 26, 2026, URSB Bancorp, Inc., the ~~proposed~~ stock holding company of United Roosevelt Savings Bank (the “Bank”), ~~issued~~closed ~~a press release to announce the expected closing date of~~ its initial public offering in connection with the mutual-to-stock conversion of United Roosevelt, MHC, the Bank’s former mutual holding company. For ~~additional~~ further information, reference ~~refer~~is made to the press release ~~which is~~ filed as an exhibit hereto and is incorporated herein by reference.

Item 9.01

Financial Statements and Exhibits.

(d)

Exhibits

~~Exhibit No.~~	Exhibit No.	Description
99	99	Press Release dated March 2026, 2026
~~104~~	104	Cover Page Interactive Data File (Embedded within Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	URSB BANCORP, INC.
Date: March 20, 2026	By:	/s/ Kenneth R. Totten
Date: March 26, 2026	By:	/s/ David Van Steyn
		Kenneth R. Totten
		David Van Steyn
		Chairman, President and Chief Executive Officer
		Chief Financial Officer

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