Ridings Thomas J. 4

4 · ARBOR REALTY TRUST INC · Filed Mar 17, 2026

AI-generated summary of this filing

Updated Mar 17, 2026

Arbor Realty (ABR) Chief Accounting Officer Thomas Ridings Receives Award

What Happened

Thomas J. Ridings, Chief Accounting Officer of Arbor Realty Trust, was granted 16,108 shares under the company's 2024 Amended Omnibus Stock Incentive Plan (reported 2026-03-13). The filing shows the company withheld 7,141 shares to satisfy tax-withholding obligations at $7.67 per share, with the withheld shares reported as dispositions totaling $54,771. Net shares delivered from the grant = 16,108 − 7,141 = 8,967 shares (based on the filing entries).
The grant entry is coded as an award/acquisition (A). The withholding entries are coded F (payment of exercise price or tax liability) and are not open-market sales.

Key Details

Grant date: 2026-03-13 — 16,108 shares granted under the 2024 Amended Omnibus Stock Incentive Plan (no per-share grant price reported).
Tax-withholding dispositions:
- 2026-03-13: 2,741 shares withheld at $7.67 — $21,023
- 2026-03-14: 2,074 shares withheld at $7.67 — $15,908
- 2026-03-14: 2,326 shares withheld at $7.67 — $17,840
- Total withheld: 7,141 shares; total reported value $54,771.
Shares owned after the transactions: not disclosed in the provided filing excerpt.
Footnotes: F1 — grant made under 2024 Amended Omnibus Stock Incentive Plan; one-third vests on grant, one-third in one year, one-third in two years. F2 — withheld shares used to satisfy tax-withholding obligations.
Filing: Form 4 filed 2026-03-17 reporting transactions dated 2026-03-13 and 2026-03-14. No late filing flag noted in the provided information.

Context

The withheld-share entries are tax-withholding events (company retained shares to cover taxes) and should not be interpreted as open-market sales or a direct bearish signal. The grant includes time-based vesting (one-third immediately, then additional tranches at one and two years), so future vesting events could generate additional withholding or transfers.

Form 4

Period: 2026-03-13

Chief Accounting Officer

Transactions

Award
Common Stock, par value $0.01 per share
[F1]
2026-03-13+16,108→ 144,756 total
Tax Payment
Common Stock, par value $0.01 per share
[F2]
2026-03-13$7.67/sh−2,741$21,023→ 142,015 total
Tax Payment
Common Stock, par value $0.01 per share
[F2]
2026-03-14$7.67/sh−2,074$15,908→ 139,941 total
Tax Payment
Common Stock, par value $0.01 per share
[F2]
2026-03-14$7.67/sh−2,326$17,840→ 137,615 total

Footnotes (2)

[F1]Shares of common stock par value $0.01 per share of Arbor Realty Trust, Inc. (the"Company") granted pursuant to the Company's 2024 Amended Omnibus Stock Incentive Plan. One third vest on the date of grant, one third vest in one year and one third vest in two years.
[F2]Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Signature

/s/ John Bishar, Attorney-in-Fact for Thomas J. Ridings|2026-03-17

1 file