First Foundation Inc. 8-K

What Happened
First Foundation Inc. and FirstSun Capital Bancorp jointly announced on March 12, 2026 that the Board of Governors of the Federal Reserve has approved the proposed merger of First Foundation into FirstSun. This Federal Reserve approval follows prior approvals from the Office of the Comptroller of the Currency and the stockholders of both companies. The companies expect to close the merger on April 1, 2026, subject to satisfaction or waiver of remaining customary closing conditions. A joint press release is furnished as Exhibit 99.1 to the 8-K.

Key Details

• Federal Reserve granted approval on March 12, 2026; OCC and stockholder approvals already received.
• Expected merger closing date: April 1, 2026 (subject to remaining conditions).
• FirstSun filed a Form S-4 (Dec 11, 2025; amended Jan 14, 2026) to register shares to be issued to First Foundation stockholders; the S-4 was declared effective Jan 15, 2026.
• Definitive joint proxy statement/prospectus filed and first mailed Jan 15–16, 2026; a proxy/prospectus supplement was filed Feb 6 and mailed Feb 9, 2026.

Why It Matters
Regulatory approval clears a major hurdle for the planned combination, moving the merger materially closer to completion. For First Foundation shareholders, the transaction has proceeded through regulatory and shareholder votes and is now awaiting final closing steps; the S-4 and joint proxy/prospectus (and supplements) explain the exchange terms and other material information. Investors should review those SEC filings and the companies’ disclosures for details on the exchange ratio, timing, and any remaining conditions or risks.