UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): February 420, 2026

Orange County Bancorp, Inc.

(Exact Name of Registrant as Specified in Charter)

Delaware	001-40711	~~001~~26-~~40711~~1135778	~~26-1135778~~
(State or Other Jurisdiction of Incorporation)		(Commission File No.)	(I.R.S. Employer Identification No.)
(State or Other Jurisdiction)	(Commission File No.)	(I.R.S. Employer
212 Dolson Avenue, Middletown, New York			10940
of Incorporation)		Identification No.)
(Address of Principal Executive Offices)			(Zip Code)

212 Dolson Avenue, Middletown, New York	10940
(Address of Principal Executive Offices)	(Zip Code)

Registrant's telephone number, including area code: (845) 341-5000

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading

Symbol(s)

Name of each exchange on which

registered

Common Stock, par value $0.25

OBT

The Nasdaq Stock Market, LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒x

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐¨

Item 28.0201 ~~Results~~Other ~~of Operations and Financial Condition~~Events

OnOrange ~~February~~County 4Bancorp, ~~2026~~Inc., parent company of Orange ~~County~~Bank ~~Bancorp~~& Trust Company and Orange Investment Advisors, Inc. ~~(the~~today ~~“Company”)~~announced ~~issued~~a declaration of a ~~press~~$0.18 ~~release~~cash ~~reporting~~dividend per share of its ~~financial~~common ~~results~~stock. atThe ~~and~~dividend ~~for~~will ~~the three~~be ~~and~~paid ~~twelve~~on ~~months~~March ~~ended~~16, ~~December~~2026 31to shareholders of record on March 4, ~~2025~~2026. A press release announcing the declaration of the cash dividend is attached as Exhibit 99.1 to this Current Report on Form 8-K.

A copy of the press release is attached as Exhibit 99.1 to this report and is being furnished to the Securities and Exchange Commission and shall not be deemed filed for any purpose.

Item 9.01

Financial Statements and Exhibits

~~(a)~~	~~Financial statements of businesses acquired. None.~~(a)		Financial statements of businesses acquired. None.
~~(b)~~	~~Pro forma financial information. None.~~(b)		Pro forma financial information. None.
~~(c)~~	~~Shell company transactions: None.~~(c)		Shell company transactions: None.
~~(d)~~	~~Exhibits.~~(d)		Exhibits.
	~~99.1~~	~~Press release dated February 4, 2026~~	99.1	Press release dated February 20, 2026
	104	Cover Page for this Current Report on Form 8-K, formatted in Inline XBRL

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

	ORANGE COUNTY BANCORP, INC.	~~ORANGE COUNTY BANCORP, INC.~~
DATE: February 4, 2026	By:	/s/ Michael Lesler
DATE: February 20, 2026	By:	/s/ Michael Lesler
		Michael Lesler
		Executive Vice President and Chief Financial Officer
		Executive Vice President, Chief Financial Officer

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