UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934


Date of Report (Date of earliest event reported)	January 20, 2026

Date of Report (Date of earliest event reported) February 9, 2026

SOUTHERN MISSOURI BANCORP, INC.

(Exact name of registrant as specified in its charter)

Missouri	~~ ~~	000-23406	~~ ~~	43-1665523
(State or other		(Commission File No.)		(IRS Employer
jurisdiction of incorporation)				Identification Number)

2991 Oak Grove Road, Poplar Bluff, Missouri	~~ ~~	63901
(Address of principal executive offices)		(Zip Code)


Registrant’s telephone number, including area code:	(573) 778-1800

Registrant's telephone number, including area code: (573) 778-1800

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:


☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, par value $0.01 per share	SMBC	The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as deﬁned in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised ﬁnancial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02Results of Operations and Financial Condition

On January 21, 2026, Southern Missouri Bancorp, Inc., the parent corporation of Southern Bank, issued a press release announcing preliminary second quarter of fiscal 2026 results, its quarterly dividend of $0.25 per common share, and the timing and other information regarding its investor conference call. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated by reference herein.

Item 8.01 Other Events

On January 20, 2026, the Board of Directors of Southern Missouri Bancorp, Inc. (the “Company”) declared its 127th consecutive quarterly dividend on common stock since the inception of the Company. The dividend of $0.25 per common share will be payable on February 27, 2026, to stockholders of record at the close of business on February 13, 2026.

On January 21, 2026, Southern Missouri Bancorp, Inc. (the “Company”), the parent corporation of Southern Bank, announced its intention to repurchase up to an additional 550,000 shares of its common stock, or approximately 5% of its 11.1 million outstanding common shares. The shares will be purchased at prevailing market prices in the open market or in privately negotiated transactions, subject to availability and general market conditions. Repurchased shares will be held as treasury shares to be used for general corporate purposes.

As of January 21, 2026, the Company has repurchased 408,585 shares of its common stock, or approximately 92% of the 445,000 shares authorized under the existing repurchase program, originally announced May 20, 2021, at an average cost of $48.28 per share.

In other matters, the Company will host a conference call to discuss the release on January 22, 2026, at 9:30 a.m., central time. The call will be available live to interested parties by calling (toll free) 1-833-470-1428 in the United States. Participants should use participant access code 915129. Telephone playback will be available beginning one hour following the conclusion of the call through January 27, 2026. The playback may be accessed by dialing 1-866-813-9403 in the United States and using the conference passcode 450286.

Item 7.01Regulation FD Disclosure

Included in Exhibit 99.1 is the investor presentation material of Southern Missouri Bancorp, Inc. to be presented Tuesday, February 10, 2026, at the Piper Sandler Midwest Depository Strategy Forum.

Item 9.01Financial Statements and Exhibits

(d)Exhibits


	99.1	Press release dated January 21, 2026
	104	Cover Page Interactive Data File (embedded within the Inline XBRL document).

2The following exhibits are filed herewith:

Exhibit No.Exhibit

99.1 Investor Presentation Dated February 10, 2026

104Cover Page Interactive Data File (embedded within the Inline XBRL documents).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	SOUTHERN MISSOURI BANCORP, INC.
Date: January 21, 2026	By:	/s/ Matthew T. Funke
		Matthew T. Funke
		President and Chief Administrative Officer


	SOUTHERN MISSOURI BANCORP, INC.

Date: February 09, 2026	By:	/s/ Matthew T. Funke
		Matthew T. Funke
		President and Chief Administrative Officer

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