WORLD OMNI AUTO RECEIVABLES LLC 8-K

What Happened

• World Omni Auto Receivables LLC filed an 8-K (Item 8.01) disclosing that, on January 13, 2026, the parties to the Sale and Servicing Agreement entered into an Omnibus Amendment. The amendment involves World Omni Auto Receivables Trust 2025-A (the issuing entity), World Omni Auto Receivables LLC (the depositor), World Omni Financial Corp. (the servicer), U.S. Bank National Association (account bank), and is acknowledged by U.S. Bank Trust Company, National Association (indenture trustee).
• The Omnibus Amendment modifies the Sale and Servicing Agreement dated January 29, 2025 to change certain definitions for delinquent and defaulted receivables and the related delinquency reporting obligations. The amendment is filed as Exhibit 4.1 (Item 9.01).

Key Details

• Amendment date: January 13, 2026.
• Original agreement date: January 29, 2025 (Sale and Servicing Agreement).
• Parties: World Omni Auto Receivables Trust 2025-A; World Omni Auto Receivables LLC (depositor); World Omni Financial Corp. (servicer); U.S. Bank NA (account bank); U.S. Bank Trust Co., NA (indenture trustee, acknowledged/consented).
• Scope: changes to definitions of delinquent and defaulted receivables and corresponding delinquency reporting obligations (no financial statements or executive changes reported).

Why It Matters

• For investors in the trust or those tracking asset performance, changes to delinquency and default definitions and reporting rules can affect how portfolio performance is measured and disclosed. That may influence assessments of credit quality, trigger calculations, or timing of distributions tied to delinquency metrics.
• The filing is procedural (an amendment to contract terms) rather than a financial-results filing; it notifies investors of modified operational/administrative terms that govern reporting and classification of receivables.