WORLD OMNI AUTO RECEIVABLES LLC 8-K

What Happened

• On January 13, 2026, World Omni Auto Receivables Trust 2023-D (the issuing entity), World Omni Auto Receivables LLC (the depositor), World Omni Financial Corp. (the servicer), and related parties entered into an Omnibus Amendment to the Sale and Servicing Agreement dated November 8, 2023.
• The amendment revises definitions for delinquent and defaulted receivables and updates the corresponding delinquency reporting obligations. The amendment is documented as Exhibit 4.1 to the 8-K.

Key Details

• Amendment date: January 13, 2026.
• Original agreement date being amended: November 8, 2023.
• Parties involved: World Omni Auto Receivables Trust 2023-D (issuing entity), World Omni Auto Receivables LLC (depositor), World Omni Financial Corp. (servicer), U.S. Bank National Association (account bank) and U.S. Bank Trust Company, National Association (indenture trustee).
• Scope: changes to delinquency/default definitions and related reporting obligations for the trust’s auto receivables.

Why It Matters

• Changes to how receivables are defined and reported can affect the trust’s reported asset quality metrics (for example, delinquency rates and when accounts are classified as defaulted).
• For investors in the trust or related asset-backed securities, the amendment may influence assessment of credit performance, cash-flow triggers, and timing of potential protections or remediation measures tied to delinquency thresholds.
• The full amendment text is filed as Exhibit 4.1 to the 8-K for anyone who needs the precise legal and reporting language.