WORLD OMNI AUTO RECEIVABLES LLC 8-K

What Happened

• World Omni Auto Receivables LLC filed a Form 8‑K (Item 8.01) disclosing that on January 13, 2026 an Omnibus Amendment to the Sale and Servicing Agreement (the “Omnibus SSA Amendment”) was executed for World Omni Auto Receivables Trust 2023‑A.
• The amendment was entered into among the Issuing Entity (World Omni Auto Receivables Trust 2023‑A), the Depositor (World Omni Auto Receivables LLC), World Omni Financial Corp. as Servicer, U.S. Bank National Association as account bank, and was acknowledged by U.S. Bank Trust Company, National Association as indenture trustee. The original Sale and Servicing Agreement was dated February 15, 2023.

Key Details

• Amendment date: January 13, 2026.
• Parties: World Omni Auto Receivables Trust 2023‑A (Issuing Entity); World Omni Auto Receivables LLC (Depositor); World Omni Financial Corp. (Servicer); U.S. Bank National Association (account bank); U.S. Bank Trust Company, N.A. (indenture trustee acknowledged).
• Scope: Modifies certain definitions for delinquent and defaulted receivables and the related delinquency reporting obligations.
• Filing: The Omnibus SSA Amendment is attached as Exhibit 4.1 to the Form 8‑K (filed Jan 20, 2026).

Why It Matters

• The amendment changes the contractual definitions and reporting rules for delinquent and defaulted auto receivables in the 2023‑A trust. That affects the formal framework the servicer and trustees use to classify and report arrears and defaults going forward.
• For investors tracking trust performance, these changes are important because they determine how delinquency metrics and related disclosures will be presented in future reports. The 8‑K does not report any financial restatements or other changes to payment terms.