UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d)

OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report: ~~January~~February 2524, 2021

(Date of earliest event reported)

IBM CREDIT LLC

(Exact name of registrant as specified in its charter)


Delaware		000-55786	22-2351962
Delaware	000-55786	22-2351962
(State of Incorporation)		(Commission File Number)	(IRS employer Identification No.)
(State or Other Jurisdiction of	(Commission File Number)	(IRS employer identification number)
Incorporation or Organization)

One North Castle Drive

Armonk, New York

10504

(Address of principal executive offices)

(Zip Code)


One North Castle Drive
Armonk, New York	10504
(Address of principal executive offices)	(Zip Code)

914-765-1900

(Registrant’s telephone number)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ ¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

None.

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01 Other Events.

~~Item~~Redemption ~~2.02. Results~~ of ~~Operations~~Outstanding ~~and~~IBM ~~Financial~~Credit ~~Condition.~~Notes

~~Summary~~On ~~Financials~~February of24, ~~the~~2021, ~~Registrant~~IBM ~~dated~~Credit ~~January~~LLC 25notified The Bank of New York Mellon, as trustee, that it will redeem its $500 million aggregate principal amount of 3.600% Notes due 2021, ~~including~~$500 million ~~summary~~aggregate ~~earnings~~principal ~~results~~amount of 2.200% Notes due 2022, and ~~select~~$750 ~~balance~~million ~~sheet~~aggregate ~~information~~principal ~~for~~amount ~~the~~of ~~fourth~~3.000% ~~quarter~~Notes ~~and~~due 2023, in each case in full ~~year~~at ~~ended~~the ~~December~~applicable ~~31,~~redemption ~~2020~~price calculated in accordance with the terms of the notes, isplus accrued ~~Exhibit~~and 99unpaid interest.1 ofThe ~~this~~redemption date for the notes will be March 26, 2021. This Current Report on Form 8‑-K. is not a notice of redemption.

~~The~~Deregistration ~~information~~of inIBM ~~this Item 2.02, including the corresponding Exhibit 99.1, is hereby filed.~~Credit

~~Item~~Consistent 9with IBM’s refocused Global Financing strategy, and expected capital needs, IBM Credit will no longer require direct access to the public capital markets.01 As part of IBM’s overall 2021 debt pay down strategy, in the first half of 2021, IBM Credit will redeem $1.75 ~~Financial~~billion ~~Statements~~of outstanding debt and ~~Exhibits~~deregister with the SEC.

~~(d) Exhibits~~2

~~The following exhibits are being filed as part of this report:~~SIGNATURE


Exhibit No.		Description of Exhibit

99.1		Summary Financials of the Registrant dated January 25, 2021, including summary earnings results and select balance sheet information for the fourth quarter and full year ended December 31, 2020.

104		Cover Page Interactive Data File - the cover page interactive data file does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document.

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

Date: February 24, 2021


	By:	/s/ Adam Wilson
		Adam Wilson
		Vice President, Finance

~~SIGNATURE~~3

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.


Date: January 25, 2021
		IBM Credit LLC


	By:	/s/ Adam Wilson
		Adam Wilson
		Vice President, Finance

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