UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

~~Washington~~WASHINGTON, ~~D.C.~~ DC 20549

FORM 8-K

CURRENT REPORT ~~Pursuant~~PURSUANT

~~to Section~~TO SECTION 13 orOR 15(dD) OF ~~of the~~THE

~~Securities Exchange~~SECURITIES ~~Act~~EXCHANGE ofACT OF 1934

Date of report (Date of earliest event reported) ~~January 31~~March 27, 2017

Heritage Oaks Bancorp

(Exact Name of Registrant as Specified in Its Charter)

California

(State or Other Jurisdiction of Incorporation)

000-25020	~~77-0388249~~	77-0388249
(Commission File Number)	~~(IRS Employer Identification No.)~~	(IRS Employer Identification No.)
1222 Vine Street, Paso Robles CA	93446
(Address of Principal Executive Offices)	(Zip Code)

1222 Vine Street, Paso Robles CA		93446
(Address of Principal Executive Offices)		(Zip Code)

(805) 369-5200

(Registrant’s Telephone Number, Including Area Code)

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☒ x Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

~~Item~~ITEM 7.01. ~~Regulation~~REGULATION FD ~~Disclosure~~DISCLOSURE.

OnPresentation ~~January~~to ~~31,~~be ~~2017,~~used ~~Heritage~~by ~~Oaks~~management ~~Bancorp~~at ~~(NASDAQ:HEOP) (~~the ~~“Company”)~~ ~~held~~Special aMeeting ~~publicly available telephone conference call to discuss its fiscal 2016 fourth quarter earnings results. An archived version~~ of ~~the~~Shareholders ~~conference call webcast is available~~ on ~~the~~Monday, ~~Investor~~March 27, ~~Relations~~2017 ~~section~~at of5:30 ~~the Company’s website www~~p.~~heritageoaksbank~~m.~~com.~~

~~The~~A ~~information~~copy inof ~~this~~the ~~Current~~investor ~~Report~~presentation to be used by management at the special meeting of shareholders on ~~Form~~Monday, March 27, 2017 is included as Exhibit 99.1. This Form 8-K and in the ~~exhibit~~ isinformation ~~being~~included ~~furnished~~as ~~and~~exhibits shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or(“Exchange ~~otherwise subject to the liabilities of that Section~~Act”), nor shall it be incorporated by reference into ~~any~~ a filing under the Securities Act of 1933, as amended (“Securities Act”), or the Exchange Act, except as ~~may~~ expressly be set forth inby ~~any~~specific reference in such filing. The furnishing of information in this report is not intend to, and does not, constitute a determination or admission by ~~specific~~the ~~reference~~Company that the information in this report is material or complete, or that investors should consider this information before making an investment decision with respect to any security of the Registrant or any of its affiliates. The investor presentation materials contain financial statement information presented as of September 30, 2016 and December 31, 2016, and the Company does not assume any obligations to update such information in the future.

Item 8.01. Other Events.

A copy of the ~~transcript~~investor ~~from~~presentation to be used by management at the ~~call~~special meeting of shareholders on Monday, March 27, 2017 is ~~attached~~included towith this Form 8-K as Exhibit 99.1. The only information contained in this Form 8-K being filed for the purposes of Rule 425 of the Securities Act is the information relating to the announced merger between the Company and Pacific Premier Bancorp contained in the ~~transcript from~~investor ~~the~~presentation ~~call~~ furnished herewith as Exhibit 99.1 and being filed under this Item 8.01.

~~Item~~ITEM 9.01. ~~Financial~~FINANCIALS ~~Statements~~STATEMENTS ~~and~~AND ~~Exhibits~~EXHIBITS.

~~Exhibit~~ 99.1~~. Copy~~ ofThe ~~transcript from~~presentation ~~January~~used ~~31,~~by ~~2017~~management ~~fiscal~~at ~~fourth~~the ~~quarter~~special ~~earnings~~meeting ~~results~~of ~~conference~~shareholders ~~call~~on Monday, March 27, 2017.

This Form 8-K and the ~~transcript~~investor presentation furnished herewith, contain “forward looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The Company intends such forward looking statements to be covered by the safe harbor provisions for forward looking statements. All statements other than statements of historical fact are “forward looking statements” for purposes of federal and state securities laws, including, but not limited to, statements about anticipated future operating and financial performance, financial position and liquidity, business prospects, strategic alternatives, regulatory and competitive outlook, investment and expenditure plans, capital and financing needs, plans and objectives of management for future operations, and other similar forecasts and statements of expectation and statements of assumptions underlying any of the foregoing. Words such as “will likely result,” “aims,” “anticipates,” “believes,” “could,” “estimates,” “expects,” “hopes,” “intends,” “may,” “plans,” “projects,” “seeks,” “should,” “will,” and variations of these words and similar expressions are intended to help identify forward looking statements. Forward looking statements are based on the Company’s current expectations and assumptions regarding its business, the regulatory environment, the economy and other future conditions, which expectations and assumptions could prove wrong. Forward looking statements are subject to a number of risks and uncertainties that could cause the Company’s actual results to differ materially and adversely from those contemplated by the forward looking statements. The Company cautions you against relying on any of these forward looking statements. They are neither statements of historical fact nor guarantees or assurances of future performance. Important factors that could cause actual results to differ materially from those in the forward looking statements, include the following: renewed softness in the overall economy, including the California real estate market; the effect of the current low interest rate environment or recent changes in interest rates on our net interest margin; our ability to complete the announced merger with Pacific Premier Bancorp, Inc. (“PPBI”) in a timely manner, if at all, and the possibility that the anticipated benefits of the merger with PPBI are not realized when expected or at all; our ability to attract and retain qualified employees; a failure or breach of our operational security systems or infrastructure or those of our customers, our third party vendors or other service providers, including as a result of a cyber-attack; any compromise in the secured transmission of personal, financial and/or confidential information over public networks; environmental conditions, including the prolonged drought in California, natural disasters such as earthquakes, landslides, and wildfires that may disrupt business, impede operations, or negatively impact the ability of certain borrowers to repay their loans and/or the values of collateral securing loans; and the possibility of an unfavorable ruling in a legal matter, and the potential impact that it may have on earnings, reputation, or the Company’s operations.

Additional information on these risks and other factors that could affect operating results and financial condition are detailed in reports filed by the Company with the U.S. Securities and Exchange Commission, including the Company’s Annual Report on Form 10-K for the year ended December 31, 2015, filed by the Company with the U.S. Securities and Exchange Commission on March 4, 2016, and any subsequent filings with the SEC.2

~~Pursuant~~that tomay disrupt business, impede operations, or negatively impact the ~~requirements~~ability of ~~the~~certain ~~Securities Exchange~~borrowers ~~Act~~to ofrepay ~~1934,~~their loans and/or the ~~registrant~~values ~~has~~of ~~duly~~collateral ~~caused~~securing ~~this~~loans; ~~report~~and tothe bepossibility ~~signed~~of onan ~~its~~unfavorable ~~behalf~~ruling byin a legal matter, and the ~~undersigned~~potential ~~hereunto~~impact ~~duly~~that ~~authorized~~it may have on earnings, reputation, or the Company’s operations.

	Date: February 3, 2017
	Heritage Oaks Bancorp
	By:	/s/Jason Castle
	Jason Castle
	Executive Vice President, Chief Financial Officer

Additional information on these risks and other factors that could affect operating results and financial condition are detailed in reports filed by the Company with the U.S. Securities and Exchange Commission, including the Company’s Annual Report on Form 10-K for the year ended December 31, 2016, filed by the Company with the U.S. Securities and Exchange Commission on March 3, 2016, and any subsequent filings with the SEC.

~~EXHIBIT~~Pursuant ~~INDEX~~to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this notice to be signed on its behalf by the undersigned hereunto duly authorized.

Exhibit Number		Description
	Date: March 24, 2017
99.1		Copy of transcript from January 31, 2017 fiscal fourth quarter earnings results conference call
	Heritage Oaks Bancorp
	By:	/s/Jason Castle
	Jason Castle
	Executive Vice President, Chief Financial Officer

EXHIBIT INDEX

Exhibit Number		Description
99.1		Investor presentation to be used by management at the special meeting of shareholders on Monday, March 27, 2017 — Furnished.

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