SECURITIES AND EXCHANGE COMMISSION

~~Washington~~WASHINGTON, D.C. 20549

~~Form~~FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report: ~~(Date of earliest event reported) April 10~~June 13, 2003

AmeriCredit Automobile Receivables Trust 2003-A-M
(Exact name of registrant as specified in its charter)
(Exact Name of Registrant as specified in its charter)
United States	333 - ~~073606~~73606	8882-~~0359494~~6106872
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification ~~No.~~Number)
c/o AmeriCredit Financial Services, Inc. Attention: Chris A. Choate, Esq. 801 Cherry Street, Suite 3900 Fort Worth, Texas		76102
c/o AmeriCredit Financial Services, Inc. Attention: Preston Miller 801 Cherry Street, Suite 3900 Fort Worth, TX 76102
(Address of Principal Executive Offices)		(Zip Code)
(Address of Principal Executive Office)
Registrant’s telephone number including area code - (817) 302-7000
(817) 302-7000
Registrant’s phone number

(Former name or former address, if changed since last report)

Item 2. Acquisition or Disposition of Assets

Description of the Securities and the Auto Loans

AmeriCredit Financial Services, Inc., as Sponsor, has registered an issuance of $1,000,000,000 in principal amount of Securities (the “Securities”) on Form S-3. Pursuant to the Registration Statement, AmeriCredit Automobile Receivables Trust 2003-A-M (the “Trust”) issued $188,000,000 Class A-1 1.2975% Asset Backed Notes, $186,000,000 Class A-2-A 1.67% Asset Backed Notes, $186,000,000 Class A-2-B Floating Rate Asset Backed Notes, $73,500,000 Class A-3-A 2.37% Asset Backed Notes, $73,500,000 Class A-3-B Floating Rate Asset Backed Notes, $146,500,000 Class A-4-A 3.10% Asset Backed Notes and $146,000,000 Class A-4-B Floating Rate Asset Backed Notes, (collectively, the “Notes”) on April 16, 2003 (the “Closing Date”). This Current Report on Form 8-K is being filed to satisfy an undertaking to file copies of certain agreements executed in connection with the issuance of the Notes, the forms of which were filed as Exhibits to the Registration Statement.

The Notes were issued pursuant to an Indenture attached hereto as Exhibit 4.1, dated as of April 10, 2003, between the Trust and JPMorgan Chase Bank, as Trustee and Trust Collateral Agent (the “Trustee” and the “Trust Collateral Agent”).

The Notes will evidence indebtedness of the Trust, the assets of which consist primarily of retail installment sales contracts (the “Receivables”) secured by new and used automobiles, light duty trucks and vans financed thereby.

As of the Closing Date, the Receivables had the characteristics described in the Prospectus Supplement dated April 9, 2002 (the “Prospectus Supplement”) filed with the Commission pursuant to Rule 424(b)(5) of the Act.

Item 5. Other Events

~~The~~Information ~~consolidated~~relating ~~financial statements of MBIA~~to ~~Insurance~~distributions ~~Corporation~~to ~~(“MBIA”),~~Noteholders afor ~~wholly~~the ~~owned~~May 2003 ~~subsidiary~~Collection Period of ~~MBIA Inc., and its~~the ~~subsidiaries~~Registrant asin respect of ~~December~~the ~~31,~~Class ~~2001~~A-1 ~~and~~Asset ~~December~~Backed 31Notes, ~~2000~~Class ~~and~~A-2A ~~for each of the~~Asset ~~three~~Backed ~~years~~Notes, inClass ~~the~~A-2B ~~period~~Floating ~~ended~~Rate ~~December~~Asset ~~31,~~Backed ~~2001~~Notes, ~~prepared~~Class inA-3A ~~accordance with~~Asset ~~generally~~Backed ~~accepted~~Notes, ~~accounting~~Class ~~principles,~~A-3B ~~included~~Floating inRate ~~the~~Asset ~~Annual~~Backed ~~Report~~Notes, onClass ~~Form 10~~A-K4A ofAsset ~~MBIA~~Backed Notes, ~~Inc.~~and ~~for~~Class ~~the~~A-4B ~~year~~Floating ~~ended~~Rate ~~December~~Asset ~~31,~~Backed ~~2001~~Notes (collectively, ~~and~~ the ~~consolidated~~ ~~financial~~“Notes”) ~~statements~~issued ofby ~~MBIA~~the ~~and~~Registrant. The performance ~~its subsidiaries as~~ of ~~September~~the ~~30,~~Receivables ~~2002~~held ~~and for~~by the ~~nine~~Registrant, ~~month~~together ~~period~~with ~~ended~~certain other ~~September~~information ~~30,~~relating ~~2002~~to ~~and~~the ~~September 30~~Notes, ~~2001 included~~is contained in the ~~Quarterly~~Preliminary Servicer’s ~~Report~~Certificate onand ~~Form~~the ~~10-Q~~Servicer’s ofCertificate ~~MBIA Inc.~~ for the ~~period ended~~referenced ~~September~~Collection ~~30,~~Period. ~~2002~~Both ~~are~~of ~~hereby~~which ~~incorporated~~Certificates byare ~~reference~~provided into ~~(i) this Current~~Noteholders ~~Report~~pursuant onto ~~Form~~the ~~8-K;~~Sale ~~(ii)~~and ~~the~~Servicing ~~Prospectus~~Agreement dated as of ~~January~~April 10, 252003 between the Registrant, ~~2002~~AFS of SENSUB Corp., as Seller, AmeriCredit Financial Services, Inc., ~~and~~as ~~(iii)~~Servicer, ~~the~~Systems ~~Prospectus~~& ~~Supplement~~Services ~~for~~Technologies, Inc., as ~~the~~Backup ~~Trust~~Servicer, and ~~shall~~JP beMorgan ~~deemed~~Chase toBank beas ~~part~~Trust ~~hereof~~Collateral ~~and~~Agent ~~thereof~~(the “Agreement”).

Item 7. Financial Statements, Exhibits

Exhibit No.		Exhibit
99.1		Preliminary Servicer’s Certificate and Servicer’s Certificate for the May 2003 Collection Period relating to the Notes issued by the Registrant pursuant to the Agreement.

~~Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.~~SIGNATURE

~~(a) Not~~Pursuant to the ~~applicable~~requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

(b) Not applicable

AmeriCredit Automobile Receivables Trust 2003-A-M

By: AmeriCredit Financial Services, Inc., as Servicer


/s/	Preston Miller
	Preston Miller
	Vice Chairman and
	Chief Financial Officer


June 13, 2003

1.1 Underwriting Agreement, dated as of April 9, 2003, among AmeriCredit Financial Services, Inc., as Sponsor, AFS SenSub Corp., as Seller (the “Seller”), and Deutsche Bank Securities Inc., as Representative of the Underwriters (the “Representative”).

4.1 Indenture, dated as of April 10, 2003, between AmeriCredit Automobile Receivables Trust 2003-A-M (the “Trust”) and JPMorgan Chase Bank, as Trustee and Trust Collateral Agent.

4.2 Amended and Restated Trust Agreement, dated as of April 10, 2003, between the Seller and Deutsche Bank Trust Company Delaware, as Owner Trustee.

4.3 Sale and Servicing Agreement, dated as of April 10, 2003, among the Trust, AmeriCredit Financial Services, Inc., as Servicer, the Seller, JPMorgan Chase Bank, as Trust Collateral Agent, and Systems & Services Technologies, Inc., as Backup Servicer.

4.4 Note Guaranty Insurance Policy, dated as of April 16, 2003 and delivered by MBIA Insurance Corporation (the “Insurer”).

10.1 Purchase Agreement, dated as of April 10, 2003, between AmeriCredit Financial Services Inc., as Seller, and AFS SenSub Corp., as Purchaser.

10.2 Indemnification Agreement, dated as of April 9, 2003, among the Insurer, the Seller and the Representative.

23.1 Consent of PricewaterhouseCoopers LLP (“PWC”) regarding financial statement of the Trust and their report.

23.2 Report of PWC regarding financial statement of the Trust.

23.3 Consent of PWC regarding financial statements of the Insurer.

99.1 Statistical information for the receivables as of the Initial Cutoff Date.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2003-A-M
	By:	AmeriCredit Financial Services, Inc., as Sponsor
			By:	/s/ Chris A. Choate
			Name:		Chris A. Choate
			Title:		Executive Vice President, Secretary and Chief Legal Officer
Dated: April 30, 2003

EXHIBIT INDEX

Exhibit No.		Description
1.1		Underwriting Agreement, dated as of April 9, 2003, among AmeriCredit Financial Services, Inc., as Sponsor, AFS SenSub Corp., as Seller (the “Seller”), and Deutsche Bank Securities Inc., as Representative of the Underwriters (the “Representative”).
4.1		Indenture, dated as of April 10, 2003, between AmeriCredit Automobile Receivables Trust 2003-A—M (the “Trust”) and JPMorgan Chase Bank, as Trustee and Trust Collateral Agent.
4.2		Amended and Restated Trust Agreement, dated as of April 10, 2003, between the Seller and Deutsche Bank Trust Company Delaware, as Owner Trustee.
4.3		Sale and Servicing Agreement, dated as of April 10, 2003, among the Trust, AmeriCredit Financial Services, Inc., as Servicer, the Seller, JPMorgan Chase Bank, as Trust Collateral Agent, and Systems & Services Technologies, Inc., as Backup Servicer.
4.4		Note Guaranty Insurance Policy, dated as of April 16, 2003 and delivered by MBIA Insurance Corporation (the “Insurer”).
10.1		Purchase Agreement, dated as of April 10, 2003, between AmeriCredit Financial Services Inc., as Seller, and AFS SenSub Corp., as Purchaser.
10.2		Indemnification Agreement, dated as of April 9, 2003, among the Insurer, the Seller and the Representative.
23.1		Consent of PricewaterhouseCoopers LLP (“PWC”) regarding financial statement of the Trust and their report.
23.2		Report of PWC regarding financial statement of the Trust.
23.3		Consent of PWC regarding financial statements of the Insurer.
99.1		Statistical information for the receivables as of the Initial Cutoff Date.

Exhibit

99.1		Preliminary Servicer’s Certificate and Servicer’s Certificate for the May 2003 Collection Period relating to the Notes issued by the Registrant.

Filing Compare · AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2003-A-M