UNITED STATES SECURITIES AND EXCHANGE COMMISSION ~~Washington~~WASHINGTON, D. C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

~~September~~November 1712, 2013 Date of Report (Date of earliest event reported)

CITADEL EFT, INC.

(Exact name of registrant as specified in its charter)



	Nevada	333-164882	80-0473573
(State or other jurisdiction of incorporation)		(Commission File Number)	(IRS Employer Identification No.)



825 College Blvd., Suite 102. Oceanside, California		92057
(Address of principal executive offices)		(Zip Code)

(714) 423-0701

Registrant’s telephone number, including area code

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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SECTION 45. CORPORATE ~~MATTERS~~GOVERNANCE ~~RELATED TO ACCOUNTTANTS~~ AND ~~FINANCIAL STATEMENTS~~MANAGEMENT

ITEM 45.0102 ~~Changes~~Departure inof ~~Registrant's~~Directors ~~Certifying~~or ~~Accountant~~Certain Officers: Election of Directors; Appointment of Certain Officers; and Compensatory Arrangement of Certain Officers

On ~~September~~November 1720, 2013, the Registrant, Citadel EFT, Inc., a Nevada corporation (the “Company”), ~~provided~~accepted ~~notice~~the toresignation of one its ~~principal~~Board ~~independent~~of ~~registered~~Director’s, ~~public~~Joseph ~~accounting~~Edward ~~firm~~Riad. Effective on November 20, ~~Malone~~2013, ~~Bailey~~the ~~LLP~~Board of Directors of Citadel EFT Inc., a Nevada corporation (~~“Malone~~the ~~Bailey”~~"Company"), ~~that~~accepted the resignation from Joseph Riad as a member of the Board of Directors of the Company. ~~has~~Mr. ~~elected~~Riad's toresignation ~~terminate~~did not result from any disagreement with the Company or its ~~relationship~~policies..

aOn November 12, 2013, the Registrant and the Joseph Riad, nullified the Asset Purchase Agreement dated July 22, 2013, as it relates to five (5) ~~Resignation~~bonds being acquired by the Registrant. Both parties have agreed to place themselves back in the same position as to prior to the Asset Purchase Agreement dated July 22, 2013. All of ~~Current~~the ~~Independent~~securities ~~Registered~~that ~~Public~~were ~~Accounting~~to ~~Firm~~be forwarded to Joseph Riad, shall be forwarded back to the Registrant and all of the bonds that were to be acquired by the Registrant, have been retained by Mr. Riad.

iThe Registrant was informed by their accounting firm, that the value of the asset is zero and 100% impaired. The Onaccounting ~~September~~firm 17stated that until there is evidence that the United States Treasury Department will redeem the bonds,~~2013~~ at any value, ~~Malone~~the ~~Bailey~~value ~~LLP~~of ~~was~~the ~~dismissed~~asset asis zero. The accounting firm stated that this procedure adheres to generally accepted accounting principles. The bonds will be recorded 100% impaired on the ~~Company~~Registrant’s ~~independent~~Form ~~registered~~10k ~~public~~report ~~accounting~~since ~~firm~~the transaction took place in the last quarter of the Registrant’s fiscal year. In the first quarter audit of the Registrant’s new fiscal year, the transaction will be deleted on the balance sheet completely.

~~ii.~~SECTION ~~The~~9 ~~Company’s~~– ~~Board~~FINANCIAL ofSTATEMENTS ~~Directors~~AND ~~approved the dismissal on September 16, 2013~~EXHIBITS

~~iii~~Item 9.01-Financial ~~Malone~~Statements ~~Bailey~~and LLP audit report on the financial statements of the Company for the year ended 2013, did not contain an adverse opinion or a disclaimer of opinion, nor was it qualified or modified as to uncertainty, audit scope, or accounting principles, other than an explanatory paragraph regarding the Company’s ability to continue as a going concern.Exhibits

iv. From November 1, 2010 the date the Company engaged Malone Bailey LLP as the Company’s independent registered public accounting firm in connection with the audit of the Company’s annual financial statements as of and for the years ended 2010, 2011, and 2012, and Malone Bailey's reviews of the Company’s quarterly interim unaudited financial information from December 31, 2010 through June 30, 2013 through the date of dismissal on September 17, 2013 there was a disagreement on any matter of accounting principles or practices, financial statement disclosure, or auditing scope or procedure, which disagreement, if not resolved to their satisfaction, would have caused Malone Bailey LLP to make reference in connection with their opinion to the subject matter of the disagreement, Malone Bailey LLP did advise the Company of any of these matters identified in Item 304(a)~~(1)(v)(A)-(D)~~ ofFinancial ~~Regulation~~Statements ~~S-K~~of ~~(refer~~Business ~~to Exhibit 16~~Acquired.1 ~~attached).~~

v.Not The Company provided Malone Bailey LLP with a copy of this Current Report on Form 8-K and requested that Malone Bailey furnish it with a letter addressed to the SEC stating whether or not they agree with the above statementsapplicable. ~~The Company has received the requested letter from Malone Bailey LLP, and a copy of such letter is filed as Exhibit 16.1 to this Current Report on Form 8-K.~~

(b) ~~Engagement~~Pro offorma ~~New~~Financial ~~Independent Registered Public Accounting Firm~~Information.

OnNot ~~September 16, 2013 the Company retained Keeton CPA as the Company’s new principal independent registered public accounting firm~~applicable. This engagement was approved by the Company’s Board of Directors. During the years ended 2010, 2011, and 2012 and any subsequent interim period through August 16, 2013, the Company has not consulted Keeton CPA regarding the application of accounting principles related to a specified transaction, either completed or proposed, or the type of audit opinion that might be rendered on the Company’s financial statements or as to any disagreement or reportable event as described in Item 304(a)(1)(iv) and Item 304(a)(1)(v), respectively, of Regulation S-K under the Securities Act of 1933, as amended.

~~ITEM~~(c) ~~9.01~~Shell ~~Financial~~Company ~~Statements and Exhibits~~Transaction.

Exhibit Number	Description
16.1	Letter from Malone Bailey LLC, dated September 18, 2013

Not applicable.

~~-2-~~(d) Exhibits.

~~SIGNATURES~~None

~~Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.~~-2-

~~CITADEL EFT, INC. DATE: September 18, 2013 /s/ Gary DeRoos Name: Gary DeRoos Title: President/Chief Executive Officer~~SIGNATURES

~~-3-~~ Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.



	CITADEL EFT, INC.
DATE: November 25, 2013	/s/ Gary DeRoss Name: Gary DeRoos Title: President/Chief Executive Officer

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