8-K 1 cw05j2_8k0601.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2006 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2005-J2) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2006 CW By: /s/ AnnMarie Cassano ------------------------------ Name: AnnMarie Cassano Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2006 Payment Date: 01/25/06 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-J2 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 3127,~~250~~468,~~873~~667.4371 4.~~706448~~706830% 1,~~163~~418,~~995~~652.6218 ~~122~~107,~~567~~741.1795 1,~~286~~526,~~562~~394.7913 0.00 0.00 1A2 50,079,000.00 4.~~706448~~706830% 0.00 196,~~411~~427.8377 196,~~411~~427.8377 0.00 0.00 1A3 28,584,000.00 4.~~706448~~706830% 0.00 112,~~107~~116.5968 112,~~107~~116.5968 0.00 0.00 1A4 3736,~~809~~508,~~500~~452.7902 4.~~706448~~706830% ~~400~~488,~~405~~005.2610 ~~148~~143,~~290~~199.3722 ~~548~~631,~~695~~204.6332 0.00 0.00 2A1 7978,~~699~~750,~~684~~954.7898 4.~~230000~~778750% ~~292~~363,~~327~~837.1508 ~~280~~313,~~941~~609.3927 ~~573~~677,~~268~~446.5335 0.00 0.00 2A2 25,~~358~~057,~~990~~122.6104 2.~~770000~~221250% 0.00 5846,~~537~~381.0078 5846,~~537~~381.0078 0.00 0.00 2A3 21,~~736~~477,~~277~~533.6718 65.~~925000~~553125% 7999,~~725~~228.5929 ~~125~~99,~~436~~389.4452 ~~205~~198,~~162~~617.0282 0.00 0.00 2A4 4945,~~811~~654,~~786~~469.7962 5.~~230000~~778750% 1532,~~965,001~~629.3332 ~~217~~219,~~096~~854.3781 2752,~~182,097~~484.7012 0.00 0.00 2A5 1615,~~603~~218,~~928~~156.9354 64.~~310000~~663750% ~~655~~177,~~000~~543.4411 8759,~~308~~144.9973 ~~742~~236,~~309~~687.4484 0.00 0.00 2X ~~174~~167,~~169~~400,~~092~~529.5082 0.~~226131~~225710% 0.00 3231,~~820~~486.7963 3231,~~820~~486.7963 0.00 0.00 3A1 4948,~~430~~655,~~448~~560.4173 5.500000% ~~235~~303,~~578~~546.6697 ~~226~~223,~~556~~004.2265 ~~462~~526,~~134~~551.8862 0.00 0.00 3A2 13,~~822~~614,~~577~~960.1740 5.500000% 5891,~~094~~288.2276 6362,~~353~~401.4890 ~~121~~153,~~447~~690.7066 0.00 0.00 3A3 10,~~138~~278.1317 5.500000% 0.00 0.00 0.00 0.00 0.00 3A4 24,~~748~~383,~~660~~864.3747 4.750000% ~~109~~146,~~036~~602.6469 9796,~~963~~519.4546 ~~207~~243,~~000~~122.0816 0.00 0.00 3A5 34,~~648~~137,~~124~~410.5226 5.500000% ~~152~~205,~~651~~243.2977 ~~158~~156,~~803~~463.9013 ~~311~~361,~~455~~706.2090 0.00 0.00 3A6 25,~~936~~554,~~596~~289.0797 4.~~130000~~678750% ~~114~~153,~~270~~639.4062 8999,~~265~~635.1211 ~~203~~253,~~535~~274.5174 0.00 0.00 3A7 25,~~936~~554,~~596~~289.0797 2.~~870000~~321250% 0.00 6249,~~031~~431.6958 6249,~~031~~431.6958 0.00 0.00 3A8 35,084,000.00 5.500000% 0.00 160,801.67 160,801.67 0.00 0.00 3A9 9187,~~393~~968,~~350~~069.7580 5.~~230000~~778750% 1,~~175~~383,~~160~~772.3106 ~~398~~423,~~322~~621.6924 1,~~573~~807,~~483~~393.0030 0.00 0.00 3A10 87,~~308~~997,~~486~~097.4325 82.~~470000~~433750% ~~106~~125,~~832~~797.7646 5816,~~644~~219.0711 ~~165~~142,~~476~~016.8257 0.00 0.00 3A11 4947,~~399~~992,~~422~~488.0976 5.500000% ~~455~~567,~~755~~096.4835 ~~226~~219,~~414~~965.0257 ~~682~~787,~~169~~061.5092 0.00 0.00 3A12 10,000,000.00 5.000000% 0.00 41,666.67 41,666.67 0.00 0.00 3A13 10,000,000.00 6.000000% 0.00 50,000.00 50,000.00 0.00 0.00 3A14 46,735,000.00 5.500000% 0.00 214,202.08 214,202.08 0.00 0.00 3A15 712,000.00 5.500000% 0.00 3,263.33 3,263.33 0.00 0.00 3A16 40,~~686~~087,~~797~~073.6520 5.000000% ~~179~~241,~~256~~014.2383 ~~169~~167,~~528~~029.3247 ~~348~~408,~~784~~044.5630 0.00 0.00 3A17 1,~~215~~197,~~654~~735.2042 5.500000% 57,~~355~~201.8812 5,~~571~~489.7562 1012,~~927~~690.6375 0.00 0.00 3X ~~376~~430,~~415~~484,~~925~~930.7281 0.~~307431~~263096% 0.00 9694,~~434~~382.9038 9694,~~434~~382.9038 0.00 0.00 PO 222,~~820~~065.1076 0.000000% ~~249~~259.5005 0.00 ~~249~~259.5005 0.00 0.00 Residual AR 0.00 5.500000% 0.00 0.2723 0.2723 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1M ~~610~~601,~~749~~912.6307 4.~~706448~~706830% 2,~~925~~989.8541 2,~~395~~360.3891 5,~~321~~350.2333 0.00 0.00 1B1 ~~305~~300,~~325~~907.5144 4.~~706448~~706830% 1,~~462~~494.6946 1,~~197~~180.5027 2,~~660~~674.1973 0.00 0.00 1B2 ~~228~~225,~~994~~680.1358 4.~~706448~~706830% 1,~~097~~120.0285 ~~898~~885.1220 12,~~995~~006.1405 0.00 0.00 1B3 ~~152~~150,~~662~~453.7572 4.~~706448~~706830% ~~731~~747.3423 ~~598~~590.7513 1,~~330~~337.0937 0.00 0.00 1B4 7675,~~331~~226.3886 4.~~706448~~706830% ~~365~~373.6762 ~~299~~295.3707 ~~665~~668.0568 0.00 0.00 1B5 ~~152~~150,~~636~~427.1752 4.~~706448~~706830% ~~731~~747.2210 ~~598~~590.6503 1,~~329~~337.8613 0.00 0.00 2M 13,~~403~~365,~~952~~905.7219 5.500000% 12,~~587~~893.7331 61,~~434~~260.7840 74,~~022~~153.5270 0.00 0.00 2B1 3,~~922~~911,~~436~~302.6569 5.500000% 3,~~683~~773.5800 17,~~977~~926.8380 21,~~661~~699.4281 0.00 0.00 2B2 1,~~961~~955,~~218~~651.3235 5.500000% 1,~~841~~886.7950 8,~~988~~963.9240 10,~~830~~849.7190 0.00 0.00 2B3 1,~~307~~303,~~478~~767.8856 5.500000% 1,~~227~~257.8667 5,~~992~~975.6160 7,~~220~~233.4727 0.00 0.00 2B4 ~~980~~977,~~608~~825.8940 5.500000% ~~920~~943.9025 4,~~494~~481.4670 5,~~415~~424.3595 -0.00 0.00 2B5 1,~~307~~303,~~200~~489.5299 5.500000% 1,~~227~~257.6040 5,~~991~~974.3433 7,~~218~~231.9473 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 1,~~162~~142,~~258~~335,~~723~~678.8762 - 76,~~177~~334,~~500~~841.0157 3,~~615~~523,~~209~~933.2843 109,~~792~~858,~~709~~775.2900 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 3026,~~086~~050,~~877~~015.8152 0.00 1A2 50,079,000.00 0.00 1A3 28,584,000.00 0.00 1A4 3736,~~409~~020,~~095~~446.5392 0.00 2A1 7978,~~407~~387,~~357~~117.6490 0.00 2A2 2524,~~265~~941,~~977~~355.4370 0.00 2A3 21,~~656~~378,~~552~~304.0888 0.00 2A4 4745,~~846~~121,~~785~~840.4731 0.00 2A5 15,~~948~~040,~~928~~613.4944 0.00 2X ~~171~~166,~~171~~221,~~063~~199.1533 0.00 3A1 4948,~~194~~352,~~869~~013.7576 0.00 3A2 13,~~764~~523,~~482~~671.9565 0.00 3A3 10,~~184~~325.6028 0.00 3A4 24,~~639~~237,~~623~~261.7478 0.00 3A5 3433,~~495~~932,~~473~~166.2349 0.00 3A6 25,~~822~~400,~~325~~650.6835 0.00 3A7 25,~~822~~400,~~325~~650.6835 0.00 3A8 35,084,000.00 0.00 3A9 9086,~~218~~584,~~190~~297.4474 0.00 3A10 87,~~201~~871,~~653~~299.6879 0.00 3A11 4847,~~943~~425,~~666~~392.6141 0.00 3A12 10,000,000.00 0.00 3A13 10,000,000.00 0.00 3A14 46,735,000.00 0.00 3A15 712,000.00 0.00 3A16 4039,~~507~~846,~~541~~058.4237 0.00 3A17 1,~~210~~190,~~298~~534.3230 0.00 3X ~~436~~427,~~735~~266,~~158~~991.0325 0.00 PO ~~222~~221,~~570~~806.6071 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate 1M ~~607~~598,~~823~~922.7865 0.00 1B1 ~~303~~299,~~862~~412.8297 0.00 1B2 ~~227~~224,~~897~~559.1173 0.00 1B3 ~~151~~149,~~931~~706.4149 0.00 1B4 7574,~~965~~853.7024 0.00 1B5 ~~151~~149,~~904~~680.9642 0.00 2M 13,~~391~~353,~~364~~011.9989 0.00 2B1 3,~~918~~907,~~753~~529.0769 0.00 2B2 1,~~959~~953,~~376~~764.5384 0.00 2B3 1,~~306~~302,~~251~~509.0290 0.00 2B4 ~~979~~976,~~688~~882.0015 0.00 2B5 1,~~305~~302,~~972~~232.9259 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 1,~~155~~136,~~081~~000,~~270~~884.3316 - --------------------------------------------------------------------------------

Payment Date: 01/25/06 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-J2 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 3127,~~250~~468,~~873~~667.4371 4.~~706448~~706830% 12669GT27 3240.~~948246~~156595 3.~~469406~~049761 ~~851~~737.~~643960~~375892 1A2 50,079,000.00 4.~~706448~~706830% 12669GT35 0.000000 3.~~922040~~922358 1,000.000000 1A3 28,584,000.00 4.~~706448~~706830% 12669GT43 0.000000 3.~~922040~~922358 1,000.000000 1A4 3736,~~809~~508,~~500~~452.7902 4.~~706448~~706830% 12669GT50 1012.~~211294~~445300 3.~~781760~~651923 ~~954~~918.~~021614~~607746 2A1 7978,~~699~~750,~~684~~954.7898 4.~~230000~~778750% 12669GU25 34.~~634463~~523536 3.~~492906~~899061 ~~987~~974.~~260762~~576262 2A2 25,~~358~~057,~~990~~122.6104 2.~~770000~~221250% 12669GU33 0.000000 21.~~287316~~812355 ~~987~~974.~~260762~~576262 2A3 21,~~736~~477,~~277~~533.6718 65.~~925000~~553125% 12669GU41 34.~~634463~~523536 54.~~718291~~530886 ~~987~~974.~~260762~~576262 2A4 4945,~~811~~654,~~786~~469.7962 5.~~230000~~778750% 12669GU58 369.~~276055~~832915 4.~~007834~~058758 ~~883~~832.~~303527~~998086 2A5 1615,~~603~~218,~~928~~156.9354 64.~~310000~~663750% 12669GU66 369.~~276055~~832915 43.~~835456~~275628 ~~883~~832.~~303527~~998086 2X ~~174~~167,~~169~~400,~~092~~529.5082 0.~~226131~~225710% 12669GU74 0.000000 0.~~181404~~174030 ~~946~~918.~~080193~~721783 3A1 4948,~~430~~655,~~448~~560.4173 5.500000% 12669GU82 46.~~711573~~070939 4.~~531124~~460093 ~~983~~967.~~897395~~040275 3A2 13,~~822~~614,~~577~~960.1740 5.500000% 12669GU90 46.~~170439~~553392 4.~~547988~~479677 ~~988~~970.~~117943~~830700 3A3 10,~~138~~278.1317 5.500000% 12669GV24 0.000000 0.000000 1,~~018~~032.~~459761~~527865 3A4 24,~~748~~383,~~660~~864.3747 4.750000% 12669GV32 45.~~361465~~864108 3.~~918538~~860779 ~~985~~969.~~584949~~490471 3A5 34,~~648~~137,~~124~~410.5226 5.500000% 12669GV40 45.~~361465~~864108 4.~~537254~~470375 ~~985~~969.~~584949~~490471 3A6 25,~~936~~554,~~596~~289.0797 4.~~130000~~678750% 12669GV57 45.~~361465~~864108 3.~~407066~~802867 ~~985~~969.~~584949~~490471 3A7 25,~~936~~554,~~596~~289.0797 2.~~870000~~321250% 12669GV65 0.000000 21.~~367622~~886702 ~~985~~969.~~584949~~490471 3A8 35,084,000.00 5.500000% 12669GV73 0.000000 4.583333 1,000.000000 3A9 9187,~~393~~968,~~350~~069.7580 5.~~230000~~778750% 12669GV81 1113.~~600907~~660274 34.~~932148~~181890 ~~890~~854.~~612844~~739906 3A10 87,~~308~~997,~~486~~097.4325 82.~~470000~~433750% 12669GV99 1113.~~600907~~660274 61.~~368125~~761224 ~~890~~854.~~612844~~739906 3A11 4947,~~399~~992,~~422~~488.0976 5.500000% 12669GW23 810.~~743510~~879546 4.~~343674~~219963 ~~938~~909.~~967225~~839663 3A12 10,000,000.00 5.000000% 12669GW31 0.000000 4.166667 1,000.000000 3A13 10,000,000.00 6.000000% 12669GW49 0.000000 5.000000 1,000.000000 3A14 46,735,000.00 5.500000% 12669GW56 0.000000 4.583333 1,000.000000 3A15 712,000.00 5.500000% 12669GX30 0.000000 4.583333 1,000.000000 3A16 40,~~686~~087,~~797~~073.6520 5.000000% 12669GX48 45.~~361465~~864108 4.~~124777~~063977 ~~985~~969.~~584949~~490471 3A17 1,~~215~~197,~~654~~735.2042 5.500000% 12669GX89 45.~~361465~~864108 4.~~537254~~470375 ~~985~~969.~~584949~~490471 3X ~~376~~430,~~415~~484,~~925~~930.7281 0.~~307431~~263096% 12669GW64 0.000000 0.~~212128~~207613 ~~960~~939.~~687900~~860740 PO 222,~~820~~065.1076 0.000000% 12669GX22 1.~~114445~~157093 0.000000 ~~994~~990.~~154812~~742725 Residual AR 0.00 5.500000% 12669GS93 0.000000 2.~~695415~~336637 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate 1M ~~610~~601,~~749~~912.6307 4.~~706448~~706830% 12669GT68 4.~~724446~~827081 3.~~867890~~812231 ~~981~~967.~~469048~~096164 1B1 ~~305~~300,~~325~~907.5144 4.~~706448~~706830% 12669GT76 4.~~724446~~827081 3.~~867890~~812231 ~~981~~967.~~469048~~096164 1B2 ~~228~~225,~~994~~680.1358 4.~~706448~~706830% 12669GT84 4.~~724446~~827081 3.~~867890~~812231 ~~981~~967.~~469048~~096164 1B3 ~~152~~150,~~662~~453.7572 4.~~706448~~706830% 12669GS69 4.~~724446~~827081 3.~~867890~~812231 ~~981~~967.~~469048~~096164 1B4 7675,~~331~~226.3886 4.~~706448~~706830% 12669GS77 4.~~724446~~827081 3.~~867890~~812231 ~~981~~967.~~469048~~096164 1B5 ~~152~~150,~~636~~427.1752 4.~~706448~~706830% 12669GS85 4.~~724445~~827079 3.~~867889~~812230 ~~981~~967.~~468730~~095850 2M 13,~~403~~365,~~952~~905.7219 5.500000% 12669GW72 0.~~936727~~959466 4.~~571721~~558744 ~~996~~993.~~529617~~675538 2B1 3,~~922~~911,~~436~~302.6569 5.500000% 12669GW80 0.~~936727~~959466 4.~~571721~~558744 ~~996~~993.~~529617~~675538 2B2 1,~~961~~955,~~218~~651.3235 5.500000% 12669GW98 0.~~936727~~959466 4.~~571721~~558744 ~~996~~993.~~529617~~675538 2B3 1,~~307~~303,~~478~~767.8856 5.500000% 12669GX55 0.~~936727~~959466 4.~~571721~~558744 ~~996~~993.~~529617~~675538 2B4 ~~980~~977,~~608~~825.8940 5.500000% 12669GX63 0.~~936726~~959466 4.~~571719~~558743 ~~996~~993.~~529342~~675265 2B5 1,~~307~~303,~~200~~489.5299 5.500000% 12669GX71 0.~~936727~~959466 4.~~571721~~558744 ~~996~~993.~~529686~~675607 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 1,~~162~~142,~~258~~335,~~723~~678.8762 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-J2 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 142,230,597.95 166,221,199.33 447,629,086.88 Loan count 322 310 857 Avg loan rate 4.916611% 5.940596% 5.961692% Prepay amount 1,198,231.58 1,017,423.24 2,806,805.70 Total ----- Prin balance 756,080,884.16 Loan count 1489 Avg loan rate 5.76 Prepay amount 5,022,460.52 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 24,118.03 27,244.06 72,481.52 Sub servicer fees 0.00 0.00 839.78 Trustee fees 1,081.09 1,255.50 3,381.53 Agg advances N/A N/A N/A Adv this period 12,060.39 9,869.07 36,330.16 Total ----- Master serv fees 123,843.61 Sub servicer fees 839.78 Trustee fees 5,718.12 Agg advances N/A Adv this period 58,259.62 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 3,095,021.46 3,618,531.82 9,489,248.18 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 16,202,801.46 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.873331% 100.000000% 1,118,013,128.25 ----------------------------------------------------------------------------- Junior 2.126669% 0.000000% 24,293,066.56 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 14 7,225,764.56 60 to 89 days 2 871,812.94 90 or more 2 978,773.61 Foreclosure 0 0.00 Totals: 18 9,076,351.11 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 9,858,775.00 9,858,775.00 Principal remittance amount 6,334,841.57 6,334,841.57 Interest remittance amount 3,523,933.43 3,523,933.43

Filing Compare · CHL Mortgage Pass-Through Trust 2005-J2