8-K 1 cw0523_8k0601.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2006 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2005-23) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2006 CW By: /s/ AnnMarie Cassano ------------------------------ Name: AnnMarie Cassano Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2006 Payment Date: 01/25/06 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-23 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 ~~272~~265,~~219~~829,~~000~~865.0066 5.500000% 1585,~~885,867~~779.5271 1,~~247~~218,~~670~~386.4288 31,~~133~~804,~~537~~166.9460 0.00 0.00 A2 3029,~~246~~536,~~000~~109.0022 5.500000% ~~209~~65,~~536~~085.9944 ~~138~~135,~~627~~373.5083 ~~348~~200,~~164~~459.4927 0.00 0.00 PO ~~895~~793,~~066~~930.8037 0.000000% ~~99,976~~414.6090 0.00 ~~99,976~~414.6090 0.00 0.00 Residual AR ~~100~~0.00 5.500000% ~~100~~0.00 0.4608 ~~100~~0.4608 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 6,952,000.00 5.500000% 0.00 31,863.33 31,863.33 0.00 0.00 B1 2,054,000.00 5.500000% 0.00 9,414.17 9,414.17 0.00 0.00 B2 1,264,000.00 5.500000% 0.00 5,793.33 5,793.33 0.00 0.00 B3 790,000.00 5.500000% 0.00 3,620.83 3,620.83 0.00 0.00 B4 632,000.00 5.500000% 0.00 2,896.67 2,896.67 0.00 0.00 B5 947,833.20 5.500000% 0.00 4,344.2024 4,344.2024 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~316~~308,~~000~~799,~~000~~738.0046 - 2651,~~195,481~~280.1105 1,~~444~~411,~~230~~693.9137 32,~~639~~062,~~712~~973.0242 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 ~~270~~265,~~333~~244,~~132~~085.4895 0.00 A2 3029,~~036~~471,~~463~~023.0178 0.00 PO ~~795~~793,~~090~~515.2047 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 6,952,000.00 0.00 B1 2,054,000.00 0.00 B2 1,264,000.00 0.00 B3 790,000.00 0.00 B4 632,000.00 0.00 B5 947,833.20 0.0400 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~313~~308,~~804~~148,~~518~~458.8941 ~~0.04~~- --------------------------------------------------------------------------------

Payment Date: 01/25/06 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-23 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 ~~272~~265,~~219~~829,~~000~~865.0066 5.500000% 126694GU6 62.~~927759~~151869 4.~~583333~~475760 ~~993~~974.~~072241~~377563 A2 3029,~~246~~536,~~000~~109.0022 5.500000% 126694GV4 62.~~927759~~151869 4.~~583333~~475760 ~~993~~974.~~072241~~377563 PO ~~895~~793,~~066~~930.8037 0.000000% 126694GW2 ~~111~~0.~~697362~~463540 0.000000 ~~888~~886.~~302638~~543298 Residual AR ~~100~~0.00 5.500000% 126694GX0 ~~1,000~~0.000000 40.~~583333~~823488 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 6,952,000.00 5.500000% 126694GY8 0.000000 4.583333 1,000.000000 B1 2,054,000.00 5.500000% 126694GZ5 0.000000 4.583333 1,000.000000 B2 1,264,000.00 5.500000% 126694HA9 0.000000 4.583333 1,000.000000 B3 790,000.00 5.500000% 126694HB7 0.000000 4.583333 1,000.000000 B4 632,000.00 5.500000% 126694HC5 0.000000 4.583333 1,000.000000 B5 947,833.20 5.500000% 126694HD3 0.000000 4.~~583294~~583333 1,000.000000 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~316~~308,~~000~~799,~~000~~738.0046 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-23 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 308,148,458.41 308,148,458.41 Loan count 540 540 Avg loan rate 5.958441% 5.96 Prepay amount 651,280.05 651,280.05 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 51,466.62 51,466.62 Sub servicer fees 0.00 0.00 Trustee fees 2,316.00 2,316.00 Agg advances N/A N/A Adv this period 2,192.98 2,192.98 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 6,320,000.00 6,320,000.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.906786% 100.000000% 296,159,905.26 ----------------------------------------------------------------------------- Junior 4.093214% 0.000000% 12,639,833.20 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 1 438,595.78 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 1 438,595.78 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 2,062,973.42 2,062,973.42 Principal remittance amount 651,280.05 651,280.05 Interest remittance amount 1,411,693.37 1,411,693.37

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