8-K 1 cw05j3_8k0510.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2005 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2005-J3) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2005 CW By: /s/ AnnMarie Cassano ------------------------------ Name: AnnMarie Cassano Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2005 Payment Date: 10/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-J3 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 97,~~889~~132,~~000~~739.0075 5.500000% ~~356~~442,~~497~~809.8832 ~~448~~445,~~657~~191.9272 ~~805~~888,~~155~~001.8004 0.00 0.00 1A2 34,535,000.00 5.500000% 0.00 158,285.42 158,285.42 0.00 0.00 1A3 7775,~~594~~599,~~000~~039.0094 45.~~810000~~180000% ~~440~~3,~~831~~167,430.3140 ~~311~~326,~~022~~335.6286 ~~751~~3,~~853~~493,766.9226 0.00 0.00 1A4 76,~~054~~872,~~000~~639.0099 139.~~090000~~020000% 40287,~~075~~948.5722 7651,~~947~~659.3834 ~~117~~339,~~022~~607.9656 0.00 0.00 1A5 12,~~000~~110.0025 5.500000% 0.00 0.00 0.00 0.00 0.00 1A6 24,955,000.00 5.500000% 0.00 114,377.08 114,377.08 0.00 0.00 1A7 445,000.00 5.500000% 0.00 2,039.58 2,039.58 0.00 0.00 2A1 3736,~~002~~445,~~000~~368.0064 34.~~810000~~180000% ~~350~~210,~~359~~304.3686 ~~117~~126,~~481~~951.3537 ~~467~~337,~~840~~256.7123 0.00 0.00 2A2 3736,~~002~~445,~~000~~368.0064 3.~~690000~~320000% 0.00 ~~113~~100,~~781~~832.1519 ~~113~~100,~~781~~832.1519 0.00 0.00 2A3 2322,~~500~~926,000.00 4.500000% 287,000.00 8885,~~125~~972.0050 ~~375~~372,~~125~~972.0050 0.00 0.00 2A4 5049,~~504~~964,~~000~~737.0029 4.500000% ~~413~~133,~~718~~609.7273 ~~189~~187,~~390~~367.0076 ~~603~~320,~~108~~977.7249 0.00 0.00 2A5 ~~260~~262,~~000~~388.0080 5.500000% 0.00 0.00 0.00 0.00 0.00 2A6 12,772,000.00 5.500000% 0.00 58,538.33 58,538.33 0.00 0.00 2A7 228,000.00 5.500000% 0.00 1,045.00 1,045.00 0.00 0.00 X1 ~~222~~219,~~659~~666,~~063~~361.0091 0.~~231561~~226554% 0.00 4241,~~965~~471.8790 4241,~~965~~471.8790 0.00 0.00 X2 ~~118~~117,~~812~~651,~~521~~164.0027 0.~~288127~~288374% 0.00 28,~~527~~272.5592 28,~~527~~272.5592 0.00 0.00 PO1 ~~720~~672,~~504~~638.3727 0.000000% ~~43,206~~903.3817 0.00 ~~43,206~~903.3817 0.00 0.00 PO2 ~~208~~199,~~295~~869.2272 0.000000% ~~181~~238.9091 0.00 ~~181~~238.9091 0.00 0.00 MP ~~9,601,~~100.00 50.~~500000~~000000% ~~12,093~~0.7500 ~~44,005~~0.0400 ~~56,098~~0.8000 0.00 0.00 B1Residual ~~2,496,000~~AR 0.00 5.500000% ~~3,144~~0.0200 ~~11,440~~0.00 ~~14,584~~0.0200 0.00 0.00 B2---------------------------------------------------------------------------------------------------------------------------------- 1Subordinate M 9,~~536~~579,~~000~~842.0076 5.500000% 18,~~934~~993.7828 743,~~040~~907.0061 852,~~974~~900.7889 0.00 0.00 B3B1 ~~960~~2,~~000~~490,473.0075 5.500000% 12,~~209~~337.2498 411,~~400~~414.0067 513,~~609~~752.2466 0.00 0.00 B4B2 ~~768~~1,~~000~~532,599.0023 5.500000% ~~967~~1,438.3976 37,~~520~~024.0041 48,~~487~~463.3917 0.00 0.00 B5B3 ~~960~~957,~~000~~874.4152 5.500000% ~~1,209~~899.2322 4,~~400~~390.0026 5,~~609~~289.2348 0.00 0.00 PB4 ~~100~~766,299.0062 05.~~000000~~500000% 0719.0038 03,512.0021 04,231.0059 0.00 0.00 ~~Residual~~B5 ~~AR 100~~957,874.0093 5.500000% ~~100~~899.0023 04,390.4626 ~~100.46 0.00 0.00 PAC 132~~5,~~424,000~~289.0049 0.~~000000% 0.~~00 0.00 ~~0.00 0.00 0.00~~ ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- ~~----------------------------------------------------------------------------------------------------------------------------------~~ Totals - - ~~384~~379,~~000~~307,~~100~~597.0045 - 14,~~952~~545,~~529~~532.5346 1,~~825~~802,~~989~~980.7641 36,~~778~~348,~~519~~512.2987 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 9796,~~532~~689,~~502~~930.1243 0.00 1A2 34,535,000.00 0.00 1A3 7772,~~153~~431,~~168~~609.6954 0.00 1A4 76,~~013~~584,~~924~~691.4378 0.00 1A5 12,~~055~~165.0076 0.00 1A6 24,955,000.00 0.00 1A7 445,000.00 0.00 2A1 36,~~651~~235,~~640~~063.6478 0.00 2A2 36,~~651~~235,~~640~~063.6478 0.00 2A3 2322,~~213~~639,000.00 0.00 2A4 5049,~~090~~831,~~281~~127.2856 0.00 2A5 ~~261~~263,~~191~~591.6741 0.00 2A6 12,772,000.00 0.00 2A7 228,000.00 0.00 X1 ~~180~~215,~~747~~799,~~598~~809.5963 0.00 X2 98117,~~077~~028,~~224~~815.6573 0.00 PO1 ~~677~~671,~~297~~735.9910 0.00 PO2 ~~208~~199,~~113~~630.3281 0.00 ~~M 9,589,006.25 0.00 B1 2,492,855.98 0.00 B2 1,534,065.22 0.00 B3 958,790.76 0.00 B4 767,032.61 0.00 B5 958,791.18 0.00~~ P 100.00 0.00 Residual AR 0.00 0.00 ~~PAC 132,424,000.00 0.00~~ -------------------------------------------------------------------------------- Subordinate M 9,570,849.48 0.00 B1 2,488,135.77 0.00 B2 1,531,160.47 0.00 B3 956,975.29 0.00 B4 765,580.24 0.00 B5 956,975.70 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~382~~374,~~048~~763,~~817~~323.1411 - --------------------------------------------------------------------------------

Payment Date: 10/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-J3 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 97,~~889~~132,~~000~~739.0075 5.500000% 12669G4J7 34.~~641858~~523586 4.~~583333~~547924 ~~996~~987.~~358142~~750722 1A2 34,535,000.00 5.500000% 12669G4K4 0.000000 4.583333 1,000.000000 1A3 7775,~~594~~599,~~000~~039.0094 45.~~810000~~180000% 12669G4L2 540.~~681255~~820558 4.~~008333~~205684 ~~994~~933.~~318745~~469206 1A4 76,~~054~~872,~~000~~639.0099 139.~~090000~~020000% 12669G4M0 540.~~681255~~820558 107.~~908333~~323411 ~~994~~933.~~318745~~469206 1A5 12,~~000~~110.0025 5.500000% 12669G4N8 0.000000 0.000000 1,~~004~~013.~~583333~~813117 1A6 24,955,000.00 5.500000% 12669G4P3 0.000000 4.583333 1,000.000000 1A7 445,000.00 5.500000% 12669G4Q1 0.000000 4.583333 1,000.000000 2A1 3736,~~002~~445,~~000~~368.0064 34.~~810000~~180000% 12669G4S7 95.~~468660~~683608 3.~~175000~~430933 ~~990~~979.~~531340~~273114 2A2 3736,~~002~~445,~~000~~368.0064 3.~~690000~~320000% 12669G4T5 0.000000 32.~~075000~~725047 ~~990~~979.~~531340~~273114 2A3 2322,~~500~~926,000.00 4.500000% 12669G4U2 12.212766 3.~~750000~~658404 ~~987~~963.~~787234~~361702 2A4 5049,~~504~~964,~~000~~737.0029 4.500000% 12669G4V0 82.~~191801~~645528 3.~~750000~~709959 ~~991~~986.~~808199~~676849 2A5 ~~260~~262,~~000~~388.0080 5.500000% 12669G4W8 0.000000 0.000000 1,~~004~~013.~~583333~~813117 2A6 12,772,000.00 5.500000% 12669G4X6 0.000000 4.583333 1,000.000000 2A7 228,000.00 5.500000% 12669G4Y4 0.000000 4.583333 1,000.000000 X1 ~~222~~219,~~659~~666,~~063~~361.0091 0.~~231561~~226554% 12669G4Z1 0.000000 0.~~192967~~186257 ~~811~~969.~~768433~~193918 X2 ~~118~~117,~~812~~651,~~521~~164.0027 0.~~288127~~288374% 12669G4Z1 0.000000 0.~~240106~~237962 ~~825~~984.~~478862~~987228 PO1 ~~720~~672,~~504~~638.3727 0.000000% 12669G5A5 591.~~966853~~253522 0.000000 ~~940~~932.~~033147~~312316 PO2 ~~208~~199,~~295~~869.2272 0.000000% 12669G5A5 01.~~873280~~146984 0.000000 ~~999~~958.~~126720~~403235 M 9,601,100.00 5.500000% 12669G5D9 1.259622 4.583333 998.740378 B1 2,496,000.00 5.500000% 12669G5E7 1.259622 4.583333 998.740378 B2 1,536,000.00 5.500000% 12669G5F4 1.259622 4.583333 998.740378 B3 960,000.00 5.500000% 12669G5G2 1.259622 4.583333 998.740378 B4 768,000.00 5.500000% 12669G5H0 1.259622 4.583333 998.740378 B5 960,000.41 5.500000% 12669G5J6 1.259615 4.583333 998.740385 P 100.00 0.000000% 12669G5K3 0.000000 0.000000 1,000.000000 Residual AR ~~100~~0.00 5.500000% 12669G5B3 ~~1,000.000000 4.583333~~ 0.000000 ~~PAC 132,424,000.00~~ 0.~~000000%~~036796 0.000000 ~~0.000000 1,000.000000~~ ------------------------------------------------------------------------------------------------------------------------ Subordinate M 9,579,842.76 5.500000% 12669G5D9 0.936692 4.573186 996.849265 B1 2,490,473.75 5.500000% 12669G5E7 0.936692 4.573186 996.849265 B2 1,532,599.23 5.500000% 12669G5F4 0.936692 4.573186 996.849265 B3 957,874.52 5.500000% 12669G5G2 0.936692 4.573186 996.849265 B4 766,299.62 5.500000% 12669G5H0 0.936692 4.573186 996.849265 B5 957,874.93 5.500000% 12669G5J6 0.936692 4.573186 996.849265 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~384~~379,~~000~~307,~~100~~597.0045 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-J3 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 247,082,688.08 127,680,535.03 374,763,223.11 Loan count 494 247 741 Avg loan rate 5.895665% 5.969712% 5.92 Prepay amount 3,671,576.82 516,380.79 4,187,957.61 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 41,393.76 17,794.77 59,188.53 Sub servicer fees 0.00 3,688.79 3,688.79 Trustee fees 1,882.44 962.37 2,844.81 Agg advances N/A N/A N/A Adv this period 28,613.13 0.00 28,613.13 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 5,080,000.00 2,600,000.00 7,680,000.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.710518% 100.000000% 363,022,632.65 ----------------------------------------------------------------------------- Junior 4.289482% 0.000000% 16,269,676.95 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 9 3,774,534.12 60 to 89 days 1 385,430.75 90 or more 1 630,298.52 Foreclosure 0 0.00 Totals: 11 4,790,263.39 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,348,512.87 6,348,512.87 Principal remittance amount 4,545,532.46 4,545,532.46 Interest remittance amount 1,802,980.41 1,802,980.41

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