8-K 1 fh05fa5_8k0510.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2005 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2005 FH By: /s/ Kelly Crosson ------------------------------ Name: Kelly Crosson Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2005 Payment Date: 10/25/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~219~~213,~~883~~625,~~829~~286.4050 5.000000% 4,~~305~~544,~~879~~825.5607 ~~916~~890,~~182~~105.6236 5,~~222~~434,~~062~~930.1843 0.00 0.00 1A2 5453,~~970~~406,~~957~~321.3561 34.~~760000~~130000% 1,~~076~~136,~~469~~206.8927 ~~172~~183,~~242~~806.3376 1,~~248~~320,~~712~~013.2202 0.00 0.00 1A3 5453,~~970~~406,~~957~~321.3561 3.~~740000~~370000% 0.00 ~~171~~149,~~326~~982.1575 ~~171~~149,~~326~~982.1575 0.00 0.00 1A4 31,205,000.00 5.500000% 0.00 143,022.92 143,022.92 0.00 0.00 1A5 4,~~389~~429,~~024~~349.5851 5.500000% 0.00 0.00 0.00 0.00 0.00 1A6 19,~~772~~279,~~653~~808.4486 5.500000% ~~339~~358,~~560~~462.2237 9088,~~624~~365.6679 ~~430~~446,~~184~~828.8816 0.00 0.00 1A7 1,~~136~~108,~~927~~589.5701 5.500000% 1920,~~524~~611.7159 5,~~210~~081.9203 2425,~~735~~692.6362 0.00 0.00 1A8 1,795,000.00 5.500000% 0.00 8,227.08 8,227.08 0.00 0.00 1PO ~~696~~691,~~792~~753.5040 0.000000% ~~582~~5,504.7996 0.00 ~~582~~5,504.7996 0.00 0.00 Residual 1AR 0.00 5.500000% 0.00 0.0005 0.0005 0.00 0.00 2A1 23,~~822~~398,~~262~~738.5933 5.000000% ~~325~~352,~~880~~064.5348 9997,~~259~~494.4374 ~~425~~449,~~139~~559.9622 0.00 0.00 2PO 2928,~~042~~757.3355 0.000000% ~~120~~117.8537 0.00 ~~120~~117.8537 0.00 0.00 3A1 7876,~~212~~945,~~249~~093.6056 5.500000% ~~603~~1,~~465~~389,028.7212 ~~358~~352,~~472~~665.8101 ~~961~~1,~~938~~741,693.5314 0.00 0.00 3A2 4,~~497~~424,~~491~~624.0795 5.500000% 3479,~~701~~874.4921 20,~~613~~279.5053 55100,~~314~~153.9974 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 8,~~596~~582,~~323~~428.5931 5.~~473188~~473337% 6,~~894~~978.8342 39,~~207~~145.7543 46,~~102~~123.5886 0.00 0.00 B2 4,~~182~~175,~~751~~990.4334 5.~~473188~~473337% 3,~~354~~395.8552 19,~~077~~047.4917 22,~~432~~442.3469 0.00 0.00 B3 2,~~323~~319,~~195~~440.6741 5.~~473188~~473337% 1,~~863~~885.3695 10,~~596~~579.0723 12,~~459~~465.4318 0.00 0.00 B4 1,~~859~~856,~~555~~549.7693 5.~~473188~~473337% 1,~~491~~509.4957 8,~~481~~467.4294 9,~~972~~977.9151 0.00 0.00 B5 1,~~625~~623,~~737~~109.3648 5.~~473188~~473337% 1,~~303~~319.9576 7,~~414~~403.9719 8,~~718~~722.9295 0.00 0.00 B6 1,~~162~~160,~~681~~802.9961 5.~~473188~~473337% ~~932~~943.5586 5,~~302~~294.9855 6,~~235~~238.5341 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~460~~450,~~161~~056,~~476~~644.2336 - 67,~~722~~902,~~026~~727.7952 2,~~075~~028,~~263~~968.1054 89,~~797~~931,~~289~~696.8906 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~215~~209,~~577~~080,~~949~~461.8443 0.00 1A2 5352,~~894~~270,~~487~~115.4634 0.00 1A3 5352,~~894~~270,~~487~~115.4634 0.00 1A4 31,205,000.00 0.00 1A5 4,~~409~~449,~~140~~650.9570 0.00 1A6 1918,~~433~~921,~~093~~346.2249 0.00 1A7 1,~~117~~087,~~402~~977.8642 0.00 1A8 1,795,000.00 0.00 1PO ~~696~~686,~~209~~248.7144 0.00 Residual 1AR 0.00 0.00 2A1 23,~~496~~046,~~382~~673.0685 0.00 2PO 28,~~921~~640.4818 0.00 3A1 7775,~~608~~556,~~783~~065.8844 0.00 3A2 4,~~462~~344,~~789~~750.5874 0.00 -------------------------------------------------------------------------------- Subordinate B1 8,~~589~~575,~~428~~449.7689 0.00 B2 4,~~179~~172,~~396~~594.5882 0.00 B3 2,~~321~~317,~~332~~554.3146 0.00 B4 1,~~858~~855,~~064~~040.2736 0.00 B5 1,~~624~~621,~~433~~789.4172 0.00 B6 1,~~161~~159,~~749~~858.4475 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~453~~442,~~459~~174,~~565~~218.8103 - --------------------------------------------------------------------------------

Payment Date: 10/25/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~219~~213,~~883~~625,~~829~~286.4050 5.000000% 32051GRR8 1920.~~328639~~401240 43.~~112647~~995589 ~~967~~938.~~706668~~540128 1A2 5453,~~970~~406,~~957~~321.3561 34.~~760000~~130000% 32051GRS6 1920.~~328639~~401240 3.~~092711~~300357 ~~967~~938.~~706668~~540128 1A3 5453,~~970~~406,~~957~~321.3561 3.~~740000~~370000% 32051GRT4 0.000000 32.~~076260~~693027 ~~967~~938.~~706668~~540128 1A4 31,205,000.00 5.500000% 32051GRU1 0.000000 4.583333 1,000.000000 1A5 4,~~389~~429,~~024~~349.5851 5.500000% 32051GRV9 0.000000 0.000000 1,~~009~~018.~~187675~~459761 1A6 19,~~772~~279,~~653~~808.4486 5.500000% 32051GRW7 1617.~~978011~~923118 4.~~531233~~418290 ~~971~~946.~~654661~~067325 1A7 1,~~136~~108,~~927~~589.5701 5.500000% 32051GRX5 1617.~~978009~~923118 4.~~531233~~418290 ~~971~~946.~~654661~~067325 1A8 1,795,000.00 5.500000% 32051GRY3 0.000000 4.583333 1,000.000000 1PO ~~696~~691,~~792~~753.5040 0.000000% 32051GRZ0 07.~~826039~~802655 0.000000 ~~986~~972.~~798054~~679086 Residual 1AR 0.00 5.500000% 32051GSA4 0.000000 0.~~000000~~507740 0.000000 2A1 23,~~822~~398,~~262~~738.5933 5.000000% 32051GSB2 1314.~~623768~~718415 4.~~149642~~075867 ~~982~~963.~~290220~~489709 2PO 2928,~~042~~757.3355 0.000000% 32051GSC0 4.~~144376~~024880 0.000000 ~~991~~982.~~820302~~173680 3A1 7876,~~212~~945,~~249~~093.6056 5.500000% 32051GSD8 717.~~628378~~558630 4.~~531436~~458020 ~~981~~955.~~048489~~100185 3A2 4,~~497~~424,~~491~~624.0795 5.500000% 32051GSE6 717.~~628378~~558630 4.~~531436~~458020 ~~981~~955.~~048490~~100185 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 8,~~596~~582,~~323~~428.5931 5.~~473188~~473337% 32051GSF3 0.~~801445~~811162 4.~~557451~~550207 ~~998~~996.~~422499~~797615 B2 4,~~182~~175,~~751~~990.4334 5.~~473188~~473337% 32051GSG1 0.~~801445~~811162 4.~~557451~~550207 ~~998~~996.~~422499~~797615 B3 2,~~323~~319,~~195~~440.6741 5.~~473188~~473337% 32051GSH9 0.~~801445~~811162 4.~~557451~~550207 ~~998~~996.~~422499~~797617 B4 1,~~859~~856,~~555~~549.7693 5.~~473188~~473337% 32051GSJ5 0.~~801445~~811162 4.~~557451~~550207 ~~998~~996.~~422499~~797613 B5 1,~~625~~623,~~737~~109.3648 5.~~473188~~473337% 32051GSK2 0.~~801444~~811162 4.~~557451~~550207 ~~998~~996.~~422502~~797615 B6 1,~~162~~160,~~681~~802.9961 5.~~473188~~473337% 32051GSL0 0.~~801445~~811161 4.~~557448~~550205 ~~998~~996.~~421921~~797042 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~460~~450,~~161~~056,~~476~~644.2336 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 334,437,626.44 24,123,012.01 83,613,579.07 Loan count 1660 171 425 Avg loan rate 6.240051% 5.792351% 6.232507% Prepay amount 5,779,147.83 267,396.89 1,468,908.76 Total ----- Prin balance 442,174,217.52 Loan count 2256 Avg loan rate 6.21 Prepay amount 7,515,453.48 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 211,454.51 16,160.73 51,510.85 Sub servicer fees 0.00 0.00 0.00 Trustee fees 1,702.48 122.39 425.41 Agg advances N/A N/A N/A Adv this period 26,773.95 0.00 4,684.09 Total ----- Master serv fees 279,126.08 Sub servicer fees 0.00 Trustee fees 2,250.28 Agg advances N/A Adv this period 31,458.04 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 7,053,591.61 500,240.52 1,747,395.27 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 9,301,227.39 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.622109% 100.000000% 430,338,323.28 ----------------------------------------------------------------------------- Junior 4.377891% 0.000000% 19,702,287.99 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 25 5,675,531.80 60 to 89 days 3 521,854.14 90 or more 1 99,608.20 Foreclosure 0 0.00 Totals: 29 6,296,994.14 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 9,931,696.06 9,931,696.06 Principal remittance amount 7,902,727.52 7,902,727.52 Interest remittance amount 2,028,968.54 2,028,968.54

Filing Compare · First Horizon Alternative Mortgage Securities Trust 2005-FA5