8-K 1 cwt05j8_8k0510.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2005 CWT (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2005-J8) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2005 CWT By: /s/ Cirino Emanuel ------------------------------ Name: Cirino Emanuel Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2005 Payment Date: 10/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-J8 Alternative Loan Trust 2005-J8 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 9287,~~125~~068,~~712~~909.3880 4.~~160000~~530000% 2227,~~901,029~~580.2750 ~~319~~328,~~369~~685.1413 3556,~~220,398~~265.4064 0.00 0.00 1A2 9287,~~125~~068,~~712~~909.3880 10.~~340000~~970000% 0.00 ~~102~~70,~~873~~380.7170 ~~102~~70,~~873~~380.7170 0.00 0.00 1A3 34,~~848~~338,000.00 5.500000% 255,000.00 ~~159~~157,~~720~~382.0050 ~~414~~412,~~720~~382.0050 0.00 0.00 1A4 2,650,000.00 5.500000% 0.00 12,145.83 12,145.83 0.00 0.00 1A5 14,820,000.00 5.500000% 0.00 67,925.00 67,925.00 0.00 0.00 1A6 674,000.00 5.500000% 0.00 3,089.17 3,089.17 0.00 0.00 2A1 3938,~~690~~634,~~529~~266.8140 5.000000% ~~689~~441,~~267~~648.9692 ~~165~~160,~~377~~976.2111 ~~854~~602,~~645~~625.1703 0.00 0.00 XA ~~142~~138,~~801~~197,~~945~~197.2246 0.~~398296~~399060% 0.00 4745,~~397~~957.8653 4745,~~397~~957.8653 0.00 0.00 XB 3534,~~478~~472,~~261~~974.0910 0.~~227606~~227860% 0.00 6,~~729~~545.2384 6,~~729~~545.2384 0.00 0.00 POA ~~249~~225,~~297~~040.5970 0.000000% ~~7,722~~277.5063 0.00 ~~7,722~~277.5063 0.00 0.00 POB ~~111~~110,~~966~~782.0747 0.000000% ~~591~~594.8048 0.00 ~~591~~594.8048 0.00 0.00 P 100.00 0.000000% 0.00 ~~10,980~~0.00 ~~10,980~~0.00 0.00 0.00 Residual AR 0.00 5.500000% 0.00 0.1012 0.1012 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 4,~~130~~119,~~123~~953.5517 5.~~393706~~394283% 5,~~086~~130.1001 18,~~563~~520.8916 23,~~649~~650.9918 0.00 0.00 B1 1,~~475~~471,~~058~~426.3908 5.~~393706~~394283% 1,~~816~~832.4817 6,~~630~~614.0341 8,446.5157 0.00 0.00 B2 ~~983~~980,~~338~~917.9751 5.~~393706~~394283% 1,~~210~~221.9540 4,~~419~~409.8746 5,630.8186 0.00 0.00 B3 ~~885~~882,~~055~~875.0157 5.~~393706~~394283% 1,~~089~~099.9132 3,~~978~~968.1173 5,068.0206 0.00 0.00 B4 ~~590~~588,~~003~~550.3850 5.~~393706~~394283% ~~726~~732.5784 2,~~651~~645.9267 3,378.4952 0.00 0.00 B5 ~~491~~490,~~844~~633.5438 5.~~393706~~394283% ~~605~~610.6992 2,~~210~~205.7251 2,816.4143 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~193~~187,~~725~~055,~~029~~455.7059 - 3935,~~864,147~~728.2320 ~~934~~891,~~061~~451.7787 41,~~798~~827,~~209~~180.0007 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 8986,~~224~~841,~~683~~329.1130 0.00 1A2 8986,~~224~~841,~~683~~329.1130 0.00 1A3 34,~~593~~083,000.00 0.00 1A4 2,650,000.00 0.00 1A5 14,820,000.00 0.00 1A6 674,000.00 0.00 2A1 3938,~~001~~192,~~261~~617.8548 0.00 XA ~~140~~137,~~132~~721,~~293~~525.4785 0.00 XB 34,~~814~~056,~~505~~986.9841 0.00 POA ~~241~~224,~~575~~763.0807 0.00 POB ~~111~~110,~~374~~187.2899 0.00 P 100.00 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 4,~~125~~114,~~037~~823.4515 0.00 B1 1,~~473~~469,~~241~~593.91 0.00 B2 ~~982~~979,~~128~~696.0211 0.00 B3 ~~883~~881,~~965~~776.1025 0.00 B4 ~~589~~587,~~276~~817.8166 0.00 B5 ~~491~~490,~~238~~022.8546 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~189~~186,~~860~~119,~~882~~727.4739 - --------------------------------------------------------------------------------

Payment Date: 10/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-J8 Alternative Loan Trust 2005-J8 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 9287,~~125~~068,~~712~~909.3880 4.~~160000~~530000% 12667GH89 302.~~633889~~403173 3.~~372430~~470804 ~~942~~917.~~182504~~015093 1A2 9287,~~125~~068,~~712~~909.3880 10.~~340000~~970000% 12667GH97 0.000000 10.~~086312~~743196 ~~942~~917.~~182504~~015093 1A3 34,~~848~~338,000.00 5.500000% 12667GJ20 7.264336 4.~~550038~~483449 ~~985~~970.~~471327~~942654 1A4 2,650,000.00 5.500000% 12667GJ38 0.000000 4.583333 1,000.000000 1A5 14,820,000.00 5.500000% 12667GJ46 0.000000 4.583333 1,000.000000 1A6 674,000.00 5.500000% 12667GR54 0.000000 4.583333 1,000.000000 2A1 3938,~~690~~634,~~529~~266.8140 5.000000% 12667GJ53 1711.~~220936~~034327 4.~~131848~~021889 ~~974~~954.~~422532~~219050 XA ~~142~~138,~~801~~197,~~945~~197.2246 0.~~398296~~399060% 12667GJ61 0.000000 0.~~325477~~315586 ~~962~~945.~~275929~~721404 XB 3534,~~478~~472,~~261~~974.0910 0.~~227606~~227860% 12667GJ79 0.000000 0.~~187995~~182872 ~~972~~951.~~616388~~453487 POA ~~249~~225,~~297~~040.5970 0.000000% 12667GJ87 301.~~944860~~112489 0.000000 ~~968~~900.~~015889~~648454 POB ~~111~~110,~~966~~782.0747 0.000000% 12667GJ95 5.~~263857~~287692 0.000000 ~~990~~980.~~642197~~090559 P 100.00 0.000000% 12667GK93 0.000000 ~~109,800~~0.000000 1,000.000000 Residual AR 0.00 5.500000% 12667GK28 0.000000 01.~~961953~~202201 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 4,~~130~~119,~~123~~953.5517 5.~~393706~~394283% 12667GK36 1.~~230012~~240632 4.~~489454~~478879 ~~997~~995.~~590677~~120473 B1 1,~~475~~471,~~058~~426.3908 5.~~393706~~394283% 12667GK44 1.~~230012~~240632 4.~~489454~~478879 ~~997~~995.~~590677~~120473 B2 ~~983~~980,~~338~~917.9751 5.~~393706~~394283% 12667GK51 1.~~230012~~240632 4.~~489454~~478879 ~~997~~995.~~590677~~120473 B3 ~~885~~882,~~055~~875.0157 5.~~393706~~394283% 12667GK69 1.~~230012~~240632 4.~~489454~~478879 ~~997~~995.~~590677~~120473 B4 ~~590~~588,~~003~~550.3850 5.~~393706~~394283% 12667GK77 1.~~230012~~240632 4.~~489454~~478879 ~~997~~995.~~590677~~120473 B5 ~~491~~490,~~844~~633.5438 5.~~393706~~394283% 12667GK85 1.~~230012~~240632 4.~~489454~~478879 ~~997~~995.~~590677~~120473 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~193~~187,~~725~~055,~~029~~455.7059 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-J8 Alternative Loan Trust 2005-J8 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 146,019,590.93 40,100,036.46 186,119,627.39 Loan count 331 207 538 Avg loan rate 6.081054% 5.398197% 5.93 Prepay amount 411,876.84 287,300.49 699,177.33 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 24,914.90 6,822.90 31,737.81 Sub servicer fees 0.00 0.00 0.00 Trustee fees 1,098.79 304.12 1,402.92 Agg advances N/A N/A N/A Adv this period 13,321.51 13,621.05 26,942.56 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 3,098,729.14 839,263.03 3,937,992.17 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.442948% 100.000000% 178,521,099.38 ----------------------------------------------------------------------------- Junior 4.557052% 0.000000% 8,523,729.54 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 11 4,138,151.93 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 11 4,138,151.93 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 1,827,180.07 1,827,180.07 Principal remittance amount 935,728.20 935,728.20 Interest remittance amount 891,451.87 891,451.87

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