8-K 1 cw05j2_8k0510.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2005 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2005-J2) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2005 CW By: /s/ AnnMarie Cassano ------------------------------ Name: AnnMarie Cassano Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2005 Payment Date: 10/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-J2 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 3331,~~878~~250,~~195~~873.4943 4.~~706639~~706448% 1,~~352~~163,~~825~~995.0162 ~~132~~122,~~877~~567.0217 1,~~485~~286,~~702~~562.0379 0.00 0.00 1A2 50,079,000.00 4.~~706639~~706448% 0.00 196,~~419~~411.8083 196,~~419~~411.8083 0.00 0.00 1A3 28,584,000.00 4.~~706639~~706448% 0.00 112,~~112~~107.1359 112,~~112~~107.1359 0.00 0.00 1A4 3837,~~713~~809,~~278~~500.7579 4.~~706639~~706448% ~~465~~400,~~361~~405.0826 ~~151~~148,~~841~~290.1837 ~~617~~548,~~202~~695.2563 0.00 0.00 2A1 8079,~~212~~699,~~087~~684.8078 34.~~860000~~230000% ~~244~~292,~~130~~327.2715 ~~258~~280,~~015~~941.5539 ~~502~~573,~~145~~268.8253 0.00 0.00 2A2 25,~~522~~358,~~027~~990.9461 32.~~140000~~770000% 0.00 6658,~~782~~537.6400 6658,~~782~~537.6400 0.00 0.00 2A3 21,~~876~~736,~~023~~277.9567 76.~~850000~~925000% 6679,~~580~~725.9859 ~~143~~125,~~105~~436.6644 ~~209~~205,~~686~~162.6402 0.00 0.00 2A4 5349,~~479~~811,~~678~~786.1479 45.~~860000~~230000% ~~674~~1,~~177~~965,001.7633 ~~216~~217,~~592~~096.7037 ~~890~~2,~~770~~182,097.4570 0.00 0.00 2A5 1716,~~826~~603,~~559~~928.3893 76.~~420000~~310000% ~~224~~655,~~725~~000.9244 ~~110~~87,~~227~~308.5699 ~~334~~742,~~953~~309.4844 0.00 0.00 2X ~~179~~174,~~723~~169,~~520~~092.3750 0.~~225920~~226131% 0.00 3332,~~836~~820.0079 3332,~~836~~820.0079 0.00 0.00 3A1 49,~~833~~430,~~083~~448.9841 5.500000% ~~189~~235,~~876~~578.7766 ~~228~~226,~~401~~556.6322 ~~418~~462,~~278~~134.4088 0.00 0.00 3A2 13,~~905~~822,~~190~~577.4517 5.500000% 3558,~~699~~094.5022 63,~~732~~353.1248 99121,~~431~~447.6270 0.00 0.00 3A3 10,~~045~~138.8313 5.500000% 0.00 0.00 0.00 0.00 0.00 3A4 24,~~928~~748,~~820~~660.7337 4.750000% 83109,~~749~~036.4764 9897,~~676~~963.5845 ~~182~~207,~~426~~000.0608 0.00 0.00 3A5 34,~~900~~648,~~349~~124.0252 5.500000% ~~117~~152,~~249~~651.2629 ~~159~~158,~~959~~803.9390 ~~277~~311,~~209~~455.20 0.00 0.00 3A6 2625,~~125~~936,~~404~~596.1307 34.~~760000~~130000% 87114,~~769~~270.4540 8189,~~859~~265.6012 ~~169~~203,~~629~~535.0551 0.00 0.00 3A7 2625,~~125~~936,~~404~~596.1307 32.~~240000~~870000% 0.00 7062,~~538~~031.5969 7062,~~538~~031.5969 0.00 0.00 3A8 35,084,000.00 5.500000% 0.00 160,801.67 160,801.67 0.00 0.00 3A9 9691,~~376~~393,~~208~~350.6475 45.~~860000~~230000% 31,~~450~~175,~~606~~160.6431 ~~390~~398,~~323~~322.6569 31,~~840~~573,~~930~~483.2800 0.00 0.00 3A10 8,~~761~~308,~~473~~486.5143 128.~~540000~~470000% ~~313~~106,~~691~~832.5176 9158,~~557~~644.4007 ~~405~~165,~~248~~476.9182 0.00 0.00 3A11 5049,~~860~~399,~~276~~422.0409 5.500000% ~~943~~455,~~089~~755.8448 ~~233~~226,~~109~~414.6002 1682,~~176,199~~169.4450 0.00 0.00 3A12 10,000,000.00 5.000000% 0.00 41,666.67 41,666.67 0.00 0.00 3A13 10,000,000.00 6.000000% 0.00 50,000.00 50,000.00 0.00 0.00 3A14 46,735,000.00 5.500000% 0.00 214,202.08 214,202.08 0.00 0.00 3A15 712,000.00 5.500000% 0.00 3,263.33 3,263.33 0.00 0.00 3A16 40,~~982~~686,~~981~~797.2865 5.000000% ~~137~~179,~~684~~256.1323 ~~170~~169,~~762~~528.4232 ~~308~~348,~~446~~784.56 0.00 0.00 3A17 1,~~224~~215,~~503~~654.6720 5.500000% 45,~~113~~355.7788 5,~~612~~571.3175 910,~~726~~927.0863 0.00 0.00 3X ~~424~~376,~~684~~415,~~660~~925.7572 0.~~268884~~307431% 0.00 9896,~~096~~434.2090 9896,~~096~~434.2090 0.00 0.00 PO ~~223~~222,~~667~~820.8010 0.000000% ~~585~~249.0650 0.00 ~~585~~249.0650 0.00 0.00 Residual AR 0.00 5.500000% 0.00 0.0027 0.0027 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1M ~~616~~610,~~559~~749.5763 4.~~706639~~706448% 2,~~894~~925.1285 2,~~418~~395.2738 5,~~312~~321.3923 0.00 0.00 1B1 ~~308~~305,~~230~~325.0151 4.~~706639~~706448% 1,~~446~~462.8369 1,~~208~~197.9450 2,~~655~~660.7719 0.00 0.00 1B2 ~~231~~228,~~172~~994.5113 4.~~706639~~706448% 1,~~085~~097.1202 ~~906~~898.7012 1,~~991~~995.8214 0.00 0.00 1B3 ~~154~~152,~~115~~662.0075 4.~~706639~~706448% ~~723~~731.4134 ~~604~~598.4775 1,~~327~~330.8809 0.00 0.00 1B4 7776,~~057~~331.5038 4.~~706639~~706448% ~~361~~365.7167 ~~302~~299.2337 ~~663~~665.9405 0.00 0.00 1B5 ~~154~~152,~~088~~636.17 4.~~706639~~706448% ~~723~~731.2922 ~~604~~598.3665 1,~~327~~329.6586 0.00 0.00 2M 13,~~428~~403,~~763~~952.6172 5.500000% 12,~~380~~587.1773 61,~~548~~434.5078 7374,~~928~~022.6752 0.00 0.00 2B1 3,~~929~~922,~~697~~436.1365 5.500000% 3,~~622~~683.8558 1817,~~011~~977.1183 21,~~633~~661.9642 0.00 0.00 2B2 1,~~964~~961,~~848~~218.5632 5.500000% 1,~~811~~841.4279 98,~~005~~988.5692 10,~~816~~830.9871 0.00 0.00 2B3 1,~~309~~307,~~899~~478.0488 5.500000% 1,~~207~~227.6286 65,~~003~~992.7061 7,~~211~~220.3247 0.00 0.00 2B4 ~~982~~980,~~424~~608.1089 5.500000% ~~905~~920.7190 4,~~502~~494.7846 5,~~408~~415.4935 -0.0900 0.00 2B5 1,~~309~~307,~~620~~200.0752 5.500000% 1,~~207~~227.2760 65,~~002~~991.4334 7,~~209~~218.6994 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 1,~~179~~162,~~698~~258,~~303~~723.8987 - 87,~~420~~177,~~285~~500.9401 3,~~695~~615,~~493~~209.0728 1210,~~115~~792,~~779~~709.0229 ~~0.09~~- - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 3230,~~525~~086,~~370~~877.4881 0.00 1A2 50,079,000.00 0.00 1A3 28,584,000.00 0.00 1A4 3837,~~247~~409,~~917~~095.6753 0.00 2A1 79,~~967~~407,~~957~~357.5464 0.00 2A2 25,~~444~~265,~~350~~977.1343 0.00 2A3 21,~~809~~656,~~442~~552.9608 0.00 2A4 5247,~~805~~846,~~500~~785.3847 0.00 2A5 1715,~~601~~948,~~833~~928.4649 0.00 2X ~~178~~171,~~507~~171,~~986~~063.6615 0.00 3A1 49,~~643~~194,~~207~~869.2175 0.00 3A2 13,~~869~~764,~~490~~482.95 0.00 3A3 10,~~091~~184.8860 0.00 3A4 24,~~845~~639,~~071~~623.2674 0.00 3A5 34,~~783~~495,~~099~~473.7623 0.00 3A6 2625,~~037~~822,~~634~~325.68 0.00 3A7 2625,~~037~~822,~~634~~325.68 0.00 3A8 35,084,000.00 0.00 3A9 9290,~~925~~218,~~602~~190.0044 0.00 3A10 8,~~447~~201,~~782~~653.0068 0.00 3A11 4948,~~917~~943,~~186~~666.2061 0.00 3A12 10,000,000.00 0.00 3A13 10,000,000.00 0.00 3A14 46,735,000.00 0.00 3A15 712,000.00 0.00 3A16 40,~~845~~507,~~297~~541.1542 0.00 3A17 1,~~220~~210,~~389~~298.9032 0.00 3X ~~442~~436,~~259~~735,~~240~~158.1803 0.00 PO ~~223~~222,~~082~~570.7360 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate 1M ~~613~~607,~~665~~823.4678 0.00 1B1 ~~306~~303,~~783~~862.1882 0.00 1B2 ~~230~~227,~~087~~897.3911 0.00 1B3 ~~153~~151,~~391~~931.5941 0.00 1B4 7675,~~695~~965.8070 0.00 1B5 ~~153~~151,~~364~~904.8996 0.00 2M 13,~~416~~391,~~383~~364.4399 0.00 2B1 3,~~926~~918,~~074~~753.2807 0.00 2B2 1,~~963~~959,~~037~~376.1453 0.00 2B3 1,~~308~~306,~~691~~251.4302 0.00 2B4 ~~981~~979,~~518~~688.3000 0.00 2B5 1,~~308~~305,~~412~~972.8192 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 1,~~171~~155,~~278~~081,~~063~~270.9033 - --------------------------------------------------------------------------------

Payment Date: 10/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-J2 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 3331,~~878~~250,~~195~~873.4943 4.~~706639~~706448% 12669GT27 3832.~~293281~~948246 3.~~761238~~469406 ~~920~~851.~~668322~~643960 1A2 50,079,000.00 4.~~706639~~706448% 12669GT35 0.000000 3.~~922199~~922040 1,000.000000 1A3 28,584,000.00 4.~~706639~~706448% 12669GT43 0.000000 3.~~922199~~922040 1,000.000000 1A4 3837,~~713~~809,~~278~~500.7579 4.~~706639~~706448% 12669GT50 1110.~~867823~~211294 3.~~872314~~781760 ~~975~~954.~~413589~~021614 2A1 8079,~~212~~699,~~087~~684.8078 34.~~860000~~230000% 12669GU25 3.~~035238~~634463 3.~~207872~~492906 ~~994~~987.~~230624~~260762 2A2 25,~~522~~358,~~027~~990.9461 32.~~140000~~770000% 12669GU33 0.000000 2.~~609512~~287316 ~~994~~987.~~230624~~260762 2A3 21,~~876~~736,~~023~~277.9567 76.~~850000~~925000% 12669GU41 3.~~035238~~634463 65.~~523781~~718291 ~~994~~987.~~230624~~260762 2A4 5349,~~479~~811,~~678~~786.1479 45.~~860000~~230000% 12669GU58 1236.~~446052~~276055 34.~~998536~~007834 ~~974~~883.~~846780~~303527 2A5 1716,~~826~~603,~~559~~928.3893 76.~~420000~~310000% 12669GU66 1236.~~446052~~276055 64.~~104761~~835456 ~~974~~883.~~846780~~303527 2X ~~179~~174,~~723~~169,~~520~~092.3750 0.~~225920~~226131% 12669GU74 0.000000 0.~~187015~~181404 ~~986~~946.~~632129~~080193 3A1 49,~~833~~430,~~083~~448.9841 5.500000% 12669GU82 34.~~797535~~711573 4.~~568033~~531124 ~~992~~983.~~864144~~897395 3A2 13,~~905~~822,~~190~~577.4517 5.500000% 12669GU90 24.~~562778~~170439 4.~~575170~~547988 ~~995~~988.~~656206~~117943 3A3 10,~~045~~138.8313 5.500000% 12669GV24 0.000000 0.000000 1,~~009~~018.~~187674~~459761 3A4 24,~~928~~748,~~820~~660.7337 4.750000% 12669GV32 34.~~349979~~361465 3.~~947063~~918538 ~~993~~985.~~802850~~584949 3A5 34,~~900~~648,~~349~~124.0252 5.500000% 12669GV40 34.~~349979~~361465 4.~~570284~~537254 ~~993~~985.~~802850~~584949 3A6 2625,~~125~~936,~~404~~596.1307 34.~~760000~~130000% 12669GV57 34.~~349979~~361465 3.~~124412~~407066 ~~993~~985.~~802850~~584949 3A7 2625,~~125~~936,~~404~~596.1307 32.~~240000~~870000% 12669GV65 0.000000 2.~~692313~~367622 ~~993~~985.~~802850~~584949 3A8 35,084,000.00 5.500000% 12669GV73 0.000000 4.583333 1,000.000000 3A9 9691,~~376~~393,~~208~~350.6475 45.~~860000~~230000% 12669GV81 3411.~~063580~~600907 3.~~853184~~932148 ~~917~~890.~~339776~~612844 3A10 8,~~761~~308,~~473~~486.5143 128.~~540000~~470000% 12669GV99 3411.~~063580~~600907 96.~~942165~~368125 ~~917~~890.~~339776~~612844 3A11 5049,~~860~~399,~~276~~422.0409 5.500000% 12669GW23 188.~~092851~~743510 4.~~472127~~343674 ~~957~~938.~~643860~~967225 3A12 10,000,000.00 5.000000% 12669GW31 0.000000 4.166667 1,000.000000 3A13 10,000,000.00 6.000000% 12669GW49 0.000000 5.000000 1,000.000000 3A14 46,735,000.00 5.500000% 12669GW56 0.000000 4.583333 1,000.000000 3A15 712,000.00 5.500000% 12669GX30 0.000000 4.583333 1,000.000000 3A16 40,~~982~~686,~~981~~797.2865 5.000000% 12669GX48 34.~~349979~~361465 4.~~154803~~124777 ~~993~~985.~~802850~~584949 3A17 1,~~224~~215,~~503~~654.6720 5.500000% 12669GX89 34.~~349979~~361465 4.~~570284~~537254 ~~993~~985.~~802850~~584949 3X ~~424~~376,~~684~~415,~~660~~925.7572 0.~~268884~~307431% 12669GW64 0.000000 0.~~215783~~212128 ~~972~~960.~~839244~~687900 PO ~~223~~222,~~667~~820.8010 0.000000% 12669GX22 21.~~613302~~114445 0.000000 ~~996~~994.~~442336~~154812 Residual AR 0.00 5.500000% 12669GS93 0.000000 02.~~000000~~695415 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate 1M ~~616~~610,~~559~~749.5763 4.~~706639~~706448% 12669GT68 4.~~673210~~724446 3.~~904843~~867890 ~~990~~981.~~901754~~469048 1B1 ~~308~~305,~~230~~325.0151 4.~~706639~~706448% 12669GT76 4.~~673210~~724446 3.~~904843~~867890 ~~990~~981.~~901754~~469048 1B2 ~~231~~228,~~172~~994.5113 4.~~706639~~706448% 12669GT84 4.~~673210~~724446 3.~~904843~~867890 ~~990~~981.~~901754~~469048 1B3 ~~154~~152,~~115~~662.0075 4.~~706639~~706448% 12669GS69 4.~~673210~~724446 3.~~904843~~867890 ~~990~~981.~~901754~~469048 1B4 7776,~~057~~331.5038 4.~~706639~~706448% 12669GS77 4.~~673210~~724446 3.~~904843~~867890 ~~990~~981.~~901754~~469048 1B5 ~~154~~152,~~088~~636.17 4.~~706639~~706448% 12669GS85 4.~~673208~~724445 3.~~904842~~867889 ~~990~~981.~~901432~~468730 2M 13,~~428~~403,~~763~~952.6172 5.500000% 12669GW72 0.~~921281~~936727 4.~~580183~~571721 ~~998~~996.~~391385~~529617 2B1 3,~~929~~922,~~697~~436.1365 5.500000% 12669GW80 0.~~921281~~936727 4.~~580183~~571721 ~~998~~996.~~391385~~529617 2B2 1,~~964~~961,~~848~~218.5632 5.500000% 12669GW98 0.~~921281~~936727 4.~~580183~~571721 ~~998~~996.~~391385~~529617 2B3 1,~~309~~307,~~899~~478.0488 5.500000% 12669GX55 0.~~921281~~936727 4.~~580183~~571721 ~~998~~996.~~391385~~529617 2B4 ~~982~~980,~~424~~608.1089 5.500000% 12669GX63 0.~~921281~~936726 4.~~580182~~571719 ~~998~~996.~~391110~~529342 2B5 1,~~309~~307,~~620~~200.0752 5.500000% 12669GX71 0.~~921212~~936727 4.~~580183~~571721 ~~998~~996.~~391454~~529686 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 1,~~179~~162,~~698~~258,~~303~~723.8987 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-J2 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 147,678,359.12 171,171,063.15 456,311,848.06 Loan count 328 320 873 Avg loan rate 4.916212% 5.940811% 5.962691% Prepay amount 856,719.16 2,833,304.64 2,177,863.34 Total ----- Prin balance 775,161,270.33 Loan count 1521 Avg loan rate 5.76 Prepay amount 5,867,887.14 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 24,358.02 28,849.60 76,705.90 Sub servicer fees 0.00 0.00 409.41 Trustee fees 1,119.38 1,306.27 3,441.90 Agg advances N/A N/A N/A Adv this period 4,459.27 5,091.30 13,162.03 Total ----- Master serv fees 129,913.52 Sub servicer fees 409.41 Trustee fees 5,867.54 Agg advances N/A Adv this period 22,712.60 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 3,095,021.46 3,618,531.82 9,489,248.18 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 16,202,801.46 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.902240% 100.000000% 1,137,849,128.31 ----------------------------------------------------------------------------- Junior 2.097760% 0.000000% 24,380,792.31 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 5 2,617,856.68 60 to 89 days 2 848,035.60 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 7 3,465,892.28 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 10,792,709.29 10,792,709.29 Principal remittance amount 7,177,500.01 7,177,500.01 Interest remittance amount 3,615,209.28 3,615,209.28

Filing Compare · CHL Mortgage Pass-Through Trust 2005-J2