8-K 1 fh05aa6_8k0510.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2005 (null) (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 400 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 214-441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2005 (null) By: /s/ Kelly Crosson ------------------------------ Name: Kelly Crosson Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2005 Payment Date: 10/25/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 7066,~~207~~665,~~142~~755.1232 5.~~407302~~406382% 13,~~838~~057,~~146~~215.0767 ~~316~~300,~~359~~350.3243 23,~~154~~357,~~505~~566.3910 0.00 0.00 2A1 ~~308~~298,~~106~~600,~~556~~594.5980 5.~~442417~~428500% 45,~~690~~757,~~974~~916.2388 1,~~397~~350,~~370~~794.3256 67,~~088~~108,~~344~~711.5544 0.00 0.00 2A2 4543,~~089~~697,~~029~~904.0754 5.~~442417~~428500% ~~686~~842,~~488~~626.0693 ~~204~~197,~~494~~678.4241 ~~890~~1,~~982~~040,305.4834 0.00 0.00 3A1 ~~105~~97,~~207~~581,~~073~~553.4815 5.~~533526~~497745% 23,~~354~~911,~~720~~167.5943 ~~485~~447,~~138~~065.4043 24,~~839~~358,~~858~~232.9986 0.00 0.00 3A2 4,~~676~~337,~~371~~422.3397 5.~~533526~~497745% ~~104~~173,~~665~~848.4730 2119,~~564~~871.0271 ~~126~~193,~~229~~720.4901 0.00 0.00 3IO ~~109~~101,~~883~~918,~~444~~976.8010 0.228000% 0.00 2019,~~877~~364.8561 2019,~~877~~364.8561 0.00 0.00 B1 14,~~948~~944,~~810~~251.2992 5.~~503963~~487216% 2,~~275~~303.8769 68,~~564~~335.7528 70,~~840~~638.6298 0.00 0.00 B2 6,~~898~~896,~~989~~885.4371 5.~~503963~~487216% 1,~~050~~063.3317 31,~~643~~537.1525 32,~~693~~600.4842 0.00 0.00 B3 4,~~024~~023,~~410~~183.5033 5.~~503963~~487216% ~~612~~620.6918 18,~~458~~396.5173 19,~~071~~016.2091 0.00 0.00 B4 3,~~450~~449,~~494~~442.5740 5.~~503963~~487216% ~~525~~531.3274 15,~~826~~773.1620 16,~~351~~304.4894 0.00 0.00 B5 3,~~161~~160,~~536~~572.9085 5.~~503963~~487216% ~~481~~487.3221 14,~~500~~452.8229 14,~~982~~939.1450 0.00 0.00 B6 2,012,~~980~~367.8604 5.~~503963~~487216% ~~306~~310.4621 9,~~232~~201.8191 9,~~539~~512.2712 0.00 0.00 Residual 1AR 0.00 5.~~407302~~406382% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~567~~545,~~783~~369,~~395~~934.1202 - 913,~~680~~748,~~246~~091.4143 2,~~604~~492,~~030~~821.5381 1216,~~284~~240,~~276~~913.9424 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 6863,~~368~~608,~~996~~539.0565 0.00 2A1 ~~303~~292,~~415~~842,~~582~~677.4092 0.00 2A2 4442,~~402~~855,~~541~~277.0161 0.00 3A1 ~~102~~93,~~852~~670,~~352~~385.9072 0.00 3A2 4,~~571~~163,~~705~~574.8666 0.00 3IO ~~107~~97,~~424~~833,~~058~~960.7038 0.00 B1 14,~~946~~941,~~534~~948.4223 0.00 B2 6,~~897~~895,~~939~~822.1054 0.00 B3 4,~~023~~022,~~797~~563.8115 0.00 B4 3,~~449~~448,~~969~~910.2566 0.00 B5 3,~~161~~160,~~055~~085.5864 0.00 B6 2,012,~~674~~056.4083 0.00 Residual 1AR 0.00 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~558~~531,~~103~~621,~~148~~842.7759 - --------------------------------------------------------------------------------

Payment Date: 10/25/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 7066,~~207~~665,~~142~~755.1232 5.~~407302~~406382% 32051GPW9 2643.~~071145~~361686 4.~~487048~~259988 ~~969~~902.~~704220~~184805 2A1 ~~308~~298,~~106~~600,~~556~~594.5980 5.~~442417~~428500% 32051GPY5 1518.~~020635~~437016 4.~~474420~~325283 ~~971~~937.~~545435~~690690 2A2 4543,~~089~~697,~~029~~904.0754 5.~~442417~~428500% 32051GPZ2 1518.~~020635~~437016 4.~~474420~~325283 ~~971~~937.~~545435~~690690 3A1 ~~105~~97,~~207~~581,~~073~~553.4815 5.~~533526~~497745% 32051GQA6 2136.~~956256~~469122 4.~~523604~~168598 ~~959~~873.~~032066~~416125 3A2 4,~~676~~337,~~371~~422.3397 5.~~533526~~497745% 32051GQB4 2136.~~956256~~469122 4.~~523604~~168598 ~~959~~873.~~032065~~416124 3IO ~~109~~101,~~883~~918,~~444~~976.8010 0.228000% 32051GQC2 0.000000 0.~~186388~~172878 ~~959~~873.~~032065~~416125 B1 14,~~948~~944,~~810~~251.2992 5.~~503963~~487216% 32051GQD0 0.~~152222~~154083 4.~~585964~~570616 999.~~701319~~394571 B2 6,~~898~~896,~~989~~885.4371 5.~~503963~~487216% 32051GQE8 0.~~152222~~154083 4.~~585964~~570616 999.~~701319~~394571 B3 4,~~024~~023,~~410~~183.5033 5.~~503963~~487216% 32051GQF5 0.~~152221~~154083 4.~~585964~~570616 999.~~701320~~394571 B4 3,~~450~~449,~~494~~442.5740 5.~~503963~~487216% 32051GQG3 0.~~152223~~154083 4.~~585964~~570616 999.~~701318~~394569 B5 3,~~161~~160,~~536~~572.9085 5.~~503963~~487216% 32051GQH1 0.~~152220~~154083 4.~~585964~~570616 999.~~701321~~394572 B6 2,012,~~980~~367.8604 5.~~503963~~487216% 32051GQJ7 0.~~152220~~154083 4.~~585964~~570616 999.~~701321~~394571 Residual 1AR 0.00 5.~~407302~~406382% 32051GPX7 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~567~~545,~~783~~369,~~395~~934.1202 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 68,107,051.52 358,534,583.48 104,980,207.54 Loan count 273 1818 193 Avg loan rate 5.781382% 5.803500% 6.100745% Prepay amount 3,047,241.26 6,542,957.35 4,073,600.43 Total ----- Prin balance 531,621,842.54 Loan count 2284 Avg loan rate 5.86 Prepay amount 13,663,799.04 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 22,001.83 112,888.80 33,719.58 Sub servicer fees 0.00 0.00 0.00 Trustee fees 237.22 1,217.13 363.55 Agg advances N/A N/A N/A Adv this period 3,182.56 7,384.75 25,432.55 Total ----- Master serv fees 168,610.20 Sub servicer fees 0.00 Trustee fees 1,817.90 Agg advances N/A Adv this period 35,999.86 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 1,500,124.76 7,617,133.66 2,383,249.09 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 11,500,507.51 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 545,369,934.02 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 17 7,680,887.72 60 to 89 days 4 1,328,120.00 90 or more 1 230,050.97 Foreclosure 0 0.00 Totals: 22 9,239,058.69 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 16,240,913.24 16,240,913.24 Principal remittance amount 13,748,091.43 13,748,091.43 Interest remittance amount 2,492,821.81 2,492,821.81

Filing Compare · First Horizon Alternative Mortgage Securities Trust 2005-AA6