8-K 1 fh05aa1_8k0510.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2005 (null) (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2005 (null) By: /s/ Kelly Crosson ------------------------------ Name: Kelly Crosson Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2005 Payment Date: 10/25/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 7670,~~775~~090,~~002~~597.6934 4.~~514118~~501684% 21,~~921~~965,~~243~~713.9782 ~~288~~262,~~809~~938.5009 32,~~210~~228,~~053~~651.4791 0.00 0.00 1AI 7670,~~775~~090,~~002~~597.6934 0.519000% 0.00 3330,~~205~~314.1918 3330,~~205~~314.1918 0.00 0.00 2A1 ~~165~~154,~~514~~517,~~735~~672.9140 4.~~776754~~756428% 54,~~635~~997,~~302~~299.4751 ~~658~~612,~~852~~460.6809 65,~~294~~609,~~155~~759.1561 0.00 0.00 2A2 1110,~~122~~383,~~333~~347.5694 4.~~776754~~756428% ~~378~~335,~~683~~810.5978 4441,~~273~~156.8837 ~~422~~376,~~957~~967.4715 0.00 0.00 2AI ~~176~~164,~~637~~901,~~069~~020.4770 0.548000% 0.00 8075,~~664~~304.26 80 75,~~664~~304.2680 0.00 0.00 Residual 2AR 0.00 5.~~324754~~304428% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 9,~~760~~757,~~449~~998.4867 5.~~232150~~214324% 1,~~211~~280.1926 42,~~556~~401.7814 43,~~767~~681.9740 0.00 0.00 B2 3,~~463~~462,~~675~~805.4372 5.~~232150~~214324% ~~429~~454.8132 15,~~102~~046.0683 15,~~531~~501.8715 0.00 0.00 B3 2,~~203~~202,~~521~~967.1585 5.~~232150~~214324% ~~273~~289.4403 9,~~607~~572.6349 9,~~881~~861.0752 0.00 0.00 B4 1,889,~~731~~257.7525 5.~~232150~~214324% ~~234~~247.5087 8,~~239~~209.4733 8,~~473~~457.9721 0.00 0.00 B5 1,~~417~~416,~~048~~693.9817 5.~~232150~~214324% ~~175~~185.8487 6,~~178~~155.5191 6,~~354~~341.3579 0.00 0.00 B6 1,~~102~~101,~~078~~802.8209 5.~~232150~~214324% ~~136~~144.7656 4,~~805~~787.2063 4,~~941~~932.9619 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~273~~254,~~248~~823,~~577~~142.7642 - 87,~~937~~301,~~691~~426.5702 1,~~192~~108,~~295~~346.1687 108,~~129~~409,~~986~~772.7389 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 7368,~~853~~124,~~758~~883.7252 0.00 1AI 7368,~~853~~124,~~758~~883.7252 0.00 2A1 ~~159~~149,~~879~~520,~~433~~372.4089 0.00 2A2 10,~~743~~047,~~649~~537.9716 0.00 2AI ~~170~~159,~~623~~567,~~083~~910.4005 0.00 Residual 2AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 9,~~759~~756,~~238~~718.2941 0.00 B2 3,~~463~~462,~~245~~351.6239 0.00 B3 2,~~203~~202,~~247~~678.7182 0.00 B4 1,889,~~497~~009.2537 0.00 B5 1,416,~~873~~507.1430 0.00 B6 1,101,~~942~~657.0654 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~264~~247,~~310~~521,~~886~~716.1540 - --------------------------------------------------------------------------------

Payment Date: 10/25/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 7670,~~775~~090,~~002~~597.6934 4.~~514118~~501684% 32051GGD1 3120.~~166917~~972312 32.~~081325~~805301 ~~787~~726.~~949927~~828234 1AI 7670,~~775~~090,~~002~~597.6934 0.519000% 32051GGE9 0.000000 0.~~354268~~323424 ~~787~~726.~~949927~~828234 2A1 ~~165~~154,~~514~~517,~~735~~672.9140 4.~~776754~~756428% 32051GGF6 2926.~~848158~~468888 3.~~489704~~243980 ~~846~~791.~~823518~~955322 2A2 1110,~~122~~383,~~333~~347.5694 4.~~776754~~756428% 32051GGG4 2926.~~848159~~468888 3.~~489704~~243980 ~~846~~791.~~823518~~955321 2AI ~~176~~164,~~637~~901,~~069~~020.4770 0.548000% 32051GGH2 0.000000 0.~~400347~~373747 ~~846~~791.~~823518~~955322 Residual 2AR 0.00 5.~~324754~~304428% 32051GGJ8 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 9,~~760~~757,~~449~~998.4867 5.~~232150~~214324% 32051GGK5 0.~~124008~~131080 4.~~357201~~341266 ~~999~~998.~~205312~~947313 B2 3,~~463~~462,~~675~~805.4372 5.~~232150~~214324% 32051GGL3 0.~~124008~~131080 4.~~357201~~341266 ~~999~~998.~~205313~~947315 B3 2,~~203~~202,~~521~~967.1585 5.~~232150~~214324% 32051GGM1 0.~~124009~~131080 4.~~357201~~341266 ~~999~~998.~~205312~~947311 B4 1,889,~~731~~257.7525 5.~~232150~~214324% 32051GGN9 0.~~124008~~131080 4.~~357201~~341266 ~~999~~998.~~205313~~947316 B5 1,~~417~~416,~~048~~693.9817 5.~~232150~~214324% 32051GGP4 0.~~124006~~131080 4.~~357201~~341266 ~~999~~998.~~205315~~947317 B6 1,~~102~~101,~~078~~802.8209 5.~~232150~~214324% 32051GGQ2 0.~~124010~~131080 4.~~357201~~341266 ~~999~~998.~~205312~~947312 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~273~~254,~~248~~823,~~577~~142.7642 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 74,421,783.54 173,099,932.88 247,521,716.42 Loan count 317 775 1092 Avg loan rate 5.395684% 5.679428% 5.59 Prepay amount 1,958,589.02 5,309,207.80 7,267,796.82 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 22,717.53 51,620.24 74,337.77 Sub servicer fees 0.00 0.00 0.00 Trustee fees 381.94 892.18 1,274.12 Agg advances N/A N/A N/A Adv this period 2,386.71 3,883.97 6,270.68 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 92.218475% 100.000000% 234,991,617.68 ----------------------------------------------------------------------------- Junior 7.781525% 0.000000% 19,828,922.83 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 16 3,452,853.67 60 to 89 days 1 333,700.00 90 or more 0 0.00 Foreclosure 1 120,000.00 Totals: 18 3,906,553.67 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 8,409,772.89 8,409,772.89 Principal remittance amount 7,301,426.02 7,301,426.02 Interest remittance amount 1,108,346.87 1,108,346.87

Filing Compare · First Horizon Asset Sec Mort Pas Thr Certs Ser 2005-AA1