8-K 1 fh05aa7_8k0510.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2005 (null) (Depositor) (Issuer in respect of First Horizon Alternative Mortgage Securities Trust, (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 400 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 214-441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2005 (null) By: /s/ Kelly Crosson ------------------------------ Name: Kelly Crosson Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2005 Payment Date: 10/25/05 ------------------------------------------------------------ First Horizon Alternative Mortgage Securities Trust, Mortgage Pass-Through The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 7269,~~200~~128,~~000~~724.0016 5.~~450569~~447725% ~~908~~3,~~683~~625,739.8317 ~~327~~313,~~942~~828.6054 13,~~236~~939,~~626~~567.4371 0.00 0.00 1A2 3,~~406~~261,~~000~~114.0005 5.~~450569~~447725% 42171,~~866~~042.7249 1514,~~470~~804.5371 58185,~~337~~847.2520 0.00 0.00 Residual 1AR ~~100~~0.00 5.~~450569~~447725% ~~100~~0.00 0.4500 ~~100~~0.4500 0.00 0.00 2A1 ~~468~~454,~~900~~618,~~000~~825.0010 5.~~469781~~456836% 48,~~685~~412,~~052~~232.8451 2,~~137~~067,~~317~~316.1181 610,~~822~~479,~~369~~549.9532 0.00 0.00 2A2 2726,~~286~~454,~~000~~956.0083 5.~~469781~~456836% ~~272~~489,~~630~~520.3153 ~~124~~120,~~373~~300.7129 ~~397~~609,~~004~~820.0282 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 14,~~219~~215,~~000~~381.0007 5.~~467241~~455631% 1,~~797~~860.4510 64,~~782~~628.2523 66,~~579~~488.7033 0.00 0.00 B2 6,~~353~~351,~~000~~383.0008 5.~~467241~~455631% ~~803~~831.09 28,~~944~~875.4967 29,~~747~~706.5875 0.00 0.00 B3 4,~~841~~839,~~000~~767.0090 5.~~467241~~455631% ~~611~~633.9629 22,~~055~~003.7632 22,~~667~~636.7261 0.00 0.00 B4 3,~~025~~024,~~000~~230.0010 5.~~467241~~455631% ~~382~~395.4072 13,~~782~~749.0024 14,~~164~~144.4096 0.00 0.00 B5 2,~~723~~722,~~000~~306.0096 5.~~467241~~455631% ~~344~~356.22 12,~~406~~376.0858 12,~~750~~732.3080 0.00 0.00 B6 2,~~118~~117,~~150~~611.4636 5.~~467241~~455631% ~~267~~277.7609 9,~~650~~627.3742 9,~~918~~904.1251 0.0006 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~605~~586,~~071~~734,~~250~~300.4661 - 512,~~913~~702,~~540~~888.5721 2,~~756~~667,~~725~~510.3681 815,~~670~~370,~~265~~399.9302 -0.06 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 7165,~~291~~502,~~316~~984.1799 0.00 1A2 3,~~363~~090,~~133~~071.2856 0.00 Residual 1AR 0.00 0.00 2A1 ~~464~~446,~~214~~206,~~947~~592.2059 0.00 2A2 2725,~~013~~965,~~369~~436.6930 0.00 -------------------------------------------------------------------------------- Subordinate B1 14,~~217~~213,~~202~~520.5597 0.00 B2 6,~~352~~350,~~196~~551.9199 0.00 B3 4,~~840~~839,~~388~~134.0461 0.00 B4 3,~~024~~023,~~617~~834.6137 0.00 B5 2,~~722~~721,~~655~~950.7874 0.00 B6 2,117,~~882~~334.7021 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~599~~574,~~157~~031,~~709~~412.9334 - --------------------------------------------------------------------------------

Payment Date: 10/25/05 ------------------------------------------------------------ (null) First Horizon Alternative Mortgage Securities Trust, Mortgage Pass-Through The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 7269,~~200~~128,~~000~~724.0016 5.~~450569~~447725% 32051GSM8 1250.~~585649~~217994 4.~~542141~~346656 ~~987~~907.~~414351~~243559 1A2 3,~~406~~261,~~000~~114.0005 5.~~450569~~447725% 32051GSN6 1250.~~585649~~217994 4.~~542141~~346656 ~~987~~907.~~414351~~243559 Residual 1AR ~~100~~0.00 5.~~450569~~447725% 32051GSP1 ~~1,000~~0.000000 40.~~542141~~000000 0.000000 2A1 ~~468~~454,~~900~~618,~~000~~825.0010 5.~~469781~~456836% 32051GSQ9 917.~~991582~~940355 4.~~558151~~408865 ~~990~~951.~~008418~~602885 2A2 2726,~~286~~454,~~000~~956.0083 5.~~469781~~456836% 32051GSR7 917.~~991582~~940355 4.~~558151~~408865 ~~990~~951.~~008418~~602884 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 14,~~219~~215,~~000~~381.0007 5.~~467241~~455631% 32051GSU0 0.~~126412~~130818 4.~~556034~~545202 999.~~873588~~614668 B2 6,~~353~~351,~~000~~383.0008 5.~~467241~~455631% 32051GSV8 0.~~126412~~130818 4.~~556034~~545202 999.~~873588~~614669 B3 4,~~841~~839,~~000~~767.0090 5.~~467241~~455631% 32051GSW6 0.~~126412~~130818 4.~~556034~~545202 999.~~873589~~614669 B4 3,~~025~~024,~~000~~230.0010 5.~~467241~~455631% 32051GSX4 0.~~126412~~130818 4.~~556034~~545202 999.~~873588~~614668 B5 2,~~723~~722,~~000~~306.0096 5.~~467241~~455631% 32051GSY2 0.~~126412~~130818 4.~~556034~~545202 999.~~873588~~614669 B6 2,~~118~~117,~~150~~611.4636 5.~~467241~~455631% 32051GSZ9 0.~~126412~~130818 4.~~556034~~545202 999.~~873588~~614641 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~605~~586,~~071~~734,~~250~~300.4661 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Alternative Mortgage Securities Trust, Mortgage Pass-Through The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 72,991,796.94 501,039,615.40 574,031,412.34 Loan count 296 2110 2406 Avg loan rate 5.822725% 5.831836% 5.83 Prepay amount 3,787,734.39 8,838,373.48 12,626,107.87 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 23,740.64 157,658.05 181,398.69 Sub servicer fees 0.00 0.00 0.00 Trustee fees 255.96 1,699.82 1,955.78 Agg advances N/A N/A N/A Adv this period 0.00 8,486.68 8,486.68 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 1,600,127.08 10,501,297.93 12,101,425.01 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.330215% 100.000000% 553,463,620.14 ----------------------------------------------------------------------------- Junior 5.669785% 0.000000% 33,266,326.90 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 27 6,437,045.19 60 to 89 days 2 308,000.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 29 6,745,045.19 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 15,370,399.02 15,370,399.02 Principal remittance amount 12,702,888.21 12,702,888.21 Interest remittance amount 2,667,510.81 2,667,510.81

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