8-K 1 fh05fa6_8k0510.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2005 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2005 FH By: /s/ Kelly Crosson ------------------------------ Name: Kelly Crosson Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2005 Payment Date: 10/25/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 2524,~~000~~578,~~000~~505.0044 34.~~800000~~180000% 79404,~~186~~768.6639 7985,~~166~~615.6713 ~~158~~490,~~353~~383.3352 0.00 0.00 A2 2524,~~000~~578,~~000~~505.0044 1.~~700000~~320000% 0.00 3527,~~416~~036.6736 3527,~~416~~036.6736 0.00 0.00 A3 7,~~895~~823,000.00 5.500000% 36,000.00 3635,~~185~~855.42 7271,~~185~~855.42 0.00 0.00 A4 20,264,000.00 5.500000% 0.00 92,876.67 92,876.67 0.00 0.00 A5 2,~~148~~167,~~000~~735.0012 5.500000% 0.00 0.00 0.00 0.00 0.00 A6 4746,~~230~~117,~~000~~725.0027 5.500000% ~~550~~562,~~274~~000.7300 ~~216~~211,~~470~~372.8391 ~~766~~773,~~745~~372.5691 0.00 0.00 A7 8,265,000.00 5.500000% 0.00 37,881.25 37,881.25 0.00 0.00 A8 ~~100~~98,~~025~~757,~~000~~870.0079 34.~~950000~~330000% 91,~~767~~556,332.9289 ~~329~~356,~~248~~351.9632 ~~339~~1,~~016~~912,684.8820 0.00 0.00 A9 ~~100~~98,~~025~~757,~~000~~870.0079 1.~~550000~~170000% 0.00 ~~129~~96,~~198~~288.9692 ~~129~~96,~~198~~288.9692 0.00 0.00 A10 1,~~913~~930,~~000~~576.0002 5.500000% 0.00 0.00 0.00 0.00 0.00 A11 1,123,000.00 5.500000% 0.00 5,147.08 5,147.08 0.00 0.00 APO ~~495~~483,~~116~~691.6483 0.000000% ~~509~~462.4808 0.00 ~~509~~462.4808 0.00 0.00 Residual AR ~~100~~0.00 5.500000% ~~100~~0.00 0.4800 ~~100~~0.4800 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,~~613~~607,~~000~~129.0011 5.500000% 2,~~932~~963.1074 21,~~142~~116.9201 24,~~075~~079.0275 0.00 0.00 B2 2,~~138~~135,~~000~~279.00 5.500000% 1,~~358~~373.9561 9,~~799~~786.1770 11,~~158~~160.1231 0.00 0.00 B3 1,~~238~~236,~~000~~424.0042 5.500000% ~~786~~795.8939 5,~~674~~666.1795 6,~~461~~462.0633 0.00 0.00 B4 1,~~238~~236,~~000~~424.0042 5.500000% ~~786~~795.8939 5,~~674~~666.1795 6,~~461~~462.0633 0.00 0.00 B5 ~~900~~898,~~000~~854.0058 5.500000% ~~572~~578.0623 4,~~125~~119.0075 4,697.0698 0.00 0.00 B6 ~~563~~562,~~513~~795.0082 5.500000% ~~358~~362.1803 2,~~582~~579.7748 2,~~940~~941.9551 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~225~~222,~~048~~188,~~729~~011.6482 - ~~682~~2,~~633~~566,431.8774 1997,~~010,591~~360.1787 13,~~693~~563,~~225~~792.0462 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 24,~~920~~173,~~813~~737.3405 0.00 A2 24,~~920~~173,~~813~~737.3405 0.00 A3 7,~~859~~787,000.00 0.00 A4 20,264,000.00 0.00 A5 2,~~157~~177,~~845~~670.0057 0.00 A6 4645,~~679~~555,725.27 0.00 A7 8,265,000.00 0.00 A8 ~~100~~97,~~015~~201,~~232~~537.0890 0.00 A9 ~~100~~97,~~015~~201,~~232~~537.0890 0.00 A10 1,~~921~~939,~~767~~424.9249 0.00 A11 1,123,000.00 0.00 APO ~~494~~483,~~607~~229.1675 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 4,~~610~~604,~~067~~165.9037 0.00 B2 2,~~136~~133,~~641~~905.0539 0.00 B3 1,~~237~~235,~~213~~629.1103 0.00 B4 1,~~237~~235,~~213~~629.1103 0.00 B5 ~~899~~898,~~427~~276.9435 0.00 B6 ~~563~~562,~~154~~433.8279 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~224~~219,~~384~~640,~~708~~364.7000 - --------------------------------------------------------------------------------

Payment Date: 10/25/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 2524,~~000~~578,~~000~~505.0044 34.~~800000~~180000% 32051GTA3 316.~~167466~~190736 3.~~166667~~424605 ~~996~~966.~~832534~~949482 A2 2524,~~000~~578,~~000~~505.0044 1.~~700000~~320000% 32051GTB1 0.000000 1.~~416667~~081454 ~~996~~966.~~832534~~949482 A3 7,~~895~~823,000.00 5.500000% 32051GTC9 4.559848 4.~~583333~~541535 ~~995~~986.~~440152~~320456 A4 20,264,000.00 5.500000% 32051GTD7 0.000000 4.583333 1,000.000000 A5 2,~~148~~167,~~000~~735.0012 5.500000% 32051GTE5 0.000000 0.000000 1,~~004~~013.~~583333~~813116 A6 4746,~~230~~117,~~000~~725.0027 5.500000% 32051GTF2 11.~~650958~~899217 4.~~583333~~475395 ~~988~~964.~~349042~~550609 A7 8,265,000.00 5.500000% 32051GTG0 0.000000 4.583333 1,000.000000 A8 ~~100~~98,~~025~~757,~~000~~870.0079 34.~~950000~~330000% 32051GTH8 015.~~097655~~559439 3.~~291667~~562623 ~~999~~971.~~902345~~772436 A9 ~~100~~98,~~025~~757,~~000~~870.0079 1.~~550000~~170000% 32051GTJ4 0.000000 10.~~291667~~962649 ~~999~~971.~~902345~~772436 A10 1,~~913~~930,~~000~~576.0002 5.500000% 32051GTK1 0.000000 0.000000 1,~~004~~013.~~583335~~813117 A11 1,123,000.00 5.500000% 32051GTL9 0.000000 4.583333 1,000.000000 APO ~~495~~483,~~116~~691.6483 0.000000% 32051GTM7 10.~~029010~~933282 0.000000 ~~998~~975.~~970990~~991731 Residual AR ~~100~~0.00 5.500000% 32051GTN5 ~~1,000~~0.000000 40.~~800000~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,~~613~~607,~~000~~129.0011 5.500000% 32051GTP0 0.~~635618~~642476 4.~~583333~~577500 ~~999~~998.~~364383~~084840 B2 2,~~138~~135,~~000~~279.00 5.500000% 32051GTQ8 0.~~635618~~642476 4.~~583333~~577500 ~~999~~998.~~364383~~084839 B3 1,~~238~~236,~~000~~424.0042 5.500000% 32051GTR6 0.~~635618~~642476 4.~~583333~~577500 ~~999~~998.~~364386~~084842 B4 1,~~238~~236,~~000~~424.0042 5.500000% 32051GTS4 0.~~635618~~642476 4.~~583333~~577500 ~~999~~998.~~364386~~084842 B5 ~~900~~898,~~000~~854.0058 5.500000% 32051GTT2 0.~~635618~~642476 4.~~583333~~577500 ~~999~~998.~~364378~~084835 B6 ~~563~~562,~~513~~795.0082 5.500000% 32051GTU9 0.~~635618~~642456 4.~~583333~~577500 ~~999~~998.~~364380~~084847 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~225~~222,~~048~~188,~~729~~011.6482 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 219,640,364.00 219,640,364.00 Loan count 1057 1057 Avg loan rate 6.192314% 6.19 Prepay amount 2,404,618.46 2,404,618.46 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 129,292.51 129,292.51 Sub servicer fees 0.00 0.00 Trustee fees 1,110.94 1,110.94 Agg advances N/A N/A Adv this period 2,348.33 2,348.33 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 4,500,975.00 4,500,975.00 Special Hazard 2,692,637.74 2,692,637.74 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.197595% 100.000000% 211,511,104.47 ----------------------------------------------------------------------------- Junior 4.802405% 0.000000% 10,670,038.96 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 12 2,232,653.73 60 to 89 days 1 134,585.05 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 13 2,367,238.78 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 3,563,792.62 3,563,792.62 Principal remittance amount 2,566,431.74 2,566,431.74 Interest remittance amount 997,360.87 997,360.87

Filing Compare · First Horizon Asset Sec Mort Pass Thr Certs Ser 2005-FA6