8-K 1 fh05fa1_8k0508.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2005 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2005 FH By: /s/ Kelly Crosson ------------------------------ Name: Kelly Crosson Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2005 Payment Date: 08/25/05 ------------------------------------------------------------ First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 28,000,000.00 5.500000% 0.00 128,333.33 128,333.33 0.00 0.00 1A2 5554,~~711~~209,~~554~~075.7489 5.500000% 1,~~502~~886,~~478~~016.8639 ~~255~~248,~~344~~458.6326 12,~~757~~134,~~823~~474.4865 0.00 0.00 1A3 7,500,000.00 5.500000% 0.00 34,375.00 34,375.00 0.00 0.00 1A4 9087,~~201~~890,~~226~~479.8985 5.500000% 2,~~310~~900,~~747~~611.0406 ~~413~~402,~~422~~831.2937 23,~~724~~303,~~169~~442.3343 0.00 0.00 1A5 11,545,000.00 5.500000% 0.00 52,914.58 52,914.58 0.00 0.00 1A6 4746,~~855~~315,~~238~~668.9937 5.500000% 1,~~539~~920,~~570~~644.6270 ~~219~~212,~~336~~280.5115 12,~~758~~132,~~907~~924.1385 0.00 0.00 1A7 10,~~384~~432,~~746~~342.1692 5.500000% 0.00 0.00 0.00 0.00 0.00 1PO 1,~~585~~564,~~630~~004.3988 0.000000% 2111,~~625~~222.5120 0.00 2111,~~625~~222.5120 0.00 0.00 2A1 2423,~~556~~449,~~823~~950.7202 5.000000% 1579,~~106,873~~904.7061 ~~102~~97,~~320~~708.1013 1677,~~209,193~~612.8074 0.00 0.00 2PO ~~344~~343,~~917~~536.1730 0.000000% 111,~~380~~012.8732 0.00 111,~~380~~012.8732 0.00 0.00 Residual 1AR 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 7,~~181~~174,~~362~~345.4178 5.~~456581~~456697% 7,~~016~~097.6490 32,~~654~~623.7453 39,~~671~~721.3843 0.00 0.00 B2 2,~~749~~747,~~737~~050.3064 5.~~456581~~456697% 2,~~686~~717.6678 12,~~503~~491.4752 15,~~190~~209.1430 0.00 0.00 B3 1,~~527~~526,~~631~~139.8425 5.~~456581~~456697% 1,~~492~~509.5988 6,~~946~~939.3773 8,~~438~~449.9661 0.00 0.00 B4 1,~~222~~220,~~105~~911.4639 5.~~456581~~456697% 1,~~194~~207.0790 5,~~557~~551.1079 6,~~751~~759.1769 0.00 0.00 B5 1,~~069~~068,~~839~~794.8858 5.~~456581~~456697% 1,~~045~~057.3041 4,~~864~~860.7207 5,~~910~~917.0248 0.00 0.00 B6 764,~~887~~140.3803 5.~~456581~~456697% ~~747~~756.3400 3,~~478~~474.0673 4,~~225~~230.4073 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~292~~285,~~200~~751,~~702~~439.3589 - 67,~~496~~323,~~859~~758.2115 1,~~272~~242,~~050~~842.9119 78,~~768~~566,~~910~~600.1234 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 28,000,000.00 0.00 1A2 5452,~~209~~323,~~075~~059.8950 0.00 1A3 7,500,000.00 0.00 1A4 8784,~~890~~989,~~479~~868.8579 0.00 1A5 11,545,000.00 0.00 1A6 4644,~~315~~395,~~668~~023.3767 0.00 1A7 10,~~432~~480,~~342~~157.9282 0.00 1PO 1,~~564~~552,~~004~~782.8868 0.00 2A1 2322,~~449~~870,~~950~~045.0241 0.00 2PO ~~343~~332,~~536~~523.3098 0.00 Residual 1AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 7,~~174~~167,~~345~~247.7887 0.00 B2 2,~~747~~744,~~050~~332.6486 0.00 B3 1,~~526~~524,~~139~~629.2537 0.00 B4 1,~~220~~219,~~911~~703.3949 0.00 B5 1,~~068~~067,~~794~~737.5818 0.00 B6 ~~764~~763,~~140~~384.0304 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~285~~278,~~751~~475,~~439~~496.8966 - --------------------------------------------------------------------------------

Payment Date: 08/25/05 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 28,000,000.00 5.500000% 32051GFL4 0.000000 4.583333 1,000.000000 1A2 5554,~~711~~209,~~554~~075.7489 5.500000% 32051GFM2 2531.~~188668~~618575 4.~~280786~~165338 ~~908~~877.~~801084~~182509 1A3 7,500,000.00 5.500000% 32051GFN0 0.000000 4.583333 1,000.000000 1A4 9087,~~201~~890,~~226~~479.8985 5.500000% 32051GFP5 2430.~~006016~~134027 4.~~294984~~184957 ~~913~~882.~~081437~~947409 1A5 11,545,000.00 5.500000% 32051GFQ3 0.000000 4.583333 1,000.000000 1A6 4746,~~855~~315,~~238~~668.9937 5.500000% 32051GFR1 2936.~~607127~~935475 4.~~218010~~082311 ~~890~~853.~~685930~~750455 1A7 10,~~384~~432,~~746~~342.1692 5.500000% 32051GFS9 0.000000 0.000000 1,~~027~~032.~~817036~~527864 1PO 1,~~585~~564,~~630~~004.3988 0.000000% 32051GFT7 136.~~311017~~907531 0.000000 ~~962~~955.~~682195~~774666 2A1 2423,~~556~~449,~~823~~950.7202 5.000000% 32051GFV2 4322.~~618919~~852483 43.~~032160~~850415 ~~924~~901.~~099544~~247061 2PO ~~344~~343,~~917~~536.1730 0.000000% 32051GFW0 330.~~824593~~500805 0.000000 ~~951~~920.~~491940~~991140 Residual 1AR 0.00 5.500000% 32051GFU4 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 7,~~181~~174,~~362~~345.4178 5.~~456581~~456697% 32051GFX8 0.~~972372~~983634 4.~~525324~~520999 ~~994~~993.~~227519~~243884 B2 2,~~749~~747,~~737~~050.3064 5.~~456581~~456697% 32051GFY6 0.~~972372~~983634 4.~~525324~~520999 ~~994~~993.~~227521~~243887 B3 1,~~527~~526,~~631~~139.8425 5.~~456581~~456697% 32051GFZ3 0.~~972372~~983635 4.~~525324~~520999 ~~994~~993.~~227524~~243889 B4 1,~~222~~220,~~105~~911.4639 5.~~456581~~456697% 32051GGA7 0.~~972372~~983632 4.~~525324~~520999 ~~994~~993.~~227517~~243884 B5 1,~~069~~068,~~839~~794.8858 5.~~456581~~456697% 32051GGB5 0.~~972372~~983637 4.~~525324~~520999 ~~994~~993.~~227518~~243888 B6 764,~~887~~140.3803 5.~~456581~~456697% 32051GGC3 0.~~972372~~983636 4.~~525324~~520994 ~~994~~993.~~227516~~243888 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~292~~285,~~200~~751,~~702~~439.3589 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 254,021,736.26 24,453,764.74 278,475,501.00 Loan count 1346 153 1499 Avg loan rate 6.058217% 5.457944% 6.01 Prepay amount 6,490,646.91 501,668.68 6,992,315.59 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 123,391.12 10,725.99 134,117.10 Sub servicer fees 0.00 0.00 0.00 Trustee fees 1,303.51 125.25 1,428.76 Agg advances N/A N/A N/A Adv this period 7,500.70 0.00 7,500.70 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 5,600,546.63 540,420.56 6,140,967.19 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.929943% 100.000000% 271,250,058.22 ----------------------------------------------------------------------------- Junior 5.070057% 0.000000% 14,487,034.81 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 19 2,945,473.47 60 to 89 days 1 309,931.70 90 or more 1 199,966.00 Foreclosure 0 0.00 Totals: 21 3,455,371.17 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 8,566,600.34 8,566,600.34 Principal remittance amount 7,323,758.15 7,323,758.15 Interest remittance amount 1,242,842.19 1,242,842.19

Filing Compare · First Horizon Alternative Mortgage Securities Trust 2005-FA1