8-K 1 cw05j2_8k0508.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2005 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2005-J2) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2005 CW By: /s/ AnnMarie Cassano ------------------------------ Name: AnnMarie Cassano Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2005 Payment Date: 08/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-J2 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 3533,~~328~~878,~~000~~195.0049 4.~~707489~~706639% 1,~~449~~352,~~804~~825.5101 ~~138~~132,~~588~~877.4802 1,~~588~~485,~~392~~702.9903 0.00 0.00 1A2 50,079,000.00 4.~~707489~~706639% 0.00 196,~~455~~419.2980 196,~~455~~419.2980 0.00 0.00 1A3 28,584,000.00 4.~~707489~~706639% 0.00 112,~~132~~112.3913 112,~~132~~112.3913 0.00 0.00 1A4 3938,~~212~~713,~~000~~278.0075 4.~~707489~~706639% ~~498~~465,~~721~~361.2508 ~~153~~151,~~825~~841.0618 ~~652~~617,~~546~~202.3125 0.00 0.00 2A1 80,~~432~~212,~~000~~087.0080 3.~~550000~~860000% ~~219~~244,~~912~~130.2027 ~~237~~258,~~944~~015.6755 ~~457~~502,~~856~~145.8682 0.00 0.00 2A2 25,~~592~~522,~~000~~027.0094 3.~~450000~~140000% 0.00 7366,~~577~~782.0064 7366,~~577~~782.0064 0.00 0.00 2A3 21,~~936~~876,~~000~~023.0095 87.~~625000~~850000% 5966,~~976~~580.0598 ~~157~~143,~~665~~105.0066 ~~217~~209,~~641~~686.0564 0.00 0.00 2A4 5453,~~168~~479,~~000~~678.0014 4.~~550000~~860000% ~~688~~674,~~321~~177.8676 ~~205~~216,~~387~~592.0070 ~~893~~890,~~708~~770.8645 0.00 0.00 2A5 1817,~~056~~826,~~000~~559.0038 87.~~350000~~420000% ~~229~~224,~~440~~725.6292 ~~125~~110,~~639~~227.6756 ~~355~~334,~~080~~953.2948 0.00 0.00 2X ~~180~~179,~~926~~723,~~590~~520.0037 0.~~226489~~225920% 0.00 3433,~~148~~836.2600 3433,~~148~~836.2600 0.00 0.00 3A1 5049,~~000~~833,~~000~~083.0098 5.500000% ~~166~~189,~~916~~876.0277 ~~229~~228,~~166~~401.6763 ~~396~~418,~~082~~278.6940 0.00 0.00 3A2 13,~~930~~905,~~000~~190.0045 5.500000% 2435,~~809~~699.5550 63,~~845~~732.8312 8899,~~655~~431.3862 0.00 0.00 3A3 10,~~000~~045.0083 5.500000% 0.00 0.00 0.00 0.00 0.00 3A4 2524,~~000~~928,~~000~~820.0073 4.750000% 7183,~~179~~749.2747 98,~~958~~676.3358 ~~170~~182,~~137~~426.6006 0.00 0.00 3A5 3534,~~000~~900,~~000~~349.0002 5.500000% 99117,~~650~~249.9826 ~~160~~159,~~416~~959.6793 ~~260~~277,~~067~~209.6420 0.00 0.00 3A6 26,~~200~~125,~~000~~404.0013 3.~~630000~~760000% 7487,~~595~~769.8745 7981,~~255~~859.0060 ~~153~~169,~~850~~629.8705 0.00 0.00 3A7 26,~~200~~125,~~000~~404.0013 3.~~370000~~240000% 0.00 7370,~~578~~538.3359 7370,~~578~~538.3359 0.00 0.00 3A8 35,084,000.00 5.500000% 0.00 160,801.67 160,801.67 0.00 0.00 3A9 ~~101~~96,~~299~~376,~~000~~208.0064 4.~~610000~~860000% 43,~~922~~450,~~791~~606.3664 ~~389~~390,~~156~~323.9965 53,~~311~~840,~~948~~930.3528 0.00 0.00 3A10 98,~~209~~761,~~000~~473.0051 1512.~~290000~~540000% ~~447~~313,~~526~~691.4951 ~~117~~91,~~338~~557.0140 ~~564~~405,~~864~~248.5091 0.00 0.00 3A11 5250,~~125~~860,~~000~~276.0004 5.500000% 1943,~~264,723~~089.9684 ~~238~~233,~~906~~109.2560 1,~~503~~176,~~630~~199.2144 0.00 0.00 3A12 10,000,000.00 5.000000% 0.00 41,666.67 41,666.67 0.00 0.00 3A13 10,000,000.00 6.000000% 0.00 50,000.00 50,000.00 0.00 0.00 3A14 46,735,000.00 5.500000% 0.00 214,202.08 214,202.08 0.00 0.00 3A15 712,000.00 5.500000% 0.00 3,263.33 3,263.33 0.00 0.00 3A16 4140,~~100~~982,~~000~~981.0028 5.000000% ~~117~~137,~~018~~684.7213 ~~171~~170,~~250~~762.0042 ~~288~~308,~~268~~446.7256 0.00 0.00 3A17 1,~~228~~224,~~000~~503.0067 5.500000% 34,~~496~~113.3377 5,~~628~~612.3331 9,~~124~~726.6608 0.00 0.00 3X ~~454~~424,~~606~~684,~~702~~660.0075 0.~~258707~~268884% 0.00 98,~~008~~096.3220 98,~~008~~096.3220 0.00 0.00 PO 223,~~879~~667.2280 0.000000% ~~211~~585.4206 0.00 ~~211~~585.4206 0.00 0.00 Residual AR ~~100~~0.00 5.500000% ~~100~~0.00 0.7200 ~~100~~0.7200 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1M ~~619~~616,~~300~~559.0057 4.~~707489~~706639% 2,~~740~~894.4312 2,~~429~~418.4627 5,~~169~~312.8839 0.00 0.00 1B1 ~~309~~308,~~600~~230.0001 4.~~707489~~706639% 1,~~369~~446.9983 1,~~214~~208.5394 2,~~584~~655.5277 0.00 0.00 1B2 ~~232~~231,~~200~~172.0051 4.~~707489~~706639% 1,~~027~~085.4912 ~~910~~906.9070 1,~~938~~991.3982 0.00 0.00 1B3 154,~~800~~115.00 4.~~707489~~706639% ~~685~~723.0041 ~~607~~604.2747 1,~~292~~327.2688 0.00 0.00 1B4 77,~~400~~057.0050 4.~~707489~~706639% ~~342~~361.5071 ~~303~~302.6323 ~~646~~663.1394 0.00 0.00 1B5 154,~~773~~088.1017 4.~~707489~~706639% ~~684~~723.8829 ~~607~~604.1636 1,~~292~~327.0465 0.0500 0.00 2M 13,~~438~~428,~~000~~763.0061 5.500000% 912,~~236~~380.3917 61,~~590~~548.8350 7073,~~827~~928.2267 0.00 0.00 2B1 3,~~932~~929,~~400~~697.0013 5.500000% 23,~~702~~622.8785 18,~~023~~011.5011 2021,~~726~~633.3796 0.00 0.00 2B2 1,~~966~~964,~~200~~848.0056 5.500000% 1,~~351~~811.4442 9,~~011~~005.7556 10,~~363~~816.1998 0.00 0.00 2B3 1,~~310~~309,~~800~~899.0004 5.500000% ~~900~~1,207.9662 6,~~007~~003.8370 67,~~908~~211.7932 0.00 0.00 2B4 ~~983~~982,~~100~~424.0010 5.500000% ~~675~~905.7271 4,~~505~~502.8878 5,~~181~~408.5949 0.0609 0.00 2B5 1,~~310~~309,~~520~~620.8407 5.500000% ~~900~~1,207.7727 6,~~006~~002.5543 67,~~907~~209.3269 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 1,~~190~~179,~~060~~698,~~073~~303.1689 - 108,~~361~~420,~~814~~285.8794 3,~~742~~695,~~025~~493.3107 1412,~~103~~115,~~840~~779.1902 0.1109 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 3332,~~878~~525,~~195~~370.4948 0.00 1A2 50,079,000.00 0.00 1A3 28,584,000.00 0.00 1A4 38,~~713~~247,~~278~~917.7567 0.00 2A1 8079,~~212~~967,~~087~~957.8054 0.00 2A2 25,~~522~~444,~~027~~350.9413 0.00 2A3 21,~~876~~809,~~023~~442.9596 0.00 2A4 5352,~~479~~805,~~678~~500.1438 0.00 2A5 17,~~826~~601,~~559~~833.3846 0.00 2X ~~179~~178,~~723~~507,~~520~~986.3766 0.00 3A1 49,~~833~~643,~~083~~207.9821 0.00 3A2 13,~~905~~869,~~190~~490.4595 0.00 3A3 10,~~045~~091.8388 0.00 3A4 24,~~928~~845,~~820~~071.7326 0.00 3A5 34,~~900~~783,~~349~~099.0276 0.00 3A6 26,~~125~~037,~~404~~634.1368 0.00 3A7 26,~~125~~037,~~404~~634.1368 0.00 3A8 35,084,000.00 0.00 3A9 9692,~~376~~925,~~208~~602.6400 0.00 3A10 8,~~761~~447,~~473~~782.5100 0.00 3A11 5049,~~860~~917,~~276~~186.0420 0.00 3A12 10,000,000.00 0.00 3A13 10,000,000.00 0.00 3A14 46,735,000.00 0.00 3A15 712,000.00 0.00 3A16 40,~~982~~845,~~981~~297.2815 0.00 3A17 1,~~224~~220,~~503~~389.6790 0.00 3X 5442,~~584~~259,~~875~~240.0718 0.00 PO 223,~~667~~082.8073 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate 1M ~~616~~613,~~559~~665.5746 0.00 1B1 ~~308~~306,~~230~~783.0118 0.00 1B2 ~~231~~230,~~172~~087.5139 0.00 1B3 ~~154~~153,~~115~~391.0059 0.00 1B4 7776,~~057~~695.5080 0.00 1B5 ~~154~~153,~~088~~364.1789 0.00 2M 13,~~428~~416,~~763~~383.6143 0.00 2B1 3,~~929~~926,~~697~~074.1328 0.00 2B2 1,~~964~~963,~~848~~037.5614 0.00 2B3 1,~~309~~308,~~899~~691.0443 0.00 2B4 ~~982~~981,~~424~~518.2230 0.00 2B5 1,~~309~~308,~~620~~412.0781 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 1,~~179~~171,~~698~~278,~~304~~063.0190 - --------------------------------------------------------------------------------

Payment Date: 08/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-J2 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 3533,~~328~~878,~~000~~195.0049 4.~~707489~~706639% 12669GT27 4138.~~038398~~293281 3.~~922908~~761238 ~~958~~920.~~961602~~668322 1A2 50,079,000.00 4.~~707489~~706639% 12669GT35 0.000000 3.~~922908~~922199 1,000.000000 1A3 28,584,000.00 4.~~707489~~706639% 12669GT43 0.000000 3.~~922908~~922199 1,000.000000 1A4 3938,~~212~~713,~~000~~278.0075 4.~~707489~~706639% 12669GT50 1211.~~718587~~867823 3.~~922908~~872314 ~~987~~975.~~281413~~413589 2A1 80,~~432~~212,~~000~~087.0080 3.~~550000~~860000% 12669GU25 23.~~734138~~035238 23.~~958333~~207872 ~~997~~994.~~265862~~230624 2A2 25,~~592~~522,~~000~~027.0094 3.~~450000~~140000% 12669GU33 0.000000 2.~~875000~~609512 ~~997~~994.~~265862~~230624 2A3 21,~~936~~876,~~000~~023.0095 87.~~625000~~850000% 12669GU41 23.~~734138~~035238 76.~~187500~~523781 ~~997~~994.~~265862~~230624 2A4 5453,~~168~~479,~~000~~678.0014 4.~~550000~~860000% 12669GU58 12.~~707168~~446052 3.~~791667~~998536 ~~987~~974.~~292832~~846780 2A5 1817,~~056~~826,~~000~~559.0038 87.~~350000~~420000% 12669GU66 12.~~707168~~446052 6.~~958333~~104761 ~~987~~974.~~292832~~846780 2X ~~180~~179,~~926~~723,~~590~~520.0037 0.~~226489~~225920% 12669GU74 0.000000 0.~~188741~~187015 ~~993~~986.~~350510~~632129 3A1 5049,~~000~~833,~~000~~083.0098 5.500000% 12669GU82 3.~~338320~~797535 4.~~583333~~568033 ~~996~~992.~~661680~~864144 3A2 13,~~930~~905,~~000~~190.0045 5.500000% 12669GU90 12.~~781016~~562778 4.~~583333~~575170 ~~998~~995.~~218984~~656206 3A3 10,~~000~~045.0083 5.500000% 12669GV24 0.000000 0.000000 1,~~004~~009.~~583333~~187674 3A4 2524,~~000~~928,~~000~~820.0073 4.750000% 12669GV32 23.~~847171~~349979 3.~~958333~~947063 ~~997~~993.~~152829~~802850 3A5 3534,~~000~~900,~~000~~349.0002 5.500000% 12669GV40 23.~~847171~~349979 4.~~583333~~570284 ~~997~~993.~~152829~~802850 3A6 26,~~200~~125,~~000~~404.0013 3.~~630000~~760000% 12669GV57 23.~~847171~~349979 3.~~025000~~124412 ~~997~~993.~~152829~~802850 3A7 26,~~200~~125,~~000~~404.0013 3.~~370000~~240000% 12669GV65 0.000000 2.~~808333~~692313 ~~997~~993.~~152829~~802850 3A8 35,084,000.00 5.500000% 12669GV73 0.000000 4.583333 1,000.000000 3A9 ~~101~~96,~~299~~376,~~000~~208.0064 4.~~610000~~860000% 12669GV81 4834.~~596643~~063580 3.~~841667~~853184 ~~951~~917.~~403357~~339776 3A10 98,~~209~~761,~~000~~473.0051 1512.~~290000~~540000% 12669GV99 4834.~~596643~~063580 129.~~741667~~942165 ~~951~~917.~~403357~~339776 3A11 5250,~~125~~860,~~000~~276.0004 5.500000% 12669GW23 2418.~~263289~~092851 4.~~583333~~472127 ~~975~~957.~~736711~~643860 3A12 10,000,000.00 5.000000% 12669GW31 0.000000 4.166667 1,000.000000 3A13 10,000,000.00 6.000000% 12669GW49 0.000000 5.000000 1,000.000000 3A14 46,735,000.00 5.500000% 12669GW56 0.000000 4.583333 1,000.000000 3A15 712,000.00 5.500000% 12669GX30 0.000000 4.583333 1,000.000000 3A16 4140,~~100~~982,~~000~~981.0028 5.000000% 12669GX48 23.~~847171~~349979 4.~~166667~~154803 ~~997~~993.~~152829~~802850 3A17 1,~~228~~224,~~000~~503.0067 5.500000% 12669GX89 23.~~847171~~349979 4.~~583333~~570284 ~~997~~993.~~152829~~802850 3X ~~454~~424,~~606~~684,~~702~~660.0075 0.~~258707~~268884% 12669GW64 0.000000 0.~~215589~~215783 12972.~~285070~~839244 PO 223,~~879~~667.2280 0.000000% 12669GX22 02.~~944362~~613302 0.000000 ~~999~~996.~~055638~~442336 Residual AR ~~100~~0.00 5.500000% 12669GS93 ~~1,000~~0.000000 70.~~177497~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate 1M ~~619~~616,~~300~~559.0057 4.~~707489~~706639% 12669GT68 4.~~425036~~673210 3.~~922908~~904843 ~~995~~990.~~574964~~901754 1B1 ~~309~~308,~~600~~230.0001 4.~~707489~~706639% 12669GT76 4.~~425036~~673210 3.~~922908~~904843 ~~995~~990.~~574964~~901754 1B2 ~~232~~231,~~200~~172.0051 4.~~707489~~706639% 12669GT84 4.~~425036~~673210 3.~~922908~~904843 ~~995~~990.~~574964~~901754 1B3 154,~~800~~115.00 4.~~707489~~706639% 12669GS69 4.~~425036~~673210 3.~~922908~~904843 ~~995~~990.~~574964~~901754 1B4 77,~~400~~057.0050 4.~~707489~~706639% 12669GS77 4.~~425036~~673210 3.~~922908~~904843 ~~995~~990.~~574964~~901754 1B5 154,~~773~~088.1017 4.~~707489~~706639% 12669GS85 4.~~425036~~673208 3.~~922908~~904842 ~~995~~990.~~574641~~901432 2M 13,~~438~~428,~~000~~763.0061 5.500000% 12669GW72 0.~~687334~~921281 4.~~583333~~580183 ~~999~~998.~~312666~~391385 2B1 3,~~932~~929,~~400~~697.0013 5.500000% 12669GW80 0.~~687334~~921281 4.~~583333~~580183 ~~999~~998.~~312666~~391385 2B2 1,~~966~~964,~~200~~848.0056 5.500000% 12669GW98 0.~~687334~~921281 4.~~583333~~580183 ~~999~~998.~~312666~~391385 2B3 1,~~310~~309,~~800~~899.0004 5.500000% 12669GX55 0.~~687334~~921281 4.~~583333~~580183 ~~999~~998.~~312666~~391385 2B4 ~~983~~982,~~100~~424.0010 5.500000% 12669GX63 0.~~687334~~921281 4.~~583333~~580182 ~~999~~998.~~312605~~391110 2B5 1,~~310~~309,~~520~~620.8407 5.500000% 12669GX71 0.~~687334~~921212 4.~~583333~~580183 ~~999~~998.~~312666~~391454 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 1,~~190~~179,~~060~~698,~~073~~303.1689 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2005-J2 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 150,970,276.45 178,507,986.66 461,879,800.79 Loan count 332 331 882 Avg loan rate 4.916391% 5.940900% 5.955756% Prepay amount 1,108,200.49 1,047,463.57 4,950,512.90 Total ----- Prin balance 791,358,063.90 Loan count 1545 Avg loan rate 5.75 Prepay amount 7,106,176.96 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 25,336.26 30,849.46 76,118.91 Sub servicer fees 0.00 0.00 410.10 Trustee fees 1,145.97 1,347.93 3,504.44 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 132,304.62 Sub servicer fees 410.10 Trustee fees 5,998.34 Agg advances N/A Adv this period 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 3,095,021.46 3,618,531.82 9,489,248.18 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 16,202,801.46 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.928395% 100.000000% 1,155,231,828.60 ----------------------------------------------------------------------------- Junior 2.071605% 0.000000% 24,438,105.69 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 12 5,533,429.00 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 12 5,533,429.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 12,115,779.02 12,115,779.02 Principal remittance amount 8,420,285.94 8,420,285.94 Interest remittance amount 3,695,493.07 3,695,493.07

Filing Compare · CHL Mortgage Pass-Through Trust 2005-J2